Personal loan

Bank/FINameInterest RateProcessing FeeTenure

Nepal Bank

Nepal Bank Ltd.
Personal Loan->10Y

6.12% - 10.12%

10.083 years

Nepal Bank

Nepal Bank Ltd.
Personal Loan

6.12% - 9.12%

-

Nepal Bank

Nepal Bank Ltd.
Personal OD

6.12% - 9.62%

-

Nepal Bank

Nepal Bank Ltd.
Personal Term -Fixed Rate

6.12% - 14.50%

-

Nepal Bank

Nepal Bank Ltd.
Personal loan

6.12% - 9.62%

10 years

Krishi Bikas

Agricultural Dev. Bank
Overdraft-Individual

6.63% - 11.63%

-

Prime Bank

Prime Commercial Bank
Personal Loan

7.16% - 12.16%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Business

7.28% - 10.78%

-

Excel Bikas

Excel Bikas Bank
Personal Loan

7.28% - 10.78%

-

Excel Bikas

Excel Bikas Bank
Personal-OD

7.28% - 10.78%

-

Excel Bikas

Excel Bikas Bank
Consumer Loan

7.28% - 10.78%

-

Shine Resunga

Shine Resunga BB
Personal Loan

7.52% - 11.52%

-

Himalayan

Himalayan Bank
Secured Loan-Premier

7.56% - 9.56%

-

Muktinath

Muktinath Bikas Bank
Personal Loan

7.61% - 11.61%

-

RBB

Rastriya Banijya Bank
Personal Loan

7.69% - 8.19%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan-OD

7.82% - 12.82%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan

7.82% - 12.82%

-

Shangrila Dev.

Shangrila Bikas Bank
Personal OD

7.90% - 11.89%

-

Nepal SBI

Nepal SBI Bank
Personal Overdraft

7.97% - 9.97%

-

Nepal SBI

Nepal SBI Bank
Personal Loan

7.97% - 9.97%

-

NIC Asia

NIC ASIA Bank
Personal Loan

8.03% - 10.53%

-

Sanima Bank

Sanima Bank
Personal OD/Loan

8.26% - 10.26%

-

Pokhara Finan.

Pokhara Finance
Personal Loan

8.30% - 13.30%

-

Miteri Bikas

Miteri Bikas Bank
Personal Loan

8.33% - 10.33%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loan-Fixed Rate

8.49% - 11.99%

15 years

Green Develop.

Green Dev. Bank
Personal OD

8.52% - 12.52%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loans

8.63% - 10.63%

-

Central Fin

Central Finance Ltd
Personal Loan

8.66% - 13.66%

-

Nabil Bank

Nabil Bank
Personal Overdraft

8.67% - 10.17%

-

Sindhu Bikas

Sindhu Bikas Bank
Personal Mortgage

8.67% - 13.67%

-

ICFC Finance

ICFC Finance Ltd
Personal Loan

8.79% - 12.79%

-

NIMB

Nepal Investment Mega Bank
Personal OD

8.91% - 10.91%

-

Gurkhas Finan

Gurkhas Finance Ltd
Personal Loan

9.06% - 16.06%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal OD

9.21% - 12.21%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal Loan

9.21% - 12.21%

-

NMB Bank

NMB Bank
Personal Overdraft

9.23% - 11.23%

-

Progressive

Progressive Fin. Co.
Personal Loan

9.28% - 12.28%

-

Goodwill Finan.

Goodwill Finance Co.
Personal Loan

9.33% - 13.33%

-

Manjushree

Manjushree Finance
Personal Loan

9.44% - 12.44%

-

NIC Asia

NIC ASIA Bank
Personal Loan-Fixed

9.50% - 9.50%

5 years

Himalayan

Himalayan Bank
Secured Loan-Standard

9.56% - 11.06%

-

SCB

Standard Chartered Bank
Personal Loan

9.61% - 10.11%

-

Kumari Bank

Kumari Bank
Personal Loan

9.62% - 11.12%

-

Himalayan

Himalayan Bank
Secured Personal Loan-Fixed

9.75% - 9.75%

7 years

Prabhu Bank

Prabhu Bank
Other Personal Loan

9.87% - 11.87%

-

Garima Bikas

Garima Bikas Bank
Pesonal Loan

9.88% - 11.88%

-

Prime Bank

Prime Commercial Bank
Personal Loan-Fixed Rate

10.00% - 12.00%

-

Kumari Bank

Kumari Bank
Personal Overdraft

10.12% - 11.12%

-

Reliance Fin.

Reliance Finance Ltd.
Personal OD

10.40% - 12.40%

-

Reliance Fin.

Reliance Finance Ltd.
Personal Term

10.40% - 12.40%

-

RBB

Rastriya Banijya Bank
Personal Loan-Fixed Rate

10.50% - 10.50%

10 years

Best Finance

Best Finance Co.
Personal Loan

11.48% - 16.48%

-

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

11.50% - 13.00%

-

SCB

Standard Chartered Bank
Personal Loan-Fixed Rate

12.75% - 12.75%

5 years

Updated as on: Feb 22, 2025