Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.52% - 6.52%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.52% - 9.52%

-

Nabil Bank

Nabil Bank
Institutional

4.91% - 6.91%

-

Nepal Bank

Nepal Bank Ltd.
Individual

4.98% - 6.98%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

4.98% - 6.98%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

4.98% - 6.98%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

4.98% - 6.98%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

4.98% - 6.98%

-

Global IME

Global IME Bank
Micro finance Loan

5.07% - 7.07%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

5.13% - 7.13%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

5.34% - 7.34%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

5.37% - 7.37%

-

NMB Bank

NMB Bank
Microfinance retail

5.39% - 7.39%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

5.50% - 7.50%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

5.50% - 7.50%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

5.54% - 7.54%

-

Siddhartha

Siddhartha Bank
Direct Lending

5.54% - 9.04%

-

Kumari Bank

Kumari Bank
Deprived Sector

5.59% - 7.59%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

5.63% - 7.63%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

5.69% - 10.69%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

5.69% - 10.69%

-

Everest Bank

Everest Bank
Deprived Sector

5.75% - 7.75%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

5.86% - 5.86%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

5.99% - 9.74%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

6.05% - 10.05%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

6.05% - 10.05%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

6.14% - 11.14%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

6.14% - 8.14%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

6.14% - 11.14%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

6.14% - 11.14%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

6.16% - 10.16%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

6.16% - 10.16%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

6.21% - 11.20%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

6.21% - 11.20%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

6.21% - 11.20%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

6.21% - 11.20%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

6.21% - 11.20%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

6.21% - 11.20%

-

Shine Resunga

Shine Resunga BB
Wholesale

6.27% - 10.27%

-

Shine Resunga

Shine Resunga BB
Retail

6.27% - 10.27%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

6.36% - 8.36%

-

Nabil Bank

Nabil Bank
Low Cost Housing

6.41% - 7.91%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

6.41% - 7.91%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

6.82% - 9.82%

-

Green Develop.

Green Dev. Bank
Institutional

7.40% - 11.40%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

7.40% - 11.40%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

7.45% - 9.45%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

7.49% - 11.49%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

7.50% - 9.50%

-

Central Fin

Central Finance Ltd
Deprived Sector

7.57% - 12.57%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

7.61% - 9.61%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

7.61% - 9.61%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

7.67% - 12.67%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

7.96% - 12.96%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

8.11% - 10.11%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

8.11% - 10.11%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

8.11% - 9.61%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

8.13% - 10.13%

-

Best Finance

Best Finance Co.
Deprived Sector

8.89% - 13.89%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

9.07% - 11.07%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

9.07% - 11.07%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

10.99% - 11.99%

-

Updated as on: Feb 23, 2026