Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Overdraft

5.94% - 6.94%

-

RBB

Rastriya Banijya Bank
Hypothecation

5.94% - 6.94%

-

Nepal Bank

Nepal Bank Ltd.
Export Finance in NPR

6.21% - 8.21%

-

Nepal Bank

Nepal Bank Ltd.
Trust Receipt (NPR)

6.21% - 8.21%

-

Nepal Bank

Nepal Bank Ltd.
WC-Industrial

6.21% - 8.71%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Commercial

6.21% - 8.71%

-

Nepal Bank

Nepal Bank Ltd.
Mortgage Loan

6.21% - 10.71%

-

Nepal Bank

Nepal Bank Ltd.
Sajilo Byabasaya Karja

6.21% - 9.71%

-

Nepal Bank

Nepal Bank Ltd.
Sambriddha Byabasaya Karja

6.21% - 9.46%

-

Nepal Bank

Nepal Bank Ltd.
Laghu Udhyam Karja

6.21% - 9.71%

-

Nepal Bank

Nepal Bank Ltd.
Anniversary Business Loan

6.21% - 9.71%

-

Nepal Bank

Nepal Bank Ltd.
85th ann. loan

6.21% - 9.21%

-

Nepal Bank

Nepal Bank Ltd.
Permenent WC

6.21% - 8.71%

-

RBB

Rastriya Banijya Bank
Trust Receipt (NPR)/ Import Loan

6.44% - 6.94%

-

RBB

Rastriya Banijya Bank
Export Loan

6.44% - 6.44%

-

Global IME

Global IME Bank
WC Loan-Permanent

6.74% - 10.24%

-

Global IME

Global IME Bank
WC Loan-Fluctuating

6.74% - 10.24%

-

Global IME

Global IME Bank
Small Business Loan

6.74% - 10.24%

-

Krishi Bikas

Agriculture Dev. Bank
Industry, Processing & Mines Loan

6.78% - 9.78%

-

Krishi Bikas

Agriculture Dev. Bank
Wholesale Lending

6.78% - 8.78%

-

Krishi Bikas

Agriculture Dev. Bank
Business Loan

6.78% - 9.78%

-

Krishi Bikas

Agriculture Dev. Bank
Overdraft Loan

6.78% - 11.78%

-

Krishi Bikas

Agriculture Dev. Bank
Saral Thekkapatta Karja

6.78% - 9.78%

-

Krishi Bikas

Agriculture Dev. Bank
Hypothecation Loan

6.78% - 8.78%

-

Krishi Bikas

Agriculture Dev. Bank
TR Loan

6.78% - 7.78%

-

Krishi Bikas

Agriculture Dev. Bank
Pre-shipment Loan

6.78% - 7.78%

-

Krishi Bikas

Agriculture Dev. Bank
Post shipment Loan

6.78% - 7.78%

-

Everest Bank

Everest Bank
Working Capital-Overdraft

6.84% - 8.84%

-

Siddhartha

Siddhartha Bank
Working Capital Loan

6.90% - 10.40%

-

Kumari Bank

Kumari Bank
SME

7.12% - 9.12%

-

Nepal SBI

Nepal SBI Bank
Working Capital Loan

7.14% - 9.14%

-

Nepal SBI

Nepal SBI Bank
SME Loan

7.14% - 9.14%

-

Nepal SBI

Nepal SBI Bank
Saral Karja-MSME

7.14% - 9.14%

-

SCB

Standard Chartered Bank
Cash Credit

7.19% - 9.19%

-

SCB

Standard Chartered Bank
Short Term Loan

7.19% - 9.19%

-

SCB

Standard Chartered Bank
Export/Import Loan

7.19% - 9.19%

-

Excel Bikas

Excel Bikas Bank
Business Loan

7.29% - 10.79%

-

Excel Bikas

Excel Bikas Bank
SME Loan

7.29% - 10.79%

-

Himalayan

Himalayan Bank
Working Capital Loan

7.30% - 9.30%

-

Himalayan

Himalayan Bank
SME/ Card Merchant Loan

7.30% - 9.80%

-

Nabil Bank

Nabil Bank
Export/OD/TR/DL/STL

7.31% - 9.81%

-

Laxmi Sunrise

Laxmi Sunrise
Export Loans

7.34% - 10.34%

-

Prime Bank

Prime Commercial Bank
Working Capital Loan

7.37% - 12.37%

-

Prime Bank

Prime Commercial Bank
SME Loan

7.37% - 12.37%

-

Prime Bank

Prime Commercial Bank
Bewasahya Jevan Rakshya

7.37% - 12.37%

-

RBB

Rastriya Banijya Bank
Demand Loan

7.44% - 7.94%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Udhamsil Loan

7.48% - 11.23%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Working Capital Loan

