college of Applied Business
college of Applied Business

Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.12% - 6.12%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.12% - 9.12%

-

Nabil Bank

Nabil Bank
Institutional

4.42% - 6.42%

-

Nepal Bank

Nepal Bank Ltd.
Individual

4.45% - 6.45%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

4.45% - 6.45%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

4.45% - 6.45%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

4.45% - 6.45%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

4.45% - 6.45%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

4.66% - 6.66%

-

Global IME

Global IME Bank
Micro finance Loan

4.67% - 6.67%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

4.79% - 6.79%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

4.94% - 6.94%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

4.94% - 6.94%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

4.95% - 6.95%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

4.95% - 9.95%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

4.95% - 9.95%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

4.96% - 6.96%

-

Siddhartha

Siddhartha Bank
Direct Lending

4.96% - 8.46%

-

Kumari Bank

Kumari Bank
Deprived Sector

5.03% - 7.03%

-

NMB Bank

NMB Bank
Microfinance retail

5.06% - 7.06%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

5.07% - 7.07%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

5.13% - 9.13%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

5.13% - 9.13%

-

Everest Bank

Everest Bank
Deprived Sector

5.25% - 7.25%

-

Shine Resunga

Shine Resunga BB
Retail

5.47% - 9.47%

-

Shine Resunga

Shine Resunga BB
Wholesale

5.47% - 9.47%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

5.50% - 9.50%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

5.50% - 9.50%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

5.55% - 10.54%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

5.55% - 10.54%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

5.55% - 10.54%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

5.55% - 10.54%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

5.55% - 10.54%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

5.55% - 10.54%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

5.63% - 5.63%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

5.65% - 9.40%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

5.72% - 7.72%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

5.84% - 8.84%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

5.89% - 10.89%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

5.89% - 10.89%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

5.89% - 7.89%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

5.89% - 10.89%

-

Nabil Bank

Nabil Bank
Low Cost Housing

5.92% - 7.42%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

5.92% - 7.42%

-

Central Fin

Central Finance Ltd
Deprived Sector

6.56% - 11.56%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

6.68% - 8.68%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

6.68% - 10.68%

-

Green Develop.

Green Dev. Bank
Institutional

6.69% - 10.69%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

6.69% - 10.69%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

6.75% - 11.75%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

6.80% - 8.80%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

6.94% - 8.94%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

7.14% - 9.14%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

7.14% - 9.14%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

7.22% - 12.22%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

7.33% - 9.33%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

7.33% - 9.33%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

7.81% - 9.31%

-

Best Finance

Best Finance Co.
Deprived Sector

8.10% - 13.10%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

8.54% - 10.54%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

8.54% - 10.54%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

9.99% - 11.99%

-

Updated as on: Aug 31, 2026