Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

Nepal Bank

Nepal Bank Ltd.
Growing Enterprises

7.58% - 10.58%

-

Nepal Bank

Nepal Bank Ltd.
Export Finance in NPR

7.97% - 8.27%

-

Nepal Bank

Nepal Bank Ltd.
Trust Receipt (NPR)

7.97% - 9.58%

-

RBB

Rastriya Banijya Bank
Export Loan

7.97% - 7.97%

-

Krishi Bikas

Agriculture Dev. Bank
Industry, Processing & Mines Loan

8.03% - 11.03%

-

Krishi Bikas

Agriculture Dev. Bank
Wholesale Lending

8.03% - 10.03%

-

Krishi Bikas

Agriculture Dev. Bank
Business Loan

8.03% - 11.03%

-

Krishi Bikas

Agriculture Dev. Bank
Overdraft Loan

8.03% - 13.03%

-

Krishi Bikas

Agriculture Dev. Bank
Saral Thekkapatta Karja

8.03% - 11.03%

-

Krishi Bikas

Agriculture Dev. Bank
Hypothecation Loan

8.03% - 10.03%

-

Krishi Bikas

Agriculture Dev. Bank
TR Loan

8.03% - 9.03%

-

Krishi Bikas

Agriculture Dev. Bank
Pre-shipment Loan

8.03% - 9.03%

-

Krishi Bikas

Agriculture Dev. Bank
Post shipment Loan

8.03% - 9.03%

-

Nabil Bank

Nabil Bank
Export/OD/TR/DL/STL

8.22% - 14.22%

-

Nabil Bank

Nabil Bank
Nabil Nari Karja

8.22% - 14.22%

-

Nabil Bank

Nabil Bank
Nabil Sajilo Karja

8.22% - 14.22%

-

Nabil Bank

Nabil Bank
Sajilo Express Karja

8.22% - 14.22%

-

Nabil Bank

Nabil Bank
Agriculture Loan-Corporate

8.22% - 14.22%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Hypothecation

8.27% - 11.24%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Overdraft

8.27% - 11.24%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Pledge loan

8.27% - 11.24%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Demand Loan

8.27% - 11.24%

-

Nepal Bank

Nepal Bank Ltd.
Revolving WC Loan

8.27% - 11.24%

-

Nepal Bank

Nepal Bank Ltd.
Contract Loan

8.27% - 11.24%

-

Everest Bank

Everest Bank
Working Capital-Overdraft

8.36% - 15.36%

-

Everest Bank

Everest Bank
Working Capital-Short Term Loan

8.36% - 15.36%

-

Everest Bank

Everest Bank
Working Capital-Demand Loan

8.36% - 15.36%

-

Everest Bank

Everest Bank
Working Capital-Trust Receipt

8.36% - 15.36%

-

NIBL

Nepal Investment Bank
Trust Receipt

8.56% - 13.06%

-

NIBL

Nepal Investment Bank
Export Credit

8.56% - 14.06%

-

BOK

Bank of Kathmandu
Working Capital

8.62% - 15.62%

-

BOK

Bank of Kathmandu
Small Enterprise Loan

8.62% - 15.62%

-

Nepal Bank

Nepal Bank Ltd.
Anniversary Business Loan

8.84% - 9.58%

-

Prabhu Bank

Prabhu Bank
Export Credit

8.92% - 11.92%

-

Prabhu Bank

Prabhu Bank
Trust Receipt

8.92% - 15.92%

-

Prabhu Bank

Prabhu Bank
STL

8.92% - 15.92%

-

Prabhu Bank

Prabhu Bank
Import Loan

8.92% - 15.92%

-

Prabhu Bank

Prabhu Bank
Demand Loan

8.92% - 15.92%

-

Prabhu Bank

Prabhu Bank
Overdraft

8.92% - 15.92%

-

Global IME

Global IME Bank
Special Export Financing

8.95% - 14.95%

-

NMB Bank

NMB Bank
Cash Credit / Overdraft

8.96% - 14.96%

-

NMB Bank

NMB Bank
Working Capital Loan

8.96% - 14.96%

-

NMB Bank

NMB Bank
Trust Receipt Loan

8.96% - 14.96%

-

NMB Bank

NMB Bank
Export Loan

8.96% - 14.96%

-

NMB Bank

NMB Bank
NMB Sulav Karja

8.96% - 14.96%

-

NMB Bank

NMB Bank
Bridge Gap Loan

8.96% - 14.96%

-

NMB Bank

NMB Bank
MSME Loan

8.96% - 14.96%

-

NMB Bank

NMB Bank
Personal Business Loan

8.96% - 14.96%

-

Sanima Bank

Sanima Bank
Working Capital/STL

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Import Loan/TR Loan

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Overdraft

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Export Loan/Packaging Credit

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Small Business Growth (SBGL)

