Regarding Base Rate:

The applicable/average base rate for Mangshir 2082 (November / December 2025) of all A class commerical Banks has been updated while that of B class Development Banks and C class Finance Companies is being done as and when they publish it.

 

Note: The red colour in digit in the Base Rate are the latest figures applicable for current month while the grey represents last month's base rate and will be updated as soon as banks publish it.

 

Regarding NPA:

 The NPA information of  all BFI's has been updated as per quarterly report of  Q1 Ashwin End 2082.

 

Further , here is a explainer video regarding the trends in base rate :

Trends in base rate

 

Bargaining in Banks . Explainer Video:

 Does bargaining happen in banks ?