Personal loan

Bank/FINameInterest RateProcessing FeeTenure

Krishi Bikas

Agricultural Dev. Bank
Overdraft-Individual

6.22% - 11.22%

-

Prime Bank

Prime Commercial Bank
Personal Loan

6.73% - 11.73%

-

Shine Resunga

Shine Resunga BB
Personal Loan

6.99% - 10.99%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Business

6.99% - 10.99%

-

Excel Bikas

Excel Bikas Bank
Personal Loan

6.99% - 10.99%

-

Excel Bikas

Excel Bikas Bank
Personal-OD

6.99% - 10.99%

-

Excel Bikas

Excel Bikas Bank
Consumer Loan

6.99% - 10.99%

-

Himalayan

Himalayan Bank
Secured Loan-Premier

7.24% - 9.24%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan-OD

7.27% - 12.27%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan

7.27% - 12.27%

-

Muktinath

Muktinath Bikas Bank
Personal Loan

7.32% - 11.32%

-

Nepal SBI

Nepal SBI Bank
Personal Overdraft

7.42% - 9.42%

-

Nepal SBI

Nepal SBI Bank
Personal Loan

7.42% - 9.42%

-

Shangrila Dev.

Shangrila Bikas Bank
Personal OD

7.45% - 11.44%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loans

7.68% - 9.68%

-

RBB

Rastriya Banijya Bank
Personal Loan

7.72% - 7.97%

-

NIC Asia

NIC ASIA Bank
Personal Loan

7.73% - 10.23%

-

Sanima Bank

Sanima Bank
Personal OD/Loan

7.76% - 9.76%

-

Miteri Bikas

Miteri Bikas Bank
Personal Loan

8.03% - 10.03%

-

ICFC Finance

ICFC Finance Ltd
Personal Loan

8.14% - 12.14%

-

Green Develop.

Green Dev. Bank
Personal OD

8.20% - 12.20%

-

Kumari Bank

Kumari Bank
Personal Loan

8.24% - 10.24%

-

Goodwill Finan.

Goodwill Finance Co.
Personal Loan

8.25% - 12.25%

-

Nepal Bank

Nepal Bank Ltd.
Personal Loan

8.26% - 9.26%

-

Central Fin

Central Finance Ltd
Personal Loan

8.30% - 13.30%

-

NIMB

Nepal Investment Mega Bank
Personal OD

8.33% - 10.33%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal Loan

8.37% - 11.37%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal OD

8.37% - 11.37%

-

Nabil Bank

Nabil Bank
Personal Overdraft

8.40% - 9.90%

-

Manjushree

Manjushree Finance
Personal Loan

8.44% - 11.44%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loan-Fixed Rate

8.49% - 11.99%

15 years

Sindhu Bikas

Sindhu Bikas Bank
Personal Mortgage

8.54% - 13.54%

-

Gurkhas Finan

Gurkhas Finance Ltd
Personal Loan

8.67% - 15.67%

-

Progressive

Progressive Fin. Co.
Personal Loan

8.69% - 11.69%

-

Nepal Bank

Nepal Bank Ltd.
Personal OD

8.76% - 9.76%

-

NMB Bank

NMB Bank
Personal Overdraft

8.86% - 10.86%

-

Pokhara Finan.

Pokhara Finance
Personal Loan

9.09% - 14.09%

-

Himalayan

Himalayan Bank
Secured Loan-Standard

9.24% - 10.74%

-

Prabhu Bank

Prabhu Bank
Other Personal Loan

9.25% - 11.25%

-

Himalayan

Himalayan Bank
Secured Personal Loan-Fixed

9.25% - 9.25%

7 years

Reliance Fin.

Reliance Finance Ltd.
Personal Term

9.45% - 11.45%

-

Reliance Fin.

Reliance Finance Ltd.
Personal OD

9.45% - 11.45%

-

Garima Bikas

Garima Bikas Bank
Pesonal Loan

9.45% - 11.45%

-

SCB

Standard Chartered Bank
Personal Loan

9.47% - 9.97%

-

NIC Asia

NIC ASIA Bank
Personal Loan-Fixed

9.50% - 9.50%

5 years

Kumari Bank

Kumari Bank
Personal Overdraft

9.74% - 10.74%

-

Prime Bank

Prime Commercial Bank
Personal Loan-Fixed Rate

10.00% - 12.00%

-

RBB

Rastriya Banijya Bank
Personal Loan-Fixed Rate

10.00% - 10.00%

10 years

SCB

Standard Chartered Bank
Personal Loan-Fixed Rate

10.25% - 10.25%

5 years

Best Finance

Best Finance Co.
Personal Loan

10.64% - 15.64%

-

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

11.50% - 13.00%

-

Nepal Bank

Nepal Bank Ltd.
Personal Loan-Fixed Rate

13.50% - 13.50%

5 years

Nepal Bank

Nepal Bank Ltd.
Personal Term -Fixed Rate

14.50% - 14.50%

7 years

Updated as on: Jun 20, 2025