Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank		Trust Receipt (NPR)/ Import Loan

5.64% - 6.64%

-

RBB

Rastriya Banijya Bank		Overdraft

5.89% - 7.14%

-

RBB

Rastriya Banijya Bank		Hypothecation

5.89% - 7.14%

-

Nepal Bank

Nepal Bank Ltd.		Trust Receipt (NPR)

6.14% - 7.89%

-

RBB

Rastriya Banijya Bank		Export Loan

6.14% - 6.14%

-

Global IME

Global IME Bank		WC Loan-Permanent

6.38% - 9.88%

-

Global IME

Global IME Bank		WC Loan-Fluctuating

6.38% - 9.88%

-

Global IME

Global IME Bank		Small Business Loan

6.38% - 9.88%

-

Nepal Bank

Nepal Bank Ltd.		Export Finance in NPR

6.39% - 7.89%

-

Nepal Bank

Nepal Bank Ltd.		WC-Industrial

6.39% - 8.39%

-

Nepal Bank

Nepal Bank Ltd.		Permenent WC

6.39% - 8.39%

-

Everest Bank

Everest Bank		Working Capital-Overdraft

6.46% - 8.46%

-

Krishi Bikas

Agricultural Dev. Bank		Industry, Processing & Mines Loan

6.52% - 9.52%

-

Krishi Bikas

Agricultural Dev. Bank		Wholesale Lending

6.52% - 8.52%

-

Krishi Bikas

Agricultural Dev. Bank		Business Loan

6.52% - 9.52%

-

Krishi Bikas

Agricultural Dev. Bank		Overdraft Loan

6.52% - 11.52%

-

Krishi Bikas

Agricultural Dev. Bank		Saral Thekkapatta Karja

6.52% - 9.52%

-

Krishi Bikas

Agricultural Dev. Bank		Hypothecation Loan

6.52% - 8.52%

-

Krishi Bikas

Agricultural Dev. Bank		TR Loan

6.52% - 7.52%

-

Krishi Bikas

Agricultural Dev. Bank		Pre-shipment Loan

6.52% - 7.52%

-

Krishi Bikas

Agricultural Dev. Bank		Post shipment Loan

6.52% - 7.52%

-

Siddhartha

Siddhartha Bank		Working Capital Loan

6.53% - 10.03%

-

Nepal Bank

Nepal Bank Ltd.		Working Capital-Commercial

6.64% - 8.39%

-

Nepal SBI

Nepal SBI Bank		Working Capital Loan

6.85% - 8.85%

-

Nepal SBI

Nepal SBI Bank		SME Loan

6.85% - 8.85%

-

Nepal SBI

Nepal SBI Bank		Saral Karja-MSME

6.85% - 8.85%

-

Himalayan

Himalayan Bank		Working Capital Loan

6.88% - 8.88%

-

Himalayan

Himalayan Bank		SME/ Card Merchant Loan

6.88% - 9.38%

-

Kumari Bank

Kumari Bank		SME

6.88% - 8.88%

-

Nepal Bank

Nepal Bank Ltd.		Laghu Udhyam Karja

6.89% - 8.89%

-

Laxmi Sunrise

Laxmi Sunrise		Export Loans

6.93% - 9.93%

-

Citizens Bank

Citizens Bank Int'l		Working Capital Loan

6.95% - 9.95%

-

Citizens Bank

Citizens Bank Int'l		SME Loan

6.95% - 9.95%

-

Nabil Bank

Nabil Bank		Export/OD/TR/DL/STL

6.97% - 9.47%

-

Prime Bank

Prime Commercial Bank		Working Capital Loan

7.00% - 12.00%

-

Prime Bank

Prime Commercial Bank		SME Loan

7.00% - 12.00%

-

Prime Bank

Prime Commercial Bank		Bewasahya Jevan Rakshya

7.00% - 12.00%

-

SCB

Standard Chartered Bank		Cash Credit

7.03% - 9.03%

-

SCB

Standard Chartered Bank		Short Term Loan

7.03% - 9.03%

-

SCB

Standard Chartered Bank		Export/Import Loan

7.03% - 9.03%

-

Nepal Bank

Nepal Bank Ltd.		Sambriddha Byabasaya Karja

7.14% - 9.14%

-

RBB

Rastriya Banijya Bank		Demand Loan

7.14% - 7.64%

-

Excel Bikas

Excel Bikas Bank		Business Loan

7.19% - 11.19%

-

Excel Bikas

Excel Bikas Bank		SME Loan

7.19% - 10.69%

-

Mahalaxmi

Mahalaxmi Bikas Bank		Udhamsil Loan

7.20% - 10.95%

-

Mahalaxmi

Mahalaxmi Bikas Bank		Working Capital Loan

7.20% - 10.95%

-

NIC Asia

NIC ASIA Bank		Easy Business Loan

7.31% - 9.31%

-

NIC Asia

NIC ASIA Bank		Small Business Loan

7.31% - 9.31%

-

Shine Resunga

Shine Resunga BB		Industrial Loans

7.32% - 11.32%

-

Shine Resunga

Shine Resunga BB		Service Business

7.32% - 11.32%

-

Shine Resunga

Shine Resunga BB		Working Capital

7.32% - 11.32%

-

Shine Resunga

Shine Resunga BB		Short Term Loan

7.32% - 11.32%

-

Shine Resunga

Shine Resunga BB		Trading Loans

7.32% - 11.32%

-

Himalayan

Himalayan Bank		Small/Personal Business

7.38% - 9.38%

-

Kumari Bank

Kumari Bank		Corporate

7.38% - 9.38%

-

Nepal Bank

Nepal Bank Ltd.		85th ann. loan

7.39% - 8.89%

-

Nabil Bank

