college of Applied Business
college of Applied Business

Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

Nepal Bank

Nepal Bank Ltd.
Export Finance in NPR

4.59% - 6.59%

-

Nepal Bank

Nepal Bank Ltd.
Trust Receipt (NPR)

4.59% - 6.34%

-

RBB

Rastriya Banijya Bank
Overdraft

4.72% - 6.22%

-

RBB

Rastriya Banijya Bank
Hypothecation

4.72% - 6.22%

-

RBB

Rastriya Banijya Bank
Trust Receipt (NPR)/ Import Loan

4.72% - 5.72%

-

RBB

Rastriya Banijya Bank
Refinancing

4.72% - 6.22%

-

Nepal Bank

Nepal Bank Ltd.
WC-Industrial

4.84% - 6.84%

-

Krishi Bikas

Agricultural Dev. Bank
Industry, Processing & Mines Loan

4.94% - 7.94%

-

Krishi Bikas

Agricultural Dev. Bank
Wholesale Lending

4.94% - 7.94%

-

Krishi Bikas

Agricultural Dev. Bank
Business Loan

4.94% - 7.94%

-

Krishi Bikas

Agricultural Dev. Bank
Overdraft Loan

4.94% - 9.94%

-

Krishi Bikas

Agricultural Dev. Bank
Saral Thekkapatta Karja

4.94% - 7.94%

-

Krishi Bikas

Agricultural Dev. Bank
Hypothecation Loan

4.94% - 6.94%

-

Krishi Bikas

Agricultural Dev. Bank
TR Loan

4.94% - 5.94%

-

Krishi Bikas

Agricultural Dev. Bank
Pre-shipment Loan

4.94% - 5.94%

-

Krishi Bikas

Agricultural Dev. Bank
Post shipment Loan

4.94% - 5.94%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Commercial

5.09% - 6.84%

-

Nepal Bank

Nepal Bank Ltd.
Sambriddha Byabasaya Karja

5.09% - 7.84%

-

Nepal Bank

Nepal Bank Ltd.
85th ann. loan

5.09% - 7.09%

-

Nepal Bank

Nepal Bank Ltd.
Permenent WC

5.09% - 7.09%

-

Siddhartha

Siddhartha Bank
Working Capital Loan

5.13% - 8.63%

-

Laxmi Sunrise

Laxmi Sunrise
Export Loans

5.16% - 8.16%

-

Prime Bank

Prime Commercial Bank
Working Capital Loan

5.18% - 10.18%

-

Prime Bank

Prime Commercial Bank
SME Loan

5.18% - 10.18%

-

Prime Bank

Prime Commercial Bank
Bewasahya Jevan Rakshya

5.18% - 10.18%

-

Citizens Bank

Citizens Bank Int'l
Working Capital Loan

5.20% - 7.70%

-

Citizens Bank

Citizens Bank Int'l
SME Loan

5.20% - 7.70%

-

RBB

Rastriya Banijya Bank
Export Loan

5.22% - 5.22%

-

NIMB

Nepal Investment Mega Bank
Working Capital Loan

5.25% - 7.25%

-

Kumari Bank

Kumari Bank
SME

5.27% - 7.27%

-

Nepal SBI

Nepal SBI Bank
Working Capital Loan

5.28% - 7.28%

-

Nepal SBI

Nepal SBI Bank
SME Loan

5.28% - 7.28%

-

Nepal SBI

Nepal SBI Bank
Saral Karja-MSME

5.28% - 7.28%

-

Everest Bank

Everest Bank
Working Capital-Overdraft

5.38% - 7.38%

-

Himalayan

Himalayan Bank
Working Capital Loan

5.39% - 7.39%

-

Himalayan

Himalayan Bank
SME/ Card Merchant Loan

5.39% - 7.89%

-

Excel Bikas

Excel Bikas Bank
Business Loan

5.44% - 9.44%

-

Excel Bikas

Excel Bikas Bank
SME Loan

5.44% - 8.94%

-

Nabil Bank

Nabil Bank
Export/OD/TR/DL/STL

5.53% - 8.03%

-

Global IME

Global IME Bank
WC Loan-Fluctuating

5.58% - 8.33%

-

Nepal Bank

Nepal Bank Ltd.
Sajilo Byabasaya Karja

5.59% - 7.59%

-

Nepal Bank

Nepal Bank Ltd.
Laghu Udhyam Karja

5.59% - 7.59%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus -OD

5.61% - 9.61%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-DL

5.61% - 9.61%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-TL

5.61% - 9.61%

-

Shangrila Dev.

