Auto Loan

Bank/FINameInterest RateProcessing FeeTenure

Krishi Bikas

Agriculture Dev. Bank
Hire Purchase Loan

8.03% - 10.03%

-

Krishi Bikas

Agriculture Dev. Bank
Auto Loan

8.03% - 10.03%

-

Nabil Bank

Nabil Bank
Auto Finance-Institutional

8.22% - 14.22%

-

Nabil Bank

Nabil Bank
Auto-Private

8.22% - 15.22%

-

Nabil Bank

Nabil Bank
Auto-Commercial

8.22% - 15.22%

-

Nabil Bank

Nabil Bank
Auto-Tractor Loan

8.22% - 15.22%

-

Nabil Bank

Nabil Bank
Auto-Electrical Vehicle

8.22% - 15.22%

-

Everest Bank

Everest Bank
Hire Purchase

8.36% - 15.36%

-

Everest Bank

Everest Bank
Vehicle Loan

8.36% - 15.36%

-

BOK

Bank of Kathmandu
Hire Purchase Loan

8.62% - 15.62%

-

Prabhu Bank

Prabhu Bank
Hire Purchase Loan

8.92% - 15.92%

-

Prabhu Bank

Prabhu Bank
Personal Auto Loan

8.92% - 15.92%

5 years

Prabhu Bank

Prabhu Bank
Personal Auto Loan

8.92% - 15.92%

8 years

NMB Bank

NMB Bank
Auto Loan

8.96% - 14.96%

-

NMB Bank

NMB Bank
Electric Vehicle

8.96% - 14.96%

-

Sanima Bank

Sanima Bank
Term Loan-Hire Purchase

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Private Vehicle/Auto Loan

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Comm. VL

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
VL-Taxi Finance

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
SBGL-Auto Loan

9.00% - 16.00%

-

Nepal Bank

Nepal Bank Ltd.
Nepalaxmi Auto Loan

9.13% - 10.74%

-

Nepal Bank

Nepal Bank Ltd.
NBL Professional Auto Loan

9.13% - 9.74%

-

NCC Bank

NCC Bank
HP Loan

9.16% - 16.16%

-

NCC Bank

NCC Bank
NCC Vehicle Loan

9.16% - 14.16%

-

Laxmi Bank

Laxmi Bank
Auto Loans

9.25% - 14.25%

-

Nepal SBI

Nepal SBI Bank
Personal HP Loan

9.26% - 14.26%

-

Nepal SBI

Nepal SBI Bank
Auto/HP Loan

9.26% - 14.26%

-

Siddhartha

Siddhartha Bank
Auto/HP Loan

9.28% - 14.28%

-

Century Bank

Century Comm.Bank
Vehicle Loan-Personal

9.29% - 13.29%

-

Century Bank

Century Comm.Bank
Vehicle Loan-Personal

9.29% - 13.79%

-

Century Bank

Century Comm.Bank
Vehicle Loan-Commercial

9.29% - 13.79%

-

Century Bank

Century Comm.Bank
Vehicle Loan-Commercial

9.29% - 14.29%

-

Century Bank

Century Comm.Bank
Personal

9.29% - 15.29%

-

Machhapuchhre

Machhapuchhre Bank
Auto/HP Loan

9.31% - 16.31%

-

Machhapuchhre

Machhapuchhre Bank
Commercial HP Loan

9.31% - 16.31%

-

Prime Bank

Prime Commercial Bank
Hire Purchase-Commercial

9.42% - 16.41%

-

Prime Bank

Prime Commercial Bank
Hire Purchase-Private

9.42% - 16.41%

-

NIC Asia

NIC ASIA Bank
Auto Loan

9.44% - 15.44%

10 years

Krishi Bikas

Agriculture Dev. Bank
Hire Purchase-Fixed Rate

9.45% - 9.45%

-

Krishi Bikas

Agriculture Dev. Bank
Auto Loan-Fixed Rate

9.45% - 9.45%

-

BOK

Bank of Kathmandu
EV-fixed rate

9.49% - 9.49%

-

Himalayan

Himalayan Bank
Hire Purchase (Private)