9.00% - 16.00%

-

Nepal Bank

Nepal Bank Ltd.
Mortgage Loan

9.13% - 11.24%

-

NCC Bank

NCC Bank
Overdraft

9.16% - 16.16%

-

NCC Bank

NCC Bank
Export Loan

9.16% - 13.16%

-

NCC Bank

NCC Bank
Demand Loan/STL

9.16% - 16.16%

-

NCC Bank

NCC Bank
Small Business Loan

9.16% - 16.16%

-

Laxmi Bank

Laxmi Bank
Overdraft-Corporate

9.25% - 9.25%

-

Laxmi Bank

Laxmi Bank
Overdraft/Cash Credit-SME

9.25% - 14.25%

-

Laxmi Bank

Laxmi Bank
Short Term Loans-Corporate

9.25% - 14.25%

-

Laxmi Bank

Laxmi Bank
Short Term Loans-SME

9.25% - 14.25%

-

Laxmi Bank

Laxmi Bank
Supply Finance

9.25% - 14.25%

-

Laxmi Bank

Laxmi Bank
Export Loans

9.25% - 14.25%

-

Laxmi Bank

Laxmi Bank
Importer's Loans-SME

9.25% - 14.25%

-

Nepal SBI

Nepal SBI Bank
Working Capital / Cash Credit

9.26% - 14.26%

-

Nepal SBI

Nepal SBI Bank
Trust receipt

9.26% - 12.26%

-

Nepal SBI

Nepal SBI Bank
Short Term Demand Loan

9.26% - 14.26%

-

Nepal SBI

Nepal SBI Bank
WC/Cash Credit-MNC

9.26% - 13.26%

-

Nepal SBI

Nepal SBI Bank
Pre shipment / Post shipment Loan

9.26% - 14.26%

-

Nepal SBI

Nepal SBI Bank
SME Loan

9.26% - 14.26%

-

Nepal SBI

Nepal SBI Bank
Saral Karja-MSME

9.26% - 14.26%

-

Siddhartha

Siddhartha Bank
Overdraft/Cash Credit

9.28% - 14.28%

-

Siddhartha

Siddhartha Bank
Import Loan

9.28% - 13.28%

-

Siddhartha

Siddhartha Bank
Working Capital Loan

9.28% - 14.28%

-

Siddhartha

Siddhartha Bank
Short Term Loan

9.28% - 14.28%

-

Siddhartha

Siddhartha Bank
Against USD LC

9.28% - 12.78%

-

Siddhartha

Siddhartha Bank
Against NPR & other currency LC

9.28% - 13.28%

-

Siddhartha

Siddhartha Bank
Against USD export documents

9.28% - 13.28%

-

Siddhartha

Siddhartha Bank
Export Loan

9.28% - 13.78%

-

Century Bank

Century Comm.Bank
Overdraft

9.29% - 14.29%

-

Century Bank

Century Comm.Bank
TR Loan / Demand Loan

9.29% - 13.29%

-

Century Bank

Century Comm.Bank
Export Finance

9.29% - 12.29%

-

Century Bank

Century Comm.Bank
Other Working Capital

9.29% - 14.29%

-

Machhapuchhre

Machhapuchhre Bank
Overdraft

9.31% - 16.31%

-

Machhapuchhre

Machhapuchhre Bank
Demand Loan

9.31% - 16.31%

-

Machhapuchhre

Machhapuchhre Bank
Short-Demand Loan

9.31% - 16.31%

-

Machhapuchhre

Machhapuchhre Bank
Trust Receipt

9.31% - 16.31%

-

Machhapuchhre

Machhapuchhre Bank
Pledge Loan

9.31% - 16.31%

-

Machhapuchhre

Machhapuchhre Bank
Packing Credit Loan

9.31% - 16.31%

-

Machhapuchhre

Machhapuchhre Bank
Loan Against Gold

9.31% - 16.31%

-

Machhapuchhre

Machhapuchhre Bank
Bridge Gap Loan

9.31% - 16.31%

-

Nepal Bank

Nepal Bank Ltd.
Entrepreneurship TL

9.40% - 9.40%

-

Prime Bank

Prime Commercial Bank
