Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Grameen Prathimik Karja

5.03% - 10.03%

-

SCB

Standard Chartered Bank
Deprived Sector

5.03% - 7.03%

-

Nabil Bank

Nabil Bank
Institutional

6.05% - 8.05%

-

Everest Bank

Everest Bank
Deprived Sector

6.46% - 8.46%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

6.52% - 8.52%

-

Global IME

Global IME Bank
Micro finance Loan

6.56% - 8.56%

-

NMB Bank

NMB Bank
Microfinance retail

6.59% - 8.59%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

6.68% - 8.68%

-

Siddhartha

Siddhartha Bank
Direct Lending

6.69% - 10.19%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

6.69% - 8.69%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

6.78% - 6.78%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

6.85% - 8.60%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

6.93% - 8.93%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

6.93% - 8.93%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

6.95% - 10.95%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

6.96% - 7.96%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

6.96% - 7.96%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

6.96% - 7.96%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

6.96% - 7.96%

-

Kumari Bank

Kumari Bank
Deprived Sector

6.99% - 8.99%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

7.00% - 12.00%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

7.00% - 12.00%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

7.19% - 10.69%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

7.19% - 10.69%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

7.23% - 10.98%

-

Shine Resunga

Shine Resunga BB
Wholesale

7.32% - 11.32%

-

Shine Resunga

Shine Resunga BB
Retail

7.32% - 11.32%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

7.51% - 11.51%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

7.51% - 9.51%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

7.55% - 9.05%

-

Nabil Bank

Nabil Bank
Low Cost Housing

7.55% - 9.05%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

7.58% - 9.58%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

7.58% - 12.58%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

7.58% - 12.58%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

7.58% - 12.58%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

7.63% - 12.62%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

7.63% - 12.62%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

7.63% - 12.62%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

7.63% - 12.62%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

7.63% - 12.62%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

7.63% - 12.62%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

7.66% - 10.16%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

7.70% - 11.70%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

7.70% - 11.70%

-

Nepal Bank

Nepal Bank Ltd.
Individual

7.96% - 7.96%

-

Central Fin

Central Finance Ltd
Deprived Sector

8.33% - 13.33%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

8.41% - 10.41%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

8.51% - 12.51%

-

Green Develop.

Green Dev. Bank
Institutional

8.51% - 12.51%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

8.55% - 11.55%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

8.68% - 13.68%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

8.72% - 10.72%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

8.85% - 10.85%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

8.85% - 10.85%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

8.86% - 12.86%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

8.93% - 10.93%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

9.08% - 11.08%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

9.09% - 11.09%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

9.09% - 11.09%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

9.22% - 11.22%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

9.38% - 10.88%

-

Best Finance

Best Finance Co.
Deprived Sector

10.77% - 15.77%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

11.50% - 13.00%

-

Updated as on: Mar 28, 2025