Institutional FD

Bank/FINameInterest RateMinimum BalanceTenure

Pokhara Finan.

Pokhara Finance		FD-3Y&above

7.50%

03 years

Pokhara Finan.

Pokhara Finance		FD-2Yto<3Y

7.00%

02 years

Nepal Finance

Nepal Finance Co.		Fixed Deposit-Above2Y

6.75%

02.08 years

Samriddhi Fin

Samriddhi Finance Co.		FD-Above5Y

6.75%

05 years

Reliance Fin.

Reliance Finance Ltd.		FD-Above3Y

6.75%

03.08 years

Samriddhi Fin

Samriddhi Finance Co.		FD->3Yto5Y

6.55%

03.08 years

ICFC Finance

ICFC Finance Ltd		FD-5Y&above

6.50%

05 years

Best Finance

Best Finance Co.		FD-Above3Y

6.50%

03.08 years

Samriddhi Fin

Samriddhi Finance Co.		FD->2Yto3Y

6.35%

02.08 years

Narayani Dev.

Narayani Bikas Bank		Fixed Deposit-Above1Y

6.25%

01 year

Multipurpose

Multipurpose Finance		FD-2Y&above

6.25%

02 years

Sindhu Bikas

Sindhu Bikas Bank		FD-1Y&above

6.11%

01 year

Pokhara Finan.

Pokhara Finance		FD-1Yto<2Y

6.00%

01 year

Samriddhi Fin

Samriddhi Finance Co.		FD-1Yto2Y

6.00%

01 year

Best Finance

Best Finance Co.		FD->2Yto3Y

6.00%

02.08 years

Narayani Dev.

Narayani Bikas Bank		Fixed Deposit-6Mto1Y

6.00%

06 months

ICFC Finance

ICFC Finance Ltd		FD-2Yto<5Y

6.00%

02 years

Manjushree

Manjushree Finance		FD-5Y&above

6.00%

05 years

Miteri Bikas

Miteri Bikas Bank		FD-3Y&above

6.00%

03 years

Nepal Finance

Nepal Finance Co.		Fixed Deposit-1Yto2Y

5.75%

01 year

Pokhara Finan.

Pokhara Finance		FD-9M

5.75%

09 months

Reliance Fin.

Reliance Finance Ltd.		FD- >2Yto3Y

5.75%

02.08 years

Central Fin

Central Finance Ltd		FD- 3Y

5.75%

03 years

Goodwill Finan.

Goodwill Finance Co.		FD- 3Y&above

5.75%

03 years

Progressive

Progressive Fin. Co.		Fixed Deposit- 3Y&above

5.75%

03 years

Miteri Bikas

Miteri Bikas Bank		FD-2Yto<3Y

5.75%

02 years

Manjushree

Manjushree Finance		Fixed Deposit-3Yto<5Y

5.60%

03 years

Green Develop.

Green Dev. Bank		FD-2Y&above

5.50%

02 years

Pokhara Finan.

Pokhara Finance		FD-6M

5.50%

06 months

Reliance Fin.

Reliance Finance Ltd.		FD-1Yto<2Y

5.50%

01 year

Progressive

Progressive Fin. Co.		Fixed Deposit-2Yto<3Y

5.50%

02 years

Goodwill Finan.