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Hire Purchase (Commercial)

9.50% - 15.50%

-

Nepal Bank

Nepal Bank Ltd.
Electrical Vehicle

9.59% - 10.74%

-

Citizens Bank

Citizens Bank Int'l
Auto Loan

9.60% - 16.60%

-

Sunrise Bank

Sunrise Bank
HP Consumer

9.61% - 15.61%

-

Sunrise Bank

Sunrise Bank
Hp Commercial

9.61% - 15.61%

-

Mega Bank

Mega Bank
Auto Loan

9.79% - 16.79%

-

Excel Bikas

Excel Bikas Bank
Auto Loan

9.90% - 16.90%

-

Excel Bikas

Excel Bikas Bank
Hire Purchase

9.90% - 16.90%

-

Excel Bikas

Excel Bikas Bank
Electric Vehicle

9.90% - 16.90%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Auto Loan

9.90% - 16.90%

-

Civil Bank

Civil Bank
HP Loan(Commercial/Equipment)

9.94% - 14.94%

-

Civil Bank

Civil Bank
Auto Loan-Private

9.94% - 14.94%

-

Civil Bank

Civil Bank
Auto Loan-Commercial

9.94% - 16.94%

-

Civil Bank

Civil Bank
HP Loan-Equipment

9.94% - 16.94%

-

RBB

Rastriya Banijya Bank
Electrical Vehicle

9.97% - 10.97%

-

NB Bank

Nepal Bangladesh Bank
Auto Loan-Fixed Rate

9.99% - 9.99%

5 years

RBB

Rastriya Banijya Bank
Electrical Vehicle-Fixed Rate

10.00% - 10.00%

7 years

SCB

Standard Chartered Bank
Auto Loan

10.05% - 12.55%

-

NIBL

Nepal Investment Bank
Hire Purchase- Personal

10.06% - 14.06%

-

NIBL

Nepal Investment Bank
Hire Purchase -Commercial

10.06% - 14.06%

-

Saptakoshi Dev

Saptakoshi Bikas Bank
HP Loan

10.09% - 16.09%

-

NB Bank

Nepal Bangladesh Bank
Brand New Vehicle

10.10% - 14.10%

-

NB Bank

Nepal Bangladesh Bank
Hire Purhcase (with collateral)

10.10% - 14.10%

-

Shine Resunga

Shine Resunga BB
Auto

10.10% - 15.10%

-

Shine Resunga

Shine Resunga BB
HP-Commercial

10.10% - 15.10%

-

Nepal Bank

Nepal Bank Ltd.
Private vehicle-5 years

10.13% - 10.74%

5 years

Nepal Bank

Nepal Bank Ltd.
Private Vehicle Business Use

10.13% - 11.74%

5 years

Nepal Bank

Nepal Bank Ltd.
Hire Purchase

10.13% - 11.74%

-

Karnali Bikas

Karnali Bikas Bank
Hire Purchase

10.13% - 15.13%

-

Jyoti Bikas

Jyoti Bikas Bank
Auto Loan

10.16% - 15.16%

-

Jyoti Bikas

Jyoti Bikas Bank
HP Loan

10.16% - 15.66%

-

ICFC Finance

ICFC Finance Ltd
Auto/HP Loan

10.21% - 17.21%

-

ICFC Finance

ICFC Finance Ltd
HP-Commercial

10.21% - 17.21%

-

ICFC Finance

ICFC Finance Ltd
HP-Other Loan

10.21% - 17.21%

-

SCB

Standard Chartered Bank
Auto Loan-Fixed Rate

10.25% - 10.25%

5 years

Lumbini Bikas

Lumbini Bikas Bank
Auto Loan

10.34% - 15.59%

3 years

Lumbini Bikas

Lumbini Bikas Bank
Auto Loan

10.34% - 18.59%

5 years

Lumbini Bikas

Lumbini Bikas Bank
Auto Loan

10.34% - 19.09%

-

Shangrila Dev.

Shangrila Bikas Bank
HP Loan

10.35% - 19.35%

-

Shangrila Dev.

