Other Loans

Bank/FINameInterest RateProcessing FeeTenure

Nepal Bank

Nepal Bank Ltd.
Sewagrahi Karja

9.90% - 14.90%

-

Everest Bank

Everest Bank
Future lease loan

9.97% - 15.97%

-

Everest Bank

Everest Bank
Retail Space Loan

9.97% - 15.97%

-

Everest Bank

Everest Bank
Loan against consumeable

9.97% - 15.97%

-

Everest Bank

Everest Bank
Advance-Life Insurance Policy

9.97% - 15.97%

-

Everest Bank

Everest Bank
Finance against salary

9.97% - 16.97%

-

Everest Bank

Everest Bank
Deprived Sector

9.97% - 16.97%

-

Nabil Bank

Nabil Bank
Loan-1st class BG

10.10% - 15.10%

-

Nabil Bank

Nabil Bank
Loan against other BG

10.10% - 15.10%

-

Nabil Bank

Nabil Bank
Loan against government security

10.10% - 15.10%

-

Nabil Bank

Nabil Bank
LCY loan against FCY deposit

10.10% - 15.10%

-

Nabil Bank

Nabil Bank
Other loans

10.10% - 16.10%

-

Nabil Bank

Nabil Bank
Institutional Others

10.10% - 15.10%

-

NIMB

Nepal Investment Mega Bank
Loan-Bond(other banks)

10.50% - 16.50%

-

NIMB

Nepal Investment Mega Bank
Loan-lien on account balance

10.50% - 16.50%

-

NIMB

Nepal Investment Mega Bank
Loan-1st class guarantee

10.50% - 16.50%

-

NIMB

Nepal Investment Mega Bank
FCY loan

10.50% - 16.50%

-

NIMB

Nepal Investment Mega Bank
Clean Social Loan

10.50% - 16.50%

-

NIMB

Nepal Investment Mega Bank
Solar loan

10.50% - 16.50%

-

NIMB

Nepal Investment Mega Bank
Other loans

10.50% - 16.50%

-

NIMB

Nepal Investment Mega Bank
Loan-Life Insurance Policy

10.50% - 16.50%

-

NMB Bank

NMB Bank
Consumer Durable Loan

10.68% - 16.68%

-

NMB Bank

NMB Bank
NMB Sapati

10.68% - 16.68%

-

NMB Bank

NMB Bank
Loan Against Securities

10.68% - 16.68%

-

NMB Bank

NMB Bank
Solar Related Loan

10.68% - 16.68%

-

NMB Bank

NMB Bank
Bio Gas Related

10.68% - 16.68%

-

NMB Bank

NMB Bank
Returnee Migrant Loan

10.68% - 16.68%

-

Siddhartha

Siddhartha Bank
FCY Deposit loan at SBL

10.71% - 13.71%

-

Siddhartha

Siddhartha Bank
1st class BG issued by Foreign Banks

10.71% - 14.71%

-

Siddhartha

Siddhartha Bank
Other BG issued by Foreign Banks

10.71% - 15.21%

-

Siddhartha

Siddhartha Bank
Other Loans

10.71% - 16.71%

-

Nepal SBI

Nepal SBI Bank
Loan to Migrant Workers

10.75% - 12.25%

-

Nepal SBI

Nepal SBI Bank
Loan against Bonds (Govt. & Other)

