Personal loan

Bank/FINameInterest RateProcessing FeeTenure

Sanima Bank

Sanima Bank
Personal Overdraft/Loan

10.06% - 15.06%

-

NMB Bank

NMB Bank
Personal Loan

10.08% - 15.08%

-

NMB Bank

NMB Bank
Personal Overdraft

10.08% - 15.08%

-

Prabhu Bank

Prabhu Bank
Other Personal Loan

10.18% - 15.18%

-

Krishi Bikas

Agriculture Dev. Bank
Employee Service Loan

10.34% - 12.34%

-

Krishi Bikas

Agriculture Dev. Bank
Overdraft-Individual

10.34% - 15.34%

-

Nepal SBI

Nepal SBI Bank
Personal Loan

10.42% - 14.42%

-

Nepal SBI

Nepal SBI Bank
Personal Overdraft

10.42% - 14.42%

-

Prime Bank

Prime Commercial Bank
Personal Loan

10.76% - 15.76%

-

NIC Asia

NIC ASIA Bank
Personal Loan

10.76% - 16.76%

5 years

Laxmi Sunrise

Laxmi Sunrise
Personal Loans

10.85% - 15.85%

-

Himalayan

Himalayan Bank
Secured Personal Loan

10.88% - 15.88%

-

Excel Bikas

Excel Bikas Bank
Consumer Loan

11.32% - 15.32%

-

Excel Bikas

Excel Bikas Bank
Personal-OD

11.32% - 15.32%

-

Excel Bikas

Excel Bikas Bank
Personal Term Loan

11.32% - 15.32%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Business

11.32% - 15.32%

-

Shine Resunga

Shine Resunga BB
Personal Term Loan

11.47% - 16.47%

-

Shine Resunga

Shine Resunga BB
Overdraft

11.47% - 16.47%

-

Muktinath

Muktinath Bikas Bank
Personal Loan

11.52% - 17.52%

-

Garima Bikas

Garima Bikas Bank
Pesonal Loan

11.74% - 16.74%

-

Garima Bikas

Garima Bikas Bank
Personal OD

11.74% - 16.74%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan-OD

11.76% - 16.76%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan

11.76% - 16.76%

-

RBB

Rastriya Banijya Bank
Personal Loan

11.77% - 12.02%

-

Sindhu Bikas

Sindhu Bikas Bank
Personal Mortgage

11.83% - 18.83%

-

Miteri Bikas

Miteri Bikas Bank
Personal Loan

11.89% - 15.89%

-

Shangrila Dev.

Shangrila Bikas Bank
Personal OD

11.94% - 20.94%

-

Gurkhas Finan

Gurkhas Finance Ltd
Personal Loan

11.96% - 18.96%

-

Karnali Bikas

Karnali Bikas Bank
Personal Overdraft

12.51% - 17.51%

-

Karnali Bikas

Karnali Bikas Bank
Personal Loan

12.51% - 17.51%

-

Nepal Bank

Nepal Bank Ltd.
Personal Term loan

12.55% - 13.55%

5 years

Goodwill Finan.

Goodwill Finance Co.
Personal Loan

12.69% - 17.69%

-

Pokhara Finan.

Pokhara Finance
Personal Loan

12.78% - 17.78%

-

ICFC Finance

ICFC Finance Ltd
Personal Loan

12.79% - 17.79%

-

Green Develop.

Green Dev. Bank
Personal OD

12.79% - 16.79%

-

Shree Invest

Shree Invest &Finance
Personal Loan

12.97% - 18.96%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loan-Fixed Rate

12.99% - 14.99%

15 years

Prime Bank

Prime Commercial Bank
Personal Loan-Fixed Rate

13.00% - 13.00%

-

Nepal Bank

Nepal Bank Ltd.
Personal Term loan

13.05% - 14.05%

10 years

Reliance Fin.

Reliance Finance Ltd.
Personal Loan-OD

13.09% - 18.09%

-

Reliance Fin.

Reliance Finance Ltd.
Personal Loan-Term

13.09% - 18.09%

-

SCB

Standard Chartered Bank
Personal Loan

13.17% - 13.67%

-

SCB

Standard Chartered Bank
Personal Loan-Fixed Rate

13.25% - 13.25%

5 years

RBB

Rastriya Banijya Bank
Personal Loan-Fixed Rate

13.50% - 13.50%

10 years

Nepal Bank

Nepal Bank Ltd.
Personal Term Loan-Fixed Rate

13.50% - 14.50%

5 years

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

13.50% - 13.50%

3 years

Progressive

Progressive Fin. Co.
Personal Loan

13.58% - 17.58%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal Loan-Term

13.88% - 16.38%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal OD

13.88% - 16.38%

-

Nepal Bank

Nepal Bank Ltd.
Personal OD- Other

14.05% - 14.55%

-

Nepal Bank

Nepal Bank Ltd.
Personal Term Loan-Above 15 years

14.05% - 14.55%

-

Best Finance

Best Finance Co.
Personal Loan

14.35% - 18.35%

-

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

14.50% - 14.50%

5 years

NIC Asia

NIC ASIA Bank
Personal Loan-Fixed

14.99% - 14.99%

5 years

Garima Bikas

Garima Bikas Bank
Personal Loan-Fixed

15.07% - 17.07%

-

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

15.50% - 15.50%

10 years

Janaki Finan.

Janaki Finance Co.
Personal Loan

18.25% - 20.25%

-

Updated as on: Oct 4, 2023