Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Overdraft

4.80% - 6.30%

-

RBB

Rastriya Banijya Bank
Hypothecation

4.80% - 6.30%

-

RBB

Rastriya Banijya Bank
Trust Receipt (NPR)/ Import Loan

4.80% - 5.80%

-

RBB

Rastriya Banijya Bank
Refinancing

4.80% - 6.30%

-

Nepal Bank

Nepal Bank Ltd.
Export Finance in NPR

4.87% - 6.87%

-

Nepal Bank

Nepal Bank Ltd.
Trust Receipt (NPR)

4.87% - 6.62%

-

Krishi Bikas

Agricultural Dev. Bank
Industry, Processing & Mines Loan

5.06% - 8.06%

-

Krishi Bikas

Agricultural Dev. Bank
Wholesale Lending

5.06% - 7.06%

-

Krishi Bikas

Agricultural Dev. Bank
Business Loan

5.06% - 8.06%

-

Krishi Bikas

Agricultural Dev. Bank
Overdraft Loan

5.06% - 10.06%

-

Krishi Bikas

Agricultural Dev. Bank
Saral Thekkapatta Karja

5.06% - 8.06%

-

Krishi Bikas

Agricultural Dev. Bank
Hypothecation Loan

5.06% - 7.06%

-

Krishi Bikas

Agricultural Dev. Bank
TR Loan

5.06% - 6.06%

-

Krishi Bikas

Agricultural Dev. Bank
Pre-shipment Loan

5.06% - 6.06%

-

Krishi Bikas

Agricultural Dev. Bank
Post shipment Loan

5.06% - 6.06%

-

Nepal Bank

Nepal Bank Ltd.
WC-Industrial

5.12% - 7.12%

-

RBB

Rastriya Banijya Bank
Export Loan

5.30% - 5.30%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Commercial

5.37% - 7.12%

-

Nepal Bank

Nepal Bank Ltd.
Sambriddha Byabasaya Karja

5.37% - 8.12%

-

Laxmi Sunrise

Laxmi Sunrise
Export Loans

5.37% - 8.37%

-

Nepal Bank

Nepal Bank Ltd.
85th ann. loan

5.37% - 7.37%

-

Nepal Bank

Nepal Bank Ltd.
Permenent WC

5.37% - 7.37%

-

Siddhartha

Siddhartha Bank
Working Capital Loan

5.38% - 8.88%

-

Citizens Bank

Citizens Bank Int'l
Working Capital Loan

5.47% - 7.97%

-

Citizens Bank

Citizens Bank Int'l
SME Loan

5.47% - 7.97%

-

Kumari Bank

Kumari Bank
SME

5.49% - 7.49%

-

NIMB

Nepal Investment Mega Bank
Working Capital Loan

5.51% - 7.51%

-

Himalayan

Himalayan Bank
Working Capital Loan

5.55% - 7.55%

-

Himalayan

Himalayan Bank
SME/ Card Merchant Loan

5.55% - 8.05%

-

Nepal SBI

Nepal SBI Bank
Working Capital Loan

5.55% - 7.55%

-

Nepal SBI

Nepal SBI Bank
SME Loan

5.55% - 7.55%

-

Nepal SBI

Nepal SBI Bank
Saral Karja-MSME

5.55% - 7.55%

-

Prime Bank

Prime Commercial Bank
Working Capital Loan

5.57% - 10.57%

-

Prime Bank

Prime Commercial Bank
SME Loan

5.57% - 10.57%

-

Prime Bank

Prime Commercial Bank
Bewasahya Jevan Rakshya

5.57% - 10.57%

-

Everest Bank

Everest Bank
Working Capital-Overdraft

5.65% - 7.65%

-

Nabil Bank

Nabil Bank
Export/OD/TR/DL/STL

5.76% - 8.26%

-

Global IME

Global IME Bank
WC Loan-Fluctuating

5.76% - 8.51%

-

Nepal Bank

Nepal Bank Ltd.
Sajilo Byabasaya Karja

5.87% - 7.87%

-

Nepal Bank

Nepal Bank Ltd.
Laghu Udhyam Karja

5.87% - 7.87%

-

Excel Bikas

Excel Bikas Bank
Business Loan

5.90% - 9.90%

-

Excel Bikas

Excel Bikas Bank
SME Loan

5.90% - 9.40%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Udhamsil Loan

5.91% - 9.66%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Working Capital Loan

5.91% - 9.66%

-

Garima Bikas

Garima Bikas Bank
SME Loan

5.92% - 7.92%

-

Garima Bikas

Garima Bikas Bank
Business Loan

5.92% - 7.92%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus -OD

6.00% - 10.00%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-DL

6.00% - 10.00%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-TL

6.00% - 10.00%

-

Shine Resunga

Shine Resunga BB
Industrial Loans

6.01% - 10.01%

-

Shine Resunga

Shine Resunga BB
Service Business

6.01% - 10.01%

-

Shine Resunga

Shine Resunga BB
Working Capital

6.01% - 10.01%

-

Shine Resunga

Shine Resunga BB
Short Term Loan

6.01% - 10.01%

-

Shine Resunga

Shine Resunga BB
Trading Loans

6.01% - 10.01%

-

Kamana Sewa

Kamana Sewa B.Bank
Business Loan

6.02% - 11.02%

-

Kamana Sewa

Kamana Sewa B.Bank
Saral Byapar Karrja

6.02% - 11.02%

-

Himalayan

Himalayan Bank
Small/Personal Business

6.05% - 8.05%

-

Jyoti Bikas

Jyoti Bikas Bank
Business Loan

6.06% - 11.06%

-

Jyoti Bikas

Jyoti Bikas Bank
Working Capital

6.06% - 11.06%

-

Jyoti Bikas

Jyoti Bikas Bank
SME Loan

6.06% - 11.06%

-

Shangrila Dev.