Shangrila Bikas Bank
Auto Loan

10.35% - 17.85%

-

Shangrila Dev.

Shangrila Bikas Bank
Vehicle Loan

10.35% - 17.35%

-

Kamana Sewa

Kamana Sewa B.Bank
Auto Loan

10.39% - 15.39%

-

Muktinath

Muktinath Bikas Bank
Auto Loan

10.44% - 16.44%

-

Muktinath

Muktinath Bikas Bank
HP Loan

10.44% - 16.44%

-

Muktinath

Muktinath Bikas Bank
HP Loan (old)

10.44% - 16.44%

-

Muktinath

Muktinath Bikas Bank
HP Loan

10.44% - 16.44%

-

Garima Bikas

Garima Bikas Bank
Auto Loan

10.45% - 15.45%

-

Sindhu Bikas

Sindhu Bikas Bank
Auto Loan

10.52% - 14.52%

-

Sindhu Bikas

Sindhu Bikas Bank
HP(Commercial)

10.52% - 15.52%

-

Pokhara Finan.

Pokhara Finance
Auto Loan

10.58% - 17.58%

-

Manjushree

Manjushree Finance
Auto Loan

10.72% - 17.72%

10 years

SCB

Standard Chartered Bank
Auto Loan-Fixed Rate

10.75% - 10.75%

7 years

Nepal Bank

Nepal Bank Ltd.
Auto Loan-Fixed Rate

10.85% - 12.85%

-

NB Bank

Nepal Bangladesh Bank
Auto Loan-Fixed Rate

10.99% - 10.99%

-

RBB

Rastriya Banijya Bank
Vehicle Loan -Fixed Rate

11.00% - 11.00%

7 years

NB Bank

Nepal Bangladesh Bank
Used Vehicle

11.10% - 14.10%

-

NB Bank

Nepal Bangladesh Bank
Hire Purhcase(without collateral)

11.10% - 14.10%

-

NB Bank

Nepal Bangladesh Bank
Construction eqiupment

11.10% - 14.10%

-

Nepal Bank

Nepal Bank Ltd.
Private vehicle

11.13% - 11.74%

7 years

Nepal Bank

Nepal Bank Ltd.
Commercial vehicle

11.13% - 11.74%

5 years

Goodwill Finan.

Goodwill Finance Co.
HP Loan

11.16% - 16.16%

-

Global IME

Global IME Bank
Auto Loan

11.45% - 14.95%

-

RBB

Rastriya Banijya Bank
HP Loan-Fixed Rate

11.50% - 11.50%

5 years

Green Develop.

Green Dev. Bank
HP Loan

11.67% - 17.67%

-

Reliance Fin.

Reliance Finance Ltd.
Auto Loan

11.77% - 16.77%

-

Reliance Fin.

Reliance Finance Ltd.
HP Loan

11.77% - 16.77%

-

RBB

Rastriya Banijya Bank
Vehicle Loan

11.97% - 11.97%

-

Global IME

Global IME Bank
Auto Loan-Fixed Rate

11.99% - 13.99%

-

Century Bank

Century Comm.Bank
Vehicle Loan-Fixed Rate

11.99% - 11.99%

5 years

Prabhu Bank

Prabhu Bank
Auto Loan-Fixed Rate

12.24% - 12.24%

5 years

Century Bank

Century Comm.Bank
Vehicle Loan-Fixed Rate

12.24% - 12.24%

7 years

Progressive

Progressive Fin. Co.
Auto Loan

12.37% - 16.37%

-

Progressive

Progressive Fin. Co.
Hire Purchase

12.37% - 16.37%

-

Progressive

Progressive Fin. Co.
Hire Purchase

12.37% - 16.37%

-

Global IME

Global IME Bank
Hire Purchase

12.45% - 14.95%

-

Himalayan

Himalayan Bank
Hire Purchase -Fixed Rate

12.49% - 12.49%

7 years

BOK

Bank of Kathmandu
Hire Purchase Loan-Fixed Rate

12.49% - 12.49%

5 years

Siddhartha

Siddhartha Bank
Auto Loan-Fixed Rate

12.50% - 12.50%

5 years

Best Finance

Best Finance Co.
Hire Purchase

12.53% - 16.53%

-

NCC Bank

NCC Bank
Vehicle Loan-Fixed Rate

12.54% - 12.54%

5 years

Kumari Bank

Kumari Bank
Auto Loan (Private)