Nabil Bank		Nabil Nari Karja

7.47% - 9.47%

-

Nabil Bank

Nabil Bank		Nabil Sajilo Karja

7.47% - 9.47%

-

Nabil Bank

Nabil Bank		Sajilo Express Karja

7.47% - 9.47%

-

NMB Bank

NMB Bank		Working Capital Loan

7.49% - 9.49%

-

Muktinath

Muktinath Bikas Bank		Business Loan

7.51% - 11.51%

-

Muktinath

Muktinath Bikas Bank		Sulav Byawasaya Karja

7.51% - 11.51%

-

Machhapuchhre

Machhapuchhre Bank		Working Capital Loan

7.52% - 9.52%

-

Jyoti Bikas

Jyoti Bikas Bank		Business Loan

7.58% - 12.58%

-

Jyoti Bikas

Jyoti Bikas Bank		Working Capital

7.58% - 12.58%

-

Jyoti Bikas

Jyoti Bikas Bank		SME Loan

7.58% - 12.58%

-

Kamana Sewa

Kamana Sewa B.Bank		Business Loan

7.61% - 12.61%

-

Kamana Sewa

Kamana Sewa B.Bank		Saral Byapar Karrja

7.61% - 12.61%

-

Shangrila Dev.

Shangrila Bikas Bank		Working Capital Loan

7.63% - 11.62%

-

Shangrila Dev.

Shangrila Bikas Bank		SME Loan-OD

7.63% - 11.62%

-

Shangrila Dev.

Shangrila Bikas Bank		SME Loan-Term

7.63% - 11.62%

-

RBB

Rastriya Banijya Bank		Refinancing

7.64% - 8.39%

-

Miteri Bikas

Miteri Bikas Bank		Business Loan

7.69% - 10.19%

-

Lumbini Bikas

Lumbini Bikas Bank		Business Plus -OD

7.70% - 11.70%

-

Lumbini Bikas

Lumbini Bikas Bank		Business Plus-DL

7.70% - 11.70%

-

Lumbini Bikas

Lumbini Bikas Bank		Business Plus-TL

7.70% - 11.70%

-

Sanima Bank

Sanima Bank		Working Capital/STL

7.73% - 9.73%

-

NIMB

Nepal Investment Mega Bank		Working Capital Loan

7.75% - 10.25%

-

Nepal Bank

Nepal Bank Ltd.		Sajilo Byabasaya Karja

7.89% - 9.39%

-

Nepal Bank

Nepal Bank Ltd.		Anniversary Business Loan

7.89% - 9.39%

-

Laxmi Sunrise

Laxmi Sunrise		Working Capital Loan

7.93% - 10.43%

-

Laxmi Sunrise

Laxmi Sunrise		Sana Byawasai Karja

7.93% - 9.93%

-

Garima Bikas

Garima Bikas Bank		SME Loan

8.22% - 10.22%

-

Garima Bikas

Garima Bikas Bank		Business Loan

8.22% - 10.22%

-

Prabhu Bank

Prabhu Bank		Sana Byawasiee Karja

8.23% - 10.23%

-

NIC Asia

NIC ASIA Bank		Premium Business Loan

8.31% - 10.31%

-

NIC Asia

NIC ASIA Bank		Corporate Loan

8.31% - 10.31%

-

ICFC Finance

ICFC Finance Ltd		Working Capital Loan

8.38% - 12.38%

-

ICFC Finance

ICFC Finance Ltd		SME Loan

8.38% - 12.38%

-

ICFC Finance

ICFC Finance Ltd		Trading Loan

8.38% - 12.38%

-

Nepal Bank

Nepal Bank Ltd.		Mortgage Loan

8.39% - 10.39%

-

Central Fin

Central Finance Ltd		Working Capital

8.49% - 13.49%

-

Green Develop.

Green Dev. Bank		Overdraft

8.51% - 12.51%

-

Green Develop.

Green Dev. Bank		SME Loan

8.51% - 12.51%

-

Sindhu Bikas

Sindhu Bikas Bank		Business Loan

8.68% - 13.68%

-

Sindhu Bikas

Sindhu Bikas Bank		Overdraft

8.68% - 13.68%

-

Pokhara Finan.

Pokhara Finance		Business Loan

8.72% - 12.72%

-

Pokhara Finan.

Pokhara Finance		Industrial Loan

8.72% - 12.72%

-

Reliance Fin.

Reliance Finance Ltd.		SME Loan

8.74% - 10.74%

-

Reliance Fin.

Reliance Finance Ltd.		Business Loan

8.74% - 10.74%

-

Goodwill Finan.

Goodwill Finance Co.		Trading Loan

8.86% - 12.86%

-

Goodwill Finan.

Goodwill Finance Co.		Industrial Loan

8.86% - 12.36%

-

Progressive

Progressive Fin. Co.		SME Loan

8.88% - 11.88%

-

Progressive

Progressive Fin. Co.		Industrial Loan

8.88% - 11.88%

-

Prabhu Bank

Prabhu Bank		Working Capital Loan

8.93% - 10.93%

-

Manjushree

Manjushree Finance		Business Loan

9.21% - 13.21%

-

Kumari Bank

Kumari Bank		MSME/SME

9.38% - 10.38%

-

Kumari Bank

Kumari Bank		SME-Fixed Rate

9.59% - 9.59%

-

Best Finance

Best Finance Co.		Industrial Loan

10.77% - 15.77%

-

Best Finance

Best Finance Co.		SME Loan

10.77% - 15.77%

-

Best Finance

Best Finance Co.		Working Capital Loan

10.77% - 15.77%

-

Global IME

Global IME Bank		Small Business Loan-Fixed Rate

11.00% - 13.00%

-

Updated as on: Apr 18, 2025

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