Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Overdraft

4.98% - 6.48%

-

RBB

Rastriya Banijya Bank
Hypothecation

4.98% - 6.48%

-

RBB

Rastriya Banijya Bank
Trust Receipt (NPR)/ Import Loan

4.98% - 5.98%

-

RBB

Rastriya Banijya Bank
Refinancing

4.98% - 6.48%

-

Krishi Bikas

Agricultural Dev. Bank
Industry, Processing & Mines Loan

5.32% - 8.32%

-

Krishi Bikas

Agricultural Dev. Bank
Wholesale Lending

5.32% - 7.32%

-

Krishi Bikas

Agricultural Dev. Bank
Business Loan

5.32% - 8.32%

-

Krishi Bikas

Agricultural Dev. Bank
Overdraft Loan

5.32% - 10.32%

-

Krishi Bikas

Agricultural Dev. Bank
Saral Thekkapatta Karja

5.32% - 8.32%

-

Krishi Bikas

Agricultural Dev. Bank
Hypothecation Loan

5.32% - 7.32%

-

Krishi Bikas

Agricultural Dev. Bank
TR Loan

5.32% - 6.32%

-

Krishi Bikas

Agricultural Dev. Bank
Pre-shipment Loan

5.32% - 6.32%

-

Krishi Bikas

Agricultural Dev. Bank
Post shipment Loan

5.32% - 6.32%

-

Nepal Bank

Nepal Bank Ltd.
WC-Industrial

5.38% - 7.38%

-

RBB

Rastriya Banijya Bank
Export Loan

5.48% - 5.48%

-

Nepal Bank

Nepal Bank Ltd.
Export Finance in NPR

5.63% - 7.13%

-

Nepal Bank

Nepal Bank Ltd.
Trust Receipt (NPR)

5.63% - 6.88%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Commercial

5.63% - 7.38%

-

Nepal Bank

Nepal Bank Ltd.
Permenent WC

5.63% - 7.63%

-

Himalayan

Himalayan Bank
Working Capital Loan

5.74% - 7.74%

-

Himalayan

Himalayan Bank
SME/ Card Merchant Loan

5.74% - 8.24%

-

Laxmi Sunrise

Laxmi Sunrise
Export Loans

5.75% - 8.75%

-

Kumari Bank

Kumari Bank
SME

5.78% - 7.78%

-

Siddhartha

Siddhartha Bank
Working Capital Loan

5.78% - 9.28%

-

Nepal SBI

Nepal SBI Bank
Working Capital Loan

5.79% - 7.79%

-

Nepal SBI

Nepal SBI Bank
SME Loan

5.79% - 7.79%

-

Nepal SBI

Nepal SBI Bank
Saral Karja-MSME

5.79% - 7.79%

-

Everest Bank

Everest Bank
Working Capital-Overdraft

5.80% - 7.80%

-

Citizens Bank

Citizens Bank Int'l
Working Capital Loan

5.81% - 8.31%

-

Citizens Bank

Citizens Bank Int'l
SME Loan

5.81% - 8.31%

-

NIMB

Nepal Investment Mega Bank
Working Capital Loan

5.84% - 7.84%

-

Nepal Bank

Nepal Bank Ltd.
Sambriddha Byabasaya Karja

5.88% - 7.88%

-

Nepal Bank

Nepal Bank Ltd.
85th ann. loan

5.88% - 7.88%

-

Prime Bank

Prime Commercial Bank
Working Capital Loan

5.94% - 10.94%

-

Prime Bank

Prime Commercial Bank
SME Loan

5.94% - 10.94%

-

Prime Bank

Prime Commercial Bank
Bewasahya Jevan Rakshya

5.94% - 10.94%

-

Global IME

Global IME Bank
WC Loan-Fluctuating

5.99% - 8.74%

-

Nepal Bank

Nepal Bank Ltd.
Sajilo Byabasaya Karja

6.13% - 8.13%

-

Nepal Bank

Nepal Bank Ltd.
Laghu Udhyam Karja

6.13% - 8.13%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Udhamsil Loan

6.21% - 9.96%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Working Capital Loan

6.21% - 9.96%

-

Nabil Bank

Nabil Bank
Export/OD/TR/DL/STL

6.23% - 8.73%

-

Himalayan

Himalayan Bank
Small/Personal Business

6.24% - 8.24%

-

Jyoti Bikas

Jyoti Bikas Bank
Business Loan

6.25% - 11.25%

-

Jyoti Bikas

Jyoti Bikas Bank
Working Capital

6.25% - 11.25%

-

Jyoti Bikas

Jyoti Bikas Bank
SME Loan

6.25% - 11.25%

-

SCB

Standard Chartered Bank
Cash Credit

6.27% - 8.27%

-

SCB

Standard Chartered Bank
Short Term Loan

6.27% - 8.27%

-

SCB

Standard Chartered Bank
Export/Import Loan

6.27% - 8.27%

-

Shine Resunga

Shine Resunga BB
Industrial Loans

6.37% - 10.37%

-

Shine Resunga

Shine Resunga BB
Service Business

6.37% - 10.37%

-

Shine Resunga

Shine Resunga BB
Working Capital

6.37% - 10.37%

-

Shine Resunga

Shine Resunga BB
Short Term Loan

6.37% - 10.37%

-

Shine Resunga

Shine Resunga BB
Trading Loans

6.37% - 10.37%

-

Kamana Sewa

Kamana Sewa B.Bank
Business Loan

6.41% - 11.41%

-

Kamana Sewa

Kamana Sewa B.Bank
Saral Byapar Karrja

6.41% - 11.41%

-

Shangrila Dev.

