Other Loans

Bank/FINameInterest RateProcessing FeeTenure

Nepal Bank

Nepal Bank Ltd.
Sewagrahi Karja

7.58% - 12.58%

-

Nepal Bank

Nepal Bank Ltd.
Real Estate-Housing/Commercial

7.58% - 12.58%

-

Krishi Bikas

Agriculture Dev. Bank
Service Loan

8.03% - 11.03%

-

Krishi Bikas

Agriculture Dev. Bank
Home Stay Service Loan

8.03% - 11.03%

-

Krishi Bikas

Agriculture Dev. Bank
Tourism Service Loan

8.03% - 10.03%

-

Krishi Bikas

Agriculture Dev. Bank
Advance on Credit

8.03% - 11.03%

-

NIBL

Nepal Investment Bank
Loan-lien on account balance

8.06% - 11.06%

-

NIBL

Nepal Investment Bank
Solar loan

8.06% - 14.06%

-

Nabil Bank

Nabil Bank
Loan-1st class BG

8.22% - 13.22%

-

Nabil Bank

Nabil Bank
Loan against other BG

8.22% - 13.22%

-

Nabil Bank

Nabil Bank
Loan against government security

8.22% - 13.22%

-

Nabil Bank

Nabil Bank
LCY loan against FCY deposit

8.22% - 13.22%

-

Nabil Bank

Nabil Bank
Other loans

8.22% - 13.22%

-

Nabil Bank

Nabil Bank
Institutional Others

8.22% - 13.22%

-

Everest Bank

Everest Bank
Future lease loan

8.36% - 15.36%

-

Everest Bank

Everest Bank
Retail Space Loan

8.36% - 15.36%

-

Everest Bank

Everest Bank
Loan against consumeable

8.36% - 15.36%

-

Everest Bank

Everest Bank
Advance-Life Insurance Policy

8.36% - 15.36%

-

Everest Bank

Everest Bank
Finance against salary

8.36% - 15.36%

-

Everest Bank

Everest Bank
Deprived Sector

8.36% - 15.36%

-

NIBL

Nepal Investment Bank
Loan-1st class guarantee

8.56% - 13.06%

-

BOK

Bank of Kathmandu
Loan against govt bonds

8.62% - 15.62%

-

BOK

Bank of Kathmandu
Loan against FD-Other banks

8.62% - 15.62%

-

BOK

Bank of Kathmandu
Loan against FCY

8.62% - 15.62%

-

BOK

Bank of Kathmandu
Loan-1st Class BG

8.62% - 15.62%

-

BOK

Bank of Kathmandu
Residential Real state

8.62% - 15.62%

-

Prabhu Bank

Prabhu Bank
Real Estate Loan

8.92% - 15.92%

-

Prabhu Bank

Prabhu Bank
LCY Loan against FCY

8.92% - 15.92%

-

Prabhu Bank

Prabhu Bank
Other Loans

8.92% - 15.92%

-

Global IME

Global IME Bank
FCY Deposit Loans

8.95% - 11.95%

-

Global IME

Global IME Bank
Loan against govt bonds

8.95% - 11.95%

-

Global IME

Global IME Bank
Global Nari Karja

8.95% - 14.95%

-

Global IME

Global IME Bank
Other Loans

8.95% - 14.95%

-

NMB Bank

NMB Bank
Consumer Durable Loan

8.96% - 14.96%

-

NMB Bank

NMB Bank
NMB Sapati

8.96% - 14.96%

-

NMB Bank

NMB Bank
Loan Against Securities

8.96% - 14.96%

-

NMB Bank

NMB Bank
Solar Related Loan

8.96% - 14.96%

-

NMB Bank

NMB Bank
Bio Gas Related

8.96% - 14.96%

-

NMB Bank

NMB Bank
Returnee Migrant Loan

8.96% - 14.96%

-

RBB

Rastriya Banijya Bank
Construction Businesss Loan

8.97% - 10.97%

-

Sanima Bank

Sanima Bank
Loan- 1st class BG

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Loan Against Other BG

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Loan Against Govt Securities