Overdraft

9.42% - 16.41%

-

Prime Bank

Prime Commercial Bank
Working Capital Loan

9.42% - 16.41%

-

Prime Bank

Prime Commercial Bank
Cash Credit

9.42% - 16.41%

-

Prime Bank

Prime Commercial Bank
Demand Loan

9.42% - 16.41%

-

Prime Bank

Prime Commercial Bank
TR Loan

9.42% - 16.41%

-

Prime Bank

Prime Commercial Bank
Export Credit

9.42% - 16.41%

-

Prime Bank

Prime Commercial Bank
SME Loan

9.42% - 16.41%

-

Prime Bank

Prime Commercial Bank
Bewasahya Jevan Rakshya

9.42% - 12.42%

-

NIC Asia

NIC ASIA Bank
Export Credit

9.44% - 15.44%

-

NIC Asia

NIC ASIA Bank
Equipment Financing

9.44% - 15.44%

-

NIC Asia

NIC ASIA Bank
Fast Track Business Loan

9.44% - 15.44%

-

RBB

Rastriya Banijya Bank
Trust Receipt (NPR)/ Import Loan

9.47% - 11.47%

-

Himalayan

Himalayan Bank
Demand Loan

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Export Loan

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Overdraft

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Short Term Pledge Loan

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Importer's Loan

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Revolving Cash Credit

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Non Revolving Cash Credit

9.50% - 15.50%

-

Himalayan

Himalayan Bank
STDL - OC

9.50% - 15.50%

-

Himalayan

Himalayan Bank
SME/ Card Merchant Loan

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Small/Personal Business

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Educational Inst.Financing

9.50% - 15.50%

-

SCB

Standard Chartered Bank
Loans to MNC's

9.55% - 11.30%

-

Nepal Bank

Nepal Bank Ltd.
Sajilo Byabasaya Karja

9.58% - 9.58%

-

Nepal Bank

Nepal Bank Ltd.
Sambriddha Byabasaya Karja

9.58% - 11.24%

-

Nepal Bank

Nepal Bank Ltd.
Laghu Udhyam Karja

9.58% - 9.58%

-

Nepal Bank

Nepal Bank Ltd.
85th ann. loan

9.58% - 11.24%

-

Citizens Bank

Citizens Bank Int'l
Overdraft

9.60% - 15.60%

-

Citizens Bank

Citizens Bank Int'l
Working Capital Loan

9.60% - 14.60%

-

Citizens Bank

Citizens Bank Int'l
Short Term Loan

9.60% - 14.60%

-

Citizens Bank

Citizens Bank Int'l
Demand Loan

9.60% - 14.60%

-

Citizens Bank

Citizens Bank Int'l
Bridge Gap Loan

9.60% - 14.60%

-

Citizens Bank

Citizens Bank Int'l
Pledge Loan

9.60% - 14.60%

-

Citizens Bank

Citizens Bank Int'l
Trust Receipt Loan

9.60% - 14.35%

-

Citizens Bank

Citizens Bank Int'l
Export Finance

9.60% - 14.35%

-

Citizens Bank

Citizens Bank Int'l
SME Loan

9.60% - 16.60%

-

Citizens Bank

Citizens Bank Int'l
Agriculture & Enterprise Loan

9.60% - 11.60%

-

Sunrise Bank

Sunrise Bank
Demand Loan

9.61% - 15.61%

-

