Business/SME Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Trust Receipt (NPR)/ Import Loan

5.54% - 6.54%

-

RBB

Rastriya Banijya Bank
Overdraft

5.79% - 7.04%

-

RBB

Rastriya Banijya Bank
Hypothecation

5.79% - 7.04%

-

RBB

Rastriya Banijya Bank
Export Loan

6.04% - 6.04%

-

Nepal Bank

Nepal Bank Ltd.
Trust Receipt (NPR)

6.14% - 7.89%

-

Global IME

Global IME Bank
WC Loan-Permanent

6.16% - 9.66%

-

Global IME

Global IME Bank
WC Loan-Fluctuating

6.16% - 9.66%

-

Global IME

Global IME Bank
Small Business Loan

6.16% - 9.66%

-

Krishi Bikas

Agricultural Dev. Bank
Industry, Processing & Mines Loan

6.35% - 9.35%

-

Krishi Bikas

Agricultural Dev. Bank
Wholesale Lending

6.35% - 8.35%

-

Krishi Bikas

Agricultural Dev. Bank
Business Loan

6.35% - 9.35%

-

Krishi Bikas

Agricultural Dev. Bank
Overdraft Loan

6.35% - 11.35%

-

Krishi Bikas

Agricultural Dev. Bank
Saral Thekkapatta Karja

6.35% - 9.35%

-

Krishi Bikas

Agricultural Dev. Bank
Hypothecation Loan

6.35% - 8.35%

-

Krishi Bikas

Agricultural Dev. Bank
TR Loan

6.35% - 7.35%

-

Krishi Bikas

Agricultural Dev. Bank
Pre-shipment Loan

6.35% - 7.35%

-

Krishi Bikas

Agricultural Dev. Bank
Post shipment Loan

6.35% - 7.35%

-

Nepal Bank

Nepal Bank Ltd.
Export Finance in NPR

6.39% - 7.89%

-

Nepal Bank

Nepal Bank Ltd.
WC-Industrial

6.39% - 8.39%

-

Nepal Bank

Nepal Bank Ltd.
Permenent WC

6.39% - 8.39%

-

Everest Bank

Everest Bank
Working Capital-Overdraft

6.45% - 8.45%

-

Siddhartha

Siddhartha Bank
Working Capital Loan

6.45% - 9.95%

-

Citizens Bank

Citizens Bank Int'l
Working Capital Loan

6.63% - 9.63%

-

Citizens Bank

Citizens Bank Int'l
SME Loan

6.63% - 9.63%

-

Nepal Bank

Nepal Bank Ltd.
Working Capital-Commercial

6.64% - 8.39%

-

Nepal SBI

Nepal SBI Bank
Working Capital Loan

6.73% - 8.73%

-

Nepal SBI

Nepal SBI Bank
SME Loan

6.73% - 8.73%

-

Nepal SBI

Nepal SBI Bank
Saral Karja-MSME

6.73% - 8.73%

-

Laxmi Sunrise

Laxmi Sunrise
Export Loans

6.78% - 9.78%

-

Himalayan

Himalayan Bank
Working Capital Loan

6.80% - 8.80%

-

Himalayan

Himalayan Bank
SME/ Card Merchant Loan

6.80% - 9.30%

-

Kumari Bank

Kumari Bank
SME

6.80% - 8.80%

-

Nepal Bank

Nepal Bank Ltd.
Laghu Udhyam Karja

6.89% - 8.89%

-

Prime Bank

Prime Commercial Bank
Working Capital Loan

6.90% - 11.90%

-

Prime Bank

Prime Commercial Bank
SME Loan

6.90% - 11.90%

-

Prime Bank

Prime Commercial Bank
Bewasahya Jevan Rakshya

6.90% - 11.90%

-

Nabil Bank

Nabil Bank
Export/OD/TR/DL/STL

6.97% - 9.47%

-

Shine Resunga

Shine Resunga BB
Industrial Loans

6.99% - 10.99%

-

Shine Resunga

Shine Resunga BB
Service Business

6.99% - 10.99%

-

Shine Resunga

Shine Resunga BB
Working Capital

6.99% - 10.99%

-

Shine Resunga

Shine Resunga BB
Short Term Loan

6.99% - 10.99%

-

Shine Resunga

Shine Resunga BB
Trading Loans

6.99% - 10.99%

-

SCB

Standard Chartered Bank
Cash Credit

7.02% - 9.02%

-

SCB

Standard Chartered Bank
Short Term Loan

7.02% - 9.02%

-

SCB

Standard Chartered Bank
Export/Import Loan

7.02% - 9.02%

-

Excel Bikas

Excel Bikas Bank
Business Loan

7.12% - 11.12%

-

Excel Bikas

Excel Bikas Bank
SME Loan

7.12% - 10.62%

-

Nepal Bank

Nepal Bank Ltd.
Sambriddha Byabasaya Karja

7.14% - 9.14%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Udhamsil Loan

7.17% - 10.92%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Working Capital Loan

7.17% - 10.92%

-

NIC Asia

NIC ASIA Bank
Easy Business Loan

7.25% - 9.25%

-

NIC Asia

NIC ASIA Bank
Small Business Loan

7.25% - 9.25%

-

Himalayan

Himalayan Bank
Small/Personal Business

7.30% - 9.30%

-

Kumari Bank

Kumari Bank
Corporate

7.30% - 9.30%

-

Muktinath

Muktinath Bikas Bank
Business Loan

7.32% - 11.32%

-

Muktinath

Muktinath Bikas Bank
Sulav Byawasaya Karja

7.32% - 11.32%

-

Nepal Bank

Nepal Bank Ltd.
85th ann. loan

7.39% - 8.89%

-

Machhapuchhre

Machhapuchhre Bank
Working Capital Loan

7.41% - 9.41%

-

NMB Bank

NMB Bank
Working Capital Loan

7.43% - 9.43%

-

Nabil Bank

Nabil Bank
Nabil Nari Karja

7.47% - 9.47%

-

Nabil Bank

Nabil Bank
Nabil Sajilo Karja

7.47% - 9.47%

-

Nabil Bank

Nabil Bank
Sajilo Express Karja

7.47% - 9.47%

-

Shangrila Dev.

