Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank		Trust Receipt (NPR)/ Import Loan

5.54% - 6.54%

-

RBB

Rastriya Banijya Bank		Overdraft

5.79% - 7.04%

-

RBB

Rastriya Banijya Bank		Hypothecation

5.79% - 7.04%

-

RBB

Rastriya Banijya Bank		Export Loan

6.04% - 6.04%

-

Nepal Bank

Nepal Bank Ltd.		Trust Receipt (NPR)

6.07% - 7.82%

-

Global IME

Global IME Bank		WC Loan-Permanent

6.16% - 9.66%

-

Global IME

Global IME Bank		WC Loan-Fluctuating

6.16% - 9.66%

-

Global IME

Global IME Bank		Small Business Loan

6.16% - 9.66%

-

Krishi Bikas

Agricultural Dev. Bank		Industry, Processing & Mines Loan

6.22% - 9.22%

-

Krishi Bikas

Agricultural Dev. Bank		Wholesale Lending

6.22% - 8.22%

-

Krishi Bikas

Agricultural Dev. Bank		Business Loan

6.22% - 9.22%

-

Krishi Bikas

Agricultural Dev. Bank		Overdraft Loan

6.22% - 11.22%

-

Krishi Bikas

Agricultural Dev. Bank		Saral Thekkapatta Karja

6.22% - 9.22%

-

Krishi Bikas

Agricultural Dev. Bank		Hypothecation Loan

6.22% - 8.22%

-

Krishi Bikas

Agricultural Dev. Bank		TR Loan

6.22% - 7.22%

-

Krishi Bikas

Agricultural Dev. Bank		Pre-shipment Loan

6.22% - 7.22%

-

Krishi Bikas

Agricultural Dev. Bank		Post shipment Loan

6.22% - 7.22%

-

Nepal Bank

Nepal Bank Ltd.		Export Finance in NPR

6.32% - 7.82%

-

Nepal Bank

Nepal Bank Ltd.		WC-Industrial

6.32% - 8.32%

-

Nepal Bank

Nepal Bank Ltd.		Permenent WC

6.32% - 8.32%

-

Everest Bank

Everest Bank		Working Capital-Overdraft

6.38% - 8.38%

-

Siddhartha

Siddhartha Bank		Working Capital Loan

6.45% - 9.95%

-

Nepal Bank

Nepal Bank Ltd.		Working Capital-Commercial

6.57% - 8.32%

-

Nepal SBI

Nepal SBI Bank		Working Capital Loan

6.57% - 8.57%

-

Nepal SBI

Nepal SBI Bank		SME Loan

6.57% - 8.57%

-

Nepal SBI

Nepal SBI Bank		Saral Karja-MSME

6.57% - 8.57%

-

Citizens Bank

Citizens Bank Int'l		Working Capital Loan

6.63% - 9.63%

-

Citizens Bank

Citizens Bank Int'l		SME Loan

6.63% - 9.63%

-

Laxmi Sunrise

Laxmi Sunrise		Export Loans

6.68% - 9.68%

-

Himalayan

Himalayan Bank		Working Capital Loan

6.74% - 8.74%

-

Himalayan

Himalayan Bank		SME/ Card Merchant Loan

6.74% - 9.24%

-

Kumari Bank

Kumari Bank		SME

6.80% - 8.80%

-

Nepal Bank

Nepal Bank Ltd.		Laghu Udhyam Karja

6.82% - 8.82%

-

Prime Bank

Prime Commercial Bank		Working Capital Loan

6.82% - 11.82%

-

Prime Bank

Prime Commercial Bank		SME Loan

6.82% - 11.82%

-

Prime Bank

Prime Commercial Bank		Bewasahya Jevan Rakshya

6.82% - 11.82%

-

Nabil Bank

Nabil Bank		Export/OD/TR/DL/STL

6.93% - 9.43%

-

SCB

Standard Chartered Bank		Cash Credit

6.97% - 8.97%

-

SCB

Standard Chartered Bank		Short Term Loan

6.97% - 8.97%

-

SCB

Standard Chartered Bank		Export/Import Loan

6.97% - 8.97%

-

Excel Bikas

Excel Bikas Bank		Business Loan

6.99% - 10.99%

-

Excel Bikas

Excel Bikas Bank		SME Loan

6.99% - 10.49%

-

Shine Resunga

Shine Resunga BB		Industrial Loans

6.99% - 10.99%

-

Shine Resunga

Shine Resunga BB		Service Business

6.99% - 10.99%

-

Shine Resunga

Shine Resunga BB		Working Capital

6.99% - 10.99%

-

Shine Resunga

Shine Resunga BB		Short Term Loan

6.99% - 10.99%

-

Shine Resunga

Shine Resunga BB		Trading Loans

6.99% - 10.99%

-

Nepal Bank

Nepal Bank Ltd.		Sambriddha Byabasaya Karja

7.07% - 9.07%

-

Mahalaxmi

Mahalaxmi Bikas Bank		Udhamsil Loan

7.17% - 10.92%

-

Mahalaxmi

Mahalaxmi Bikas Bank		Working Capital Loan

7.17% - 10.92%

-

Himalayan

Himalayan Bank		Small/Personal Business

7.24% - 9.24%

-

NIC Asia

NIC ASIA Bank		Easy Business Loan

7.25% - 9.25%

-

NIC Asia

NIC ASIA Bank		Small Business Loan

7.25% - 9.25%

-

Kumari Bank

Kumari Bank		Corporate

7.30% - 9.30%

-

Nepal Bank

Nepal Bank Ltd.		85th ann. loan

7.32% - 8.82%

-

Muktinath

Muktinath Bikas Bank		Business Loan