7.48% - 11.23%

-

Citizens Bank

Citizens Bank Int'l
Working Capital Loan

7.55% - 10.55%

-

Citizens Bank

Citizens Bank Int'l
SME Loan

7.55% - 10.55%

-

Kumari Bank

Kumari Bank
Corporate

7.62% - 9.62%

-

Muktinath

Muktinath Bikas Bank
Business Loan

7.69% - 11.69%

-

Muktinath

Muktinath Bikas Bank
Sulav Byawasaya Karja

7.69% - 11.69%

-

NMB Bank

NMB Bank
Working Capital Loan

7.73% - 9.73%

-

Shine Resunga

Shine Resunga BB
Industrial Loans

7.74% - 11.74%

-

Shine Resunga

Shine Resunga BB
Service Business

7.74% - 11.74%

-

Shine Resunga

Shine Resunga BB
Working Capital

7.74% - 11.74%

-

Shine Resunga

Shine Resunga BB
Short Term Loan

7.74% - 11.74%

-

Shine Resunga

Shine Resunga BB
Trading Loans

7.74% - 11.74%

-

NIC Asia

NIC ASIA Bank
Easy Business Loan

7.75% - 9.75%

-

NIC Asia

NIC ASIA Bank
Small Business Loan

7.75% - 9.75%

-

Himalayan

Himalayan Bank
Small/Personal Business

7.80% - 9.80%

-

Nabil Bank

Nabil Bank
Nabil Nari Karja

7.81% - 9.81%

-

Nabil Bank

Nabil Bank
Nabil Sajilo Karja

7.81% - 9.81%

-

Nabil Bank

Nabil Bank
Sajilo Express Karja

7.81% - 9.81%

-

Jyoti Bikas

Jyoti Bikas Bank
Business Loan

7.82% - 12.82%

-

Jyoti Bikas

Jyoti Bikas Bank
Working Capital

7.82% - 12.82%

-

Jyoti Bikas

Jyoti Bikas Bank
SME Loan

7.82% - 12.82%

-

Shangrila Dev.

Shangrila Bikas Bank
Working Capital Loan

7.90% - 11.89%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-OD

7.90% - 11.89%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-Term

7.90% - 11.89%

-

Kamana Sewa

Kamana Sewa B.Bank
Business Loan

7.93% - 12.93%

-

Kamana Sewa

Kamana Sewa B.Bank
Saral Byapar Karrja

7.93% - 12.93%

-

RBB

Rastriya Banijya Bank
Refinancing

7.94% - 8.94%

-

Sanima Bank

Sanima Bank
Working Capital/STL

8.01% - 10.01%

-

NIMB

Nepal Investment Mega Bank
Working Capital Loan

8.08% - 10.58%

-

Machhapuchhre

Machhapuchhre Bank
Working Capital Loan

8.14% - 10.14%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus -OD

8.21% - 12.21%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-DL

8.21% - 12.21%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-TL

8.21% - 12.21%

-

Pokhara Finan.

Pokhara Finance
Business Loan

8.23% - 12.23%

-

Pokhara Finan.

Pokhara Finance
Industrial Loan

8.23% - 12.23%

-

Miteri Bikas

Miteri Bikas Bank
Business Loan

8.33% - 10.33%

-

Laxmi Sunrise

Laxmi Sunrise
Working Capital Loan

8.34% - 10.84%

-

Laxmi Sunrise

Laxmi Sunrise
Sana Byawasai Karja

8.34% - 10.34%

-

Garima Bikas

Garima Bikas Bank
SME Loan

8.52% - 10.52%

-

Garima Bikas

Garima Bikas Bank
Business Loan

8.52% - 10.52%

-

Prabhu Bank

Prabhu Bank
Sana Byawasiee Karja

8.56% - 10.56%

-

Sindhu Bikas

Sindhu Bikas Bank
Business Loan

8.67% - 13.67%

-

Sindhu Bikas

Sindhu Bikas Bank
Overdraft

8.67% - 13.67%

-

NIC Asia

NIC ASIA Bank
Premium Business Loan

8.75% - 10.75%

-

NIC Asia

NIC ASIA Bank
Corporate Loan

8.75% - 10.75%

-

Green Develop.

Green Dev. Bank
Overdraft

8.76% - 12.76%

-

Green Develop.

Green Dev. Bank
SME Loan

8.76% - 12.76%

-

ICFC Finance

ICFC Finance Ltd
Working Capital Loan

8.79% - 12.79%

-

ICFC Finance

ICFC Finance Ltd
SME Loan

8.79% - 12.79%

-

ICFC Finance

ICFC Finance Ltd
Trading Loan

8.79% - 12.79%

-

Central Fin

Central Finance Ltd
Working Capital

8.99% - 13.99%

-

Prabhu Bank

Prabhu Bank
Working Capital Loan

9.26% - 11.26%

-

Progressive

Progressive Fin. Co.
SME Loan

9.28% - 12.28%

-

Progressive

Progressive Fin. Co.
Industrial Loan

9.28% - 12.28%

-

Goodwill Finan.

Goodwill Finance Co.
Trading Loan

9.33% - 13.33%

-

Goodwill Finan.

Goodwill Finance Co.
Industrial Loan

9.33% - 12.83%

-

Kumari Bank

Kumari Bank
MSME/SME

9.62% - 10.62%

-

Manjushree

Manjushree Finance
Business Loan

9.67% - 13.67%

-

Reliance Fin.

Reliance Finance Ltd.
SME Loan

9.74% - 11.74%

-

Reliance Fin.

Reliance Finance Ltd.
Business Loan

9.74% - 11.74%

-

Global IME

Global IME Bank
Small Business Loan-Fixed Rate

11.00% - 13.00%

-

Best Finance

Best Finance Co.
Industrial Loan

11.48% - 16.48%

-

Best Finance

Best Finance Co.
SME Loan

11.48% - 16.48%

-

Best Finance

Best Finance Co.
Working Capital Loan

11.48% - 16.48%

-

Updated as on: Feb 14, 2025