10.75% - 13.75%

-

Global IME

Global IME Bank
FCY Deposit Loans

10.80% - 13.80%

-

Global IME

Global IME Bank
Loan against govt bonds

10.80% - 13.80%

-

Global IME

Global IME Bank
Global Nari Karja

10.80% - 16.80%

-

Global IME

Global IME Bank
Other Loans

10.80% - 16.80%

-

Himalayan

Himalayan Bank
Loan-FD/ Bond

10.86% - 14.61%

-

Himalayan

Himalayan Bank
Loan-Govt Bonds

10.86% - 14.61%

-

Himalayan

Himalayan Bank
LCY loan for FD-FCY

10.86% - 16.86%

-

Himalayan

Himalayan Bank
Loan-1st Class BG

10.86% - 16.86%

-

Himalayan

Himalayan Bank
Loan-Life Ins.Policy

10.86% - 16.86%

-

Sanima Bank

Sanima Bank
Loan- 1st class BG

10.86% - 17.86%

-

Sanima Bank

Sanima Bank
Loan Against Other BG

10.86% - 17.86%

-

Sanima Bank

Sanima Bank
Loan Against Govt Securities

10.86% - 17.86%

-

Sanima Bank

Sanima Bank
Other Loans

10.86% - 17.86%

-

Sanima Bank

Sanima Bank
FCY Loan

10.86% - 17.86%

-

Sanima Bank

Sanima Bank
Structured Loans

10.86% - 17.86%

-

NIC Asia

NIC ASIA Bank
Foreign Employment Loan

11.02% - 17.02%

5 years

NIC Asia

NIC ASIA Bank
Loyalty Financing Facility

11.02% - 17.02%

-

NIC Asia

NIC ASIA Bank
Loan-1st class BG

11.02% - 17.02%

-

NIC Asia

NIC ASIA Bank
Loan against Govt. Securities

11.02% - 17.02%

-

Krishi Bikas

Agriculture Dev. Bank
Service Loan

11.06% - 14.06%

-

Krishi Bikas

Agriculture Dev. Bank
Home Stay Service Loan

11.06% - 14.06%

-

Krishi Bikas

Agriculture Dev. Bank
Tourism Service Loan

11.06% - 13.06%

-

Krishi Bikas

Agriculture Dev. Bank
Advance on Credit

11.06% - 14.06%

-

Laxmi Bank

Laxmi Bank
Loans Against 1st Class BG

11.13% - 16.13%

-

Laxmi Bank

Laxmi Bank
Loans Against Marketable Securities

11.13% - 16.13%

-

Laxmi Bank

Laxmi Bank
Microfinance Loans

11.13% - 16.13%

-

Prabhu Bank

Prabhu Bank
Real Estate Loan

11.14% - 17.14%

-

Prabhu Bank

Prabhu Bank
LCY Loan against FCY

11.14% - 17.14%

-

Prabhu Bank

Prabhu Bank
Other Loans

11.14% - 17.14%

-

Machhapuchhre

Machhapuchhre Bank
Privilege Loans

11.23% - 17.23%

-

Machhapuchhre

Machhapuchhre Bank
Loan-1st Class BG

11.23% - 17.23%

-

Machhapuchhre

Machhapuchhre Bank
Loan against FCY Deposit

11.23% - 17.23%

-

Machhapuchhre

Machhapuchhre Bank
Indirect Lending (Institutional)

11.23% - 15.23%

-

Prime Bank

Prime Commercial Bank
Loans against Govt bonds

11.34% - 14.84%

-

Prime Bank

Prime Commercial Bank
Prime Consumption Loan

11.34% - 17.34%

-

Citizens Bank

Citizens Bank Int'l
Gold Loan

11.39% - 17.39%

-

Citizens Bank

Citizens Bank Int'l
Bina Dhito Karja

11.39% - 18.39%

-

Citizens Bank

Citizens Bank Int'l
Equipment Loan

11.39% - 17.39%

-

Citizens Bank

Citizens Bank Int'l
One Zone One Product

11.39% - 18.39%

-

Citizens Bank

Citizens Bank Int'l
Fast Track Loan (CFTL)

