Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Grameen Prathimik Karja

5.38% - 10.38%

-

SCB

Standard Chartered Bank
Deprived Sector

5.38% - 7.38%

-

Nabil Bank

Nabil Bank
Institutional

6.31% - 8.31%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

6.39% - 8.39%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

6.39% - 8.39%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

6.39% - 8.39%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

6.39% - 8.39%

-

NMB Bank

NMB Bank
Microfinance retail

6.92% - 8.92%

-

Krishi Bikas

Agriculture Dev. Bank
Yuba Swarojgar Karja

6.94% - 8.94%

-

Global IME

Global IME Bank
Micro finance Loan

6.95% - 8.95%

-

Siddhartha

Siddhartha Bank
Direct Lending

7.13% - 10.63%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

7.13% - 9.13%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

7.14% - 7.14%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

7.14% - 9.14%

-

Everest Bank

Everest Bank
Deprived Sector

7.15% - 9.15%

-

Kumari Bank

Kumari Bank
Deprived Sector

7.28% - 9.28%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

7.37% - 12.37%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

7.37% - 12.37%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

7.40% - 8.90%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

7.42% - 10.92%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

7.42% - 10.92%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

7.45% - 9.45%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

7.45% - 9.45%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

7.55% - 11.55%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

7.69% - 11.69%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

7.69% - 9.69%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

7.72% - 11.47%

-

Shine Resunga

Shine Resunga BB
Retail

7.74% - 11.74%

-

Shine Resunga

Shine Resunga BB
Wholesale

7.74% - 11.74%

-

Nabil Bank

Nabil Bank
Low Cost Housing

7.81% - 9.31%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

7.81% - 9.31%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

8.03% - 10.53%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

8.06% - 13.05%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

8.06% - 13.05%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

8.06% - 13.05%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

8.06% - 13.05%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

8.06% - 13.05%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

8.06% - 13.05%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

8.11% - 13.11%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

8.11% - 13.11%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

8.11% - 10.11%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

8.11% - 13.11%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

8.21% - 12.21%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

8.21% - 12.21%

-

Nepal Bank

Nepal Bank Ltd.
Individual

8.39% - 8.39%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

8.56% - 10.56%

-

NIMB

Nepal Investment Mega Bank
Deprived sector

8.58% - 10.58%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

8.75% - 10.75%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

8.76% - 12.76%

-

Green Develop.

Green Dev. Bank
Institutional

8.76% - 12.76%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

8.82% - 13.82%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

9.02% - 12.02%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

9.14% - 11.14%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

9.14% - 11.14%

-

Central Fin

Central Finance Ltd
Deprived Sector

9.31% - 14.31%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

9.33% - 13.33%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

9.41% - 11.41%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

9.41% - 11.41%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

9.45% - 11.45%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

9.52% - 11.52%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

9.74% - 11.74%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

9.80% - 11.30%

-

Best Finance

Best Finance Co.
Deprived Sector

11.90% - 16.90%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

12.50% - 13.00%

-

Updated as on: Jan 20, 2025