Institutional FD

Bank/FINameInterest RateMinimum BalanceTenure

Nepal Finance

Nepal Finance Co.
Fixed Deposit-Above2Y

6.25%

02.08 years

Narayani Dev.

Narayani Bikas Bank
Fixed Deposit-Above1Y

6.25%

01.08 years

Reliance Fin.

Reliance Finance Ltd.
FD-Above3Y

6.25%

03.08 years

Narayani Dev.

Narayani Bikas Bank
Fixed Deposit-6Mto1Y

6.00%

06 months

Samriddhi Fin

Samriddhi Finance Co.
FD-Above5Y

6.00%

05.08 years

Pokhara Finan.

Pokhara Finance
FD-3Y&above

5.90%

03 years

Samriddhi Fin

Samriddhi Finance Co.
FD->3Yto5Y

5.75%

03.08 years

Samriddhi Fin

Samriddhi Finance Co.
FD->2Yto3Y

5.50%

02.08 years

Central Fin

Central Finance Ltd
FD- 3Y

5.50%

03 years

Progressive

Progressive Fin. Co.
Fixed Deposit- 3Y&above

5.50%

03 years

Manjushree

Manjushree Finance
FD-5Year&above

5.50%

05 years

Jyoti Bikas

Jyoti Bikas Bank
Fixed Deposit-5Y&above

5.50%

05 years

Nepal Finance

Nepal Finance Co.
Fixed Deposit-1Yto2Y

5.25%

01 year

Reliance Fin.

Reliance Finance Ltd.
FD- >2Yto3Y

5.25%

02.08 years

Progressive

Progressive Fin. Co.
Fixed Deposit-2Yto<3Y

5.25%

02 years

Central Fin

Central Finance Ltd
FD-2Y

5.25%

02 years

Sindhu Bikas

Sindhu Bikas Bank
FD-1Y&above

5.01%

01 year

Green Develop.

Green Dev. Bank
FD-2Y&above

5.00%

02 years

Reliance Fin.

Reliance Finance Ltd.
FD-1Yto<2Y

5.00%

01 year

Progressive

Progressive Fin. Co.
FD-1Yto<2Y

5.00%

01 year

Central Fin

Central Finance Ltd
FD-1Yto<2Y

5.00%

01 year

Shree Invest

Shree Invest &Finance
FD-2Y&above

5.00%

02 years

ICFC Finance

ICFC Finance Ltd
FD-5Y&above

5.00%

05 years

Manjushree

Manjushree Finance
FD-3Yto<5Y

5.00%

03 years

Miteri Bikas

Miteri Bikas Bank
FD-3Year&above

5.00%

03 years

Excel Bikas

Excel Bikas Bank
FD-Above5Year

5.00%

05.08 years

Best Finance

Best Finance Co.
FD-Above3Y

4.90%

03.08 years

Pokhara Finan.

Pokhara Finance
FD-2Yto<3Y

4.90%

02 years

Mahalaxmi

Mahalaxmi Bikas Bank
FD-5Y&above

4.80%

05 years

Excel Bikas

Excel Bikas Bank
FD-3Yto5Y

4.75%

03 years

Nepal Finance

Nepal Finance Co.
Fixed Deposit-9M

4.75%

09 months

Samriddhi Fin

Samriddhi Finance Co.
FD-1Yto2Y

4.75%

01 year

Reliance Fin.

Reliance Finance Ltd.
FD-9M

4.75%

09 months

Progressive

Progressive Fin. Co.
FD-9M

4.75%

09 months

Guheshwori

Guheshwori Finance
FD-3Yto<5Y

4.75%

03 years

Muktinath

Muktinath Bikas Bank
Fixed Deposit->5Yto10Y

4.65%

05.08 years

Garima Bikas

Garima Bikas Bank
FD-5Y&above

4.64%

05 years

Shree Invest

Shree Invest &Finance
FD-1Yto2Y

4.50%

01 year

Reliance Fin.

