Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

Nepal Bank

Nepal Bank Ltd.
Growing Enterprises

9.90% - 12.90%

-

Everest Bank

Everest Bank
Working Capital-Overdraft

9.97% - 15.97%

-

Everest Bank

Everest Bank
Working Capital-Short Term Loan

9.97% - 15.97%

-

Everest Bank

Everest Bank
Working Capital-Demand Loan

9.97% - 16.97%

-

Everest Bank

Everest Bank
Working Capital-Trust Receipt

9.97% - 15.97%

-

Nabil Bank

Nabil Bank
Export/OD/TR/DL/STL

10.10% - 16.10%

-

Nabil Bank

Nabil Bank
Nabil Nari Karja

10.10% - 16.10%

-

Nabil Bank

Nabil Bank
Nabil Sajilo Karja

10.10% - 16.10%

-

Nabil Bank

Nabil Bank
Sajilo Express Karja

10.10% - 16.10%

-

Nabil Bank

Nabil Bank
Agriculture Loan-Corporate

10.10% - 16.10%

-

RBB

Rastriya Banijya Bank
Export Loan

10.29% - 10.29%

-

NIMB

Nepal Investment Mega Bank
Overdraft/wc/stl

10.50% - 16.50%

-

NIMB

Nepal Investment Mega Bank
Short Term Time

10.50% - 16.50%

-

NIMB

Nepal Investment Mega Bank
Pledge Loan

10.50% - 16.50%

-

Nepal Bank

Nepal Bank Ltd.
Contract Loan

10.59% - 13.56%

-

NMB Bank

NMB Bank
Cash Credit / Overdraft

10.68% - 16.68%

-

NMB Bank

NMB Bank
Working Capital Loan

10.68% - 16.68%

-

NMB Bank

NMB Bank
Trust Receipt Loan

10.68% - 16.68%

-

NMB Bank

NMB Bank
Export Loan

10.68% - 16.68%

-

NMB Bank

NMB Bank
NMB Sulav Karja

10.68% - 16.68%

-

NMB Bank

NMB Bank
Bridge Gap Loan

10.68% - 16.68%

-

NMB Bank

NMB Bank
MSME Loan

10.68% - 16.68%

-

NMB Bank

NMB Bank
Personal Business Loan

10.68% - 16.68%

-

Siddhartha

Siddhartha Bank
Overdraft/Cash Credit

10.71% - 16.71%

-

Siddhartha

Siddhartha Bank
Import Loan

10.71% - 14.71%

-

Siddhartha

Siddhartha Bank
Working Capital Loan

10.71% - 16.71%

-

Siddhartha

Siddhartha Bank
Short Term Loan

10.71% - 16.71%

-

Siddhartha

Siddhartha Bank
Against USD LC

10.71% - 14.21%

-

Siddhartha

Siddhartha Bank
Against NPR & other currency LC

10.71% - 14.71%

-

Siddhartha

Siddhartha Bank
Against USD export documents

10.71% - 14.71%

-

Siddhartha

Siddhartha Bank
Export Loan

10.71% - 15.21%

-

Nepal SBI

Nepal SBI Bank
Working Capital / Cash Credit

10.75% - 15.75%

-

Nepal SBI

Nepal SBI Bank
Trust receipt

10.75% - 13.75%

-

Nepal SBI

Nepal SBI Bank
Short Term Demand Loan

10.75% - 15.75%

-

Nepal SBI

Nepal SBI Bank
WC/Cash Credit-MNC

10.75% - 14.75%

-

Nepal SBI

Nepal SBI Bank
Pre shipment / Post shipment Loan

10.75% - 15.75%

-

Nepal SBI

Nepal SBI Bank
SME Loan

10.75% - 15.75%

-

Nepal SBI

Nepal SBI Bank
Saral Karja-MSME

10.75% - 15.75%

-

Global IME

Global IME Bank
Special Export Financing

10.80% - 16.80%

-

Himalayan

Himalayan Bank
Demand Loan

10.86% - 16.86%

-

Himalayan

Himalayan Bank
Export Loan

10.86% - 16.86%

-

Himalayan

Himalayan Bank
Overdraft

10.86% - 16.86%

-

Himalayan

Himalayan Bank
Short Term Pledge Loan

10.86% - 16.86%

-

Himalayan

Himalayan Bank
Importer's Loan

10.86% - 16.86%

-

Himalayan

Himalayan Bank
Revolving Cash Credit

10.86% - 16.86%

-

Himalayan

Himalayan Bank
Non Revolving Cash Credit

10.86% - 16.86%

-

Himalayan

Himalayan Bank
STDL - OC

10.86% - 16.86%

-

Himalayan

Himalayan Bank
SME/ Card Merchant Loan

10.86% - 16.86%

-

Himalayan

Himalayan Bank
Small/Personal Business

10.86% - 16.86%

-

Himalayan

Himalayan Bank
Educational Inst.Financing

10.86% - 16.86%

-

Sanima Bank

Sanima Bank
Working Capital/STL

10.86% - 17.86%

-

Sanima Bank

Sanima Bank
Import Loan/TR Loan

10.86% - 17.86%

-

Sanima Bank

Sanima Bank
Overdraft

10.86% - 17.86%

-

Sanima Bank

Sanima Bank
Export Loan/Packaging Credit

10.86% - 17.86%

-

Sanima Bank

Sanima Bank
Small Business Growth (SBGL)

10.86% - 17.86%

-

Nepal Bank

Nepal Bank Ltd.
Export Finance in NPR

10.90% - 11.90%

-

Nepal Bank

Nepal Bank Ltd.
Trust Receipt (NPR)

