Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Overdraft

6.14% - 7.14%

-

RBB

Rastriya Banijya Bank
Hypothecation

6.14% - 7.14%

-

Nepal Bank

Nepal Bank Ltd.
Export Finance in NPR

6.39% - 8.39%

-

Nepal Bank

Nepal Bank Ltd.
Trust Receipt (NPR)

6.39% - 8.39%

-

Nepal Bank

Nepal Bank Ltd.
WC-Industrial

6.39% - 8.89%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Commercial

6.39% - 8.89%

-

Nepal Bank

Nepal Bank Ltd.
Mortgage Loan

6.39% - 10.89%

-

Nepal Bank

Nepal Bank Ltd.
Sajilo Byabasaya Karja

6.39% - 9.89%

-

Nepal Bank

Nepal Bank Ltd.
Sambriddha Byabasaya Karja

6.39% - 9.64%

-

Nepal Bank

Nepal Bank Ltd.
Laghu Udhyam Karja

6.39% - 9.89%

-

Nepal Bank

Nepal Bank Ltd.
Anniversary Business Loan

6.39% - 9.89%

-

Nepal Bank

Nepal Bank Ltd.
85th ann. loan

6.39% - 9.39%

-

Nepal Bank

Nepal Bank Ltd.
Permenent WC

6.39% - 8.89%

-

RBB

Rastriya Banijya Bank
Trust Receipt (NPR)/ Import Loan

6.64% - 7.14%

-

RBB

Rastriya Banijya Bank
Export Loan

6.64% - 6.64%

-

Krishi Bikas

Agriculture Dev. Bank
Industry, Processing & Mines Loan

6.94% - 9.94%

-

Krishi Bikas

Agriculture Dev. Bank
Wholesale Lending

6.94% - 8.94%

-

Krishi Bikas

Agriculture Dev. Bank
Business Loan

6.94% - 9.94%

-

Krishi Bikas

Agriculture Dev. Bank
Overdraft Loan

6.94% - 11.94%

-

Krishi Bikas

Agriculture Dev. Bank
Saral Thekkapatta Karja

6.94% - 9.94%

-

Krishi Bikas

Agriculture Dev. Bank
Hypothecation Loan

6.94% - 8.94%

-

Krishi Bikas

Agriculture Dev. Bank
TR Loan

6.94% - 7.94%

-

Krishi Bikas

Agriculture Dev. Bank
Pre-shipment Loan

6.94% - 7.94%

-

Krishi Bikas

Agriculture Dev. Bank
Post shipment Loan

6.94% - 7.94%

-

Global IME

Global IME Bank
WC Loan-Permanent

6.95% - 10.45%

-

Global IME

Global IME Bank
WC Loan-Fluctuating

6.95% - 10.45%

-

Global IME

Global IME Bank
Small Business Loan

6.95% - 10.45%

-

Siddhartha

Siddhartha Bank
Working Capital Loan

7.13% - 10.63%

-

Nepal SBI

Nepal SBI Bank
Working Capital Loan

7.14% - 9.14%

-

Nepal SBI

Nepal SBI Bank
SME Loan

7.14% - 9.14%

-

Nepal SBI

Nepal SBI Bank
Saral Karja-MSME

7.14% - 9.14%

-

Everest Bank

Everest Bank
Working Capital-Overdraft

7.15% - 9.15%

-

Kumari Bank

Kumari Bank
SME

7.28% - 9.28%

-

Himalayan

Himalayan Bank
Working Capital Loan

7.30% - 9.30%

-

Himalayan

Himalayan Bank
SME/ Card Merchant Loan

7.30% - 9.80%

-

Nabil Bank

Nabil Bank
Export/OD/TR/DL/STL

7.31% - 9.81%

-

Prime Bank

Prime Commercial Bank
Working Capital Loan

7.37% - 12.37%

-

Prime Bank

Prime Commercial Bank
SME Loan

7.37% - 12.37%

-

Prime Bank

Prime Commercial Bank
Bewasahya Jevan Rakshya

7.37% - 12.37%

-

SCB

Standard Chartered Bank
Cash Credit

7.38% - 9.38%

-

SCB

Standard Chartered Bank
Short Term Loan

7.38% - 9.38%

-

SCB

Standard Chartered Bank
Export/Import Loan

7.38% - 9.38%

-

Excel Bikas

Excel Bikas Bank
Business Loan

7.42% - 10.92%

-

Excel Bikas

Excel Bikas Bank
SME Loan

7.42% - 10.92%

-

Laxmi Sunrise

Laxmi Sunrise
Export Loans

7.55% - 10.55%

-

Citizens Bank

Citizens Bank Int'l
Working Capital Loan

7.55% - 10.55%

-

Citizens Bank

Citizens Bank Int'l
SME Loan

7.55% - 10.55%

-

RBB

Rastriya Banijya Bank
Demand Loan

7.64% - 8.14%

-

Muktinath

Muktinath Bikas Bank
Business Loan

7.69% - 11.69%

-

Muktinath

Muktinath Bikas Bank
Sulav Byawasaya Karja

7.69% - 11.69%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Udhamsil Loan

7.72% - 11.47%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Working Capital Loan

