Institutional FD

Bank/FINameInterest RateMinimum BalanceTenure

Salapa Bikas

Salapa Bikas Bank
FD-1Y&above

7.50%

01 year

Reliance Fin.

Reliance Finance Ltd.
FD-3Y&above

6.75%

03.08 years

Samriddhi Fin

Samriddhi Finance Co.
FD-5Y&above

6.70%

05 years

Samriddhi Fin

Samriddhi Finance Co.
FD- 3Yto5Y

6.65%

03 years

Samriddhi Fin

Samriddhi Finance Co.
FD-2Yto3Y

6.60%

02 years

Multipurpose

Multipurpose Finance
FD-2Y&above

6.50%

02 years

Narayani Dev.

Narayani Bikas Bank
Fixed Deposit-Above1Y

6.25%

01 year

Sindhu Bikas

Sindhu Bikas Bank
FD-1Y&above

6.11%

01 year

Pokhara Finan.

Pokhara Finance
FD-3Y&above

6.10%

03 years

Green Develop.

Green Dev. Bank
FD-2Y&above

6.00%

02 years

Samriddhi Fin

Samriddhi Finance Co.
FD-1Yto2Y

6.00%

01 year

Narayani Dev.

Narayani Bikas Bank
Fixed Deposit-6Mto1Y

6.00%

06 months

Central Fin

Central Finance Ltd
FD- 3Y

6.00%

03 years

ICFC Finance

ICFC Finance Ltd
FD-5Y&above

6.00%

05 years

Multipurpose

Multipurpose Finance
Fixed Deposit-1Y

6.00%

01 year

Reliance Fin.

Reliance Finance Ltd.
FD- >2Yto3Y

5.75%

02.08 years

Central Fin

Central Finance Ltd
FD-2Y

5.75%

02 years

Goodwill Finan.

Goodwill Finance Co.
FD- 3Y&above

5.75%

03 years

Progressive

Progressive Fin. Co.
Fixed Deposit- 3Y&above

5.75%

03 years

Multipurpose

Multipurpose Finance
Fixed Deposit-9M

5.75%

09 months

Guheshwori

Guheshwori Finance
FD-3Yto<5Y

5.65%

03 years

Green Develop.

Green Dev. Bank
Fixed Deposit-1Yto<2Y

5.60%

01 year

NMB Bank

NMB Bank
FD-Above5Y

5.60%

05 years

NIC Asia

NIC ASIA Bank
FD-5Y&above

5.60%

05 years

Excel Bikas

Excel Bikas Bank
FD-3Yto5Y

5.50%

03 years

Garima Bikas

Garima Bikas Bank
FD-1Y&above

5.50%

01 year

Mahalaxmi

Mahalaxmi Bikas Bank
Fixed Deposit-3Y&above

5.50%

03 years

Shree Invest

Shree Invest &Finance
FD-2Y&above

5.50%

02 years

Reliance Fin.

Reliance Finance Ltd.
FD-1Yto<2Y

5.50%

01 year

Progressive

Progressive Fin. Co.
Fixed Deposit-2Yto<3Y

5.50%

02 years

Central Fin

Central Finance Ltd
FD-1Yto<2Y

5.50%

01 year

Goodwill Finan.

Goodwill Finance Co.
FD-2Y

5.50%

02 years

Manjushree

Manjushree Finance
FD-5Y&above

5.50%

05 years

Muktinath

Muktinath Bikas Bank
FD->2Yto10Y

5.50%

02.08 years

Miteri Bikas

Miteri Bikas Bank
FD->2Y

5.50%

02.08 years

Jyoti Bikas

Jyoti Bikas Bank
FD-Above3Y

5.50%

0-

Kamana Sewa

Kamana Sewa B.Bank
FD-2Y&above

5.50%

02 years

Guheshwori

Guheshwori Finance
Fixed Deposit-2Yto<3Y

5.40%

02 years

Progressive

Progressive Fin. Co.
FD-1Yto<2Y

5.35%

01 year

Gurkhas Finan

Gurkhas Finance Ltd
FD-2Y&above

5.25%

02 years

Multipurpose

Multipurpose Finance
Fixed Deposit-6M

5.25%

06 months

Himalayan

Himalayan Bank
FD->5Yupto10Y

5.25%

05.08 years

Sindhu Bikas

Sindhu Bikas Bank
Fixed Deposit-6Mto<1Y

5.21%

06 months

Manjushree

Manjushree Finance
Fixed Deposit-3Yto5Y

5.20%

03 years

Shine Resunga

Shine Resunga BB
Fixed Deposit-2Y&above

5.15%

02 years

Gurkhas Finan

Gurkhas Finance Ltd
FD- 1Yto<2Y

5.15%

01 year

NIMB

Nepal Investment Mega Bank
Fixed Deposit-Above3Y

5.10%

03.08 years

Prabhu Bank

Prabhu Bank
FD- >5Y

5.10%

05.08 years

Pokhara Finan.

Pokhara Finance
FD-2Yto<3Y

5.10%

02 years

Green Develop.

