Personal loan

Bank/FINameInterest RateProcessing FeeTenure

Krishi Bikas

Agricultural Dev. Bank
Overdraft-Individual

6.52% - 11.52%

-

Prime Bank

Prime Commercial Bank
Personal Loan

7.00% - 12.00%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Business

7.19% - 10.69%

-

Excel Bikas

Excel Bikas Bank
Personal Loan

7.19% - 10.69%

-

Excel Bikas

Excel Bikas Bank
Personal-OD

7.19% - 10.69%

-

Excel Bikas

Excel Bikas Bank
Consumer Loan

7.19% - 10.69%

-

Shine Resunga

Shine Resunga BB
Personal Loan

7.32% - 11.32%

-

Himalayan

Himalayan Bank
Secured Loan-Premier

7.38% - 9.38%

-

Muktinath

Muktinath Bikas Bank
Personal Loan

7.51% - 11.51%

-

RBB

Rastriya Banijya Bank
Personal Loan

7.53% - 8.03%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan-OD

7.58% - 12.58%

-

Jyoti Bikas

Jyoti Bikas Bank
Pesonal Loan

7.58% - 12.58%

-

Shangrila Dev.

Shangrila Bikas Bank
Personal OD

7.63% - 11.62%

-

Nepal SBI

Nepal SBI Bank
Personal Overdraft

7.85% - 9.85%

-

Nepal SBI

Nepal SBI Bank
Personal Loan

7.85% - 9.85%

-

NIC Asia

NIC ASIA Bank
Personal Loan

7.91% - 10.41%

-

Sanima Bank

Sanima Bank
Personal OD/Loan

8.10% - 10.10%

-

Miteri Bikas

Miteri Bikas Bank
Personal Loan

8.16% - 10.16%

-

Central Fin

Central Finance Ltd
Personal Loan

8.33% - 13.33%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loans

8.43% - 10.43%

-

Nepal Bank

Nepal Bank Ltd.
Personal Loan

8.46% - 9.46%

-

Laxmi Sunrise

Laxmi Sunrise
Personal Loan-Fixed Rate

8.49% - 11.99%

15 years

Green Develop.

Green Dev. Bank
Personal OD

8.51% - 12.51%

-

ICFC Finance

ICFC Finance Ltd
Personal Loan

8.55% - 12.55%

-

Nabil Bank

Nabil Bank
Personal Overdraft

8.55% - 10.05%

-

Sindhu Bikas

Sindhu Bikas Bank
Personal Mortgage

8.68% - 13.68%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal OD

8.70% - 11.70%

-

Lumbini Bikas

Lumbini Bikas Bank
Personal Loan

8.70% - 11.70%

-

Pokhara Finan.

Pokhara Finance
Personal Loan

8.72% - 13.72%

-

NIMB

Nepal Investment Mega Bank
Personal OD

8.75% - 10.75%

-

Gurkhas Finan

Gurkhas Finance Ltd
Personal Loan

8.84% - 15.84%

-

Goodwill Finan.

Goodwill Finance Co.
Personal Loan

8.86% - 12.86%

-

Nepal Bank

Nepal Bank Ltd.
Personal OD

8.96% - 9.96%

-

NMB Bank

NMB Bank
Personal Overdraft

9.09% - 11.09%

-

Progressive

Progressive Fin. Co.
Personal Loan

9.09% - 12.09%

-

Manjushree

Manjushree Finance
Personal Loan

9.21% - 12.21%

-

Himalayan

Himalayan Bank
Secured Loan-Standard

9.38% - 10.88%

-

Kumari Bank

Kumari Bank
Personal Loan

9.49% - 10.99%

-

NIC Asia

NIC ASIA Bank
Personal Loan-Fixed

9.50% - 9.50%

5 years

SCB

Standard Chartered Bank
Personal Loan

9.53% - 10.03%

-

Garima Bikas

Garima Bikas Bank
Pesonal Loan

9.72% - 11.72%

-

Himalayan

Himalayan Bank
Secured Personal Loan-Fixed

9.75% - 9.75%

7 years

Prabhu Bank

Prabhu Bank
Other Personal Loan

9.93% - 11.93%

-

Kumari Bank

Kumari Bank
Personal Overdraft

9.99% - 10.99%

-

Prime Bank

Prime Commercial Bank
Personal Loan-Fixed Rate

10.00% - 12.00%

-

Reliance Fin.

Reliance Finance Ltd.
Personal Term

10.08% - 12.08%

-

Reliance Fin.

Reliance Finance Ltd.
Personal OD

10.08% - 12.08%

-

RBB

Rastriya Banijya Bank
Personal Loan-Fixed Rate

10.50% - 10.50%

10 years

SCB

Standard Chartered Bank
Personal Loan-Fixed Rate

10.75% - 10.75%

5 years

Best Finance

Best Finance Co.
Personal Loan

10.77% - 15.77%

-

Nepal SBI

Nepal SBI Bank
Personal TL-Fixed

11.50% - 13.00%

-

Nepal Bank

Nepal Bank Ltd.
Personal Loan-Fixed Rate

13.50% - 13.50%

5 years

Nepal Bank

Nepal Bank Ltd.
Personal Term -Fixed Rate

14.50% - 14.50%

7 years

Updated as on: Mar 28, 2025