10.90% - 13.90%

-

NIMB

Nepal Investment Mega Bank
Trust Receipt

11.00% - 15.50%

-

NIMB

Nepal Investment Mega Bank
Export Credit

11.00% - 16.50%

-

NIC Asia

NIC ASIA Bank
Export Credit

11.02% - 17.02%

-

NIC Asia

NIC ASIA Bank
Equipment Financing

11.02% - 17.02%

-

NIC Asia

NIC ASIA Bank
Fast Track Business Loan

11.02% - 17.02%

-

Krishi Bikas

Agriculture Dev. Bank
Industry, Processing & Mines Loan

11.06% - 14.06%

-

Krishi Bikas

Agriculture Dev. Bank
Wholesale Lending

11.06% - 13.06%

-

Krishi Bikas

Agriculture Dev. Bank
Business Loan

11.06% - 14.06%

-

Krishi Bikas

Agriculture Dev. Bank
Overdraft Loan

11.06% - 16.06%

-

Krishi Bikas

Agriculture Dev. Bank
Saral Thekkapatta Karja

11.06% - 14.06%

-

Krishi Bikas

Agriculture Dev. Bank
Hypothecation Loan

11.06% - 13.06%

-

Krishi Bikas

Agriculture Dev. Bank
TR Loan

11.06% - 12.06%

-

Krishi Bikas

Agriculture Dev. Bank
Pre-shipment Loan

11.06% - 12.06%

-

Krishi Bikas

Agriculture Dev. Bank
Post shipment Loan

11.06% - 12.06%

-

Laxmi Bank

Laxmi Bank
Overdraft-Corporate

11.13% - 11.13%

-

Laxmi Bank

Laxmi Bank
Overdraft/Cash Credit-SME

11.13% - 16.13%

-

Laxmi Bank

Laxmi Bank
Short Term Loans-Corporate

11.13% - 16.13%

-

Laxmi Bank

Laxmi Bank
Short Term Loans-SME

11.13% - 16.13%

-

Laxmi Bank

Laxmi Bank
Supply Finance

11.13% - 16.13%

-

Laxmi Bank

Laxmi Bank
Export Loans

11.13% - 16.13%

-

Laxmi Bank

Laxmi Bank
Importer's Loans-SME

11.13% - 16.13%

-

Prabhu Bank

Prabhu Bank
Export Credit

11.14% - 14.14%

-

Prabhu Bank

Prabhu Bank
Trust Receipt

11.14% - 18.14%

-

Prabhu Bank

Prabhu Bank
STL

11.14% - 18.14%

-

Prabhu Bank

Prabhu Bank
Import Loan

11.14% - 17.14%

-

Prabhu Bank

Prabhu Bank
Demand Loan

11.14% - 17.14%

-

Prabhu Bank

Prabhu Bank
Overdraft

11.14% - 18.14%

-

Nepal Bank

Nepal Bank Ltd.
Anniversary Business Loan

11.16% - 11.65%

-

Machhapuchhre

Machhapuchhre Bank
Overdraft

11.23% - 17.23%

-

Machhapuchhre

Machhapuchhre Bank
Demand Loan

11.23% - 17.23%

-

Machhapuchhre

Machhapuchhre Bank
Short-Demand Loan

11.23% - 17.23%

-

Machhapuchhre

Machhapuchhre Bank
Trust Receipt

11.23% - 17.23%

-

Machhapuchhre

Machhapuchhre Bank
Pledge Loan

11.23% - 17.23%

-

Machhapuchhre

Machhapuchhre Bank
Packing Credit Loan

11.23% - 17.23%

-

Machhapuchhre

Machhapuchhre Bank
Loan Against Gold

11.23% - 17.23%

-

Machhapuchhre

Machhapuchhre Bank
Bridge Gap Loan

11.23% - 17.23%

-

RBB

Rastriya Banijya Bank
Trust Receipt (NPR)/ Import Loan

11.29% - 12.29%

-

Prime Bank

Prime Commercial Bank
Overdraft

11.34% - 17.34%

-

Prime Bank