Reliance Finance Ltd.
FD-6M

4.50%

06 months

Best Finance

Best Finance Co.
FD->2Yto3Y

4.50%

02.08 years

Progressive

Progressive Fin. Co.
FD-6M

4.50%

06 months

Central Fin

Central Finance Ltd
FD-9M

4.50%

09 months

Manjushree

Manjushree Finance
Fixed Deposit-2Yto<3Y

4.50%

02 years

Goodwill Finan.

Goodwill Finance Co.
FD-2Y&above

4.50%

02 years

Guheshwori

Guheshwori Finance
FD-2Yto<3Y

4.50%

02 years

Nepal Finance

Nepal Finance Co.
Fixed Deposit-6M

4.25%

06 months

Central Fin

Central Finance Ltd
FD-6M

4.25%

06 months

Himalayan

Himalayan Bank
FD->5Yupto10Y

4.25%

05.08 years

Global IME

Global IME Bank
FD-3Y&above

4.25%

03 years

Sindhu Bikas

Sindhu Bikas Bank
Fixed Deposit-6Mto<1Y

4.11%

06 months

Kumari Bank

Kumari Bank
Fixed Deposit-4Y&above

4.01%

04 years

Excel Bikas

Excel Bikas Bank
FD-1Yto<3Y

4.00%

01 year

Lumbini Bikas

Lumbini Bikas Bank
FD-Above2Y

4.00%

02.08 years

Shree Invest

Shree Invest &Finance
FD-6M

4.00%

06 months

NIMB

Nepal Investment Mega Bank
Fixed Deposit-Above3Y

4.00%

03.08 years

Samriddhi Fin

Samriddhi Finance Co.
FD- 9 month

4.00%

09 months

Guheshwori

Guheshwori Finance
FD-1Year

4.00%

01 year

Manjushree

Manjushree Finance
Fixed Deposit-1Yto<2Y

4.00%

01 year

RBB

Rastriya Banijya Bank
FD-Above5Y

4.00%

05.08 years

Everest Bank

Everest Bank
FD-Above5Y

4.00%

05.08 years

NMB Bank

NMB Bank
FD-5Year&above

4.00%

05 years

NIC Asia

NIC ASIA Bank
FD-5Y&above

4.00%

05 years

Goodwill Finan.