Sunrise Bank

Sunrise Bank
Export Finance

9.61% - 15.61%

-

Sunrise Bank

Sunrise Bank
Overdraft

9.61% - 15.61%

-

Sunrise Bank

Sunrise Bank
Pledge Loan

9.61% - 15.61%

-

Sunrise Bank

Sunrise Bank
Importers Loan

9.61% - 15.61%

-

Sunrise Bank

Sunrise Bank
SME Loan

9.61% - 15.61%

-

Sunrise Bank

Sunrise Bank
Sajilo Karja

9.61% - 15.61%

-

RBB

Rastriya Banijya Bank
Overdraft

9.72% - 11.97%

-

RBB

Rastriya Banijya Bank
Hypothecation

9.72% - 11.97%

-

RBB

Rastriya Banijya Bank
Demand Loan

9.72% - 11.97%

-

Mega Bank

Mega Bank
Ovedraft

9.79% - 16.79%

-

Mega Bank

Mega Bank
Demand Loan

9.79% - 16.79%

-

Mega Bank

Mega Bank
Cash Credit Loan

9.79% - 16.79%

-

Mega Bank

Mega Bank
Import Finance

9.79% - 16.79%

-

Mega Bank

Mega Bank
Short Term Loan

9.79% - 16.79%

-

Mega Bank

Mega Bank
Pledge Loan

9.79% - 16.79%

-

Mega Bank

Mega Bank
Export Finance

9.79% - 16.79%

-

Mega Bank

Mega Bank
Micro Business Corrospondent

9.79% - 16.79%

-

Excel Bikas

Excel Bikas Bank
Business Loan

9.90% - 16.90%

-

Excel Bikas

Excel Bikas Bank
SME Loan

9.90% - 16.90%

-

Excel Bikas

Excel Bikas Bank
Short Term Loan

9.90% - 16.90%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Udhamsil Loan

9.90% - 16.90%

-

Mahalaxmi

Mahalaxmi Bikas Bank
OD/WC/STL

9.90% - 16.90%

-

Civil Bank

Civil Bank
Demand Loan

9.94% - 14.94%

-

Civil Bank

Civil Bank
Export Finance

9.94% - 14.94%

-

Civil Bank

Civil Bank
Overdraft

9.94% - 13.94%

-

Civil Bank

Civil Bank
Short Term Pledge Loan

9.94% - 14.94%

-

Civil Bank

Civil Bank
Short Term WC Loan

9.94% - 14.94%

-

Civil Bank

Civil Bank
Importer's Loan

9.94% - 14.94%

-

Civil Bank

Civil Bank
Civil Bank SME Loan

9.94% - 14.94%

-

Civil Bank

Civil Bank
Overdraft Card

9.94% - 14.94%

-

RBB

Rastriya Banijya Bank
Refinancing

9.97% - 11.97%

-

SCB

Standard Chartered Bank
Short Term Loan

10.05% - 12.55%

-

SCB

Standard Chartered Bank
LATR/Import Loan/CBN

10.05% - 12.55%

-

SCB

Standard Chartered Bank
Import Invoice Financing

10.05% - 12.30%

-

NIBL

Nepal Investment Bank
Overdraft/wc/stl

10.06% - 14.06%

-

NIBL

Nepal Investment Bank
Short Term Time

10.06% - 14.06%

-

NIBL

Nepal Investment Bank
Pledge Loan

10.06% - 14.06%

-

Saptakoshi Dev

Saptakoshi Bikas Bank
Short Tem Loan

10.09% - 15.09%

-

Saptakoshi Dev

Saptakoshi Bikas Bank
Business Loan

10.09% - 15.09%

-

Saptakoshi Dev

Saptakoshi Bikas Bank
Overdraft Loan

10.09% - 15.09%

-

Saptakoshi Dev

Saptakoshi Bikas Bank
SME Loan

10.09% - 14.09%

-

NB Bank

Nepal Bangladesh Bank
Export Finance

10.10% - 13.10%

-

NB Bank

Nepal Bangladesh Bank
Trust Receipt(Import Finance)

