college of Applied Business
college of Applied Business

Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

Nepal Bank

Nepal Bank Ltd.
Export Finance in NPR

4.41% - 6.41%

-

Nepal Bank

Nepal Bank Ltd.
Trust Receipt (NPR)

4.41% - 6.16%

-

RBB

Rastriya Banijya Bank
Overdraft

4.51% - 6.01%

-

RBB

Rastriya Banijya Bank
Hypothecation

4.51% - 6.01%

-

RBB

Rastriya Banijya Bank
Trust Receipt (NPR)/ Import Loan

4.51% - 5.51%

-

RBB

Rastriya Banijya Bank
Refinancing

4.51% - 6.01%

-

Krishi Bikas

Agricultural Dev. Bank
Industry, Processing & Mines Loan

4.55% - 7.55%

-

Krishi Bikas

Agricultural Dev. Bank
Wholesale Lending

4.55% - 7.55%

-

Krishi Bikas

Agricultural Dev. Bank
Business Loan

4.55% - 7.55%

-

Krishi Bikas

Agricultural Dev. Bank
Overdraft Loan

4.55% - 9.55%

-

Krishi Bikas

Agricultural Dev. Bank
Saral Thekkapatta Karja

4.55% - 7.55%

-

Krishi Bikas

Agricultural Dev. Bank
Hypothecation Loan

4.55% - 6.55%

-

Krishi Bikas

Agricultural Dev. Bank
TR Loan

4.55% - 5.55%

-

Krishi Bikas

Agricultural Dev. Bank
Pre-shipment Loan

4.55% - 5.55%

-

Krishi Bikas

Agricultural Dev. Bank
Post shipment Loan

4.55% - 5.55%

-

Nepal Bank

Nepal Bank Ltd.
WC-Industrial

4.66% - 6.66%

-

Prime Bank

Prime Commercial Bank
Working Capital Loan

4.87% - 9.87%

-

Prime Bank

Prime Commercial Bank
SME Loan

4.87% - 9.87%

-

Prime Bank

Prime Commercial Bank
Bewasahya Jevan Rakshya

4.87% - 9.87%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Commercial

4.91% - 6.66%

-

Nepal Bank

Nepal Bank Ltd.
Sambriddha Byabasaya Karja

4.91% - 7.66%

-

Nepal Bank

Nepal Bank Ltd.
85th ann. loan

4.91% - 6.91%

-

Nepal Bank

Nepal Bank Ltd.
Permenent WC

4.91% - 6.91%

-

Kumari Bank

Kumari Bank
SME

4.92% - 6.92%

-

Siddhartha

Siddhartha Bank
Working Capital Loan

4.93% - 8.43%

-

Laxmi Sunrise

Laxmi Sunrise
Export Loans

4.94% - 7.94%

-

Citizens Bank

Citizens Bank Int'l
Working Capital Loan

4.97% - 7.47%

-

Citizens Bank

Citizens Bank Int'l
SME Loan

4.97% - 7.47%

-

Excel Bikas

Excel Bikas Bank
Business Loan

4.99% - 8.99%

-

Excel Bikas

Excel Bikas Bank
SME Loan

4.99% - 8.49%

-

RBB

Rastriya Banijya Bank
Export Loan

5.01% - 5.01%

-

NIMB

Nepal Investment Mega Bank
Working Capital Loan

5.05% - 7.05%

-

Himalayan

Himalayan Bank
Working Capital Loan

5.09% - 7.09%

-

Himalayan

Himalayan Bank
SME/ Card Merchant Loan

5.09% - 7.59%

-

Nepal SBI

Nepal SBI Bank
Working Capital Loan

5.11% - 7.11%

-

Nepal SBI

Nepal SBI Bank
SME Loan

5.11% - 7.11%

-

Nepal SBI

Nepal SBI Bank
Saral Karja-MSME

5.11% - 7.11%

-

Everest Bank

Everest Bank
Working Capital-Overdraft

5.18% - 7.18%

-

Nepal Bank

Nepal Bank Ltd.
Sajilo Byabasaya Karja

5.41% - 7.41%

-

Nepal Bank

Nepal Bank Ltd.
Laghu Udhyam Karja

5.41% - 7.41%

-

Nabil Bank

Nabil Bank
Export/OD/TR/DL/STL

5.41% - 7.91%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus -OD

5.46% - 9.46%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-DL

5.46% - 9.46%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-TL

5.46% - 9.46%

-

Kamana Sewa

Kamana Sewa B.Bank
Business Loan

5.46% - 10.46%

-

Kamana Sewa

Kamana Sewa B.Bank
Saral Byapar Karrja

5.46% - 10.46%

-

Shine Resunga

Shine Resunga BB
Industrial Loans

5.47% - 9.47%

-

Shine Resunga

Shine Resunga BB
Service Business

5.47% - 9.47%

-

Shine Resunga

Shine Resunga BB
Working Capital

5.47% - 9.47%

-

Shine Resunga

Shine Resunga BB
Short Term Loan

5.47% - 9.47%

-

Shine Resunga

Shine Resunga BB
Trading Loans

5.47% - 9.47%

-

Shangrila Dev.

