Institutional FD

Bank/FINameInterest RateMinimum BalanceTenure

Pokhara Finan.

Pokhara Finance
FD-3Y&above

7.50%

03 years

Salapa Bikas

Salapa Bikas Bank
FD-2Y&above

7.00%

02 years

Nepal Finance

Nepal Finance Co.
Fixed Deposit-Above2Y

6.75%

02.08 years

Samriddhi Fin

Samriddhi Finance Co.
FD-Above5Y

6.75%

05.08 years

Reliance Fin.

Reliance Finance Ltd.
FD-Above3Y

6.75%

03.08 years

Samriddhi Fin

Samriddhi Finance Co.
FD->3Yto5Y

6.50%

03.08 years

Best Finance

Best Finance Co.
FD-Above3Y

6.50%

03.08 years

Pokhara Finan.

Pokhara Finance
FD-2Yto<3Y

6.50%

02 years

Samriddhi Fin

Samriddhi Finance Co.
FD->2Yto3Y

6.25%

02.08 years

Narayani Dev.

Narayani Bikas Bank
Fixed Deposit-Above1Y

6.25%

01.08 years

Corporate Dev

Corporate Bikas Bank
FD->2Y

6.25%

02.08 years

Salapa Bikas

Salapa Bikas Bank
FD-1Y

6.00%

01 year

Best Finance

Best Finance Co.
FD->2Yto3Y

6.00%

02.08 years

Narayani Dev.

Narayani Bikas Bank
Fixed Deposit-6Mto1Y

6.00%

06 months

ICFC Finance

ICFC Finance Ltd
FD-3Y&above

6.00%

03 years

Manjushree

Manjushree Finance
FD-6Mto<1Y

6.00%

06 months

Miteri Bikas

Miteri Bikas Bank
FD-3Y&above

6.00%

03 years

Nepal Finance

Nepal Finance Co.
Fixed Deposit-1Yto2Y

5.75%

01 year

Samriddhi Fin

Samriddhi Finance Co.
FD-1Yto2Y

5.75%

01 year

Reliance Fin.

Reliance Finance Ltd.
FD- >2Yto3Y

5.75%

02.08 years

Central Fin

Central Finance Ltd
FD- 3Y

5.75%

03 years

Progressive

Progressive Fin. Co.
Fixed Deposit- 3Y&above

5.75%

03 years

Corporate Dev

Corporate Bikas Bank
Special Fixed Deposit-10M

5.75%

010 months

Miteri Bikas

Miteri Bikas Bank
FD-2Yto<3Y

5.75%

02 years

Sindhu Bikas

Sindhu Bikas Bank
FD-1Y&above

5.61%

01 year

Corporate Dev

Corporate Bikas Bank
FD->1Yto2Y

5.50%

01.08 years

Pokhara Finan.

Pokhara Finance
FD-1Yto<2Y

5.50%

01 year

Reliance Fin.

Reliance Finance Ltd.
FD-1Yto<2Y

5.50%

01 year

Salapa Bikas

Salapa Bikas Bank
FD-6M

5.50%

06 months

Progressive

Progressive Fin. Co.
Fixed Deposit-2Yto<3Y

5.50%

02 years

Central Fin

Central Finance Ltd
FD-2Y

5.50%

02 years

Miteri Bikas

Miteri Bikas Bank
FD-1Yto<2Y

5.50%

01 year

Guheshwori

Guheshwori Finance
FD-3Yto<5Y

5.50%

03 years

Progressive

Progressive Fin. Co.
FD-1Yto<2Y

5.35%

01 year

Green Develop.

Green Dev. Bank
FD-2Y&above

5.30%

02 years

Corporate Dev

Corporate Bikas Bank
FD-1Y

5.25%

01 year

Nepal Finance

Nepal Finance Co.
Fixed Deposit-9M

5.25%

09 months

Pokhara Finan.