Shangrila Bikas Bank
Working Capital Loan

6.45% - 10.44%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-OD

6.45% - 10.44%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-Term

6.45% - 10.44%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus -OD

6.49% - 10.49%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-DL

6.49% - 10.49%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-TL

6.49% - 10.49%

-

Sanima Bank

Sanima Bank
Working Capital/STL

6.51% - 8.51%

-

NIC Asia

NIC ASIA Bank
Easy Business Loan

6.52% - 8.52%

-

NIC Asia

NIC ASIA Bank
Small Business Loan

6.52% - 8.52%

-

Miteri Bikas

Miteri Bikas Bank
Business Loan

6.55% - 10.55%

-

Garima Bikas

Garima Bikas Bank
SME Loan

6.56% - 8.56%

-

Garima Bikas

Garima Bikas Bank
Business Loan

6.56% - 8.56%

-

NMB Bank

NMB Bank
Working Capital Loan

6.58% - 8.58%

-

Machhapuchhre

Machhapuchhre Bank
Working Capital Loan

6.65% - 8.65%

-

Nabil Bank

Nabil Bank
Nabil Nari Karja

6.73% - 8.23%

-

Nabil Bank

Nabil Bank
Nabil Sajilo Karja

6.73% - 8.23%

-

Nabil Bank

Nabil Bank
Sajilo Express Karja

6.73% - 8.23%

-

Global IME

Global IME Bank
WC Loan-Permanent

6.74% - 8.74%

-

Laxmi Sunrise

Laxmi Sunrise
Working Capital Loan

6.75% - 8.75%

-

Kumari Bank

Kumari Bank
Corporate

6.78% - 8.53%

-

Prabhu Bank

Prabhu Bank
Sana Byawasiee Karja

6.91% - 8.91%

-

Global IME

Global IME Bank
Small Business Loan

7.24% - 9.24%

-

Kumari Bank

Kumari Bank
MSME/SME

7.28% - 9.28%

-

Green Develop.

Green Dev. Bank
Overdraft

7.35% - 11.35%

-

Green Develop.

Green Dev. Bank
SME Loan

7.35% - 11.35%

-

ICFC Finance

ICFC Finance Ltd
Working Capital Loan

7.35% - 11.35%

-

ICFC Finance

ICFC Finance Ltd
SME Loan

7.35% - 11.35%

-

ICFC Finance

ICFC Finance Ltd
Trading Loan

7.35% - 11.35%

-

Manjushree

Manjushree Finance
Business Loan

7.37% - 11.37%

-

Muktinath

Muktinath Bikas Bank
Business Loan

7.44% - 9.44%

-

RBB

Rastriya Banijya Bank
Demand Loan

7.48% - 7.48%

-

NIC Asia

NIC ASIA Bank
Premium Business Loan

7.52% - 9.52%

-

NIC Asia

NIC ASIA Bank
Corporate Loan

7.52% - 9.52%

-

Prabhu Bank

Prabhu Bank
Working Capital Loan

7.61% - 9.61%

-

Nepal Bank

Nepal Bank Ltd.
Mortgage Loan

7.63% - 9.63%

-

Goodwill Finan.

Goodwill Finance Co.
Trading Loan

7.82% - 11.82%

-

Goodwill Finan.

Goodwill Finance Co.
Industrial Loan

7.82% - 11.32%

-

Central Fin

Central Finance Ltd
Working Capital

7.88% - 12.88%

-

Sindhu Bikas

Sindhu Bikas Bank
Business Loan

8.05% - 13.05%

-

Sindhu Bikas

Sindhu Bikas Bank
Overdraft

8.05% - 13.05%

-

Progressive

Progressive Fin. Co.
SME Loan

8.11% - 11.11%

-

Progressive

Progressive Fin. Co.
Industrial Loan

8.11% - 11.11%

-

Muktinath

Muktinath Bikas Bank
Sulav Byawasaya Karja

8.44% - 10.44%

-

Pokhara Finan.

Pokhara Finance
Business Loan

8.51% - 13.51%

-

Pokhara Finan.

Pokhara Finance
Industrial Loan

8.51% - 13.51%

-

Reliance Fin.

Reliance Finance Ltd.
SME Loan

8.51% - 10.51%

-

Reliance Fin.

Reliance Finance Ltd.
Business Loan

8.76% - 10.51%

-

Global IME

Global IME Bank
Small Business Loan-Fixed Rate

8.99% - 10.99%

-

Best Finance

Best Finance Co.
Industrial Loan

9.41% - 14.41%

-

Best Finance

Best Finance Co.
SME Loan

9.41% - 14.41%

-

Best Finance

Best Finance Co.
Working Capital Loan

9.41% - 14.41%

-

Kumari Bank

Kumari Bank
SME-Fixed Rate

9.59% - 9.59%

7 years

Updated as on: Dec 24, 2025