Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.53% - 6.53%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.53% - 9.53%

-

Nabil Bank

Nabil Bank
Institutional

4.76% - 6.76%

-

Nepal Bank

Nepal Bank Ltd.
Individual

4.87% - 6.87%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

4.87% - 6.87%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

4.87% - 6.87%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

4.87% - 6.87%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

4.87% - 6.87%

-

Global IME

Global IME Bank
Micro finance Loan

5.01% - 7.01%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

5.06% - 7.06%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

5.23% - 7.23%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

5.24% - 7.24%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

5.24% - 7.24%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

5.25% - 7.25%

-

NMB Bank

NMB Bank
Microfinance retail

5.31% - 7.31%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

5.38% - 7.38%

-

Siddhartha

Siddhartha Bank
Direct Lending

5.38% - 8.88%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

5.47% - 7.47%

-

Kumari Bank

Kumari Bank
Deprived Sector

5.49% - 7.49%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

5.57% - 10.57%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

5.57% - 10.57%

-

Everest Bank

Everest Bank
Deprived Sector

5.65% - 7.65%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

5.80% - 5.80%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

5.90% - 9.90%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

5.90% - 9.90%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

5.91% - 9.66%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

6.00% - 10.00%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

6.00% - 10.00%

-

Shine Resunga

Shine Resunga BB
Wholesale

6.01% - 10.01%

-

Shine Resunga

Shine Resunga BB
Retail

6.01% - 10.01%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

6.06% - 11.06%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

6.06% - 11.06%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

6.06% - 8.06%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

6.06% - 11.06%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

6.07% - 11.06%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

6.07% - 11.06%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

6.07% - 11.06%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

6.07% - 11.06%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

6.07% - 11.06%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

6.07% - 11.06%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

6.23% - 8.23%

-

Nabil Bank

Nabil Bank
Low Cost Housing

6.26% - 7.76%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

6.26% - 7.76%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

6.59% - 9.59%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

7.24% - 9.24%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

7.32% - 9.32%

-

Green Develop.

Green Dev. Bank
Institutional

7.39% - 11.39%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

7.39% - 11.39%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

7.42% - 11.42%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

7.54% - 12.54%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

7.55% - 9.55%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

7.55% - 9.55%

-

Central Fin

Central Finance Ltd
Deprived Sector

7.57% - 12.57%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

7.76% - 12.76%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

7.80% - 9.80%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

7.80% - 9.80%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

7.87% - 9.87%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

8.05% - 9.55%

-

Best Finance

Best Finance Co.
Deprived Sector

8.89% - 13.89%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

8.94% - 10.94%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

8.94% - 10.94%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

10.99% - 11.99%

-

Updated as on: Mar 23, 2026