Institutional FD

Bank/FINameInterest RateMinimum BalanceTenure

Narayani Dev.

Narayani Bikas Bank
Fixed Deposit-Above1Y

7.25%

01.08 years

Narayani Dev.

Narayani Bikas Bank
Fixed Deposit-6Mto1Y

7.00%

06 months

Pokhara Finan.

Pokhara Finance
FD-3Y&above

6.50%

03 years

Reliance Fin.

Reliance Finance Ltd.
FD-Above3Y

6.00%

03.08 years

Manjushree

Manjushree Finance
FD-5Year&above

6.00%

05 years

Nepal Finance

Nepal Finance Co.
Fixed Deposit-Above2Y

5.75%

02.08 years

Progressive

Progressive Fin. Co.
Fixed Deposit- 3Y&above

5.75%

03 years

Goodwill Finan.

Goodwill Finance Co.
FD- 2Y&above

5.50%

02 years

Manjushree

Manjushree Finance
FD-3Yto<5Y

5.50%

03 years

Jyoti Bikas

Jyoti Bikas Bank
Fixed Deposit-5Y&above

5.50%

05 years

Progressive

Progressive Fin. Co.
Fixed Deposit-2Yto<3Y

5.25%

02 years

Manjushree

Manjushree Finance
Fixed Deposit-2Yto<3Y

5.25%

02 years

Manjushree

Manjushree Finance
Fixed Deposit-1Yto<2Y

5.00%

01 year

Best Finance

Best Finance Co.
FD-Above3Y

5.00%

03.08 years

Progressive

Progressive Fin. Co.
FD-1Yto<2Y

5.00%

01 year

Goodwill Finan.

Goodwill Finance Co.
FD-1Y

5.00%

01 year

ICFC Finance

ICFC Finance Ltd
FD-5Y&above

5.00%

05 years

Mahalaxmi

Mahalaxmi Bikas Bank
FD-5Y&above

4.80%

05 years

Goodwill Finan.

Goodwill Finance Co.
FD-9M

4.80%

09 months

Green Develop.

Green Dev. Bank
FD-2Y&above

4.75%

02 years

Nepal Finance

Nepal Finance Co.
Fixed Deposit-1Yto2Y

4.75%

01 year

Reliance Fin.

Reliance Finance Ltd.
FD- >2Yto3Y

4.75%

02.08 years

Best Finance

Best Finance Co.
FD->2Yto3Y

4.75%

02.08 years

Progressive

Progressive Fin. Co.
FD-9M

4.75%

09 months

Pokhara Finan.

Pokhara Finance
FD-2Yto<3Y

4.75%

02 years

Miteri Bikas

Miteri Bikas Bank
FD-3Y&above

4.75%

03 years

Muktinath

Muktinath Bikas Bank
Fixed Deposit->5Yto10Y

4.75%

05.08 years

Goodwill Finan.

Goodwill Finance Co.
FD-6 month

4.70%

06 months

Sindhu Bikas

Sindhu Bikas Bank
FD-1Y&above

4.60%

01 year

Goodwill Finan.

Goodwill Finance Co.
FD-3M

4.60%

03 months

Garima Bikas

Garima Bikas Bank
FD-5Y&above

4.60%

05 years

Manjushree

Manjushree Finance
FD-6Mto<1Y

4.50%

06 months

Reliance Fin.

Reliance Finance Ltd.
FD-1Yto<2Y

4.50%

01 year

Progressive

Progressive Fin. Co.
FD-6M

4.50%

06 months

Nepal Finance

Nepal Finance Co.
Fixed Deposit-9M

4.25%

09 months

Reliance Fin.

Reliance Finance Ltd.
FD-9M

4.25%

09 months

Himalayan

Himalayan Bank
FD->5Yupto10Y

4.25%

05.08 years

Lumbini Bikas

Lumbini Bikas Bank
FD-Above2Y

4.00%

02.08 years

NIMB

Nepal Investment Mega Bank
Fixed Deposit-Above3Y

4.00%

03.08 years

Reliance Fin.