Pokhara Finance
FD-9M

5.25%

09 months

ICFC Finance

ICFC Finance Ltd
FD-2Yto<3Y

5.25%

02 years

Best Finance

Best Finance Co.
FD->1Yto2Y

5.25%

01.08 years

Central Fin

Central Finance Ltd
FD-1Yto<2Y

5.25%

01 year

Shree Invest

Shree Invest &Finance
FD-2Y&above

5.25%

02 years

Manjushree

Manjushree Finance
FD-5Y&above

5.25%

05 years

Guheshwori

Guheshwori Finance
FD-2Yto<3Y

5.25%

02 years

Muktinath

Muktinath Bikas Bank
FD->3Yto10Y

5.25%

03.08 years

NIC Asia

NIC ASIA Bank
FD-5Y&above

5.25%

05 years

Excel Bikas

Excel Bikas Bank
FD-3Yto5Y

5.15%

03 years

Kamana Sewa

Kamana Sewa B.Bank
FD-3Y&above

5.15%

03 years

Mahalaxmi

Mahalaxmi Bikas Bank
FD-5Y&above

5.11%

05 years

Jyoti Bikas

Jyoti Bikas Bank
FD-3Y&above

5.11%

03 years

Garima Bikas

Garima Bikas Bank
FD-5Y&above

5.11%

05 years

Corporate Dev

Corporate Bikas Bank
FD-6M

5.00%

06 months

Pokhara Finan.

Pokhara Finance
FD-6M

5.00%

06 months

Reliance Fin.

Reliance Finance Ltd.
FD-9M

5.00%

09 months

NMB Bank

NMB Bank
FD-5Year&above

5.00%

05 years

Best Finance

Best Finance Co.
FD->6Mto1Y

5.00%

07 months

Progressive

Progressive Fin. Co.
FD-9M

5.00%

09 months

Guheshwori

Guheshwori Finance
Fixed Deposit-15Mto<2Y

5.00%

01.25 years

Manjushree

Manjushree Finance
Fixed Deposit-3Yto<5Y

5.00%

03 years

Goodwill Finan.

Goodwill Finance Co.
FD-2Y&above

5.00%

02 years

Himalayan

Himalayan Bank
FD->5Yupto10Y

5.00%

05.08 years

Manjushree

Manjushree Finance
Fixed Deposit-2Yto<3Y

4.80%

02 years

Shree Invest

Shree Invest &Finance
FD-1Yto2Y

4.75%

01 year

Nepal Finance

Nepal Finance Co.
Fixed Deposit-6M

4.75%

06 months

Samriddhi Fin

Samriddhi Finance Co.
FD- 9 month

4.75%

09 months

Guheshwori

Guheshwori Finance
FD-1Year

4.75%

01 year

Reliance Fin.

Reliance Finance Ltd.
FD-6M

4.75%

06 months

Everest Bank

Everest Bank
FD-Above5Y

4.75%

05.08 years

Progressive

Progressive Fin. Co.
FD-6M

4.75%

06 months

Central Fin

Central Finance Ltd
FD-9M

4.75%

09 months

Goodwill Finan.

Goodwill Finance Co.
FD- 1 year

4.75%

01 year

NIC Asia

NIC ASIA Bank
FD->3Yto<5Y

4.75%

03.08 years

Kamana Sewa

Kamana Sewa B.Bank
FD-2Y&<3Y

4.75%

02 years

Sindhu Bikas

Sindhu Bikas Bank
Fixed Deposit-6Mto<1Y

4.71%

06 months

Excel Bikas

Excel Bikas Bank
FD-1Yto<3Y

4.50%

01 year

Guheshwori

Guheshwori Finance
FD-6Mto9M

4.50%

06 months

ICFC Finance

ICFC Finance Ltd
FD-1Yto<2Y

4.50%

01 year

Central Fin

Central Finance Ltd
FD-6M

4.50%

06 months

Miteri Bikas

Miteri Bikas Bank
FD-9M

4.27%

09 months

Green Develop.