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Other Loans

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
FCY Loan

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Structured Loans

9.00% - 16.00%

-

NIBL

Nepal Investment Bank
Loan-Life Insurance Policy

9.06% - 12.06%

-

Nepal Bank

Nepal Bank Ltd.
Loan against 1st class bank guarantee

9.13% - 9.74%

-

NCC Bank

NCC Bank
Other loans

9.16% - 16.16%

-

NCC Bank

NCC Bank
Saral Karja

9.16% - 16.16%

-

NCC Bank

NCC Bank
Foreign employment loan

9.16% - 12.16%

-

NCC Bank

NCC Bank
Deprived Sector-Institutional

9.16% - 12.16%

-

NCC Bank

NCC Bank
Deprived Sector-Others

9.16% - 14.16%

-

NCC Bank

NCC Bank
Cash credit

9.16% - 16.16%

-

Laxmi Bank

Laxmi Bank
Loans Against 1st Class BG

9.25% - 14.25%

-

Laxmi Bank

Laxmi Bank
Loans Against Marketable Securities

9.25% - 14.25%

-

Laxmi Bank

Laxmi Bank
Microfinance Loans

9.25% - 14.25%

-

Nepal SBI

Nepal SBI Bank
Loan to Migrant Workers

9.26% - 10.76%

-

Nepal SBI

Nepal SBI Bank
Loan against Bonds (Govt. & Other)

9.26% - 12.26%

-

Siddhartha

Siddhartha Bank
FCY Deposit loan at SBL

9.28% - 12.28%

-

Siddhartha

Siddhartha Bank
1st class BG issued by Foreign Banks

9.28% - 13.28%

-

Siddhartha

Siddhartha Bank
Other BG issued by Foreign Banks

9.28% - 13.78%

-

Siddhartha

Siddhartha Bank
Other Loans

9.28% - 14.28%

-

Century Bank

Century Comm.Bank
Forced Loan/BLC

9.29% - 16.29%

-

Century Bank

Century Comm.Bank
Watch List Client

9.29% - 15.29%

-

Century Bank

Century Comm.Bank
Other Loans

9.29% - 15.29%

-

Machhapuchhre

Machhapuchhre Bank
Privilege Loans

9.31% - 16.31%

-

Machhapuchhre

Machhapuchhre Bank
Loan-1st Class BG

9.31% - 16.31%

-

Machhapuchhre

Machhapuchhre Bank
Loan against FCY Deposit

9.31% - 16.31%

-

Machhapuchhre

Machhapuchhre Bank
Indirect Lending (Institutional)

9.31% - 13.31%

-

Prime Bank

Prime Commercial Bank
Loans against Govt bonds

9.42% - 12.92%

-

Prime Bank

Prime Commercial Bank
Prime Consumption Loan

9.42% - 16.41%

-

NIC Asia

NIC ASIA Bank
Foreign Employment Loan

9.44% - 15.44%

5 years

NIC Asia

NIC ASIA Bank
Loyalty Financing Facility

9.44% - 15.44%

-

NIC Asia

NIC ASIA Bank
Loan-1st class BG

9.44% - 15.44%

-

NIC Asia

NIC ASIA Bank
Loan against Govt. Securities

9.44% - 15.44%

-

Krishi Bikas

Agriculture Dev. Bank
Home Stay Service Loan-Fix Rate

9.45% - 9.45%

-

Himalayan

Himalayan Bank
Loan-FD/ Bond

9.50% - 13.25%

-

Himalayan

Himalayan Bank
Loan-Govt Bonds

9.50% - 13.25%

-

Himalayan

Himalayan Bank
LCY loan for FD-FCY

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Loan-1st Class BG

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Loan-Life Ins.Policy

9.50% - 15.50%

-

SCB

Standard Chartered Bank
Loan Against FD

9.55% - 9.55%

-

SCB

Standard Chartered Bank
LCY loan against FCY deposit

9.55% - 9.55%

-

Nepal Bank

Nepal Bank Ltd.
Loan against FD

9.58% - 9.58%

-

Nepal Bank

Nepal Bank Ltd.
Loan against Govt. Securities

9.58% - 9.58%

-

Nepal Bank

Nepal Bank Ltd.
Sahuliyatpurna Karja

9.58% - 9.58%

-

Citizens Bank

Citizens Bank Int'l
Gold Loan

9.60% - 16.60%

-

Citizens Bank

Citizens Bank Int'l
Bina Dhito Karja

9.60% - 16.60%

-

Citizens Bank

Citizens Bank Int'l
Equipment Loan

9.60% - 16.60%

-

Citizens Bank

Citizens Bank Int'l
One Zone One Product

9.60% - 16.60%

-

Citizens Bank

Citizens Bank Int'l
Fast Track Loan (CFTL)

