college of Applied Business
college of Applied Business

Personal loan

Bank/FINameInterest RateProcessing FeeTenure

Krishi Bikas

Agricultural Dev. Bank
Overdraft-Individual

5.00% - 10.00%

-

Prime Bank

Prime Commercial Bank
Personal Loan

5.30% - 10.30%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Business

5.61% - 9.61%

-

Excel Bikas

Excel Bikas Bank
Personal Loan

5.61% - 9.61%

-

Excel Bikas

Excel Bikas Bank
Personal-OD

5.61% - 9.61%

-

Excel Bikas

Excel Bikas Bank
Consumer Loan

5.61% - 9.61%

-

Shangrila Dev.

Shangrila Bikas Bank
Personal OD

5.78% - 9.77%

-

Shine Resunga

Shine Resunga BB
Personal Loan

5.80% - 9.80%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan-OD

5.84% - 10.84%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan

5.84% - 10.84%

-

Nepal SBI

Nepal SBI Bank
Personal Loan

5.89% - 7.89%

-

Himalayan

Himalayan Bank
Secured Loan-Premier

5.95% - 7.95%

-

Nabil Bank

Nabil Bank
Personal Overdraft

6.08% - 8.08%

-

Miteri Bikas

Miteri Bikas Bank
Personal Loan

6.17% - 10.17%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loans

6.22% - 8.22%

-

Nepal SBI

Nepal SBI Bank
Personal Overdraft

6.39% - 8.39%

-

NIC Asia

NIC ASIA Bank
Personal Loan-RRF

6.42% - 8.42%

5 years

Sanima Bank

Sanima Bank
Personal OD/Loan

6.55% - 8.55%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal Loan

6.74% - 9.74%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal OD

6.74% - 9.74%

-

Kumari Bank

Kumari Bank
Personal Loan

6.83% - 8.83%

-

Gurkhas Finan

Gurkhas Finance Ltd
Personal Loan

6.86% - 13.86%

-

Central Fin

Central Finance Ltd
Personal Loan

6.96% - 11.96%

-

RBB

Rastriya Banijya Bank
Personal Loan

6.99% - 7.24%

-

Goodwill Finan.

Goodwill Finance Co.
Personal Loan

7.00% - 11.00%

-

Prabhu Bank

Prabhu Bank
Other Personal Loan

7.12% - 9.12%

-

NIC Asia

NIC ASIA Bank
Personal Loan

7.17% - 9.17%

-

Nepal Bank

Nepal Bank Ltd.
Personal Loan

7.17% - 8.17%

-

NIMB

Nepal Investment Mega Bank
Personal OD

7.30% - 9.30%

-

Green Develop.

Green Dev. Bank
Personal OD

7.30% - 11.30%

-

Sindhu Bikas

Sindhu Bikas Bank
Personal Mortgage

7.41% - 12.41%

-

Pokhara Finan.

Pokhara Finance
Personal Loan

7.42% - 12.42%

-

Reliance Fin.

Reliance Finance Ltd.
Personal OD

7.55% - 9.30%

-

Reliance Fin.

Reliance Finance Ltd.
Personal Term

7.55% - 9.30%

-

Nepal Bank

Nepal Bank Ltd.
Personal OD

7.67% - 8.67%

-

Muktinath

Muktinath Bikas Bank
Personal Loan

7.73% - 9.73%

-

NMB Bank

NMB Bank
Personal Overdraft

7.73% - 9.73%

-

ICFC Finance

ICFC Finance Ltd
Personal Loan

7.73% - 9.73%

-

Garima Bikas

Garima Bikas Bank
Pesonal Loan

7.79% - 9.79%

-

Progressive

Progressive Fin. Co.
Personal Loan

7.80% - 10.80%

-

Himalayan

Himalayan Bank
Secured Loan-Standard

7.95% - 9.45%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loan-Fixed Rate

7.99% - 11.99%

15 years

Himalayan

Himalayan Bank
Secured Personal Loan-Fixed

8.00% - 8.00%

7 years

SCB

Standard Chartered Bank
Personal Loan

8.29% - 8.79%

-

Kumari Bank

Kumari Bank
Personal Overdraft

8.33% - 9.33%

-

RBB

Rastriya Banijya Bank
Personal Loan-Fixed Rate

8.50% - 8.50%

10 years

Best Finance

Best Finance Co.
Personal Loan

8.89% - 13.89%

-

Prime Bank

Prime Commercial Bank
Personal Loan-Fixed Rate

9.00% - 11.00%

-

SCB

Standard Chartered Bank
Personal Loan-Fixed Rate

9.25% - 9.25%

5 years

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

9.99% - 11.99%

-

Nepal Bank

Nepal Bank Ltd.
Personal Loan-Fixed Rate

9.99% - 9.99%

5 years

Nepal Bank

Nepal Bank Ltd.
Personal Term -Fixed Rate

9.99% - 9.99%

10 years

Updated as on: May 27, 2026