Green Dev. Bank
Fixed Deposit-1Yto<2Y

4.25%

01 year

Lumbini Bikas

Lumbini Bikas Bank
FD-Above2Y

4.25%

02.08 years

Shree Invest

Shree Invest &Finance
FD-6M

4.25%

06 months

NIMB

Nepal Investment Mega Bank
Fixed Deposit-Above3Y

4.25%

03.08 years

Samriddhi Fin

Samriddhi Finance Co.
FD-6M

4.25%

06 months

Nepal SBI

Nepal SBI Bank
Fixed Deposit-3Y&above

4.25%

03 years

NIC Asia

NIC ASIA Bank
FD->2Yto3Y

4.25%

02.08 years

Global IME

Global IME Bank
FD-3Y&above

4.25%

03 years

Gurkhas Finan

Gurkhas Finance Ltd
FD-2Yto5Y

4.14%

02 years

Nabil Bank

Nabil Bank
FD->5Y

4.05%

05.08 years

Gurkhas Finan

Gurkhas Finance Ltd
FD- 1Yto<2Y

4.05%

01 year

Kumari Bank

Kumari Bank
FD- 3Y&above

4.01%

03 years

Miteri Bikas

Miteri Bikas Bank
FD-6Mto9M

4.00%

06 months

Mahalaxmi

Mahalaxmi Bikas Bank
Fixed Deposit-3Yto<5Y

4.00%

03 years

Lumbini Bikas

Lumbini Bikas Bank
Fixed Deposit->1Yto2Y

4.00%

01.08 years

Manjushree

Manjushree Finance
FD-1Yto<2Y

4.00%

01 year

RBB

Rastriya Banijya Bank
FD-Above5Y

4.00%

05.08 years

Machhapuchhre

Machhapuchhre Bank
FD-Above3Y

4.00%

03 years

NMB Bank

NMB Bank
FD-2Yto<5Y

4.00%

02 years

Shine Resunga

Shine Resunga BB
FD-4Y&above

4.00%

04 years

Best Finance

Best Finance Co.
FD-6M

4.00%

06 months

NIC Asia

NIC ASIA Bank
FD->1.5Yto2Y

4.00%

01.58 years

Siddhartha

Siddhartha Bank
FD-Above5Y

4.00%

05.08 years

Global IME

Global IME Bank
FD-2Yto<3Y

4.00%

02 years

Laxmi Sunrise

Laxmi Sunrise
Fixed Deposit-5Y&above

4.00%

05 years

Gurkhas Finan

Gurkhas Finance Ltd
FD-9M

3.96%

09 months

Green Develop.