Shangrila Bikas Bank
Working Capital Loan

5.57% - 9.56%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-OD

5.57% - 9.56%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-Term

5.57% - 9.56%

-

Himalayan

Himalayan Bank
Small/Personal Business

5.59% - 7.59%

-

Global IME

Global IME Bank
WC Loan-Fluctuating

5.64% - 7.39%

-

Miteri Bikas

Miteri Bikas Bank
Business Loan

5.64% - 9.64%

-

Jyoti Bikas

Jyoti Bikas Bank
Business Loan

5.64% - 10.64%

-

Jyoti Bikas

Jyoti Bikas Bank
Working Capital

5.64% - 10.64%

-

Jyoti Bikas

Jyoti Bikas Bank
SME Loan

5.64% - 10.64%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Udhamsil Loan

5.68% - 9.43%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Working Capital Loan

5.68% - 9.43%

-

NIC Asia

NIC ASIA Bank
Easy Business Loan

5.69% - 7.69%

-

NIC Asia

NIC ASIA Bank
Small Business Loan

5.69% - 7.69%

-

Garima Bikas

Garima Bikas Bank
SME Loan

5.72% - 7.72%

-

Garima Bikas

Garima Bikas Bank
Business Loan

5.72% - 7.72%

-

Nabil Bank

Nabil Bank
Nabil Nari Karja

5.91% - 7.41%

-

Nabil Bank

Nabil Bank
Nabil Sajilo Karja

5.91% - 7.41%

-

Nabil Bank

Nabil Bank
Sajilo Express Karja

5.91% - 7.41%

-

Sanima Bank

Sanima Bank
Working Capital/STL

5.91% - 8.21%

-

Kumari Bank

Kumari Bank
Corporate

5.92% - 7.67%

-

Machhapuchhre

Machhapuchhre Bank
Working Capital Loan

5.93% - 7.93%

-

Laxmi Sunrise

Laxmi Sunrise
Working Capital Loan

5.94% - 7.94%

-

Manjushree

Manjushree Finance
Business Loan

5.94% - 9.94%

-

NMB Bank

NMB Bank
Working Capital Loan

6.01% - 8.01%

-

SCB

Standard Chartered Bank
Cash Credit

6.12% - 8.12%

-

SCB

Standard Chartered Bank
Short Term Loan

6.12% - 6.62%

-

SCB

Standard Chartered Bank
Export/Import Loan

6.12% - 6.62%

-

Global IME

Global IME Bank
WC Loan-Permanent

6.14% - 8.14%

-

Prabhu Bank

Prabhu Bank
Sana Byawasiee Karja

6.24% - 8.24%

-

Green Develop.

Green Dev. Bank
Overdraft

6.28% - 10.28%

-

Green Develop.

Green Dev. Bank
SME Loan

6.28% - 10.28%

-

Central Fin

Central Finance Ltd
Working Capital

6.31% - 11.31%

-

Kumari Bank

Kumari Bank
MSME/SME

6.42% - 8.42%

-

Kumari Bank

Kumari Bank
SME-Fixed Rate

6.49% - 6.49%

7 years

Muktinath

Muktinath Bikas Bank
Business Loan

6.52% - 8.52%

-

Pokhara Finan.

Pokhara Finance
Business Loan

6.59% - 11.59%

-

Pokhara Finan.

Pokhara Finance
Industrial Loan

6.59% - 11.59%

-

Reliance Fin.

Reliance Finance Ltd.
SME Loan

6.60% - 8.60%

-

Global IME

Global IME Bank
Small Business Loan

6.64% - 8.64%

-

Goodwill Finan.

Goodwill Finance Co.
Trading Loan

6.65% - 10.65%

-

Goodwill Finan.

Goodwill Finance Co.
Industrial Loan

6.65% - 10.15%

-

NIC Asia

NIC ASIA Bank
Premium Business Loan

6.69% - 8.69%

-

NIC Asia

NIC ASIA Bank
Corporate Loan

6.69% - 8.69%

-

ICFC Finance

ICFC Finance Ltd
Working Capital Loan

6.79% - 8.79%

-

ICFC Finance

ICFC Finance Ltd
SME Loan

6.79% - 8.79%

-

Reliance Fin.

Reliance Finance Ltd.
Business Loan

6.85% - 8.60%

-

Nepal Bank

Nepal Bank Ltd.
Mortgage Loan

6.91% - 8.91%

-

Prabhu Bank

Prabhu Bank
Working Capital Loan

6.94% - 8.94%

-

RBB

Rastriya Banijya Bank
Demand Loan

7.01% - 7.01%

-

Sindhu Bikas

Sindhu Bikas Bank
Business Loan

7.25% - 12.25%

-

Sindhu Bikas

Sindhu Bikas Bank
Overdraft

7.25% - 12.25%

-

Progressive

Progressive Fin. Co.
SME Loan

7.33% - 10.33%

-

Progressive

Progressive Fin. Co.
Industrial Loan

7.33% - 10.33%

-

Muktinath

Muktinath Bikas Bank
Sulav Byawasaya Karja

7.52% - 9.52%

-

Global IME

Global IME Bank
Small Business Loan-Fixed Rate

7.99% - 9.99%

-

Best Finance

Best Finance Co.
Industrial Loan

8.10% - 13.10%

-

Best Finance

Best Finance Co.
SME Loan

8.10% - 13.10%

-

Best Finance

Best Finance Co.
Working Capital Loan

8.10% - 13.10%

-

Updated as on: Oct 5, 2026