Shangrila Bikas Bank
Working Capital Loan

5.66% - 9.65%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-OD

5.66% - 9.65%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-Term

5.66% - 9.65%

-

Shine Resunga

Shine Resunga BB
Industrial Loans

5.66% - 9.66%

-

Shine Resunga

Shine Resunga BB
Service Business

5.66% - 9.66%

-

Shine Resunga

Shine Resunga BB
Working Capital

5.66% - 9.66%

-

Shine Resunga

Shine Resunga BB
Short Term Loan

5.66% - 9.66%

-

Shine Resunga

Shine Resunga BB
Trading Loans

5.66% - 9.66%

-

Kamana Sewa

Kamana Sewa B.Bank
Business Loan

5.67% - 10.67%

-

Kamana Sewa

Kamana Sewa B.Bank
Saral Byapar Karrja

5.67% - 10.67%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Udhamsil Loan

5.69% - 9.44%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Working Capital Loan

5.69% - 9.44%

-

Garima Bikas

Garima Bikas Bank
SME Loan

5.76% - 7.76%

-

Garima Bikas

Garima Bikas Bank
Business Loan

5.76% - 7.76%

-

Jyoti Bikas

Jyoti Bikas Bank
Business Loan

5.81% - 10.81%

-

Jyoti Bikas

Jyoti Bikas Bank
Working Capital

5.81% - 10.81%

-

Jyoti Bikas

Jyoti Bikas Bank
SME Loan

5.81% - 10.81%

-

Manjushree

Manjushree Finance
Business Loan

5.83% - 9.83%

-

Himalayan

Himalayan Bank
Small/Personal Business

5.89% - 7.89%

-

Sanima Bank

Sanima Bank
Working Capital/STL

5.99% - 7.99%

-

Miteri Bikas

Miteri Bikas Bank
Business Loan

6.01% - 10.01%

-

Nabil Bank

Nabil Bank
Nabil Nari Karja

6.03% - 7.53%

-

Nabil Bank

Nabil Bank
Nabil Sajilo Karja

6.03% - 7.53%

-

Nabil Bank

Nabil Bank
Sajilo Express Karja

6.03% - 7.53%

-

NIC Asia

NIC ASIA Bank
Easy Business Loan

6.04% - 8.04%

-

NIC Asia

NIC ASIA Bank
Small Business Loan

6.04% - 8.04%

-

Machhapuchhre

Machhapuchhre Bank
Working Capital Loan

6.08% - 8.08%

-

Laxmi Sunrise

Laxmi Sunrise
Working Capital Loan

6.16% - 8.16%

-

NMB Bank

NMB Bank
Working Capital Loan

6.18% - 8.18%

-

SCB

Standard Chartered Bank
Cash Credit

6.21% - 8.21%

-

SCB

Standard Chartered Bank
Short Term Loan

6.21% - 6.71%

-

SCB

Standard Chartered Bank
Export/Import Loan

6.21% - 6.71%

-

Kumari Bank

Kumari Bank
Corporate

6.27% - 8.02%

-

Global IME

Global IME Bank
WC Loan-Permanent

6.33% - 8.33%

-

Prabhu Bank

Prabhu Bank
Sana Byawasiee Karja

6.37% - 8.37%

-

Muktinath

Muktinath Bikas Bank
Business Loan

6.64% - 8.64%

-

Central Fin

Central Finance Ltd
Working Capital

6.72% - 11.72%

-

Kumari Bank

Kumari Bank
MSME/SME

6.77% - 8.77%

-

Goodwill Finan.

Goodwill Finance Co.
Trading Loan

6.77% - 10.77%

-

Goodwill Finan.

Goodwill Finance Co.
Industrial Loan

6.77% - 10.27%

-

Global IME

Global IME Bank
Small Business Loan

6.83% - 8.83%

-

Pokhara Finan.

Pokhara Finance
Business Loan

6.95% - 11.95%

-

Pokhara Finan.

Pokhara Finance
Industrial Loan

6.95% - 11.95%

-

NIC Asia

NIC ASIA Bank
Premium Business Loan

7.04% - 9.04%

-

NIC Asia

NIC ASIA Bank
Corporate Loan

7.04% - 9.04%

-

Reliance Fin.

Reliance Finance Ltd.
SME Loan

7.05% - 9.05%

-

Prabhu Bank

Prabhu Bank
Working Capital Loan

7.07% - 9.07%

-

Nepal Bank

Nepal Bank Ltd.
Mortgage Loan

7.09% - 9.09%

-

ICFC Finance

ICFC Finance Ltd
Working Capital Loan

7.09% - 9.09%

-

ICFC Finance

ICFC Finance Ltd
SME Loan

7.09% - 9.09%

-

RBB

Rastriya Banijya Bank
Demand Loan

7.22% - 7.22%

-

Green Develop.

Green Dev. Bank
Overdraft

7.28% - 11.28%

-

Green Develop.

Green Dev. Bank
SME Loan

7.28% - 11.28%

-

Reliance Fin.

Reliance Finance Ltd.
Business Loan

7.30% - 9.05%

-

Sindhu Bikas

Sindhu Bikas Bank
Business Loan

7.33% - 12.33%

-

Sindhu Bikas

Sindhu Bikas Bank
Overdraft

7.33% - 12.33%

-

Progressive

Progressive Fin. Co.
SME Loan

7.45% - 10.45%

-

Progressive

Progressive Fin. Co.
Industrial Loan

7.45% - 10.45%

-

Kumari Bank

Kumari Bank
SME-Fixed Rate

7.49% - 7.49%

7 years

Muktinath

Muktinath Bikas Bank
Sulav Byawasaya Karja

7.64% - 9.64%

-

Best Finance

Best Finance Co.
Industrial Loan

8.28% - 13.28%

-

Best Finance

Best Finance Co.
SME Loan

8.28% - 13.28%

-

Best Finance

Best Finance Co.
Working Capital Loan

8.28% - 13.28%

-

Global IME

Global IME Bank
Small Business Loan-Fixed Rate

8.99% - 10.99%

-

Updated as on: Jul 2, 2026