Green Dev. Bank
Fixed Desposit-6M

3.75%

06 months

Shine Resunga

Shine Resunga BB
FD-3Yto<4Y

3.75%

03 years

Himalayan

Himalayan Bank
FD->2Yto5Y

3.75%

02.08 years

Nepal Bank

Nepal Bank Ltd.
FD-Above2Y

3.75%

02.08 years

NIC Asia

NIC ASIA Bank
FD->1Yto1.5Y

3.75%

01.08 years

NIMB

Nepal Investment Mega Bank
FD->2Yto3Y

3.75%

02.08 years

Nabil Bank

Nabil Bank
FD->2Yto5Y

3.75%

02.08 years

Sanima Bank

Sanima Bank
FD-Above4Y

3.75%

04.08 years

Nepal SBI

Nepal SBI Bank
FD-2Yto<3Y

3.65%

02 years

Muktinath

Muktinath Bikas Bank
Fixed Deposit->1Yto3Y

3.50%

01.08 years

Shine Resunga

Shine Resunga BB
Fixed Deposit-2Yto<3Y

3.50%

02 years

Jyoti Bikas

Jyoti Bikas Bank
Fixed Deposit->1Yto<3Y

3.50%

01.08 years

Garima Bikas

Garima Bikas Bank
FD-2Yto<5Y

3.50%

02 years

Mahalaxmi

Mahalaxmi Bikas Bank
Fixed Deposit-2Yto<3Y

3.50%

02 years

Lumbini Bikas

Lumbini Bikas Bank
FD-6m<1Y

3.50%

06 months

Machhapuchhre

Machhapuchhre Bank
FD->2Yto3Y

3.50%

02.08 years

Sanima Bank

Sanima Bank
FD->2Yto4Y

3.50%

02.08 years

Laxmi Sunrise

Laxmi Sunrise
FD-2Yto<5Y

3.50%

02 years

NIC Asia

NIC ASIA Bank
FD-1Y

3.26%

01 year

Excel Bikas

Excel Bikas Bank
FD-9M

3.25%

09 months

Shine Resunga

Shine Resunga BB
FD-1Yto<2Y

3.25%

01 year

RBB

Rastriya Banijya Bank
Fixed Deposit-3Yto5Y

3.25%

03 years

Nabil Bank

Nabil Bank
FD->1Yto2Y

3.25%

01.08 years

Everest Bank

Everest Bank
FD->2Yto5Y

3.25%

02.08 years

NMB Bank

NMB Bank
FD->1.5Yto<2Y

3.25%

01.50 years

Prabhu Bank

Prabhu Bank
FD->5Y

3.25%

05.08 years

Global IME

Global IME Bank
FD-1Yto<2Y

3.25%

01 year

Garima Bikas

Garima Bikas Bank
FD-1Yto<2Y

3.15%

01 year

Prime Bank

Prime Commercial Bank
FD-2Y&above

3.10%

02 years

Kumari Bank

Kumari Bank
Fixed Deposit-2Yto<3Y

3.01%

02 years

Excel Bikas

Excel Bikas Bank
FD-6M

3.00%

06 months

Muktinath

Muktinath Bikas Bank
Fixed Deposit-9Mto1Y

3.00%

09 months

Jyoti Bikas

Jyoti Bikas Bank
Fixed Deposit-6Mto1Y

3.00%

06 months

Mahalaxmi

Mahalaxmi Bikas Bank
Fixed Deposit-1Yto<2Y

3.00%

01 year

Kamana Sewa

Kamana Sewa B.Bank
Fixed Deposit-1Yto<2Y

3.00%

01 year

Himalayan

Himalayan Bank
Fixed Deposit-1Yupto2Y

3.00%

01 year

Everest Bank

Everest Bank
FD-1Yto2Y

3.00%

01 year

Nepal Bank

Nepal Bank Ltd.
FD- >1Yto2Y

3.00%

01.08 years

NIMB

Nepal Investment Mega Bank
FD->1Yto2Y

3.00%

01.08 years

Machhapuchhre

Machhapuchhre Bank
Fixed Deposit-6Mto2Y

3.00%

06 months

Prime Bank

Prime Commercial Bank
FD-6Mto<1Y

3.00%

06 months

Prime Bank

Prime Commercial Bank
FD->1Yto<2Y

3.00%

01.08 years

NMB Bank

NMB Bank
FD-1Yto<1.5Y

3.00%

01 year

Prabhu Bank

Prabhu Bank
FD->2Yto5Y

3.00%

02.08 years

Sanima Bank

Sanima Bank
FD->1Yto2Y

3.00%

01.08 years

Citizens Bank

Citizens Bank Int'l
FD-2Y&above

3.00%

02 years

Siddhartha

Siddhartha Bank
FD-2Yto5Y

3.00%

02 years

Laxmi Sunrise

Laxmi Sunrise
FD-1Yto<2Y

3.00%

01 year

Nepal SBI

Nepal SBI Bank
Fixed Deposit-1Yto<2Y

2.90%

01 year

Krishi Bikas

Agricultural Dev. Bank
FD-2Y&above

2.85%

02 years

Kumari Bank

Kumari Bank
FD- >1Yto<2Y

2.81%

01.08 years

Mahalaxmi

Mahalaxmi Bikas Bank
FD-6Mto<1Y

2.80%

06 months

NIC Asia

NIC ASIA Bank
FD-6Mto<1Y

2.80%

06 months

RBB

Rastriya Banijya Bank
Fixed Deposit-6Mto3Y

2.77%

06 months

Kumari Bank

Kumari Bank
Fixed Deposit-6Mto1Y

2.77%

06 months

Siddhartha

Siddhartha Bank
FD-1Yto<2Y

2.75%

01 year

Sanima Bank

Sanima Bank
FD-6Mto1Y

2.75%

06 months

Muktinath

Muktinath Bikas Bank
Fixed Deposit-6M

2.75%

06 months

Shine Resunga

Shine Resunga BB
Fixed Deposit-6m<1Y

2.75%

06 months

Garima Bikas

Garima Bikas Bank
FD-6Mto<1Y

2.75%

06 months

Kamana Sewa

Kamana Sewa B.Bank
FD-6Mto<1Y

2.75%

06 months

Nabil Bank

Nabil Bank
Fixed Deposit-6Mto1Y

2.75%

06 months

NIMB

Nepal Investment Mega Bank
FD-6Mto1Y

2.75%

06 months

SCB

Standard Chartered Bank
Fixed Deposit-6M&above

2.75%

06 months

Himalayan

Himalayan Bank
FD-6M

2.75%

06 months

Himalayan

Himalayan Bank
Fixed Deposit-9M

2.75%

09 months

Nepal SBI

Nepal SBI Bank
Fixed Deposi- 6Mto<1Y

2.75%

06 months

Everest Bank

Everest Bank
FD-6Mto<1Y

2.75%

06 months

Nepal Bank

Nepal Bank Ltd.
FD-6Mto1Y

2.75%

06 months

Laxmi Sunrise

Laxmi Sunrise
Fixed Deposit-6Mto<1Y

2.75%

06 months

Krishi Bikas

Agricultural Dev. Bank
Fixed Deposit-6Mto1Y

2.75%

06 months

Global IME

Global IME Bank
FD-6Mto<1Y

2.75%

06 months

Citizens Bank

Citizens Bank Int'l
FD-1Yto<2Y

2.75%

01 year

Prabhu Bank

Prabhu Bank
FD-6Mto2Y

2.75%

06 months

Shangrila Dev.

Shangrila Bikas Bank
FD-1Y&above

2.75%

01 year

Updated as on: Aug 30, 2025