Goodwill Finance Co.
FD- 1 year

4.00%

01 year

Siddhartha

Siddhartha Bank
FD-Above5Y

4.00%

05.08 years

Laxmi Sunrise

Laxmi Sunrise
Fixed Deposit-5Y&above

4.00%

05 years

Miteri Bikas

Miteri Bikas Bank
FD-2Yto<3Y

4.00%

02 years

Jyoti Bikas

Jyoti Bikas Bank
FD-3Yto<5Y

4.00%

03 years

Shine Resunga

Shine Resunga BB
FD-5Y&above

4.00%

05 years

Lumbini Bikas

Lumbini Bikas Bank
Fixed Deposit->1Yto2Y

3.80%

01.08 years

Nepal SBI

Nepal SBI Bank
Fixed Deposit-3Y&above

3.80%

03 years

Guheshwori

Guheshwori Finance
FD-6Mto9M

3.75%

06 months

NIMB

Nepal Investment Mega Bank
FD->2Yto3Y

3.75%

02.08 years

Global IME

Global IME Bank
FD-2Yto<3Y

3.75%

02 years

Nabil Bank

Nabil Bank
FD-Above10Y

3.75%

010.08 years

Best Finance

Best Finance Co.
FD->1Yto2Y

3.65%

01.08 years

Samriddhi Fin

Samriddhi Finance Co.
FD-6M

3.60%

06 months

Jyoti Bikas

Jyoti Bikas Bank
Fixed Deposit->1Yto<3Y

3.50%

01.08 years

Mahalaxmi

Mahalaxmi Bikas Bank
Fixed Deposit-3Yto<5Y

3.50%

03 years

ICFC Finance

ICFC Finance Ltd
FD-2Yto<5Y

3.50%

02 years

Manjushree

Manjushree Finance
FD-6Mto<1Y

3.50%

06 months

Shine Resunga

Shine Resunga BB
FD-4Yto<5Y

3.50%

04 years

Best Finance

Best Finance Co.
FD->6Mto1Y

3.50%

07 months

Himalayan

Himalayan Bank
FD->2Yto5Y

3.50%

02.08 years

Muktinath

Muktinath Bikas Bank
FD-3Y

3.50%

03 years

Miteri Bikas

Miteri Bikas Bank
FD-1Y

3.50%

01 year

Muktinath

Muktinath Bikas Bank
Fixed Deposit-4Y

3.50%

04 years

Muktinath

Muktinath Bikas Bank
Fixed Deposit-5Y

3.50%

05 years

Gurkhas Finan

Gurkhas Finance Ltd
FD-2Yto5Y

3.35%

02 years

Sanima Bank

Sanima Bank
FD-Above3Y

3.30%

03.08 years

Miteri Bikas

Miteri Bikas Bank
FD-6Mto<1Y

3.25%

06 months

RBB

Rastriya Banijya Bank
Fixed Deposit-3Yto5Y

3.25%

03 years

Pokhara Finan.

Pokhara Finance
FD-1Yto<2Y

3.25%

01 year

Shine Resunga

Shine Resunga BB
FD-3Yto<4Y

3.25%

03 years

Nepal Bank

Nepal Bank Ltd.
FD-Above2Y

3.25%

02.08 years

Gurkhas Finan

Gurkhas Finance Ltd
FD- 1Yto<2Y

3.25%

01 year

Nabil Bank

Nabil Bank
FD->5Yto10Y

3.25%

05.08 years

Laxmi Sunrise

Laxmi Sunrise
FD-2Yto<5Y

3.25%

02 years

Kumari Bank

Kumari Bank
FD- >3Yto<4Y

3.01%

03.08 years

Muktinath

Muktinath Bikas Bank
Fixed Deposit-2Y

3.00%

02 years

Green Develop.

Green Dev. Bank
Fixed Deposit-1Yto<2Y

3.00%

01 year

Shine Resunga

Shine Resunga BB
Fixed Deposit-2Yto<3Y

3.00%

02 years

Garima Bikas

Garima Bikas Bank
FD-2Yto<5Y

3.00%

02 years

Mahalaxmi

Mahalaxmi Bikas Bank
Fixed Deposit-2Yto<3Y

3.00%

02 years

Nabil Bank

Nabil Bank
FD->2Yto5Y

3.00%

02.08 years

Nepal SBI

Nepal SBI Bank
FD-2Yto<3Y

3.00%

02 years

Everest Bank

Everest Bank
FD->2Yto5Y

3.00%

02.08 years

Pokhara Finan.

Pokhara Finance
FD-9M

3.00%

09 months

ICFC Finance

ICFC Finance Ltd
FD-1Yto<2Y

3.00%

01 year

Machhapuchhre

Machhapuchhre Bank
FD->2Yto3Y

3.00%

02.08 years

Machhapuchhre

Machhapuchhre Bank
FD-Above3Y

3.00%

03 years

NMB Bank

NMB Bank
FD-2Yto<5Y

3.00%

02 years

Sanima Bank

Sanima Bank
FD->2Yto3Y

3.00%

02.08 years

Citizens Bank

Citizens Bank Int'l
FD-3Y&above

3.00%

03 years

Global IME

Global IME Bank
FD-1Yto<2Y

3.00%

01 year

Siddhartha

Siddhartha Bank
FD-2Yto5Y

3.00%

02 years

Gurkhas Finan

Gurkhas Finance Ltd
FD-9M

3.00%

09 months

Kamana Sewa

Kamana Sewa B.Bank
FD-Above3Y

3.00%

03.08 years

Nabil Bank

Nabil Bank
FD->1Yto2Y

2.85%

01.08 years

Green Develop.