Green Dev. Bank
Fixed Desposit-6M

5.05%

06 months

Excel Bikas

Excel Bikas Bank
FD-1Yto<3Y

5.00%

01 year

Shine Resunga

Shine Resunga BB
FD-1Yto<2Y

5.00%

01 year

Lumbini Bikas

Lumbini Bikas Bank
FD-Above2Y

5.00%

02.08 years

Kamana Sewa

Kamana Sewa B.Bank
Fixed Deposit-1Yto<2Y

5.00%

01 year

Shree Invest

Shree Invest &Finance
FD-1Yto2Y

5.00%

01 year

Everest Bank

Everest Bank
FD->5Y

5.00%

05.08 years

Siddhartha

Siddhartha Bank
FD-7Y&above

5.00%

07 years

Samriddhi Fin

Samriddhi Finance Co.
FD- 9 month

5.00%

09 months

Guheshwori

Guheshwori Finance
FD-1Yto<2Y

5.00%

01 year

Manjushree

Manjushree Finance
Fixed Deposit-2Yto<3Y

5.00%

02 years

Reliance Fin.

Reliance Finance Ltd.
FD-9M

5.00%

09 months

NMB Bank

NMB Bank
FD->3Yto5Y

5.00%

03.08 years

Progressive

Progressive Fin. Co.
FD-9M

5.00%

09 months

Central Fin

Central Finance Ltd
FD-9M

5.00%

09 months

Shangrila Dev.

Shangrila Bikas Bank
FD-1Y

5.00%

01 year

Gurkhas Finan

Gurkhas Finance Ltd
FD-9M

5.00%

09 months

Goodwill Finan.

Goodwill Finance Co.
FD- 1 year

5.00%

01 year

Miteri Bikas

Miteri Bikas Bank
FD-1Yto2Y

5.00%

01 year

Kumari Bank

Kumari Bank
FD- 3Y&above

4.91%

03 years

Guheshwori

Guheshwori Finance
FD-6Mto9M

4.85%

06 months

Muktinath

Muktinath Bikas Bank
Fixed Deposit-1Yto2Y

4.80%

01 year

ICFC Finance

ICFC Finance Ltd
FD-1Yto<5Y

4.80%

01 year

Siddhartha

Siddhartha Bank
FD->5Yto<7Y

4.75%

05.08 years

Gurkhas Finan

Gurkhas Finance Ltd
FD- 6 month

4.75%

06 months

Samriddhi Fin

Samriddhi Finance Co.
FD-6M

4.75%

06 months

Manjushree

Manjushree Finance
FD-1Yto<2Y

4.75%

01 year

Reliance Fin.

Reliance Finance Ltd.
FD-6M

4.75%

06 months

Progressive

Progressive Fin. Co.
FD-6M

4.75%

06 months

Central Fin

Central Finance Ltd
FD-6M

4.75%

06 months

NIMB

Nepal Investment Mega Bank
FD->2Yto3Y

4.55%

02.08 years

Mahalaxmi

Mahalaxmi Bikas Bank
Fixed Deposit-2Yto<3Y

4.50%

02 years

Nepal SBI

Nepal SBI Bank
FD- 3 yrs and above

4.50%

03 years

NMB Bank

NMB Bank
FD->2Yto3Y

4.50%

02.08 years

Citizens Bank

Citizens Bank Int'l
FD-2Y&above

4.50%

02 years

Laxmi Sunrise

Laxmi Sunrise
Fixed Deposit-5Y&above

4.50%

05 years

Sanima Bank

Sanima Bank
FD-1Y&above

4.30%

01 year

Lumbini Bikas

Lumbini Bikas Bank
Fixed Deposit->1Yto2Y

4.25%

01.08 years

Nabil Bank

Nabil Bank
FD->5Y

4.25%

05.08 years

Himalayan

Himalayan Bank
FD->2Yto5Y

4.25%

02.08 years

Global IME

Global IME Bank
FD-2Y&above

4.25%

02 years

Laxmi Sunrise

Laxmi Sunrise
FD-2Yto<5Y

4.25%

02 years

Shine Resunga

Shine Resunga BB
Fixed Deposit-6m<1Y

4.15%

06 months

Nepal Bank

Nepal Bank Ltd.
FD- Above2Y

4.15%

02.08 years

Pokhara Finan.

Pokhara Finance
FD-1Yto<2Y

4.10%

01 year

Prabhu Bank

Prabhu Bank
FD->1Yto5Y

4.10%

01.08 years

Muktinath

Muktinath Bikas Bank
Fixed Deposit-9Mto<1Y

4.05%

09 months

Kumari Bank

Kumari Bank
FD- 2Yto<3Y

4.01%

02 years

Miteri Bikas

Miteri Bikas Bank
FD-6Mto9M

4.00%

06 months

Garima Bikas

Garima Bikas Bank
FD-6Mto<1Y

4.00%

06 months

Mahalaxmi

Mahalaxmi Bikas Bank
FD-1Yto<2Y

4.00%

01 year

Lumbini Bikas

Lumbini Bikas Bank
FD-6m<1Y

4.00%

06 months

Kamana Sewa

Kamana Sewa B.Bank
FD-6Mto<1Y

4.00%

06 months

Pokhara Finan.