9.60% - 16.60%

-

Citizens Bank

Citizens Bank Int'l
Other Loan

9.60% - 17.60%

-

Citizens Bank

Citizens Bank Int'l
Loan-1st Class BG

9.60% - 16.60%

-

Sunrise Bank

Sunrise Bank
Real Estate

9.61% - 15.61%

-

Sunrise Bank

Sunrise Bank
Sunrise Signature Loan

9.61% - 15.61%

-

Sunrise Bank

Sunrise Bank
Loan against Govt Securities

9.61% - 11.61%

-

SCB

Standard Chartered Bank
Loan Against SBLC/BG/Govt Bonds

9.70% - 11.30%

-

Mega Bank

Mega Bank
Loan against govt securities

9.79% - 12.79%

-

Excel Bikas

Excel Bikas Bank
Real Estate

9.90% - 16.90%

-

Civil Bank

Civil Bank
Real Estate-Land Development

9.94% - 16.94%

-

Civil Bank

Civil Bank
Saurya Shakti Karja

9.94% - 13.44%

-

Civil Bank

Civil Bank
Loan against Govt Bonds 

9.94% - 10.94%

-

RBB

Rastriya Banijya Bank
Teacher Loan

9.97% - 10.97%

-

RBB

Rastriya Banijya Bank
Rastra sewak Loan

9.97% - 10.97%

-

NIBL

Nepal Investment Bank
FCY loan

10.06% - 14.06%

-

NIBL

Nepal Investment Bank
Clean Social Loan

10.06% - 14.06%

-

Saptakoshi Dev

Saptakoshi Bikas Bank
Social Loan-Personal

10.09% - 15.09%

-

Saptakoshi Dev

Saptakoshi Bikas Bank
Thekka Loan

10.09% - 16.09%

-

Saptakoshi Dev

Saptakoshi Bikas Bank
Institutional

10.09% - 14.09%

-

NB Bank

Nepal Bangladesh Bank
Loan-foreign BG

10.10% - 14.10%

-

Shine Resunga

Shine Resunga BB
Real Estate

10.10% - 15.10%

-

Karnali Bikas

Karnali Bikas Bank
Foreign Emp. Loan

10.13% - 15.13%

-

Karnali Bikas

Karnali Bikas Bank
Loan Against FD

10.13% - 15.13%

-

Karnali Bikas

Karnali Bikas Bank
Loan against NRB Bond

10.13% - 15.13%

-

Karnali Bikas

Karnali Bikas Bank
Real Estate Loan

10.13% - 15.13%

-

Jyoti Bikas

Jyoti Bikas Bank
Real Estate

10.16% - 15.16%

-

Jyoti Bikas

Jyoti Bikas Bank
Loan against LIP

10.16% - 12.16%

-

Lumbini Bikas

Lumbini Bikas Bank
Comfort Loan

10.34% - 18.59%

-

Lumbini Bikas

Lumbini Bikas Bank
Foreign Employment

10.34% - 18.59%

-

Shangrila Dev.

Shangrila Bikas Bank
Guarante Loan

10.35% - 19.35%

-

Shangrila Dev.

Shangrila Bikas Bank
Energy Loan-OD

10.35% - 16.85%

-

Shangrila Dev.

Shangrila Bikas Bank
Tourism Loan-OD

10.35% - 16.85%

-

Shangrila Dev.

Shangrila Bikas Bank
Real Estate Loan-OD

10.35% - 18.85%

-

Shangrila Dev.

Shangrila Bikas Bank
Real Estate Loan-Term

10.35% - 17.35%

-

Shangrila Dev.

Shangrila Bikas Bank
Foreign Emp.

10.35% - 17.35%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived-General

10.35% - 19.85%

-

Miteri Bikas

Miteri Bikas Bank
Real Estate

10.36% - 15.36%

-

Miteri Bikas

Miteri Bikas Bank
Foreign Employment Loan

10.36% - 15.36%

-

Miteri Bikas

Miteri Bikas Bank
Loan against Govt Bond

10.36% - 15.36%

-

Muktinath

Muktinath Bikas Bank
Real Estate

10.44% - 16.44%

-

Muktinath

Muktinath Bikas Bank
Other Loans

10.44% - 16.44%

-

Garima Bikas

Garima Bikas Bank
Baideshik Rojgar

10.45% - 15.45%

-

Sindhu Bikas

Sindhu Bikas Bank
Foreign Emp. Loan

10.52% - 15.52%

-

SCB

Standard Chartered Bank
Loan against FD of other banks

10.55% - 10.55%

-

Pokhara Finan.

Pokhara Finance
Tourism Loan

10.58% - 17.58%

-

Pokhara Finan.