Prime Commercial Bank
Working Capital Loan

11.34% - 17.34%

-

Prime Bank

Prime Commercial Bank
Cash Credit

11.34% - 17.34%

-

Prime Bank

Prime Commercial Bank
Demand Loan

11.34% - 17.34%

-

Prime Bank

Prime Commercial Bank
TR Loan

11.34% - 17.34%

-

Prime Bank

Prime Commercial Bank
Export Credit

11.34% - 17.34%

-

Prime Bank

Prime Commercial Bank
SME Loan

11.34% - 17.34%

-

Prime Bank

Prime Commercial Bank
Bewasahya Jevan Rakshya

11.34% - 14.34%

-

Citizens Bank

Citizens Bank Int'l
Overdraft

11.39% - 17.39%

-

Citizens Bank

Citizens Bank Int'l
Working Capital Loan

11.39% - 16.39%

-

Citizens Bank

Citizens Bank Int'l
Short Term Loan

11.39% - 16.39%

-

Citizens Bank

Citizens Bank Int'l
Demand Loan

11.39% - 16.39%

-

Citizens Bank

Citizens Bank Int'l
Bridge Gap Loan

11.39% - 16.39%

-

Citizens Bank

Citizens Bank Int'l
Pledge Loan

11.39% - 16.39%

-

Citizens Bank

Citizens Bank Int'l
Trust Receipt Loan

11.39% - 16.14%

-

Citizens Bank

Citizens Bank Int'l
Export Finance

11.39% - 16.14%

-

Citizens Bank

Citizens Bank Int'l
SME Loan

11.39% - 17.39%

-

Citizens Bank

Citizens Bank Int'l
Agriculture & Enterprise Loan

11.39% - 13.39%

-

Nepal Bank

Nepal Bank Ltd.
WC-Industrial

11.40% - 14.40%

-

Sunrise Bank

Sunrise Bank
Demand Loan

11.62% - 17.62%

-

Sunrise Bank

Sunrise Bank
Export Finance

11.62% - 17.62%

-

Sunrise Bank

Sunrise Bank
Overdraft

11.62% - 17.62%

-

Sunrise Bank

Sunrise Bank
Pledge Loan

11.62% - 17.62%

-

Sunrise Bank

Sunrise Bank
Importers Loan

11.62% - 17.62%

-

Sunrise Bank

Sunrise Bank
SME Loan

11.62% - 17.62%

-

Sunrise Bank

Sunrise Bank
Sajilo Karja

11.62% - 17.62%

-

SCB

Standard Chartered Bank
Loans to MNC's

11.67% - 13.42%

-

Nepal Bank

Nepal Bank Ltd.
Entrepreneurship TL

11.72% - 11.72%

-

Civil Bank

Civil Bank
Demand Loan

11.73% - 17.73%

-

Civil Bank

Civil Bank
Export Finance

11.73% - 16.73%

-

Civil Bank

Civil Bank
Overdraft

11.73% - 15.73%

-

Civil Bank

Civil Bank
Short Term Pledge Loan

11.73% - 17.73%

-

Civil Bank

Civil Bank
Short Term WC Loan

11.73% - 17.73%

-

Civil Bank

Civil Bank
Importer's Loan

11.73% - 17.73%

-

Civil Bank

Civil Bank
Civil Bank SME Loan

11.73% - 17.73%

-

Civil Bank

Civil Bank
Overdraft Card

11.73% - 16.73%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Commercial

11.90% - 14.90%

-

Nepal Bank

Nepal Bank Ltd.
Sajilo Byabasaya Karja

11.90% - 14.90%

-

Nepal Bank

Nepal Bank Ltd.
Laghu Udhyam Karja

11.90% - 14.90%

-

Global IME

Global IME Bank
Small Business Loan-Fixed Rate

12.00% - 14.00%

-

SCB

Standard Chartered Bank
