Personal loan

Bank/FINameInterest RateProcessing FeeTenure

Nepal Bank

Nepal Bank Ltd.
Personal loan

8.57% - 13.07%

10 years

Nepal Bank

Nepal Bank Ltd.
Personal Loan

8.57% - 13.57%

-

Nepal Bank

Nepal Bank Ltd.
Personal OD

8.57% - 13.57%

-

Nepal Bank

Nepal Bank Ltd.
Personal Loan

8.57% - 14.50%

5 years

Nepal Bank

Nepal Bank Ltd.
Personal loan

8.57% - 12.57%

5 years

NIC Asia

NIC ASIA Bank
Personal Loan

9.67% - 15.67%

5 years

Krishi Bikas

Agriculture Dev. Bank
Overdraft-Individual

9.72% - 14.72%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loans

9.99% - 13.99%

-

Excel Bikas

Excel Bikas Bank
Personal Loan

10.19% - 13.19%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Business

10.19% - 13.19%

-

Excel Bikas

Excel Bikas Bank
Personal-OD

10.19% - 13.19%

-

Excel Bikas

Excel Bikas Bank
Consumer Loan

10.19% - 13.19%

-

Shine Resunga

Shine Resunga BB
Personal Loan

10.24% - 14.74%

-

Shine Resunga

Shine Resunga BB
Overdraft

10.24% - 14.74%

-

Prime Bank

Prime Commercial Bank
Personal Loan

10.31% - 15.31%

-

Nepal SBI

Nepal SBI Bank
Personal Overdraft

10.36% - 12.36%

-

Nepal SBI

Nepal SBI Bank
Personal Loan

10.36% - 12.36%

-

RBB

Rastriya Banijya Bank
Personal Loan

10.42% - 10.92%

-

Muktinath

Muktinath Bikas Bank
Personal Loan

10.69% - 15.19%

-

Sanima Bank

Sanima Bank
Personal OD/Loan

10.77% - 12.77%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan

10.78% - 15.78%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan-OD

10.78% - 15.78%

-

Himalayan

Himalayan Bank
Secured Loan-Premier

10.85% - 12.85%

-

Shangrila Dev.

Shangrila Bikas Bank
Personal OD

11.13% - 15.12%

-

Sindhu Bikas

Sindhu Bikas Bank
Personal Mortgage

11.54% - 16.54%

-

Gurkhas Finan

Gurkhas Finance Ltd
Personal Loan

11.58% - 18.58%

-

Pokhara Finan.

Pokhara Finance
Personal Loan

11.74% - 16.74%

-

Kumari Bank

Kumari Bank
Personal Loan

11.81% - 13.81%

-

Nabil Bank

Nabil Bank
Personal Overdraft

11.86% - 12.86%

-

Manjushree

Manjushree Finance
Personal Loan

11.87% - 14.87%

-

NIMB

Nepal Investment Mega Bank
Personal Loan

11.89% - 13.89%

-

Green Develop.

Green Dev. Bank
Personal OD

11.98% - 15.98%

-

NIC Asia

NIC ASIA Bank
Personal Loan-Fixed

11.99% - 11.99%

5 years

Laxmi Sunrise

Laxmi Sunrise
Personal Loan-Fixed Rate

11.99% - 13.99%

15 years

Karnali Bikas

Karnali Bikas Bank
Personal Overdraft

12.00% - 17.00%

-

Karnali Bikas

Karnali Bikas Bank
Personal Loan

12.00% - 17.00%

-

Prime Bank

Prime Commercial Bank
Personal Loan-Fixed Rate

12.00% - 14.00%

-

SCB

Standard Chartered Bank
Personal Loan

12.02% - 12.52%

-

NMB Bank

NMB Bank
Personal Overdraft

12.21% - 14.21%

-

ICFC Finance

ICFC Finance Ltd
Personal Loan

12.22% - 16.22%

-

Central Fin

Central Finance Ltd
Personal Loan

12.23% - 17.23%

-

Prabhu Bank

Prabhu Bank
Other Personal Loan

12.30% - 14.30%

-

Shree Invest

Shree Invest &Finance
Personal Loan

12.35% - 18.34%

-

Goodwill Finan.

Goodwill Finance Co.
Personal Loan

12.43% - 16.43%

-

RBB

Rastriya Banijya Bank
Personal Loan-Fixed Rate

12.50% - 12.50%

10 years

Himalayan

Himalayan Bank
Secured Personal Loan-Fixed

12.50% - 12.50%

7 years

Garima Bikas

Garima Bikas Bank
Pesonal Loan

12.59% - 14.59%

-

Miteri Bikas

Miteri Bikas Bank
Personal Loan

12.74% - 14.74%

-

Kumari Bank

Kumari Bank
Personal Overdraft

12.81% - 13.81%

-

Himalayan

Himalayan Bank
Secured Loan-Standard

12.85% - 14.35%

-

Progressive

Progressive Fin. Co.
Personal Loan

13.04% - 17.04%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal Loan

13.25% - 15.25%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal OD

13.25% - 15.25%

-

SCB

Standard Chartered Bank
Personal Loan-Fixed Rate

13.25% - 13.25%

5 years

Reliance Fin.

Reliance Finance Ltd.
Personal Term

13.43% - 15.43%

-

Reliance Fin.

Reliance Finance Ltd.
Personal OD

13.43% - 15.43%

-

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

13.50% - 13.50%

3 years

Best Finance

Best Finance Co.
Personal Loan

13.97% - 18.97%

-

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

14.50% - 14.50%

5 years

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

15.50% - 15.50%

10 years

Updated as on: Mar 1, 2024