10.10% - 13.10%

-

NB Bank

Nepal Bangladesh Bank
Overdraft/Cash Credit

10.10% - 14.10%

-

NB Bank

Nepal Bangladesh Bank
Demand Loan (Working Capital)

10.10% - 14.10%

-

NB Bank

Nepal Bangladesh Bank
Schedule Demand Loan

10.10% - 14.10%

-

NB Bank

Nepal Bangladesh Bank
Pledge Loan

10.10% - 14.10%

-

Shine Resunga

Shine Resunga BB
Industtrial Loans

10.10% - 15.10%

-

Shine Resunga

Shine Resunga BB
Service Business

10.10% - 15.10%

-

Shine Resunga

Shine Resunga BB
Overdraft

10.10% - 15.10%

-

Shine Resunga

Shine Resunga BB
Short Term Loan

10.10% - 15.10%

-

Shine Resunga

Shine Resunga BB
Trading Loans

10.10% - 15.10%

-

Karnali Bikas

Karnali Bikas Bank
Trading Loan

10.13% - 15.13%

-

Karnali Bikas

Karnali Bikas Bank
Working Capital

10.13% - 15.13%

-

Karnali Bikas

Karnali Bikas Bank
Business Overdraft

10.13% - 15.13%

-

Jyoti Bikas

Jyoti Bikas Bank
Business Loan

10.16% - 15.66%

-

Jyoti Bikas

Jyoti Bikas Bank
Working Capital

10.16% - 15.66%

-

Jyoti Bikas

Jyoti Bikas Bank
SME Loan

10.16% - 15.66%

-

ICFC Finance

ICFC Finance Ltd
WC Loan

10.21% - 17.21%

-

ICFC Finance

ICFC Finance Ltd
SME Loan

10.21% - 17.21%

-

ICFC Finance

ICFC Finance Ltd
Trading Loan

10.21% - 17.21%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus -OD

10.34% - 18.84%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-DL

10.34% - 18.84%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-TL

10.34% - 18.84%

-

Shangrila Dev.

Shangrila Bikas Bank
Business OD

10.35% - 16.85%

-

Shangrila Dev.

Shangrila Bikas Bank
Demand Loan

10.35% - 17.85%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-OD

10.35% - 17.85%

-

Shangrila Dev.

Shangrila Bikas Bank
Import Loan-Term

10.35% - 14.85%

-

Shangrila Dev.

Shangrila Bikas Bank
Industry Loan-OD

10.35% - 17.35%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-Term

10.35% - 17.35%

-

Shangrila Dev.

Shangrila Bikas Bank
Industry Loan-Term

10.35% - 17.35%

-

Miteri Bikas

Miteri Bikas Bank
Hire Purchase

10.36% - 15.36%

-

Miteri Bikas

Miteri Bikas Bank
Small Business Loan

10.36% - 15.36%

-

Miteri Bikas

Miteri Bikas Bank
Working Capital

10.36% - 15.36%

-

Miteri Bikas

Miteri Bikas Bank
Overdraft

10.36% - 15.36%

-

Kamana Sewa

Kamana Sewa B.Bank
Business Loan

10.39% - 15.39%

-

Kamana Sewa

Kamana Sewa B.Bank
Saral Byapar Karrja

10.39% - 15.39%

-

Muktinath

Muktinath Bikas Bank
Business Loan

10.44% - 16.44%

-

Muktinath

Muktinath Bikas Bank
Sulav Byawasaya Karja

10.44% - 16.44%

-

Garima Bikas

Garima Bikas Bank
Business OD

10.45% - 15.45%

-

Sindhu Bikas

Sindhu Bikas Bank
Business Loan

10.52% - 15.52%

-

Sindhu Bikas

Sindhu Bikas Bank
Overdraft

10.52% - 15.52%

-

SCB

Standard Chartered Bank
Overdraft

10.55% - 12.55%

-

Pokhara Finan.