Short Term Loan

12.17% - 14.67%

-

SCB

Standard Chartered Bank
LATR/Import Loan/CBN

12.17% - 14.67%

-

SCB

Standard Chartered Bank
Import Invoice Financing

12.17% - 14.42%

-

Excel Bikas

Excel Bikas Bank
Business Loan

12.26% - 19.26%

-

Excel Bikas

Excel Bikas Bank
SME Loan

12.26% - 19.26%

-

Excel Bikas

Excel Bikas Bank
Short Term Loan

12.26% - 19.26%

-

RBB

Rastriya Banijya Bank
Overdraft

12.29% - 13.29%

-

RBB

Rastriya Banijya Bank
Hypothecation

12.29% - 13.29%

-

RBB

Rastriya Banijya Bank
Demand Loan

12.29% - 13.29%

-

RBB

Rastriya Banijya Bank
Refinancing

12.29% - 14.29%

-

Progressive

Progressive Fin. Co.
SME Loan

12.33% - 15.33%

-

Progressive

Progressive Fin. Co.
Industrial Loan

12.33% - 15.33%

-

Reliance Fin.

Reliance Finance Ltd.
SME Loan

12.36% - 17.36%

-

Reliance Fin.

Reliance Finance Ltd.
Business Loan

12.36% - 17.36%

-

Nepal Bank

Nepal Bank Ltd.
Mortgage Loan

12.40% - 15.40%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus -OD

12.48% - 20.98%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-DL

12.48% - 20.98%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-TL

12.48% - 20.98%

-

Miteri Bikas

Miteri Bikas Bank
Hire Purchase

12.60% - 18.60%

-

Miteri Bikas

Miteri Bikas Bank
Small Business Loan

12.60% - 18.60%

-

Miteri Bikas

Miteri Bikas Bank
Working Capital

12.60% - 18.60%

-

Miteri Bikas

Miteri Bikas Bank
Overdraft

12.60% - 18.60%

-

Kamana Sewa

Kamana Sewa B.Bank
Business Loan

12.63% - 19.63%

-

Kamana Sewa

Kamana Sewa B.Bank
Saral Byapar Karrja

12.63% - 19.63%

-

SCB

Standard Chartered Bank
Overdraft

12.67% - 14.67%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Udhamsil Loan

12.70% - 19.70%

-

Mahalaxmi

Mahalaxmi Bikas Bank
OD/WC/STL

12.70% - 19.70%

-

Jyoti Bikas

Jyoti Bikas Bank
Business Loan

12.76% - 19.76%

-

Jyoti Bikas

Jyoti Bikas Bank
Working Capital

12.76% - 19.76%

-

Jyoti Bikas

Jyoti Bikas Bank
SME Loan

12.76% - 19.76%

-

Shine Resunga

Shine Resunga BB
Industtrial Loans

12.79% - 17.79%

-

Shine Resunga

Shine Resunga BB
Service Business

12.79% - 17.79%

-

Shine Resunga

Shine Resunga BB
Overdraft

12.79% - 17.79%

-

Shine Resunga

Shine Resunga BB
Short Term Loan

12.79% - 17.79%

-

Shine Resunga

Shine Resunga BB
Trading Loans

12.79% - 17.79%

-

Muktinath

Muktinath Bikas Bank
Business Loan

12.80% - 18.80%

-

Muktinath

Muktinath Bikas Bank
Sulav Byawasaya Karja

12.80% - 18.80%

-

Garima Bikas

Garima Bikas Bank
Business OD

12.83% - 17.83%

-

Shangrila Dev.

Shangrila Bikas Bank
Business OD

12.88% - 19.38%

-

Shangrila Dev.

