Personal loan

Bank/FINameInterest RateProcessing FeeTenure

Krishi Bikas

Agriculture Dev. Bank
Overdraft-Individual

10.27% - 15.27%

-

Krishi Bikas

Agriculture Dev. Bank
Employee Service Loan

10.27% - 12.27%

-

NIC Asia

NIC ASIA Bank
Personal Loan

10.45% - 16.45%

5 years

Prabhu Bank

Prabhu Bank
Other Personal Loan

10.45% - 15.45%

-

NMB Bank

NMB Bank
Personal Overdraft

10.52% - 15.52%

-

NMB Bank

NMB Bank
Personal Loan

10.52% - 15.52%

-

Sanima Bank

Sanima Bank
Personal Overdraft/Loan

10.64% - 15.64%

-

Nepal SBI

Nepal SBI Bank
Personal Overdraft

10.99% - 15.99%

-

Nepal SBI

Nepal SBI Bank
Personal Loan

10.99% - 15.99%

-

Himalayan

Himalayan Bank
Secured Personal Loan

11.03% - 16.03%

-

Prime Bank

Prime Commercial Bank
Personal Loan

11.05% - 16.05%

-

Laxmi Bank

Laxmi Bank
Personal Loans

11.10% - 16.10%

-

Excel Bikas

Excel Bikas Bank
Consumer Loan

11.92% - 18.92%

-

Excel Bikas

Excel Bikas Bank
Personal-OD

11.92% - 18.92%

-

Excel Bikas

Excel Bikas Bank
Personal Term Loan

11.92% - 18.92%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Business

11.92% - 18.92%

-

RBB

Rastriya Banijya Bank
Personal Loan

11.94% - 12.19%

-

Shine Resunga

Shine Resunga BB
Personal Term Loan

12.14% - 17.14%

-

Shine Resunga

Shine Resunga BB
Overdraft

12.14% - 17.14%

-

Miteri Bikas

Miteri Bikas Bank
Personal Loan

12.25% - 18.25%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal OD

12.34% - 20.59%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal Loan-Term

12.34% - 20.59%

-

Shangrila Dev.

Shangrila Bikas Bank
Personal OD

12.42% - 21.42%

-

Muktinath

Muktinath Bikas Bank
Personal Loan

12.52% - 18.52%

-

Garima Bikas

Garima Bikas Bank
Pesonal Loan

12.53% - 17.53%

-

Garima Bikas

Garima Bikas Bank
Personal OD

12.53% - 17.53%

-

Goodwill Finan.

Goodwill Finance Co.
Personal Loan

12.65% - 17.65%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan

12.66% - 19.66%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan-OD

12.66% - 19.66%

-

Nepal Bank

Nepal Bank Ltd.
Personal Term loan

12.76% - 13.76%

5 years

Shree Invest

Shree Invest &Finance
Personal Loan

12.98% - 18.97%

-

Karnali Bikas

Karnali Bikas Bank
Personal Loan

12.99% - 17.99%

-

Karnali Bikas

Karnali Bikas Bank
Personal Overdraft

12.99% - 17.99%

-

Reliance Fin.

Reliance Finance Ltd.
Personal Loan-Term

13.10% - 18.10%

-

Reliance Fin.

Reliance Finance Ltd.
Personal Loan-OD

13.10% - 18.10%

-

Sindhu Bikas

Sindhu Bikas Bank
Personal Mortgage

13.14% - 20.14%

-

Nepal Bank

Nepal Bank Ltd.
Personal Term loan

13.26% - 14.26%

10 years

ICFC Finance

ICFC Finance Ltd
Personal Loan

13.39% - 20.39%

-

Green Develop.

Green Dev. Bank
Personal OD

13.48% - 19.48%

-

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

13.50% - 13.50%

3 years

Pokhara Finan.

Pokhara Finance
Personal Loan

13.50% - 20.50%

-

Nepal Bank

Nepal Bank Ltd.
Personal Term Loan-Fixed Rate

13.50% - 14.50%

5 years

SCB

Standard Chartered Bank
Personal Loan

13.85% - 14.35%

-

Prime Bank

Prime Commercial Bank
Personal Loan-Fixed Rate

14.00% - 15.00%

-

Nepal Bank

Nepal Bank Ltd.
Personal Term Loan-Above 15 years

14.26% - 14.76%

-

Nepal Bank

Nepal Bank Ltd.
Personal OD- Other

14.26% - 14.76%

-

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

14.50% - 14.50%

5 years

Progressive

Progressive Fin. Co.
Personal Loan

14.62% - 18.62%

-

SCB

Standard Chartered Bank
Personal Loan-Fixed Rate

14.75% - 14.75%

5 years

NIC Asia

NIC ASIA Bank
Personal Loan-Fixed

14.99% - 14.99%

5 years

Best Finance

Best Finance Co.
Personal Loan

15.00% - 19.00%

-

RBB

Rastriya Banijya Bank
Personal Loan-Fixed Rate

15.25% - 15.25%

5 years

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

15.50% - 15.50%

10 years

Garima Bikas

Garima Bikas Bank
Personal Loan-Fixed

15.86% - 17.86%

-

Himalayan

Himalayan Bank
Secured Personal Loan-Fixed

15.91% - 15.91%

7 years

RBB

Rastriya Banijya Bank
Personal Loan-Fixed Rate

16.25% - 16.25%

10 years

Janaki Finan.

Janaki Finance Co.
Personal Loan

18.25% - 20.25%

-

Updated as on: May 26, 2023