12.67% - 16.17%

-

Kumari Bank

Kumari Bank
Hire Purchase (Commercial)

12.67% - 16.17%

-

Sunrise Bank

Sunrise Bank
Auto Loan-Fixed Rate

12.75% - 12.75%

5 years

NCC Bank

NCC Bank
HP Loan-Fixed Rate

12.78% - 12.78%

5 years

Everest Bank

Everest Bank
Hire Purchase-Fixed Rate

12.83% - 12.83%

0.75%7 years

Everest Bank

Everest Bank
Vehicle Loan-Fixed Rate

12.83% - 12.83%

7 years

Global IME

Global IME Bank
Hire Purchase-Fixed Rate

12.99% - 13.99%

-

Century Bank

Century Comm.Bank
Auto Loan(Comm)-Fixed

12.99% - 12.99%

7 years

Machhapuchhre

Machhapuchhre Bank
Auto/HP Loan-Fixed rate

13.00% - 13.00%

5 years

Siddhartha

Siddhartha Bank
HP Loan-Fixed Rate

13.00% - 13.00%

5 years

Prime Bank

Prime Commercial Bank
Hire Purchase-Fixed Rate

13.00% - 14.00%

-

Sunrise Bank

Sunrise Bank
Auto Loan-Fixed Rate

13.00% - 13.00%

8 years

Sunrise Bank

Sunrise Bank
HP Loan-Fixed rate

13.00% - 13.00%

5 years

Prabhu Bank

Prabhu Bank
Auto Loan-Fixed Rate

13.24% - 13.24%

10 years

BOK

Bank of Kathmandu
Hire Purchase-Fixed Rate

13.49% - 13.49%

-

Siddhartha

Siddhartha Bank
Auto Loan-Fixed Rate

13.50% - 13.50%

10 years

Siddhartha

Siddhartha Bank
HP Loan-Fixed Rate

13.50% - 13.50%

10 years

Nepal SBI

Nepal SBI Bank
Personal HP-Fixed

13.50% - 13.50%

3 years

Everest Bank

Everest Bank
Hire Purchase-Fixed Rate

13.83% - 13.83%

10 years

Everest Bank

Everest Bank
Vehicle Loan-Fixed Rate

13.83% - 13.83%

10 years

NIC Asia

NIC ASIA Bank
Auto Loan-Fixed Rate

13.89% - 13.89%

10 years

Nabil Bank

Nabil Bank
Auto-Fixed Rate

13.99% - 13.99%

5 years

Machhapuchhre

Machhapuchhre Bank
Auto/HP Loan-Fixed rate

14.00% - 14.00%

10 years

Citizens Bank

Citizens Bank Int'l
Auto Loan-Private

14.50% - 14.50%

5 years

Nepal SBI

Nepal SBI Bank
Personal HP-Fixed

14.50% - 14.50%

5 years

Citizens Bank

Citizens Bank Int'l
Auto Loan-Private

14.75% - 14.75%

10 years

Citizens Bank

Citizens Bank Int'l
Auto Loan-Commercial

14.75% - 14.75%

5 years

Pokhara Finan.

Pokhara Finance
Auto/HP-FR

14.97% - 14.97%

10 years

Nabil Bank

Nabil Bank
Auto-Fixed Rate

14.99% - 14.99%

7 years

Nepal SBI

Nepal SBI Bank
Personal HP-Fixed

15.00% - 15.00%

10 years

Pokhara Finan.

Pokhara Finance
Auto/HP-FR

15.71% - 15.71%

-

Civil Bank

Civil Bank
Auto Loan-Fixed Rate

15.94% - 15.94%

7 years

Janaki Finan.

Janaki Finance Co.
Vehicle Loan

16.08% - 18.08%

-

Updated as on: Jun 15, 2022