Reliance Finance Ltd.
FD-6M

4.00%

06 months

RBB

Rastriya Banijya Bank
FD-Above5Y

4.00%

05.08 years

Everest Bank

Everest Bank
FD-Above5Y

4.00%

05.08 years

NMB Bank

NMB Bank
FD-5Year&above

4.00%

05 years

Best Finance

Best Finance Co.
FD->1Yto2Y

4.00%

01.08 years

NIC Asia

NIC ASIA Bank
FD-5Y&above

4.00%

05 years

Siddhartha

Siddhartha Bank
FD-Above5Y

4.00%

05.08 years

Jyoti Bikas

Jyoti Bikas Bank
FD-3Yto<5Y

4.00%

03 years

Lumbini Bikas

Lumbini Bikas Bank
Fixed Deposit->1Yto2Y

3.75%

01.08 years

Nepal Finance

Nepal Finance Co.
Fixed Deposit-6M

3.75%

06 months

Pokhara Finan.

Pokhara Finance
FD-1Yto<2Y

3.75%

01 year

Best Finance

Best Finance Co.
FD->6Mto1Y

3.75%

07 months

NIMB

Nepal Investment Mega Bank
FD->2Yto3Y

3.75%

02.08 years

Miteri Bikas

Miteri Bikas Bank
FD->1Yto<3Y

3.75%

01.08 years

Global IME

Global IME Bank
FD-3Y&above

3.75%

03 years

Sindhu Bikas

Sindhu Bikas Bank
Fixed Deposit-6Mto<1Y

3.70%

06 months

Nabil Bank

Nabil Bank
FD-Above10Y

3.55%

010.08 years

Jyoti Bikas

Jyoti Bikas Bank
Fixed Deposit->1Yto<3Y

3.50%

01.08 years

Mahalaxmi

Mahalaxmi Bikas Bank
Fixed Deposit-3Yto<5Y

3.50%

03 years

ICFC Finance

ICFC Finance Ltd
FD-2Yto<5Y

3.50%

02 years

Kumari Bank

Kumari Bank
Fixed Deposit-4Y&above

3.50%

04 years

Himalayan

Himalayan Bank
FD->2Yto5Y

3.50%

02.08 years

Muktinath

Muktinath Bikas Bank
FD-3Y

3.50%

03 years

Laxmi Sunrise

Laxmi Sunrise
Fixed Deposit-5Y&above

3.50%

05 years

Muktinath

Muktinath Bikas Bank
Fixed Deposit-4Y

3.50%

04 years

Muktinath

Muktinath Bikas Bank
Fixed Deposit-5Y

3.50%

05 years

Pokhara Finan.

Pokhara Finance
FD-6M

3.30%

06 months

Pokhara Finan.

Pokhara Finance
FD-9M

3.30%

09 months

Sanima Bank

Sanima Bank
FD-Above3Y

3.30%

03.08 years

Miteri Bikas

Miteri Bikas Bank
FD-Upto1year

3.25%

06 months

RBB

Rastriya Banijya Bank
Fixed Deposit-3Yto5Y

3.25%

03 years

Best Finance

Best Finance Co.
FD-6M

3.25%

06 months

Nepal Bank

Nepal Bank Ltd.
FD-Above2Y

3.25%

02.08 years

Global IME

Global IME Bank
FD-2Yto<3Y

3.25%

02 years

Nabil Bank

Nabil Bank
FD->5Yto10Y

3.25%

05.08 years

Kumari Bank

Kumari Bank
FD- >3Yto<4Y

3.01%

03.08 years

Muktinath

Muktinath Bikas Bank
Fixed Deposit-2Y

3.00%

02 years

Green Develop.

Green Dev. Bank
Fixed Deposit-1Yto<2Y

3.00%

01 year

Garima Bikas

Garima Bikas Bank
FD-2Yto<5Y

3.00%

02 years

Mahalaxmi

Mahalaxmi Bikas Bank
Fixed Deposit-2Yto<3Y

3.00%

02 years

Nabil Bank

Nabil Bank
FD->2Yto5Y

3.00%

02.08 years

Everest Bank

Everest Bank
FD->2Yto5Y

3.00%

02.08 years

ICFC Finance

ICFC Finance Ltd
FD-1Yto<2Y

3.00%

01 year

Machhapuchhre

Machhapuchhre Bank
FD->2Yto3Y

3.00%

02.08 years

Machhapuchhre

Machhapuchhre Bank
FD-Above3Y

3.00%

03 years

NMB Bank

NMB Bank
FD-2Yto<5Y

3.00%

02 years

Sanima Bank

Sanima Bank
FD->2Yto3Y

3.00%

02.08 years

Citizens Bank

Citizens Bank Int'l
FD-3Y&above

3.00%

03 years

Siddhartha

Siddhartha Bank
FD-2Yto5Y

3.00%

02 years

Laxmi Sunrise

Laxmi Sunrise
FD-2Yto<5Y

3.00%

02 years

Kamana Sewa

Kamana Sewa B.Bank
FD-Above3Y

3.00%

03.08 years

Global IME

Global IME Bank
FD-1Yto<2Y

2.85%

01 year

Green Develop.

