Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

7.77% - 9.88%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

7.77% - 9.88%

-

Krishi Bikas

Agriculture Dev. Bank
Yuba Swarojgar Karja

8.03% - 10.03%

-

Nabil Bank

Nabil Bank
Institutional Prime

8.22% - 14.22%

-

Everest Bank

Everest Bank
Deprived Sector

8.36% - 15.36%

-

SCB

Standard Chartered Bank
Deprived Sector

8.55% - 11.55%

-

BOK

Bank of Kathmandu
Subsidised Loans

8.62% - 10.62%

-

BOK

Bank of Kathmandu
Direct financing (Micro Loans)

8.62% - 15.62%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

8.77% - 10.38%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

8.77% - 10.38%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

8.92% - 15.92%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

8.92% - 10.92%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

8.92% - 10.92%

-

Prabhu Bank

Prabhu Bank
Indirect Lending

8.92% - 15.92%

-

Global IME

Global IME Bank
Micro finance Loan

8.95% - 14.95%

-

NMB Bank

NMB Bank
Other Co-operatives & Institution

8.96% - 14.96%

-

NMB Bank

NMB Bank
Agriculture Co-operatives

8.96% - 14.96%

-

NMB Bank

NMB Bank
FINGO

8.96% - 14.96%

-

NMB Bank

NMB Bank
"D Class Banks" & Other Inst

8.96% - 14.96%

-

NMB Bank

NMB Bank
Microfinance retail

8.96% - 14.96%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Other Retail Loan

9.00% - 16.00%

-

Nepal Bank

Nepal Bank Ltd.
Individual

9.13% - 9.74%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

9.26% - 13.76%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

9.26% - 13.26%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

9.28% - 13.28%

-

Siddhartha

Siddhartha Bank
Direct Lending

9.28% - 14.28%

-

Century Bank

Century Comm.Bank
Deprived Sector

9.29% - 14.29%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

9.31% - 16.31%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

9.42% - 13.42%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

9.42% - 16.41%

-

Prime Bank

Prime Commercial Bank
Prime subsidized Loan

9.42% - 11.42%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

9.44% - 16.44%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

9.50% - 15.50%

-

Himalayan

Himalayan Bank
Deprived Sector-Institutional

9.50% - 15.50%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

9.60% - 16.60%

-

NB Bank

Nepal Bangladesh Bank
Deprived sector-Institutional

9.60% - 13.10%

-

Sunrise Bank

Sunrise Bank
DSL - Retail

9.61% - 15.61%

-

Sunrise Bank

Sunrise Bank
DSL - wholesale

9.61% - 15.61%

-

Mega Bank

Mega Bank
Micro Credit Others

9.79% - 16.79%

-

Mega Bank

Mega Bank
Institutional

9.79% - 16.79%

-

Mega Bank

Mega Bank
Other's

9.79% - 16.79%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

9.90% - 16.90%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

9.90% - 16.90%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

9.90% - 16.90%

-

Civil Bank

Civil Bank
Micro HP

9.94% - 14.94%

-

Civil Bank

Civil Bank
Institutional Loans/MFIs

9.94% - 13.94%

-

Civil Bank

Civil Bank
Cooperatives/NGOs

9.94% - 13.94%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

9.97% - 9.97%

-

NIBL

Nepal Investment Bank
Deprived sector

10.06% - 14.06%

-

Saptakoshi Dev

Saptakoshi Bikas Bank
Sahuliyat Loan

10.09% - 14.09%

-

Shine Resunga

Shine Resunga BB
Wholesale

10.10% - 15.10%

-

Shine Resunga

Shine Resunga BB
Retail

10.10% - 15.10%

-

Karnali Bikas

Karnali Bikas Bank
Deprived Loan

10.13% - 15.13%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

10.16% - 17.16%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

10.16% - 12.16%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

10.16% - 17.16%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

10.16% - 15.16%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

10.21% - 17.21%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

10.34% - 18.59%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

10.34% - 18.59%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

10.35% - 16.35%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

10.35% - 15.85%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

10.35% - 19.35%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

10.35% - 19.35%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

10.35% - 19.35%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

10.35% - 19.85%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

10.36% - 15.36%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

10.44% - 12.44%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

10.44% - 15.94%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

10.45% - 17.45%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

10.52% - 15.52%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

10.58% - 17.58%

-

Shree Invest

Shree Invest &Finance
Deprived Sector-Retail

10.79% - 16.78%

-

NB Bank

Nepal Bangladesh Bank
Deprived Sector-Others

11.10% - 14.10%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

11.16% - 16.16%

-

Kumari Bank

Kumari Bank
Deprived Sector

11.67% - 16.17%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

11.67% - 17.67%

-

Green Develop.

Green Dev. Bank
Institutional

11.67% - 17.67%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

11.77% - 16.77%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

12.37% - 14.37%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

12.37% - 14.37%

-

Best Finance

Best Finance Co.
Deprived Sector

12.53% - 16.53%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

12.55% - 14.05%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

13.19% - 13.19%

3 years

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

14.19% - 14.19%

5 years

Janaki Finan.

Janaki Finance Co.
Deprived Loan

15.08% - 15.08%

-

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

15.19% - 15.19%

10 years

Updated as on: Jun 15, 2022