Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Grameen Prathimik Karja

9.35% - 14.35%

-

SCB

Standard Chartered Bank
Deprived Sector

9.35% - 11.35%

-

Nabil Bank

Nabil Bank
Institutional Prime

9.83% - 15.83%

-

Everest Bank

Everest Bank
Deprived Sector

10.05% - 14.55%

-

NIMB

Nepal Investment Mega Bank
Deprived sector

10.06% - 15.06%

-

Krishi Bikas

Agriculture Dev. Bank
Yuba Swarojgar Karja

10.27% - 12.27%

-

Siddhartha

Siddhartha Bank
Direct Lending

10.40% - 15.40%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

10.40% - 14.40%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

10.44% - 10.44%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

10.45% - 12.45%

-

Prabhu Bank

Prabhu Bank
Indirect Lending

10.45% - 15.45%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

10.45% - 12.45%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

10.45% - 15.45%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

10.45% - 17.45%

-

NMB Bank

NMB Bank
Other Co-operatives & Institution

10.52% - 15.52%

-

NMB Bank

NMB Bank
Agriculture Co-operatives

10.52% - 15.52%

-

NMB Bank

NMB Bank
FINGO

10.52% - 15.52%

-

NMB Bank

NMB Bank
"D Class Banks" & Other Inst

10.52% - 15.52%

-

NMB Bank

NMB Bank
Microfinance retail

10.52% - 15.52%

-

Global IME

Global IME Bank
Micro finance Loan

10.55% - 15.55%

-

Sanima Bank

Sanima Bank
Other Retail Loan

10.64% - 15.64%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

10.64% - 15.64%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

10.99% - 15.99%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

10.99% - 15.49%

-

Himalayan

Himalayan Bank
Deprived Sector-Institutional

11.03% - 16.03%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

11.03% - 16.03%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

11.05% - 15.05%

-

Prime Bank

Prime Commercial Bank
Prime subsidized Loan

11.05% - 13.05%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

11.05% - 16.05%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

11.11% - 16.11%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

11.13% - 16.13%

-

Sunrise Bank

Sunrise Bank
DSL - Retail

11.32% - 16.32%

-

Sunrise Bank

Sunrise Bank
DSL - wholesale

11.32% - 16.32%

-

Nepal Bank

Nepal Bank Ltd.
Individual

11.76% - 11.76%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

11.76% - 11.76%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

11.76% - 11.76%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

11.76% - 11.76%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

11.76% - 11.76%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

11.92% - 18.92%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

11.92% - 18.92%

-

Shine Resunga

Shine Resunga BB
Wholesale

12.14% - 17.14%

-

Shine Resunga

Shine Resunga BB
Retail

12.14% - 17.14%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

12.25% - 18.25%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

12.33% - 19.33%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

12.34% - 20.59%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

12.34% - 20.59%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

12.42% - 21.42%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

12.42% - 21.42%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

12.42% - 21.42%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

12.42% - 21.92%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

12.42% - 18.42%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

12.42% - 17.92%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

12.50% - 12.50%

3 years

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

12.52% - 18.02%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

12.52% - 14.52%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

12.53% - 19.53%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

12.65% - 17.65%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

12.66% - 19.66%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

12.66% - 19.66%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

12.66% - 14.66%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

12.66% - 19.66%

-

Kumari Bank

Kumari Bank
Deprived Sector

12.92% - 15.92%

-

Shree Invest

Shree Invest &Finance
Deprived Sector-Retail

12.98% - 18.97%

-

Karnali Bikas

Karnali Bikas Bank
Deprived Loan

12.99% - 17.99%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

13.10% - 18.10%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

13.14% - 20.14%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

13.39% - 20.39%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

13.48% - 19.48%

-

Green Develop.

Green Dev. Bank
Institutional

13.48% - 19.48%

-

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

13.50% - 13.50%

5 years

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

13.50% - 20.50%

-

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

14.50% - 14.50%

10 years

Progressive

Progressive Fin. Co.
Subsidized Loan

14.62% - 16.62%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

14.62% - 16.62%

-

Best Finance

Best Finance Co.
Deprived Sector

15.00% - 19.00%

-

Janaki Finan.

Janaki Finance Co.
Deprived Loan

17.25% - 17.25%

-

Updated as on: May 26, 2023