Green Dev. Bank
Fixed Desposit-6M

2.80%

06 months

Himalayan

Himalayan Bank
Fixed Deposit-1Yupto2Y

2.80%

01 year

Nepal SBI

Nepal SBI Bank
Fixed Deposit-1Yto<2Y

2.80%

01 year

NIMB

Nepal Investment Mega Bank
FD->1Yto2Y

2.80%

01.08 years

Garima Bikas

Garima Bikas Bank
FD-6Mto<1Y

2.76%

06 months

Garima Bikas

Garima Bikas Bank
FD-1Yto<2Y

2.76%

01 year

Machhapuchhre

Machhapuchhre Bank
Fixed Deposit-6Mto2Y

2.76%

06 months

Siddhartha

Siddhartha Bank
FD-1Yto<2Y

2.75%

01 year

Sanima Bank

Sanima Bank
FD-6Mto2Y

2.75%

06 months

Excel Bikas

Excel Bikas Bank
FD-6M

2.75%

06 months

Excel Bikas

Excel Bikas Bank
FD-9M

2.75%

09 months

Muktinath

Muktinath Bikas Bank
Fixed Deposit-6M

2.75%

06 months

Muktinath

Muktinath Bikas Bank
Fixed Deposit-1Y

2.75%

01 year

Shine Resunga

Shine Resunga BB
Fixed Deposit-6m<1Y

2.75%

06 months

Shine Resunga

Shine Resunga BB
FD-1Yto<2Y

2.75%

01 year

Pokhara Finan.

Pokhara Finance
FD-6M

2.75%

06 months

Jyoti Bikas

Jyoti Bikas Bank
Fixed Deposit-6Mto1Y

2.75%

06 months

Mahalaxmi

Mahalaxmi Bikas Bank
Fixed Deposit-1Yto<2Y

2.75%

01 year

Kamana Sewa

Kamana Sewa B.Bank
FD-1Yto<2Y

2.75%

01 year

Kamana Sewa

Kamana Sewa B.Bank
Fixed Deposit-2Yto3Y

2.75%

02 years

RBB

Rastriya Banijya Bank
Fixed Deposit-6Mto3Y

2.75%

06 months

Nabil Bank

Nabil Bank
Fixed Deposit-6Mto1Y

2.75%

06 months

NIMB

Nepal Investment Mega Bank
FD-6Mto1Y

2.75%

06 months

SCB

Standard Chartered Bank
Fixed Deposit-6M&above

2.75%

06 months

Himalayan

Himalayan Bank
FD-6M

2.75%

06 months

Himalayan

Himalayan Bank
Fixed Deposit-9M

2.75%

09 months

Nepal SBI

Nepal SBI Bank
Fixed Deposi- 6Mto<1Y

2.75%

06 months

Everest Bank

Everest Bank
FD-6Mto2Y

2.75%

06 months

Nepal Bank

Nepal Bank Ltd.
FD-6Mto1Y

2.75%

06 months

Nepal Bank

Nepal Bank Ltd.
FD- >1Yto2Y

2.75%

01.08 years

Kumari Bank

Kumari Bank
Fixed Deposit-6Mto3Y

2.75%

06 months

Laxmi Sunrise

Laxmi Sunrise
Fixed Deposit-6Mto<1Y

2.75%

06 months

Krishi Bikas

Agricultural Dev. Bank
Fixed Deposit-6M&above

2.75%

06 months

Global IME

Global IME Bank
FD-6Mto<1Y

2.75%

06 months

Citizens Bank

Citizens Bank Int'l
FD-1.5Yto<3Y

2.75%

01.50 years

Prime Bank

Prime Commercial Bank
FD-6M&above

2.75%

06 months

NMB Bank

NMB Bank
FD-1.5Yto<2Y

2.75%

01.50 years

Prabhu Bank

Prabhu Bank
FD-6Mto2Y

2.75%

06 months

Prabhu Bank

Prabhu Bank
FD->2Yto5Y

2.75%

02.08 years

Prabhu Bank

Prabhu Bank
FD->5Y

2.75%

05.08 years

NIC Asia

NIC ASIA Bank
FD-6Mto<5Y

2.75%

06 months

Shangrila Dev.

Shangrila Bikas Bank
FD-1Y&above

2.75%

01 year

Laxmi Sunrise

Laxmi Sunrise
FD-1Yto<2Y

2.75%

01 year

Best Finance

Best Finance Co.
FD-6M

2.50%

06 months

Updated as on: Nov 25, 2025