7.32% - 11.32%

-

Muktinath

Muktinath Bikas Bank		Sulav Byawasaya Karja

7.32% - 11.32%

-

Lumbini Bikas

Lumbini Bikas Bank		Business Plus -OD

7.37% - 11.37%

-

Lumbini Bikas

Lumbini Bikas Bank		Business Plus-DL

7.37% - 11.37%

-

Lumbini Bikas

Lumbini Bikas Bank		Business Plus-TL

7.37% - 11.37%

-

Jyoti Bikas

Jyoti Bikas Bank		Business Loan

7.38% - 12.38%

-

Jyoti Bikas

Jyoti Bikas Bank		Working Capital

7.38% - 12.38%

-

Jyoti Bikas

Jyoti Bikas Bank		SME Loan

7.38% - 12.38%

-

Machhapuchhre

Machhapuchhre Bank		Working Capital Loan

7.41% - 9.41%

-

Kamana Sewa

Kamana Sewa B.Bank		Business Loan

7.41% - 12.41%

-

Kamana Sewa

Kamana Sewa B.Bank		Saral Byapar Karrja

7.41% - 12.41%

-

NIMB

Nepal Investment Mega Bank		Working Capital Loan

7.41% - 9.91%

-

Nabil Bank

Nabil Bank		Nabil Nari Karja

7.43% - 9.43%

-

Nabil Bank

Nabil Bank		Nabil Sajilo Karja

7.43% - 9.43%

-

Nabil Bank

Nabil Bank		Sajilo Express Karja

7.43% - 9.43%

-

NMB Bank

NMB Bank		Working Capital Loan

7.43% - 9.43%

-

Shangrila Dev.

Shangrila Bikas Bank		Working Capital Loan

7.49% - 11.48%

-

Shangrila Dev.

Shangrila Bikas Bank		SME Loan-OD

7.49% - 11.48%

-

Shangrila Dev.

Shangrila Bikas Bank		SME Loan-Term

7.49% - 11.48%

-

RBB

Rastriya Banijya Bank		Refinancing

7.54% - 8.29%

-

Miteri Bikas

Miteri Bikas Bank		Business Loan

7.60% - 9.60%

-

Sanima Bank

Sanima Bank		Working Capital/STL

7.62% - 9.62%

-

Laxmi Sunrise

Laxmi Sunrise		Working Capital Loan

7.68% - 10.18%

-

Nepal Bank

Nepal Bank Ltd.		Sajilo Byabasaya Karja

7.82% - 9.32%

-

Nepal Bank

Nepal Bank Ltd.		Anniversary Business Loan

7.82% - 9.32%

-

RBB

Rastriya Banijya Bank		Demand Loan

8.04% - 8.04%

-

Prabhu Bank

Prabhu Bank		Sana Byawasiee Karja

8.05% - 10.05%

-

Garima Bikas

Garima Bikas Bank		SME Loan

8.08% - 10.08%

-

Garima Bikas

Garima Bikas Bank		Business Loan

8.08% - 10.08%

-

Green Develop.

Green Dev. Bank		Overdraft

8.20% - 12.20%

-

Green Develop.

Green Dev. Bank		SME Loan

8.20% - 12.20%

-

ICFC Finance

ICFC Finance Ltd		Working Capital Loan

8.24% - 12.24%

-

ICFC Finance

ICFC Finance Ltd		SME Loan

8.24% - 12.24%

-

ICFC Finance

ICFC Finance Ltd		Trading Loan

8.24% - 12.24%

-

NIC Asia

NIC ASIA Bank		Premium Business Loan

8.25% - 10.25%

-

NIC Asia

NIC ASIA Bank		Corporate Loan

8.25% - 10.25%

-

Goodwill Finan.

Goodwill Finance Co.		Trading Loan

8.30% - 12.30%

-

Goodwill Finan.

Goodwill Finance Co.		Industrial Loan

8.30% - 11.80%

-

Nepal Bank

Nepal Bank Ltd.		Mortgage Loan

8.32% - 10.32%

-

Central Fin

Central Finance Ltd		Working Capital

8.35% - 13.35%

-

Manjushree

Manjushree Finance		Business Loan

8.44% - 12.44%

-

Sindhu Bikas

Sindhu Bikas Bank		Business Loan

8.54% - 13.54%

-

Sindhu Bikas

Sindhu Bikas Bank		Overdraft

8.54% - 13.54%

-

Reliance Fin.

Reliance Finance Ltd.		SME Loan

8.54% - 10.54%

-

Reliance Fin.

Reliance Finance Ltd.		Business Loan

8.54% - 10.54%

-

Prabhu Bank

Prabhu Bank		Working Capital Loan

8.75% - 10.75%

-

Progressive

Progressive Fin. Co.		SME Loan

8.76% - 11.76%

-

Progressive

Progressive Fin. Co.		Industrial Loan

8.76% - 11.76%

-

Kumari Bank

Kumari Bank		MSME/SME

8.80% - 10.30%

-

Pokhara Finan.

Pokhara Finance		Business Loan

9.09% - 14.09%

-

Pokhara Finan.

Pokhara Finance		Industrial Loan

9.09% - 14.09%

-

Kumari Bank

Kumari Bank		SME-Fixed Rate

9.59% - 9.59%

-

Best Finance

Best Finance Co.		Industrial Loan

10.64% - 15.64%

-

Best Finance

Best Finance Co.		SME Loan

10.64% - 15.64%

-

Best Finance

Best Finance Co.		Working Capital Loan

10.64% - 15.64%

-

Global IME

Global IME Bank		Small Business Loan-Fixed Rate

11.00% - 13.00%

-

Updated as on: May 27, 2025

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