Goodwill Finance Co.		FD-2Y

5.50%

02 years

Shree Invest

Shree Invest &Finance		FD-2Y&above

5.50%

02 years

Central Fin

Central Finance Ltd		FD-2Y

5.50%

02 years

Guheshwori

Guheshwori Finance		FD-3Yto<5Y

5.50%

03 years

Multipurpose

Multipurpose Finance		Fixed Deposit-1Y

5.50%

01 year

Progressive

Progressive Fin. Co.		FD-1Yto<2Y

5.35%

01 year

Nepal Finance

Nepal Finance Co.		Fixed Deposit-9M

5.25%

09 months

Manjushree

Manjushree Finance		Fixed Deposit-2Yto<3Y

5.25%

02 years

Everest Bank

Everest Bank		FD-Above5Y

5.25%

05.08 years

Best Finance

Best Finance Co.		FD->1Yto2Y

5.25%

01.08 years

Central Fin

Central Finance Ltd		FD-1Yto<2Y

5.25%

01 year

Guheshwori

Guheshwori Finance		Fixed Deposit-2Yto<3Y

5.25%

02 years

Multipurpose

Multipurpose Finance		Fixed Deposit-9M

5.25%

09 months

Muktinath

Muktinath Bikas Bank		FD->2Yto10Y

5.25%

02.08 years

NIC Asia

NIC ASIA Bank		FD-5Y&above

5.25%

05 years

Sindhu Bikas

Sindhu Bikas Bank		Fixed Deposit-6Mto<1Y

5.21%

06 months

Excel Bikas

Excel Bikas Bank		FD-3Yto5Y

5.15%

03 years

Kamana Sewa

Kamana Sewa B.Bank		FD-2Y&above

5.15%

02 years

Mahalaxmi

Mahalaxmi Bikas Bank		FD-5Y&above

5.11%

05.08 years

Jyoti Bikas

Jyoti Bikas Bank		FD-3Y&above

5.11%

0-

Garima Bikas

Garima Bikas Bank		FD-5Y&above

5.11%

05 years

Shree Invest

Shree Invest &Finance		FD-1Yto2Y

5.00%

01 year

Guheshwori

Guheshwori Finance		FD-1Yto<2Y

5.00%

01 year

Manjushree

Manjushree Finance		FD-1Yto<2Y

5.00%

01 year

Reliance Fin.

Reliance Finance Ltd.		FD-9M

5.00%

09 months

NMB Bank

NMB Bank		FD->5Y

5.00%

05.08 years

Best Finance

Best Finance Co.		FD->6Mto1Y

5.00%

07 months

Progressive

Progressive Fin. Co.		FD-9M

5.00%

09 months

Goodwill Finan.

Goodwill Finance Co.		FD- 1 year

5.00%

01 year

Multipurpose

Multipurpose Finance		Fixed Deposit-6M

5.00%

06 months

Himalayan

Himalayan Bank		FD->5Yupto10Y

5.00%

05.08 years

Miteri Bikas

Miteri Bikas Bank		FD-1Yto<2Y

5.00%

01 year

ICFC Finance

ICFC Finance Ltd		FD-1Yto<2Y

4.80%

01 year

Green Develop.

Green Dev. Bank		Fixed Deposit-1Yto<2Y

4.75%

01 year

Lumbini Bikas

Lumbini Bikas Bank		FD-Above2Y

4.75%

02.08 years

Nepal Finance

Nepal Finance Co.		Fixed Deposit-6M

4.75%

06 months

Samriddhi Fin

Samriddhi Finance Co.		FD- 9 month

4.75%

09 months

Reliance Fin.

Reliance Finance Ltd.		FD-6M

4.75%

06 months

Progressive

Progressive Fin. Co.		FD-6M

4.75%

06 months

Central Fin

Central Finance Ltd		FD-9M

4.75%

09 months

NIC Asia

NIC ASIA Bank		FD->3Yto<5Y

4.75%

03.08 years

Siddhartha

Siddhartha Bank		FD-Above5Y

4.75%

05.08 years

Gurkhas Finan

Gurkhas Finance Ltd		FD-2Y&above

4.60%

02 years

Excel Bikas

Excel Bikas Bank		FD-1Yto<3Y

4.50%

01 year

Shree Invest

Shree Invest &Finance		FD-6M

4.50%

06 months

Samriddhi Fin

Samriddhi Finance Co.		FD-6M

4.50%

06 months

Guheshwori

Guheshwori Finance		FD-6Mto9M

4.50%

06 months

Central Fin

Central Finance Ltd		FD-6M

4.50%

06 months

Gurkhas Finan

Gurkhas Finance Ltd		FD- 1Yto<2Y

4.50%

01 year

Laxmi Sunrise

Laxmi Sunrise		Fixed Deposit-5Y&above

4.50%

05 years

Manjushree

Manjushree Finance		FD-6Mto<1Y

4.50%

06 months

Gurkhas Finan

Gurkhas Finance Ltd		FD-9M

4.40%

09 months

Nepal SBI

Nepal SBI Bank		Fixed Deposit-3Y&above

4.35%

03 years

Gurkhas Finan

Gurkhas Finance Ltd		FD- 6 month

4.30%

06 months

Lumbini Bikas

Lumbini Bikas Bank		Fixed Deposit->1Yto2Y

4.25%

01.08 years

NIMB

Nepal Investment Mega Bank		Fixed Deposit-Above3Y

4.25%

03.08 years

NIC Asia

NIC ASIA Bank		FD->2Yto3Y

4.25%

02.08 years

Global IME

Global IME Bank		FD-3Y&above

4.25%

03 years

Green Develop.

