Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.27% - 9.27%

-

SCB

Standard Chartered Bank
Deprived Sector

4.27% - 6.27%

-

Nabil Bank

Nabil Bank
Institutional

5.23% - 7.23%

-

Global IME

Global IME Bank
Micro finance Loan

5.24% - 7.24%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

5.32% - 7.32%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

5.51% - 7.51%

-

NMB Bank

NMB Bank
Microfinance retail

5.58% - 7.58%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

5.61% - 7.61%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

5.61% - 7.61%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

5.63% - 7.13%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

5.63% - 7.13%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

5.65% - 7.65%

-

Siddhartha

Siddhartha Bank
Direct Lending

5.78% - 9.28%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

5.78% - 7.78%

-

Kumari Bank

Kumari Bank
Deprived Sector

5.78% - 7.78%

-

Everest Bank

Everest Bank
Deprived Sector

5.80% - 7.80%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

5.81% - 7.81%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

5.94% - 10.94%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

5.94% - 10.94%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

5.98% - 5.98%

-

Nepal Bank

Nepal Bank Ltd.
Individual

6.13% - 7.13%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

6.13% - 7.13%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

6.13% - 7.13%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

6.21% - 9.96%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

6.25% - 11.25%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

6.25% - 11.25%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

6.25% - 8.25%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

6.25% - 11.25%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

6.45% - 11.44%

-

Shine Resunga

Shine Resunga BB
Wholesale

6.45% - 10.45%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

6.45% - 11.44%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

6.45% - 11.44%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

6.45% - 11.44%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

6.45% - 11.44%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

6.45% - 11.44%

-

Shine Resunga

Shine Resunga BB
Retail

6.45% - 10.45%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

6.55% - 8.55%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

6.63% - 10.63%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

6.63% - 10.63%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

6.73% - 8.23%

-

Nabil Bank

Nabil Bank
Low Cost Housing

6.73% - 8.23%

-

Green Develop.

Green Dev. Bank
Institutional

7.35% - 11.35%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

7.35% - 11.35%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

7.35% - 10.35%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

7.52% - 9.52%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

7.61% - 9.61%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

7.79% - 9.79%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

7.79% - 9.79%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

7.82% - 11.82%

-

Central Fin

Central Finance Ltd
Deprived Sector

7.88% - 12.88%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

8.05% - 13.05%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

8.11% - 10.11%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

8.11% - 10.11%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

8.24% - 9.74%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

8.51% - 10.51%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

8.80% - 13.80%

-

Best Finance

Best Finance Co.
Deprived Sector

9.41% - 14.41%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

9.44% - 11.44%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

9.44% - 11.44%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

10.99% - 11.99%

-

Updated as on: Dec 23, 2025