Education Loan

Bank/FINameInterest RateProcessing FeeTenure

Krishi Bikas

Agricultural Dev. Bank
Education Loan

5.13% - 7.13%

-

RBB

Rastriya Banijya Bank
Education Loan

5.36% - 6.36%

-

Siddhartha

Siddhartha Bank
Education Loan

5.54% - 8.79%

-

Prime Bank

Prime Commercial Bank
Education Loan

5.69% - 10.69%

-

Citizens Bank

Citizens Bank Int'l
Education Loan

5.72% - 8.72%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Education Loan

5.99% - 9.74%

-

Himalayan

Himalayan Bank
Education Loan-Premier

6.11% - 8.11%

-

Jyoti Bikas

Jyoti Bikas Bank
Education Loan

6.19% - 11.19%

-

Excel Bikas

Excel Bikas Bank
Education Loan

6.20% - 10.20%

-

Shangrila Dev.

Shangrila Bikas Bank
Education Loan

6.21% - 10.20%

-

Shine Resunga

Shine Resunga BB
Education Loan

6.27% - 10.27%

-

Lumbini Bikas

Lumbini Bikas Bank
Education Loan

6.33% - 10.33%

-

Miteri Bikas

Miteri Bikas Bank
Education Loan

6.36% - 10.36%

-

Machhapuchhre

Machhapuchhre Bank
Education Loan

6.37% - 8.37%

-

Prabhu Bank

Prabhu Bank
Education Loan

6.50% - 8.50%

-

Laxmi Sunrise

Laxmi Sunrise
Education Loans

6.51% - 8.51%

-

Everest Bank

Everest Bank
Education Loan

6.75% - 8.75%

-

Garima Bikas

Garima Bikas Bank
Education Loan

6.81% - 8.81%

-

Sanima Bank

Sanima Bank
Education Loan

6.84% - 8.84%

-

Manjushree

Manjushree Finance
Education Loan

6.91% - 10.91%

-

Nepal Bank

Nepal Bank Ltd.
Education Loan

7.06% - 8.06%

5 years

Global IME

Global IME Bank
Education Loans

7.07% - 9.07%

-

Green Develop.

Green Dev. Bank
Education Loan

7.37% - 11.37%

-

Goodwill Finan.

Goodwill Finance Co.
Education Loan

7.49% - 11.49%

-

Himalayan

Himalayan Bank
Education Loan-Fixed Rate

7.50% - 7.50%

7 years

Nepal Bank

Nepal Bank Ltd.
Education Loan

7.56% - 8.56%

10 years

NIMB

Nepal Investment Mega Bank
Education Loan

7.62% - 9.62%

-

Nepal SBI

Nepal SBI Bank
Education Loan

7.68% - 9.68%

-

NMB Bank

NMB Bank
Education Loan

7.89% - 9.89%

-

Nabil Bank

Nabil Bank
Education Loan

7.91% - 9.91%

-

Laxmi Sunrise

Laxmi Sunrise
Education Loan-Fixed Rate

7.99% - 11.99%

15 years

Muktinath

Muktinath Bikas Bank
Education Loan

8.07% - 10.07%

-

Kumari Bank

Kumari Bank
Education Loan

8.09% - 9.59%

-

Progressive

Progressive Fin. Co.
Education Loan

8.11% - 11.11%

-

Himalayan

Himalayan Bank
Education Loan-Standard

8.11% - 9.61%

-

Pokhara Finan.

Pokhara Finance
Education Loan

8.22% - 13.22%

-

NIC Asia

NIC ASIA Bank
Education Loan-Fixed Rate

8.99% - 8.99%

-

Everest Bank

Everest Bank
Education Loan-Fixed Rate

9.00% - 9.00%

7 years

Siddhartha

Siddhartha Bank
Education Loan-Fixed Rate

9.25% - 9.25%

5 years

Reliance Fin.

Reliance Finance Ltd.
Education Loan

9.38% - 10.38%

-

RBB

Rastriya Banijya Bank
Education Loan-Fixed Rate

9.50% - 9.50%

5 years

Siddhartha

Siddhartha Bank
Education Loan-Fixed Rate

9.75% - 9.75%

10 years

Nepal Bank

Nepal Bank Ltd.
Education Loan-Fixed rate

9.90% - 9.90%

5 years

Global IME

Global IME Bank
Education Loan-Fixed Rate

9.99% - 11.99%

-

Citizens Bank

Citizens Bank Int'l
Education Loan-Fixed Rate

9.99% - 9.99%

7 years

Nepal SBI

Nepal SBI Bank
Education Loan-Fixed Rate

9.99% - 11.99%

-

Nabil Bank

Nabil Bank
Education loan-Fixed Rate

9.99% - 9.99%

-

Krishi Bikas

Agricultural Dev. Bank
Education Loan-Fixed Rate

10.65% - 10.65%

-

Updated as on: Feb 18, 2026