Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.97% - 6.97%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.97% - 9.97%

-

Nabil Bank

Nabil Bank
Institutional

5.90% - 7.90%

-

Global IME

Global IME Bank
Micro finance Loan

5.97% - 7.97%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

6.22% - 8.22%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

6.26% - 7.76%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

6.26% - 8.26%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

6.26% - 7.76%

-

Siddhartha

Siddhartha Bank
Direct Lending

6.35% - 9.85%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

6.35% - 8.35%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

6.35% - 8.35%

-

NMB Bank

NMB Bank
Microfinance retail

6.36% - 8.36%

-

Everest Bank

Everest Bank
Deprived Sector

6.38% - 8.38%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

6.47% - 6.47%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

6.53% - 10.53%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

6.73% - 11.73%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

6.73% - 11.73%

-

Kumari Bank

Kumari Bank
Deprived Sector

6.74% - 8.74%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

6.75% - 8.75%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

6.75% - 8.75%

-

Nepal Bank

Nepal Bank Ltd.
Individual

6.76% - 7.76%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

6.76% - 7.76%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

6.76% - 7.76%

-

Shine Resunga

Shine Resunga BB
Wholesale

6.99% - 10.99%

-

Shine Resunga

Shine Resunga BB
Retail

6.99% - 10.99%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

6.99% - 10.99%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

6.99% - 10.99%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

7.17% - 10.92%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

7.27% - 12.27%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

7.27% - 9.27%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

7.27% - 12.27%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

7.27% - 12.27%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

7.32% - 9.32%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

7.32% - 11.32%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

7.37% - 11.37%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

7.37% - 11.37%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

7.40% - 8.90%

-

Nabil Bank

Nabil Bank
Low Cost Housing

7.40% - 8.90%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

7.45% - 12.44%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

7.45% - 12.44%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

7.45% - 12.44%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

7.45% - 12.44%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

7.45% - 12.44%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

7.45% - 12.44%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

7.53% - 9.53%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

8.14% - 11.14%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

8.20% - 12.20%

-

Green Develop.

Green Dev. Bank
Institutional

8.20% - 12.20%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

8.23% - 10.23%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

8.25% - 12.25%

-

Central Fin

Central Finance Ltd
Deprived Sector

8.30% - 13.30%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

8.42% - 10.42%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

8.42% - 10.42%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

8.45% - 10.45%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

8.54% - 13.54%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

8.69% - 10.69%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

8.69% - 10.69%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

8.75% - 10.75%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

8.95% - 10.95%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

9.09% - 14.09%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

9.24% - 10.74%

-

Best Finance

Best Finance Co.
Deprived Sector

10.64% - 15.64%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

11.50% - 13.00%

-

Updated as on: Jun 20, 2025