Pokhara Finance
Business Loan

10.58% - 17.58%

-

Pokhara Finan.

Pokhara Finance
Industrial Loan

10.58% - 17.58%

-

NB Bank

Nepal Bangladesh Bank
Short Term Loan(Import)

10.60% - 14.10%

-

NB Bank

Nepal Bangladesh Bank
Loan-Local LC

10.60% - 13.10%

-

Manjushree

Manjushree Finance
Business Loan

10.72% - 17.72%

-

Shree Invest

Shree Invest &Finance
Business Loan

10.79% - 16.78%

-

Shree Invest

Shree Invest &Finance
Overdraft Loan

10.79% - 16.78%

-

Global IME

Global IME Bank
Overdraft

10.95% - 14.95%

-

Global IME

Global IME Bank
Trust Receipt

10.95% - 14.95%

-

Global IME

Global IME Bank
Packing Credit

10.95% - 14.95%

-

Global IME

Global IME Bank
Cash Credit

10.95% - 14.95%

-

Global IME

Global IME Bank
STL

10.95% - 14.95%

-

Global IME

Global IME Bank
Stock Broker's Financing

10.95% - 14.95%

-

Goodwill Finan.

Goodwill Finance Co.
Trading Loan

11.16% - 16.16%

-

Goodwill Finan.

Goodwill Finance Co.
Industrial Loan

11.16% - 16.16%

-

Kumari Bank

Kumari Bank
Overdraft

11.67% - 16.17%

-

Kumari Bank

Kumari Bank
Working Capital/ STL

11.67% - 16.17%

-

Kumari Bank

Kumari Bank
TR / Importers Loan

11.67% - 16.17%

-

Kumari Bank

Kumari Bank
Export Credit

11.67% - 16.17%

-

Green Develop.

Green Dev. Bank
Overdraft

11.67% - 17.67%

-

Green Develop.

Green Dev. Bank
SME Loan

11.67% - 17.67%

-

Green Develop.

Green Dev. Bank
Gold Loan

11.67% - 17.67%

-

Reliance Fin.

Reliance Finance Ltd.
SME Loan

11.77% - 16.77%

-

Reliance Fin.

Reliance Finance Ltd.
Business Loan

11.77% - 16.77%

-

Krishi Bikas

Agriculture Dev. Bank
Overdraft-Fixed Rate

11.95% - 11.95%

-

Global IME

Global IME Bank
Small Business Loan-Fixed Rate

12.00% - 14.00%

-

Progressive

Progressive Fin. Co.
SME Loan

12.37% - 15.37%

-

Progressive

Progressive Fin. Co.
Industrial Loan

12.37% - 15.37%

-

Best Finance

Best Finance Co.
Industrial Loan

12.53% - 16.53%

-

Best Finance

Best Finance Co.
SME Loan

12.53% - 16.53%

-

Best Finance

Best Finance Co.
Demand Loan

12.53% - 16.53%

-

Best Finance

Best Finance Co.
Overdraft Loan

12.53% - 16.53%

-

Global IME

Global IME Bank
Small Business Loan

12.95% - 14.95%

-

Corporate Dev

Corporate Bikas Bank
Business/Industrial Loan

13.42% - 18.42%

-

Janaki Finan.

Janaki Finance Co.
Business Loan

15.08% - 17.08%

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Janaki Finan.

Janaki Finance Co.
Industrial Loan

15.08% - 17.08%

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Updated as on: Jun 15, 2022