11.39% - 17.39%

-

Citizens Bank

Citizens Bank Int'l
Other Loan

11.39% - 19.39%

-

Citizens Bank

Citizens Bank Int'l
Loan-1st Class BG

11.39% - 17.39%

-

Sunrise Bank

Sunrise Bank
Real Estate

11.62% - 17.62%

-

Sunrise Bank

Sunrise Bank
Sunrise Signature Loan

11.62% - 17.62%

-

Sunrise Bank

Sunrise Bank
Loan against Govt Securities

11.62% - 13.62%

-

SCB

Standard Chartered Bank
Loan Against FD

11.67% - 11.67%

-

SCB

Standard Chartered Bank
LCY loan against FCY deposit

11.67% - 11.67%

-

Civil Bank

Civil Bank
Real Estate-Land Development

11.73% - 18.73%

-

Civil Bank

Civil Bank
Saurya Shakti Karja

11.73% - 15.23%

-

Civil Bank

Civil Bank
Loan against Govt Bonds 

11.73% - 12.73%

-

SCB

Standard Chartered Bank
Loan Against SBLC/BG/Govt Bonds

11.82% - 13.67%

-

Nepal Bank

Nepal Bank Ltd.
Loan against 1st class bank guarantee

11.90% - 12.90%

-

Nepal Bank

Nepal Bank Ltd.
Sahuliyatpurna Karja

11.90% - 11.90%

-

Excel Bikas

Excel Bikas Bank
Real Estate

12.26% - 19.26%

-

Progressive

Progressive Fin. Co.
Real Estate

12.33% - 16.33%

-

Progressive

Progressive Fin. Co.
Foreign Emp.Loan

12.33% - 16.33%

-

Progressive

Progressive Fin. Co.
Other Loans

12.33% - 16.33%

-

Reliance Fin.

Reliance Finance Ltd.
Real Estate Loan

12.36% - 17.36%

-

Lumbini Bikas

Lumbini Bikas Bank
Comfort Loan

12.48% - 20.73%

-

Lumbini Bikas

Lumbini Bikas Bank
Foreign Employment

12.48% - 20.73%

-

Miteri Bikas

Miteri Bikas Bank
Real Estate

12.60% - 18.60%

-

Miteri Bikas

Miteri Bikas Bank
Foreign Employment Loan

12.60% - 18.60%

-

Miteri Bikas

Miteri Bikas Bank
Loan against Govt Bond

12.60% - 18.60%

-

SCB

Standard Chartered Bank
Loan against FD of other banks

12.67% - 12.67%

-

NMB Bank

NMB Bank
Loan Against BG

12.68% - 12.68%

-

Jyoti Bikas

Jyoti Bikas Bank
Real Estate

12.76% - 19.76%

-

Jyoti Bikas

Jyoti Bikas Bank
Loan against LIP

12.76% - 19.76%

-

RBB

Rastriya Banijya Bank
Teacher Loan

12.79% - 13.29%

-

RBB

Rastriya Banijya Bank
Rastra sewak Loan

12.79% - 13.29%

-

Shine Resunga

Shine Resunga BB
Real Estate

12.79% - 17.79%

-

Muktinath

Muktinath Bikas Bank
Real Estate

12.80% - 18.80%

-

Muktinath

Muktinath Bikas Bank
Other Loans

12.80% - 18.80%

-

Garima Bikas

Garima Bikas Bank
Baideshik Rojgar

12.83% - 17.83%

-

Shangrila Dev.

Shangrila Bikas Bank
Guarante Loan

12.88% - 21.88%

-

Shangrila Dev.

Shangrila Bikas Bank
Energy Loan-OD

12.88% - 19.38%

-

Shangrila Dev.

Shangrila Bikas Bank
Tourism Loan-OD

12.88% - 19.38%

-

Shangrila Dev.

Shangrila Bikas Bank
Real Estate Loan-OD

12.88% - 21.38%

-

Shangrila Dev.

Shangrila Bikas Bank
Real Estate Loan-Term

12.88% - 19.88%

-

Shangrila Dev.

Shangrila Bikas Bank
Foreign Emp.

12.88% - 19.88%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived-General

12.88% - 22.38%

-

Sunrise Bank

Sunrise Bank
Signature Loan-Fixed Rate

13.00% - 13.00%

-

Shree Invest

Shree Invest &Finance
Real Estate Loan

13.01% - 19.00%

-

Goodwill Finan.