Pokhara Finance
Real Estate Loan

10.58% - 17.58%

-

Shree Invest

Shree Invest &Finance
Real Estate Loan

10.79% - 16.78%

-

NMB Bank

NMB Bank
Loan Against BG

10.96% - 10.96%

-

RBB

Rastriya Banijya Bank
Teacher Loan-Fixed Rate

11.00% - 11.00%

-

RBB

Rastriya Banijya Bank
Rastra sewak Loan-Fixed Rate

11.00% - 11.00%

5 years

NIBL

Nepal Investment Bank
Loan-Bond(other banks)

11.06% - 13.06%

-

Goodwill Finan.

Goodwill Finance Co.
Foreign Emp.Loan

11.16% - 16.16%

-

SCB

Standard Chartered Bank
Loan to Watchlist Customers

11.55% - 13.30%

-

Reliance Fin.

Reliance Finance Ltd.
Real Estate Loan

11.77% - 16.77%

-

NIBL

Nepal Investment Bank
Other loans

12.06% - 13.06%

-

NB Bank

Nepal Bangladesh Bank
Contract Loan

12.10% - 14.10%

-

Progressive

Progressive Fin. Co.
Real Estate

12.37% - 16.37%

-

Progressive

Progressive Fin. Co.
Foreign Emp.Loan

12.37% - 16.37%

-

Progressive

Progressive Fin. Co.
Other Loans

12.37% - 16.37%

-

Best Finance

Best Finance Co.
Real Estate Loan

12.53% - 16.53%

-

Kumari Bank

Kumari Bank
Loan Against Marketable Securities

12.67% - 16.17%

-

Kumari Bank

Kumari Bank
Loan Against Govt Securities

12.67% - 12.67%

-

Kumari Bank

Kumari Bank
Other loans

12.67% - 16.17%

-

Nepal Bank

Nepal Bank Ltd.
Sewagrahi Karja-Fixed Rate

12.99% - 12.99%

5 years

NB Bank

Nepal Bangladesh Bank
Other loan/Force Loan

13.10% - 14.10%

-

Garima Bikas

Garima Bikas Bank
Baideshik Rojgar-Fixed

13.28% - 15.78%

5 years

Corporate Dev

Corporate Bikas Bank
Other Loans

13.42% - 18.42%

-

Sunrise Bank

Sunrise Bank
Signature Loan-Fixed Rate

13.50% - 13.50%

3 years

Garima Bikas

Garima Bikas Bank
Baideshik Rojgar-Fixed

13.78% - 16.28%

10 years

NIC Asia

NIC ASIA Bank
Foreign Emp. Loan-Fixed Rate

13.89% - 13.89%

5 years

Nepal SBI

Nepal SBI Bank
Loan to Migrant Workers-Fixed Rate

14.19% - 14.19%

3 years

Goodwill Finan.

Goodwill Finance Co.
Foreign Emp.Loan-FR

14.24% - 16.24%

3 years

Citizens Bank

Citizens Bank Int'l
Equipment Loan-Fixed rate

14.50% - 14.50%

-

Citizens Bank

Citizens Bank Int'l
One Zone One Product-Fixed Rate

14.50% - 14.50%

-

Sunrise Bank

Sunrise Bank
Signature Loan-Fixed Rate

14.50% - 14.50%

5 years

Citizens Bank

Citizens Bank Int'l
Fast Track Loan -Fixed Rate

14.75% - 14.75%

5 years

Citizens Bank

Citizens Bank Int'l
Fast Track Loan -Fixed Rate

15.00% - 15.00%

10 years

Citizens Bank

Citizens Bank Int'l
One Zone One Product-Fixed Rate

15.00% - 15.00%

-

Citizens Bank

Citizens Bank Int'l
Bina Dhito Karja –Fixed Rate

15.00% - 15.00%

-

Janaki Finan.

Janaki Finance Co.
Tourism Promotion

15.08% - 17.08%

-

Nepal SBI

Nepal SBI Bank
Loan to Migrant Workers-Fixed Rate

15.19% - 15.19%

5 years

Goodwill Finan.

Goodwill Finance Co.
Foreign Emp. Loan-FR

15.24% - 17.24%

5 years

Nepal SBI

Nepal SBI Bank
Loan to Migrant Workers-Fixed Rate

15.69% - 15.69%

10 years

Janaki Finan.

Janaki Finance Co.
Land Development

16.08% - 18.08%

-

Goodwill Finan.

Goodwill Finance Co.
Foreign Emp.Loan-FR

16.24% - 18.24%

10 years

Updated as on: Jun 15, 2022