Mortgage-Flexi

Bank/FINameInterest RateProcessing FeeTenure

Krishi Bikas

Agricultural Dev. Bank
Mortgage Loan

5.40% - 8.40%

-

Krishi Bikas

Agricultural Dev. Bank
Salary Account Loan

5.40% - 7.40%

-

Krishi Bikas

Agricultural Dev. Bank
Household Loan

5.40% - 10.40%

-

Machhapuchhre

Machhapuchhre Bank
Salary Package Loans-Specific

5.76% - 7.76%

-

Everest Bank

Everest Bank
Flexi Loan

5.85% - 7.85%

-

Siddhartha

Siddhartha Bank
Mortgage Loan-Term Loan

5.86% - 9.11%

-

Siddhartha

Siddhartha Bank
Mortgage Loan-Overdraft

5.86% - 9.11%

-

Citizens Bank

Citizens Bank Int'l
Mortgage Loan(Overdraft)

5.94% - 9.94%

-

Citizens Bank

Citizens Bank Int'l
Mortgage Loan(Term Loan)

5.94% - 8.94%

-

Prime Bank

Prime Commercial Bank
Mortgage Loan-Overdraft

6.12% - 11.12%

-

Prime Bank

Prime Commercial Bank
Mortgage Loan-Term

6.12% - 11.12%

-

Nepal SBI

Nepal SBI Bank
Mortgage Term Loan

6.38% - 8.38%

-

Himalayan

Himalayan Bank
Subidha Loan-Premier

6.39% - 8.39%

-

Himalayan

Himalayan Bank
Mortgage Loan-Premier

6.39% - 8.39%

-

Jyoti Bikas

Jyoti Bikas Bank
Mortgage Loan

6.44% - 11.44%

-

Jyoti Bikas

Jyoti Bikas Bank
Startup

6.44% - 11.44%

-

Nabil Bank

Nabil Bank
Super Mortgage Loan

6.66% - 8.66%

-

Machhapuchhre

Machhapuchhre Bank
Mortgage Loans

6.76% - 8.76%

-

Machhapuchhre

Machhapuchhre Bank
Mortgage Overdraft

6.76% - 8.76%

-

Sanima Bank

Sanima Bank
Loan against Salary

7.11% - 9.11%

-

RBB

Rastriya Banijya Bank
Mortgage Loan

7.31% - 7.56%

-

Global IME

Global IME Bank
Mortgage Loan

7.33% - 9.33%

-

Muktinath

Muktinath Bikas Bank
Mortgage Loan

7.44% - 9.44%

-

Himalayan

Himalayan Bank
Subidha Loan -Fixed Rate

7.50% - 7.50%

7 years

Nepal Bank

Nepal Bank Ltd.
Flexi Term Loan

7.72% - 8.72%

-

NMB Bank

NMB Bank
Loan Against Property

7.72% - 9.72%

-

NMB Bank

NMB Bank
NMB Talab Karja

7.72% - 9.72%

-

Machhapuchhre

Machhapuchhre Bank
Salary Package Loan-Normal

7.76% - 9.76%

-

Nepal Bank

Nepal Bank Ltd.
Flexi Overdraft

8.22% - 8.72%

-

Himalayan

Himalayan Bank
Mortgage Loan-Fixed Rate

8.25% - 8.25%

7 years

Himalayan

Himalayan Bank
Mortgage Loan-Standard

8.39% - 9.89%

-

Himalayan

Himalayan Bank
Subidha Loan-Standard

8.39% - 9.89%

-

Nabil Bank

Nabil Bank
Mortgage Loan(2.5 cr)

8.49% - 10.49%

15 years

Prabhu Bank

Prabhu Bank
Loan Against Property-Term

8.69% - 10.69%

-

Prabhu Bank

Prabhu Bank
Loan Against Property-Revolving

8.69% - 10.69%

-

Prime Bank

Prime Commercial Bank
Mortgage Loan- Fixed Rate

9.00% - 11.00%

-

Everest Bank

Everest Bank
Flexi Loan-Fixed Rate

9.00% - 9.00%

7 years

Citizens Bank

Citizens Bank Int'l
Mortgage Term Loan-Fixed Rate

9.50% - 9.50%

5 years

Siddhartha

Siddhartha Bank
Mortgage Loan-Fixed Rate

9.75% - 9.75%

5 years

Global IME

Global IME Bank
Mortgage Loan-Fixed Rate

9.99% - 11.99%

-

Nepal SBI

Nepal SBI Bank
Mortgage Loan-Fixed

9.99% - 11.99%

-

Nepal Bank

Nepal Bank Ltd.
NBL Flexi Loan-Fixed Rate

9.99% - 9.99%

10 years

Citizens Bank

Citizens Bank Int'l
Mortgage Term Loan-Fixed Rate

10.00% - 10.00%

10 years

RBB

Rastriya Banijya Bank
Mortgage Loan-Fixed Rate

10.00% - 10.00%

10 years

Siddhartha

Siddhartha Bank
Mortgage Loan-Fixed Rate

10.25% - 10.25%

-

Siddhartha

Siddhartha Bank
Mortgage Loan-Fixed Rate

10.25% - 10.25%

10 years

Citizens Bank

Citizens Bank Int'l
Mortgage Term Loan-Fixed Rate

10.50% - 10.50%

15 years

Nabil Bank

Nabil Bank
Mortgage Loan > 2.5cr

10.99% - 11.99%

15 years

Updated as on: Dec 2, 2025