Green Dev. Bank		Fixed Desposit-6M

4.15%

06 months

Nabil Bank

Nabil Bank		FD->5Y

4.05%

05.08 years

Kumari Bank

Kumari Bank		FD- 3Y&above

4.01%

03 years

Miteri Bikas

Miteri Bikas Bank		FD-6Mto9M

4.00%

06 months

Mahalaxmi

Mahalaxmi Bikas Bank		Fixed Deposit-3Yto<5Y

4.00%

03 years

Lumbini Bikas

Lumbini Bikas Bank		FD-6m<1Y

4.00%

06 months

RBB

Rastriya Banijya Bank		FD-Above5Y

4.00%

05.08 years

Machhapuchhre

Machhapuchhre Bank		FD-Above3Y

4.00%

03 years

NMB Bank

NMB Bank		FD->3Yto5Y

4.00%

03.08 years

Shine Resunga

Shine Resunga BB		FD-4Y&above

4.00%

04 years

Best Finance

Best Finance Co.		FD-6M

4.00%

06 months

NIC Asia

NIC ASIA Bank		FD->1.5Yto2Y

4.00%

01.08 years

Global IME

Global IME Bank		FD-2Yto<3Y

4.00%

02 years

Sanima Bank

Sanima Bank		FD-Above4Y

4.00%

04.08 years

Nepal SBI

Nepal SBI Bank		FD-2Yto<3Y

3.75%

02 years

Nepal Bank

Nepal Bank Ltd.		FD- Above2Y

3.75%

02.08 years

Sanima Bank

Sanima Bank		FD->2Yto4Y

3.75%

02.08 years

Shine Resunga

Shine Resunga BB		FD-3Yto<4Y

3.75%

03 years

Himalayan

Himalayan Bank		FD->2Yto5Y

3.75%

02.08 years

Siddhartha

Siddhartha Bank		FD-2Yto5Y

3.75%

02 years

NIC Asia

NIC ASIA Bank		FD->1Yto<1.5Y

3.75%

01.58 years

NIMB

Nepal Investment Mega Bank		FD->2Yto3Y

3.75%

02.08 years

Nabil Bank

Nabil Bank		FD->2Yto5Y

3.75%

02.08 years

Laxmi Sunrise

Laxmi Sunrise		FD-2Yto<5Y

3.75%

02 years

Shine Resunga

Shine Resunga BB		Fixed Deposit-2Yto<3Y

3.50%

02 years

Jyoti Bikas

Jyoti Bikas Bank		Fixed Deposit->1Yto<3Y

3.50%

01.08 years

Garima Bikas

Garima Bikas Bank		FD-2Yto<5Y

3.50%

02 years

Mahalaxmi

Mahalaxmi Bikas Bank		Fixed Deposit-2Yto<3Y

3.50%

02 years

Machhapuchhre

Machhapuchhre Bank		FD->2Yto3Y

3.50%

02.08 years

Krishi Bikas

Agricultural Dev. Bank		Fixed Deposit-Above2Y

3.50%

02.08 years

NIC Asia

NIC ASIA Bank		FD-1Y

3.26%

01 year

Excel Bikas

Excel Bikas Bank		FD-9M

3.25%

09 months

Muktinath

Muktinath Bikas Bank		Fixed Deposit-1Yto2Y

3.25%

01 year

Shine Resunga

Shine Resunga BB		FD-1Yto<2Y

3.25%

01 year

RBB

Rastriya Banijya Bank		Fixed Deposit-3Yto5Y

3.25%

03 years

Nabil Bank

Nabil Bank		FD->1Yto2Y

3.25%

01.08 years

Everest Bank

Everest Bank		FD->2Yto5Y

3.25%

02.08 years

NMB Bank

NMB Bank		FD->2Yto3Y

3.25%

02.08 years

Prabhu Bank

Prabhu Bank		FD->5Y

3.25%

05.08 years

Sanima Bank

Sanima Bank		FD->1Yto2Y

3.25%

01.08 years

Global IME

Global IME Bank		FD-1Yto<2Y

3.25%

01 year

Laxmi Sunrise

Laxmi Sunrise		FD-1Yto<2Y

3.25%

01 year

Kumari Bank

Kumari Bank		Fixed Deposit-2Yto<3Y

3.16%

02 years

Garima Bikas

Garima Bikas Bank		FD-1Yto<2Y

3.15%

01 year

Prime Bank

Prime Commercial Bank		FD->1Yto<2Y