Pokhara Finance
FD-9M

4.00%

09 months

Nepal SBI

Nepal SBI Bank
Fixed Deposit- 2Yto<3Y

4.00%

02 years

Machhapuchhre

Machhapuchhre Bank
FD- 3YandAbove

4.00%

03 years

Citizens Bank

Citizens Bank Int'l
FD-1Yto<2Y

4.00%

01 year

Prime Bank

Prime Commercial Bank
FD-1 year & above

4.00%

01 year

Shangrila Dev.

Shangrila Bikas Bank
FD-6Mto<1Y

4.00%

06 months

Laxmi Sunrise

Laxmi Sunrise
FD-1Yto<2Y

4.00%

01 year

Siddhartha

Siddhartha Bank
FD-2Yto5Y

4.00%

02 years

NIMB

Nepal Investment Mega Bank
FD->1Yto2Y

3.85%

01.08 years

Muktinath

Muktinath Bikas Bank
Fixed Deposit-6M

3.75%

06 months

Pokhara Finan.

Pokhara Finance
FD-6M

3.75%

06 months

Prime Bank

Prime Commercial Bank
FD-6Mto<1Y

3.75%

06 months

Nabil Bank

Nabil Bank
FD->2Yto5Y

3.75%

02.08 years

Excel Bikas

Excel Bikas Bank
FD-9M

3.65%

09 months

Nepal SBI

Nepal SBI Bank
Fixed Deposit-1Yto<2Y

3.51%

01 year

Jyoti Bikas

Jyoti Bikas Bank
Fixed Deposit->1Yto3Y

3.50%

01.08 years

RBB

Rastriya Banijya Bank
Fixed Deposit-2Yto5Y

3.50%

02 years

Himalayan

Himalayan Bank
Fixed Deposit-1Yupto2Y

3.50%

01 year

Machhapuchhre

Machhapuchhre Bank
Fixed Deposit-1Yto<3Y

3.50%

01 year

Laxmi Sunrise

Laxmi Sunrise
Fixed Deposit-6Mto<1Y

3.50%

06 months

Sanima Bank

Sanima Bank
FD-6Mto<1Y

3.50%

06 months

Global IME

Global IME Bank
FD-1Yto<2Y

3.50%

01 year

Everest Bank

Everest Bank
FD-Above2Yto5Y

3.50%

02.08 years

Siddhartha

Siddhartha Bank
FD-1Yto<2Y

3.50%

01 year

NIC Asia

NIC ASIA Bank
Fixed Deposit->2Yto<5Y

3.50%

02.08 years

Excel Bikas

Excel Bikas Bank
FD-6M

3.40%

06 months

Nepal SBI

Nepal SBI Bank
Fixed Deposi- 6Mto<1Y

3.30%

06 months

RBB

Rastriya Banijya Bank
Fixed Deposit-1Yto2Y

3.25%

01 year

Nabil Bank

Nabil Bank
FD->1Yto2Y

3.25%

01.08 years

SCB

Standard Chartered Bank
FD-1 year & above

3.25%

01 year

Everest Bank

Everest Bank
FD-6Mto2Y

3.25%

06 months

Krishi Bikas

Agriculture Dev. Bank
Fixed Deposit-Above2Y

3.25%

02.08 years

NMB Bank

NMB Bank
FD->13Mto2Y

3.25%

01.17 years

Kumari Bank

Kumari Bank
Fixed Deposit-1Yto<2Y

3.25%

01 year

NIMB

Nepal Investment Mega Bank
FD-6Mto1Y

3.15%

06 months

Prabhu Bank

Prabhu Bank
FD-6Mto1Y

3.10%

06 months

Kumari Bank

Kumari Bank
Fixed Deposit->6Mto<1Y

3.027%

06 months

Jyoti Bikas

Jyoti Bikas Bank
Fixed Deposit-6Mto1Y

3.00%

06 months

Nabil Bank

Nabil Bank
Fixed Deposit-6Mto1Y

3.00%

06 months

SCB

Standard Chartered Bank
Fixed Deposit-180-364 days

3.00%

06 months

Himalayan

Himalayan Bank
FD-9M

3.00%

09 months

Himalayan

Himalayan Bank
Fixed Deposit-6M

3.00%

06 months

Nepal Bank

Nepal Bank Ltd.
FD-6Mto2Y

3.00%

06 months

RBB

Rastriya Banijya Bank
FD-6Mto1Y

3.00%

06 months

Machhapuchhre

Machhapuchhre Bank
FD-6Mto<1Y

3.00%

06 months

Krishi Bikas

Agriculture Dev. Bank
Fixed Deposit-6Mto2Y

3.00%

06 months

Global IME

Global IME Bank
FD-6Mto<1Y

3.00%

06 months

NMB Bank

NMB Bank
FD->6Mto13M

3.00%

07 months

NIC Asia

NIC ASIA Bank
FD-6Mto2Y

3.00%

06 months

Citizens Bank

Citizens Bank Int'l
FD-6Mto<1Y

3.00%

06 months

Updated as on: Jan 20, 2025