Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Grameen Prathimik Karja

6.38% - 11.38%

-

SCB

Standard Chartered Bank
Deprived Sector

6.38% - 8.38%

-

Nabil Bank

Nabil Bank
Institutional

7.63% - 9.63%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

7.87% - 9.87%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

7.87% - 9.87%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

7.87% - 9.87%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

7.87% - 9.87%

-

Global IME

Global IME Bank
Micro finance Loan

8.09% - 10.09%

-

Krishi Bikas

Agriculture Dev. Bank
Yuba Swarojgar Karja

8.18% - 10.18%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

8.20% - 10.20%

-

Siddhartha

Siddhartha Bank
Direct Lending

8.20% - 12.20%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

8.20% - 10.20%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

8.20% - 10.20%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

8.26% - 10.26%

-

NMB Bank

NMB Bank
Microfinance retail

8.42% - 10.42%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

8.51% - 8.51%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

8.56% - 12.06%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

8.56% - 12.06%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

8.57% - 12.57%

-

Shine Resunga

Shine Resunga BB
Retail

8.58% - 11.58%

-

Shine Resunga

Shine Resunga BB
Wholesale

8.58% - 10.58%

-

Prime Bank

Prime Commercial Bank
Prime subsidized Loan

8.77% - 10.77%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

8.77% - 13.77%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

8.77% - 13.77%

-

Everest Bank

Everest Bank
Deprived Sector

9.03% - 11.03%

-

Himalayan

Himalayan Bank
Deprived Sector-Institutional

9.08% - 14.08%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

9.08% - 14.08%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

9.09% - 11.09%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

9.09% - 13.09%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

9.13% - 10.63%

-

Nabil Bank

Nabil Bank
Low Cost Housing

9.13% - 10.63%

-

Kumari Bank

Kumari Bank
Deprived Sector

9.23% - 11.23%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

9.28% - 11.28%

-

Sanima Bank

Sanima Bank
Other Retail Loan

9.53% - 11.53%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

9.54% - 13.29%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

9.62% - 14.61%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

9.62% - 14.61%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

9.62% - 14.61%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

9.62% - 14.61%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

9.62% - 14.61%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

9.62% - 14.61%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

9.62% - 14.62%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

9.62% - 11.62%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

9.62% - 14.62%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

9.62% - 14.62%

-

NIMB

Nepal Investment Mega Bank
Deprived sector

9.82% - 11.82%

-

Nepal Bank

Nepal Bank Ltd.
Individual

9.87% - 9.87%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

10.12% - 15.12%

-

Green Develop.

Green Dev. Bank
Institutional

10.15% - 14.15%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

10.15% - 14.15%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

10.20% - 12.20%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

10.24% - 12.24%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

10.30% - 12.30%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

10.30% - 12.30%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

10.31% - 12.31%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

10.38% - 14.38%

-

Central Fin

Central Finance Ltd
Deprived Sector

10.54% - 15.54%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

10.66% - 12.66%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

11.15% - 13.15%

-

Shree Invest

Shree Invest &Finance
Deprived Sector-Retail

11.39% - 17.38%

-

Karnali Bikas

Karnali Bikas Bank
Deprived Loan

11.47% - 16.47%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

11.52% - 13.52%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

11.52% - 13.52%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

11.54% - 15.54%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

11.87% - 13.87%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

12.10% - 14.10%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

12.10% - 14.10%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

12.50% - 12.50%

3 years

Best Finance

Best Finance Co.
Deprived Sector

12.74% - 17.74%

-

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

13.50% - 13.50%

5 years

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

14.50% - 14.50%

10 years

Updated as on: Jul 26, 2024