Personal loan

Bank/FINameInterest RateProcessing FeeTenure

Nepal Bank

Nepal Bank Ltd.
Personal loan

7.85% - 12.35%

10 years

Nepal Bank

Nepal Bank Ltd.
Personal Loan

7.85% - 12.85%

-

Nepal Bank

Nepal Bank Ltd.
Personal OD

7.85% - 12.85%

-

Nepal Bank

Nepal Bank Ltd.
Personal loan

7.85% - 11.85%

5 years

Krishi Bikas

Agriculture Dev. Bank
Overdraft-Individual

8.61% - 13.61%

-

Shine Resunga

Shine Resunga BB
Personal Loan

9.08% - 12.56%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loans

9.17% - 13.17%

-

Excel Bikas

Excel Bikas Bank
Personal Loan

9.21% - 12.71%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Business

9.21% - 12.71%

-

Excel Bikas

Excel Bikas Bank
Personal-OD

9.21% - 12.71%

-

Excel Bikas

Excel Bikas Bank
Consumer Loan

9.21% - 12.71%

-

Prime Bank

Prime Commercial Bank
Personal Loan

9.30% - 14.30%

-

RBB

Rastriya Banijya Bank
Personal Loan

9.46% - 9.96%

-

NIC Asia

NIC ASIA Bank
Personal Loan

9.63% - 12.13%

-

Muktinath

Muktinath Bikas Bank
Personal Loan

9.69% - 13.69%

-

Sanima Bank

Sanima Bank
Personal OD/Loan

9.70% - 11.70%

-

Nepal SBI

Nepal SBI Bank
Personal Overdraft

9.77% - 11.77%

-

Nepal SBI

Nepal SBI Bank
Personal Loan

9.77% - 11.77%

-

Shangrila Dev.

Shangrila Bikas Bank
Personal OD

9.94% - 13.93%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loan-Fixed Rate

9.99% - 12.99%

15 years

Himalayan

Himalayan Bank
Secured Loan-Premier

10.02% - 12.02%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan

10.39% - 15.39%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan-OD

10.39% - 15.39%

-

Sindhu Bikas

Sindhu Bikas Bank
Personal Mortgage

10.49% - 15.49%

-

Green Develop.

Green Dev. Bank
Personal OD

10.80% - 14.80%

-

Central Fin

Central Finance Ltd
Personal Loan

10.83% - 15.83%

-

Gurkhas Finan

Gurkhas Finance Ltd
Personal Loan

10.87% - 17.87%

-

Pokhara Finan.

Pokhara Finance
Personal Loan

10.87% - 15.87%

-

Kumari Bank

Kumari Bank
Personal Loan

10.98% - 12.98%

-

RBB

Rastriya Banijya Bank
Personal Loan-Fixed Rate

11.00% - 11.00%

10 years

Prime Bank

Prime Commercial Bank
Personal Loan-Fixed Rate

11.00% - 13.00%

-

NIMB

Nepal Investment Mega Bank
Personal Loan

11.01% - 13.01%

-

Nabil Bank

Nabil Bank
Personal Overdraft

11.10% - 12.10%

-

ICFC Finance

ICFC Finance Ltd
Personal Loan

11.15% - 15.15%

-

SCB

Standard Chartered Bank
Personal Loan

11.24% - 11.74%

-

Manjushree

Manjushree Finance
Personal Loan

11.37% - 14.37%

-

NMB Bank

NMB Bank
Personal Overdraft

11.44% - 13.44%

-

Karnali Bikas

Karnali Bikas Bank
Personal Loan

11.47% - 16.47%

-

Karnali Bikas

Karnali Bikas Bank
Personal Overdraft

11.47% - 16.47%

-

Prabhu Bank

Prabhu Bank
Other Personal Loan

11.49% - 13.49%

-

Progressive

Progressive Fin. Co.
Personal Loan

11.52% - 14.52%

-

Goodwill Finan.

Goodwill Finance Co.
Personal Loan

11.54% - 15.54%

-

Miteri Bikas

Miteri Bikas Bank
Personal Loan

11.83% - 13.83%

-

Garima Bikas

Garima Bikas Bank
Pesonal Loan

11.87% - 13.87%

-

Kumari Bank

Kumari Bank
Personal Overdraft

11.98% - 12.98%

-

NIC Asia

NIC ASIA Bank
Personal Loan-Fixed

11.99% - 11.99%

5 years

Himalayan

Himalayan Bank
Secured Loan-Standard

12.02% - 13.52%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal Loan

12.10% - 14.10%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal OD

12.10% - 14.10%

-

Reliance Fin.

Reliance Finance Ltd.
Personal Term

12.26% - 14.26%

-

Reliance Fin.

Reliance Finance Ltd.
Personal OD

12.26% - 14.26%

-

Shree Invest

Shree Invest &Finance
Personal Loan

12.35% - 18.34%

-

Himalayan

Himalayan Bank
Secured Personal Loan-Fixed

12.50% - 12.50%

7 years

SCB

Standard Chartered Bank
Personal Loan-Fixed Rate

12.75% - 12.75%

5 years

Best Finance

Best Finance Co.
Personal Loan

13.14% - 18.14%

-

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

13.50% - 13.50%

3 years

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

14.50% - 14.50%

5 years

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

15.50% - 15.50%

10 years

Updated as on: Jun 18, 2024