Green Dev. Bank
Fixed Desposit-6M

2.80%

06 months

Himalayan

Himalayan Bank
Fixed Deposit-1Yupto2Y

2.80%

01 year

Nepal SBI

Nepal SBI Bank
Fixed Deposit-1Yto<2Y

2.80%

01 year

Nepal SBI

Nepal SBI Bank
FD-2Yto<3Y

2.80%

02 years

NIMB

Nepal Investment Mega Bank
FD->1Yto2Y

2.80%

01.08 years

Nepal SBI

Nepal SBI Bank
Fixed Deposit-3Y&above

2.80%

03 years

Machhapuchhre

Machhapuchhre Bank
Fixed Deposit-6Mto2Y

2.76%

06 months

Siddhartha

Siddhartha Bank
FD-1Yto<2Y

2.75%

01 year

Sanima Bank

Sanima Bank
FD-6Mto2Y

2.75%

01 year

Muktinath

Muktinath Bikas Bank
Fixed Deposit-6M

2.75%

06 months

Muktinath

Muktinath Bikas Bank
Fixed Deposit-1Y

2.75%

01 year

Jyoti Bikas

Jyoti Bikas Bank
Fixed Deposit-6Mto1Y

2.75%

06 months

Garima Bikas

Garima Bikas Bank
FD-6Mto<1Y

2.75%

06 months

Garima Bikas

Garima Bikas Bank
FD-1Yto<2Y

2.75%

01 year

Mahalaxmi

Mahalaxmi Bikas Bank
Fixed Deposit-1Yto<2Y

2.75%

01 year

Kamana Sewa

Kamana Sewa B.Bank
FD-1Yto<2Y

2.75%

01 year

Kamana Sewa

Kamana Sewa B.Bank
Fixed Deposit-2Yto3Y

2.75%

02 years

RBB

Rastriya Banijya Bank
Fixed Deposit-6Mto3Y

2.75%

06 months

Nabil Bank

Nabil Bank
Fixed Deposit-6Mto1Y

2.75%

06 months

Nabil Bank

Nabil Bank
FD->1Yto2Y

2.75%

01.08 years

NIMB

Nepal Investment Mega Bank
FD-6Mto1Y

2.75%

06 months

SCB

Standard Chartered Bank
Fixed Deposit-6M&above

2.75%

06 months

Himalayan

Himalayan Bank
FD-6M

2.75%

06 months

Himalayan

Himalayan Bank
Fixed Deposit-9M

2.75%

09 months

Nepal SBI

Nepal SBI Bank
Fixed Deposi- 6Mto<1Y

2.75%

06 months

Everest Bank

Everest Bank
FD-6Mto2Y

2.75%

06 months

Nepal Bank

Nepal Bank Ltd.
FD-6Mto1Y

2.75%

06 months

Nepal Bank

Nepal Bank Ltd.
FD- >1Yto2Y

2.75%

01.08 years

Kumari Bank

Kumari Bank
Fixed Deposit-6Mto3Y

2.75%

06 months

Laxmi Sunrise

Laxmi Sunrise
Fixed Deposit-6Mto<1Y

2.75%

06 months

Krishi Bikas

Agricultural Dev. Bank
Fixed Deposit-6M&above

2.75%

06 months

Global IME

Global IME Bank
FD-6Mto<1Y

2.75%

06 months

Citizens Bank

Citizens Bank Int'l
FD-2Yto<3Y

2.75%

02 years

Prime Bank

Prime Commercial Bank
FD-6M&above

2.75%

06 months

NMB Bank

NMB Bank
FD-1.5Yto<2Y

2.75%

01.50 years

Prabhu Bank

Prabhu Bank
FD-6Mto2Y

2.75%

06 months

Prabhu Bank

Prabhu Bank
FD->2Yto5Y

2.75%

02.08 years

Prabhu Bank

Prabhu Bank
FD->5Y

2.75%

05.08 years

NIC Asia

NIC ASIA Bank
FD-6Mto<5Y

2.75%

06 months

Shangrila Dev.

Shangrila Bikas Bank
FD-1Y&above

2.75%

01 year

Laxmi Sunrise

Laxmi Sunrise
FD-1Yto<2Y

2.75%

01 year

Updated as on: Dec 15, 2025