3.10%

01.08 years

Prime Bank

Prime Commercial Bank		FD-2Y&above

3.10%

02 years

Kumari Bank

Kumari Bank		FD- 1Yto<2Y

3.01%

01 year

Excel Bikas

Excel Bikas Bank		FD-6M

3.00%

06 months

Muktinath

Muktinath Bikas Bank		Fixed Deposit-9Mto<1Y

3.00%

09 months

Jyoti Bikas

Jyoti Bikas Bank		Fixed Deposit-6Mto1Y

3.00%

06 months

Mahalaxmi

Mahalaxmi Bikas Bank		Fixed Deposit-1Yto<2Y

3.00%

01 year

Kamana Sewa

Kamana Sewa B.Bank		Fixed Deposit-1Yto<2Y

3.00%

01 year

SCB

Standard Chartered Bank		Fixed Deposit-6M&above

3.00%

06 months

Himalayan

Himalayan Bank		Fixed Deposit-1Yupto2Y

3.00%

01 year

Nepal SBI

Nepal SBI Bank		Fixed Deposit-1Yto<2Y

3.00%

01 year

Everest Bank

Everest Bank		FD-1Yto2Y

3.00%

01 year

NIMB

Nepal Investment Mega Bank		FD->1Yto2Y

3.00%

01.08 years

Machhapuchhre

Machhapuchhre Bank		Fixed Deposit-6Mto2Y

3.00%

06 months

Laxmi Sunrise

Laxmi Sunrise		Fixed Deposit-6Mto<1Y

3.00%

06 months

Krishi Bikas

Agricultural Dev. Bank		FD-2Y

3.00%

02 years

Global IME

Global IME Bank		FD-6Mto<1Y

3.00%

06 months

Prime Bank

Prime Commercial Bank		FD-6Mto<1Y

3.00%

06 months

Prabhu Bank

Prabhu Bank		FD->2Yto5Y

3.00%

02.08 years

Citizens Bank

Citizens Bank Int'l		FD-2Y&above

3.00%

02 years

Nepal SBI

Nepal SBI Bank		Fixed Deposi- 6Mto<1Y

2.85%

06 months

Kumari Bank

Kumari Bank		Fixed Deposit-6Mto<1Y

2.81%

06 months

Mahalaxmi

Mahalaxmi Bikas Bank		FD-6Mto<1Y

2.80%

06 months

NIC Asia

NIC ASIA Bank		FD-6Mto<1Y

2.80%

06 months

RBB

Rastriya Banijya Bank		Fixed Deposit-6Mto3Y

2.77%

06 months

Siddhartha

Siddhartha Bank		FD-1Yto<2Y

2.75%

01 year

Sanima Bank

Sanima Bank		FD-6Mto1Y

2.75%

06 months

Muktinath

Muktinath Bikas Bank		Fixed Deposit-6M

2.75%

06 months

Shine Resunga

Shine Resunga BB		Fixed Deposit-6m<1Y

2.75%

06 months

Garima Bikas

Garima Bikas Bank		FD-6Mto<1Y

2.75%

06 months

Kamana Sewa

Kamana Sewa B.Bank		FD-6Mto<1Y

2.75%

06 months

Nabil Bank

Nabil Bank		Fixed Deposit-6Mto1Y

2.75%

06 months

NIMB

Nepal Investment Mega Bank		FD-6Mto1Y

2.75%

06 months

Himalayan

Himalayan Bank		FD-9M

2.75%

09 months

Himalayan

Himalayan Bank		Fixed Deposit-6M

2.75%

06 months

Everest Bank

Everest Bank		FD-6Mto<1Y

2.75%

06 months

Nepal Bank

Nepal Bank Ltd.		FD-6Mto2Y

2.75%

06 months

Krishi Bikas

Agricultural Dev. Bank		Fixed Deposit-6Mto1Y

2.75%

06 months

Citizens Bank

Citizens Bank Int'l		FD-1Yto<2Y

2.75%

01 year

NMB Bank

NMB Bank		FD->1Yto2Y

2.75%

01.08 years

Prabhu Bank

Prabhu Bank		FD-6Mto2Y

2.75%

06 months

Shangrila Dev.

Shangrila Bikas Bank		FD-1Y&above

2.75%

01 year

Updated as on: Jul 21, 2025

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