Shangrila Bikas Bank
Demand Loan

12.88% - 20.38%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-OD

12.88% - 20.38%

-

Shangrila Dev.

Shangrila Bikas Bank
Import Loan-Term

12.88% - 17.38%

-

Shangrila Dev.

Shangrila Bikas Bank
Industry Loan-OD

12.88% - 19.88%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-Term

12.88% - 19.88%

-

Shangrila Dev.

Shangrila Bikas Bank
Industry Loan-Term

12.88% - 19.88%

-

Nepal Bank

Nepal Bank Ltd.
Permenent WC

12.90% - 14.90%

-

Shree Invest

Shree Invest &Finance
Business Loan

13.01% - 19.00%

-

Shree Invest

Shree Invest &Finance
Overdraft Loan

13.01% - 19.00%

-

Goodwill Finan.

Goodwill Finance Co.
Trading Loan

13.10% - 18.10%

-

Goodwill Finan.

Goodwill Finance Co.
Industrial Loan

13.10% - 18.10%

-

Nepal Bank

Nepal Bank Ltd.
Sambriddha Byabasaya Karja

13.15% - 14.15%

-

Sindhu Bikas

Sindhu Bikas Bank
Business Loan

13.19% - 20.19%

-

Sindhu Bikas

Sindhu Bikas Bank
Overdraft

13.19% - 20.19%

-

Manjushree

Manjushree Finance
Business Loan

13.24% - 20.24%

-

Karnali Bikas

Karnali Bikas Bank
Trading Loan

13.26% - 18.26%

-

Karnali Bikas

Karnali Bikas Bank
Working Capital

13.26% - 18.26%

-

Karnali Bikas

Karnali Bikas Bank
Business Overdraft

13.26% - 18.26%

-

Global IME

Global IME Bank
Overdraft

13.30% - 16.80%

-

Global IME

Global IME Bank
Trust Receipt

13.30% - 16.80%

-

Global IME

Global IME Bank
Packing Credit

13.30% - 16.80%

-

Global IME

Global IME Bank
Cash Credit

13.30% - 16.80%

-

Global IME

Global IME Bank
STL

13.30% - 16.80%

-

Global IME

Global IME Bank
Stock Broker's Financing

13.30% - 16.80%

-

Pokhara Finan.

Pokhara Finance
Business Loan

13.30% - 20.30%

-

Pokhara Finan.

Pokhara Finance
Industrial Loan

13.30% - 20.30%

-

Kumari Bank

Kumari Bank
Overdraft

13.38% - 17.88%

-

Kumari Bank

Kumari Bank
Working Capital/ STL

13.38% - 17.88%

-

Kumari Bank

Kumari Bank
TR / Importers Loan

13.38% - 17.38%

-

Kumari Bank

Kumari Bank
Export Credit

13.38% - 17.88%

-

Nepal Bank

Nepal Bank Ltd.
85th ann. loan

13.40% - 14.40%

-

ICFC Finance

ICFC Finance Ltd
WC Loan

13.45% - 20.45%

-

ICFC Finance

ICFC Finance Ltd
SME Loan

13.45% - 20.45%

-

ICFC Finance

ICFC Finance Ltd
Trading Loan

13.45% - 20.45%

-

Green Develop.

Green Dev. Bank
Overdraft

13.70% - 19.70%

-

Green Develop.

Green Dev. Bank
SME Loan

13.70% - 19.70%

-

Green Develop.

Green Dev. Bank
Gold Loan

13.70% - 19.70%

-

Corporate Dev

Corporate Bikas Bank
Business/Industrial Loan

14.79% - 19.79%

-

Global IME

Global IME Bank
Small Business Loan

14.80% - 16.80%

-

Best Finance

Best Finance Co.
Industrial Loan

14.95% - 18.95%

-

Best Finance

Best Finance Co.
SME Loan

14.95% - 18.95%

-

Best Finance

Best Finance Co.
Demand Loan

14.95% - 18.95%

-

Best Finance

Best Finance Co.
Overdraft Loan

14.95% - 18.95%

-

Janaki Finan.

Janaki Finance Co.
Business Loan

16.83% - 18.83%

-

Janaki Finan.

Janaki Finance Co.
Industrial Loan

16.83% - 18.83%

-

Updated as on: Jan 27, 2023