Goodwill Finance Co.
Foreign Emp.Loan

13.10% - 18.10%

-

Sindhu Bikas

Sindhu Bikas Bank
Foreign Emp. Loan

13.19% - 20.19%

-

Karnali Bikas

Karnali Bikas Bank
Foreign Emp. Loan

13.26% - 18.26%

-

Karnali Bikas

Karnali Bikas Bank
Loan Against FD

13.26% - 18.26%

-

Karnali Bikas

Karnali Bikas Bank
Loan against NRB Bond

13.26% - 18.26%

-

Karnali Bikas

Karnali Bikas Bank
Real Estate Loan

13.26% - 18.26%

-

RBB

Rastriya Banijya Bank
Construction Businesss Loan

13.29% - 14.29%

-

Pokhara Finan.

Pokhara Finance
Tourism Loan

13.30% - 20.30%

-

Pokhara Finan.

Pokhara Finance
Real Estate Loan

13.30% - 20.30%

-

Nepal Bank

Nepal Bank Ltd.
Real Estate-Housing/Commercial

13.40% - 15.40%

-

Nepal Bank

Nepal Bank Ltd.
Sewagrahi Karja-Fixed Rate

13.50% - 13.50%

5 years

Nepal SBI

Nepal SBI Bank
Loan to Migrant Workers-Fixed Rate

13.50% - 13.50%

3 years

SCB

Standard Chartered Bank
Loan to Watchlist Customers

13.67% - 15.42%

-

RBB

Rastriya Banijya Bank
Teacher Loan-Fixed Rate

14.25% - 14.25%

-

RBB

Rastriya Banijya Bank
Rastra sewak Loan-Fixed Rate

14.25% - 14.25%

5 years

Kumari Bank

Kumari Bank
Loan Against Marketable Securities

14.38% - 17.38%

-

Kumari Bank

Kumari Bank
Loan Against Govt Securities

14.38% - 14.38%

-

Kumari Bank

Kumari Bank
Other loans

14.38% - 17.38%

-

Nepal SBI

Nepal SBI Bank
Loan to Migrant Workers-Fixed Rate

14.50% - 14.50%

5 years

Citizens Bank

Citizens Bank Int'l
Equipment Loan-Fixed rate

14.50% - 14.50%

-

Citizens Bank

Citizens Bank Int'l
One Zone One Product-Fixed Rate

14.50% - 14.50%

-

Citizens Bank

Citizens Bank Int'l
Fast Track Loan -Fixed Rate

14.75% - 14.75%

5 years

Corporate Dev

Corporate Bikas Bank
Other Loans

14.79% - 19.79%

-

Best Finance

Best Finance Co.
Real Estate Loan

14.95% - 18.95%

-

Nepal SBI

Nepal SBI Bank
Loan to Migrant Workers-Fixed Rate

15.00% - 15.00%

10 years

Citizens Bank

Citizens Bank Int'l
Fast Track Loan -Fixed Rate

15.00% - 15.00%

10 years

Citizens Bank

Citizens Bank Int'l
One Zone One Product-Fixed Rate

15.00% - 15.00%

-

Citizens Bank

Citizens Bank Int'l
Bina Dhito Karja –Fixed Rate

15.00% - 15.00%

-

Garima Bikas

Garima Bikas Bank
Baideshik Rojgar-Fixed

15.66% - 18.16%

5 years

NIC Asia

NIC ASIA Bank
Foreign Emp. Loan-Fixed Rate

15.99% - 15.99%

5 years

Garima Bikas

Garima Bikas Bank
Baideshik Rojgar-Fixed

16.16% - 18.66%

10 years

Goodwill Finan.

Goodwill Finance Co.
Foreign Emp.Loan-FR

16.18% - 18.18%

3 years

Janaki Finan.

Janaki Finance Co.
Tourism Promotion

16.83% - 18.83%

-

Goodwill Finan.

Goodwill Finance Co.
Foreign Emp. Loan-FR

17.18% - 19.18%

5 years

Janaki Finan.

Janaki Finance Co.
Land Development

17.83% - 19.83%

-

Goodwill Finan.

Goodwill Finance Co.
Foreign Emp.Loan-FR

18.18% - 20.18%

10 years

Updated as on: Jan 27, 2023