7.72% - 11.47%

-

Shine Resunga

Shine Resunga BB
Industrial Loans

7.74% - 11.74%

-

Shine Resunga

Shine Resunga BB
Service Business

7.74% - 11.74%

-

Shine Resunga

Shine Resunga BB
Working Capital

7.74% - 11.74%

-

Shine Resunga

Shine Resunga BB
Short Term Loan

7.74% - 11.74%

-

Shine Resunga

Shine Resunga BB
Trading Loans

7.74% - 11.74%

-

NIC Asia

NIC ASIA Bank
Easy Business Loan

7.75% - 9.75%

-

NIC Asia

NIC ASIA Bank
Small Business Loan

7.75% - 9.75%

-

Kumari Bank

Kumari Bank
Corporate

7.78% - 9.78%

-

Himalayan

Himalayan Bank
Small/Personal Business

7.80% - 9.80%

-

Nabil Bank

Nabil Bank
Nabil Nari Karja

7.81% - 9.81%

-

Nabil Bank

Nabil Bank
Nabil Sajilo Karja

7.81% - 9.81%

-

Nabil Bank

Nabil Bank
Sajilo Express Karja

7.81% - 9.81%

-

NMB Bank

NMB Bank
Working Capital Loan

7.92% - 9.92%

-

Shangrila Dev.

Shangrila Bikas Bank
Working Capital Loan

8.06% - 12.05%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-OD

8.06% - 12.05%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-Term

8.06% - 12.05%

-

NIMB

Nepal Investment Mega Bank
Working Capital Loan

8.08% - 10.58%

-

Kamana Sewa

Kamana Sewa B.Bank
Business Loan

8.10% - 13.10%

-

Kamana Sewa

Kamana Sewa B.Bank
Saral Byapar Karrja

8.10% - 13.10%

-

Jyoti Bikas

Jyoti Bikas Bank
Business Loan

8.11% - 13.11%

-

Jyoti Bikas

Jyoti Bikas Bank
Working Capital

8.11% - 13.11%

-

Jyoti Bikas

Jyoti Bikas Bank
SME Loan

8.11% - 13.11%

-

RBB

Rastriya Banijya Bank
Refinancing

8.14% - 9.14%

-

Machhapuchhre

Machhapuchhre Bank
Working Capital Loan

8.14% - 10.14%

-

Sanima Bank

Sanima Bank
Working Capital/STL

8.15% - 10.15%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus -OD

8.21% - 12.21%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-DL

8.21% - 12.21%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-TL

8.21% - 12.21%

-

Garima Bikas

Garima Bikas Bank
SME Loan

8.52% - 10.52%

-

Garima Bikas

Garima Bikas Bank
Business Loan

8.52% - 10.52%

-

Miteri Bikas

Miteri Bikas Bank
Business Loan

8.53% - 10.53%

-

Laxmi Sunrise

Laxmi Sunrise
Working Capital Loan

8.55% - 11.05%

-

Laxmi Sunrise

Laxmi Sunrise
Sana Byawasai Karja

8.55% - 10.55%

-

Pokhara Finan.

Pokhara Finance
Business Loan

8.56% - 12.56%

-

Pokhara Finan.

Pokhara Finance
Industrial Loan

8.56% - 12.56%

-

NIC Asia

NIC ASIA Bank
Premium Business Loan

8.75% - 10.75%

-

Prabhu Bank

Prabhu Bank
Sana Byawasiee Karja

8.75% - 10.75%

-

NIC Asia

NIC ASIA Bank
Corporate Loan

8.75% - 10.75%

-

Green Develop.

Green Dev. Bank
Overdraft

8.76% - 12.76%

-

Green Develop.

Green Dev. Bank
SME Loan

8.76% - 12.76%

-

Sindhu Bikas

Sindhu Bikas Bank
Business Loan

8.82% - 13.82%

-

Sindhu Bikas

Sindhu Bikas Bank
Overdraft

8.82% - 13.82%

-

ICFC Finance

ICFC Finance Ltd
Working Capital Loan

9.02% - 13.02%

-

ICFC Finance

ICFC Finance Ltd
SME Loan

9.02% - 13.02%

-

ICFC Finance

ICFC Finance Ltd
Trading Loan

9.02% - 13.02%

-

Central Fin

Central Finance Ltd
Working Capital

9.31% - 14.31%

-

Goodwill Finan.

Goodwill Finance Co.
Trading Loan

9.33% - 13.33%

-

Goodwill Finan.

Goodwill Finance Co.
Industrial Loan

9.33% - 12.83%

-

Progressive

Progressive Fin. Co.
SME Loan

9.41% - 12.41%

-

Progressive

Progressive Fin. Co.
Industrial Loan

9.41% - 12.41%

-

Prabhu Bank

Prabhu Bank
Working Capital Loan

9.45% - 11.45%

-

Manjushree

Manjushree Finance
Business Loan

9.67% - 13.67%

-

Reliance Fin.

Reliance Finance Ltd.
SME Loan

9.74% - 11.74%

-

Reliance Fin.

Reliance Finance Ltd.
Business Loan

9.74% - 11.74%

-

Kumari Bank

Kumari Bank
MSME/SME

9.78% - 10.78%

-

Global IME

Global IME Bank
Small Business Loan-Fixed Rate

11.00% - 13.00%

-

Best Finance

Best Finance Co.
Industrial Loan

11.90% - 16.90%

-

Best Finance

Best Finance Co.
SME Loan

11.90% - 16.90%

-

Best Finance

Best Finance Co.
Working Capital Loan

11.90% - 16.90%

-

Updated as on: Jan 20, 2025