Shangrila Bikas Bank
Working Capital Loan

7.49% - 11.48%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-OD

7.49% - 11.48%

-

Shangrila Dev.

Shangrila Bikas Bank
SME Loan-Term

7.49% - 11.48%

-

Jyoti Bikas

Jyoti Bikas Bank
Business Loan

7.51% - 12.51%

-

Jyoti Bikas

Jyoti Bikas Bank
Working Capital

7.51% - 12.51%

-

Jyoti Bikas

Jyoti Bikas Bank
SME Loan

7.51% - 12.51%

-

Kamana Sewa

Kamana Sewa B.Bank
Business Loan

7.51% - 12.51%

-

Kamana Sewa

Kamana Sewa B.Bank
Saral Byapar Karrja

7.51% - 12.51%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus -OD

7.52% - 11.52%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-DL

7.52% - 11.52%

-

Lumbini Bikas

Lumbini Bikas Bank
Business Plus-TL

7.52% - 11.52%

-

RBB

Rastriya Banijya Bank
Refinancing

7.54% - 8.29%

-

NIMB

Nepal Investment Mega Bank
Working Capital Loan

7.60% - 10.10%

-

Sanima Bank

Sanima Bank
Working Capital/STL

7.62% - 9.62%

-

Miteri Bikas

Miteri Bikas Bank
Business Loan

7.69% - 9.69%

-

Laxmi Sunrise

Laxmi Sunrise
Working Capital Loan

7.78% - 10.28%

-

Nepal Bank

Nepal Bank Ltd.
Sajilo Byabasaya Karja

7.89% - 9.39%

-

Nepal Bank

Nepal Bank Ltd.
Anniversary Business Loan

7.89% - 9.39%

-

RBB

Rastriya Banijya Bank
Demand Loan

8.04% - 8.04%

-

Garima Bikas

Garima Bikas Bank
SME Loan

8.08% - 10.08%

-

Garima Bikas

Garima Bikas Bank
Business Loan

8.08% - 10.08%

-

Prabhu Bank

Prabhu Bank
Sana Byawasiee Karja

8.12% - 10.12%

-

ICFC Finance

ICFC Finance Ltd
Working Capital Loan

8.24% - 12.24%

-

ICFC Finance

ICFC Finance Ltd
SME Loan

8.24% - 12.24%

-

ICFC Finance

ICFC Finance Ltd
Trading Loan

8.24% - 12.24%

-

NIC Asia

NIC ASIA Bank
Premium Business Loan

8.25% - 10.25%

-

NIC Asia

NIC ASIA Bank
Corporate Loan

8.25% - 10.25%

-

Green Develop.

Green Dev. Bank
Overdraft

8.26% - 12.26%

-

Green Develop.

Green Dev. Bank
SME Loan

8.26% - 12.26%

-

Goodwill Finan.

Goodwill Finance Co.
Trading Loan

8.30% - 12.30%

-

Goodwill Finan.

Goodwill Finance Co.
Industrial Loan

8.30% - 11.80%

-

Central Fin

Central Finance Ltd
Working Capital

8.35% - 13.35%

-

Nepal Bank

Nepal Bank Ltd.
Mortgage Loan

8.39% - 10.39%

-

Manjushree

Manjushree Finance
Business Loan

8.44% - 12.44%

-

Reliance Fin.

Reliance Finance Ltd.
SME Loan

8.54% - 10.54%

-

Reliance Fin.

Reliance Finance Ltd.
Business Loan

8.54% - 10.54%

-

Sindhu Bikas

Sindhu Bikas Bank
Business Loan

8.60% - 13.60%

-

Sindhu Bikas

Sindhu Bikas Bank
Overdraft

8.60% - 13.60%

-

Progressive

Progressive Fin. Co.
SME Loan

8.76% - 11.76%

-

Progressive

Progressive Fin. Co.
Industrial Loan

8.76% - 11.76%

-

Kumari Bank

Kumari Bank
MSME/SME

8.80% - 10.30%

-

Prabhu Bank

Prabhu Bank
Working Capital Loan

8.82% - 10.82%

-

Pokhara Finan.

Pokhara Finance
Business Loan

9.08% - 14.08%

-

Pokhara Finan.

Pokhara Finance
Industrial Loan

9.08% - 14.08%

-

Kumari Bank

Kumari Bank
SME-Fixed Rate

9.59% - 9.59%

-

Best Finance

Best Finance Co.
Industrial Loan

10.67% - 15.67%

-

Best Finance

Best Finance Co.
SME Loan

10.67% - 15.67%

-

Best Finance

Best Finance Co.
Working Capital Loan

10.67% - 15.67%

-

Global IME

Global IME Bank
Small Business Loan-Fixed Rate

11.00% - 13.00%

-

Updated as on: May 20, 2025