Shangrila Bikas Bank
Working Capital Loan

6.07% - 10.06%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-OD

6.07% - 10.06%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-Term

6.07% - 10.06%

-

Sanima Bank

Sanima Bank
Working Capital/STL

6.23% - 8.23%

-

Miteri Bikas

Miteri Bikas Bank
Business Loan

6.23% - 10.23%

-

Machhapuchhre

Machhapuchhre Bank
Working Capital Loan

6.25% - 8.25%

-

Nabil Bank

Nabil Bank
Nabil Nari Karja

6.26% - 7.76%

-

Nabil Bank

Nabil Bank
Nabil Sajilo Karja

6.26% - 7.76%

-

Nabil Bank

Nabil Bank
Sajilo Express Karja

6.26% - 7.76%

-

NMB Bank

NMB Bank
Working Capital Loan

6.31% - 8.31%

-

NIC Asia

NIC ASIA Bank
Easy Business Loan

6.32% - 8.32%

-

NIC Asia

NIC ASIA Bank
Small Business Loan

6.32% - 8.32%

-

Laxmi Sunrise

Laxmi Sunrise
Working Capital Loan

6.37% - 8.37%

-

Manjushree

Manjushree Finance
Business Loan

6.40% - 10.40%

-

Kumari Bank

Kumari Bank
Corporate

6.49% - 8.24%

-

Global IME

Global IME Bank
WC Loan-Permanent

6.51% - 8.51%

-

SCB

Standard Chartered Bank
Cash Credit

6.53% - 8.53%

-

SCB

Standard Chartered Bank
Short Term Loan

6.53% - 8.53%

-

SCB

Standard Chartered Bank
Export/Import Loan

6.53% - 8.53%

-

Prabhu Bank

Prabhu Bank
Sana Byawasiee Karja

6.54% - 8.54%

-

Muktinath

Muktinath Bikas Bank
Business Loan

6.94% - 8.94%

-

Kumari Bank

Kumari Bank
MSME/SME

6.99% - 8.99%

-

Global IME

Global IME Bank
Small Business Loan

7.01% - 9.01%

-

Prabhu Bank

Prabhu Bank
Working Capital Loan

7.24% - 9.24%

-

RBB

Rastriya Banijya Bank
Demand Loan

7.30% - 7.30%

-

NIC Asia

NIC ASIA Bank
Premium Business Loan

7.32% - 9.32%

-

NIC Asia

NIC ASIA Bank
Corporate Loan

7.32% - 9.32%

-

Nepal Bank

Nepal Bank Ltd.
Mortgage Loan

7.37% - 9.37%

-

Green Develop.

Green Dev. Bank
Overdraft

7.39% - 11.39%

-

Green Develop.

Green Dev. Bank
SME Loan

7.39% - 11.39%

-

Goodwill Finan.

Goodwill Finance Co.
Trading Loan

7.42% - 11.42%

-

Goodwill Finan.

Goodwill Finance Co.
Industrial Loan

7.42% - 10.92%

-

Kumari Bank

Kumari Bank
SME-Fixed Rate

7.49% - 7.49%

7 years

Sindhu Bikas

Sindhu Bikas Bank
Business Loan

7.54% - 12.54%

-

Sindhu Bikas

Sindhu Bikas Bank
Overdraft

7.54% - 12.54%

-

Central Fin

Central Finance Ltd
Working Capital

7.57% - 12.57%

-

ICFC Finance

ICFC Finance Ltd
Working Capital Loan

7.59% - 9.59%

-

ICFC Finance

ICFC Finance Ltd
SME Loan

7.59% - 9.59%

-

Pokhara Finan.

Pokhara Finance
Business Loan

7.76% - 12.76%

-

Pokhara Finan.

Pokhara Finance
Industrial Loan

7.76% - 12.76%

-

Progressive

Progressive Fin. Co.
SME Loan

7.80% - 10.80%

-

Progressive

Progressive Fin. Co.
Industrial Loan

7.80% - 10.80%

-

Reliance Fin.

Reliance Finance Ltd.
SME Loan

7.87% - 9.87%

-

Muktinath

Muktinath Bikas Bank
Sulav Byawasaya Karja

7.94% - 9.94%

-

Reliance Fin.

Reliance Finance Ltd.
Business Loan

8.12% - 9.87%

-

Best Finance

Best Finance Co.
Industrial Loan

8.89% - 13.89%

-

Best Finance

Best Finance Co.
SME Loan

8.89% - 13.89%

-

Best Finance

Best Finance Co.
Working Capital Loan

8.89% - 13.89%

-

Global IME

Global IME Bank
Small Business Loan-Fixed Rate

8.99% - 10.99%

-

Updated as on: Mar 23, 2026