Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.60% - 6.60%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.60% - 9.60%

-

Global IME

Global IME Bank
Micro finance Loan

5.49% - 7.49%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

5.55% - 7.55%

-

Nabil Bank

Nabil Bank
Institutional

5.67% - 7.67%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

5.86% - 7.86%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

5.89% - 7.39%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

5.89% - 7.39%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

5.96% - 7.96%

-

NMB Bank

NMB Bank
Microfinance retail

6.02% - 8.02%

-

Everest Bank

Everest Bank
Deprived Sector

6.05% - 8.05%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

6.09% - 8.09%

-

Siddhartha

Siddhartha Bank
Direct Lending

6.09% - 9.59%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

6.16% - 8.16%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

6.16% - 8.16%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

6.19% - 10.19%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

6.22% - 6.22%

-

Kumari Bank

Kumari Bank
Deprived Sector

6.22% - 8.22%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

6.30% - 10.30%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

6.30% - 10.30%

-

Nepal Bank

Nepal Bank Ltd.
Individual

6.39% - 7.39%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

6.39% - 7.39%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

6.39% - 7.39%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

6.40% - 11.40%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

6.40% - 11.40%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

6.61% - 10.36%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

6.77% - 10.77%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

6.77% - 11.77%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

6.77% - 11.77%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

6.77% - 8.77%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

6.77% - 11.77%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

6.77% - 8.77%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

6.82% - 10.82%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

6.82% - 10.82%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

6.87% - 11.86%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

6.87% - 11.86%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

6.87% - 11.86%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

6.87% - 11.86%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

6.87% - 11.86%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

6.87% - 11.86%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

7.17% - 8.67%

-

Nabil Bank

Nabil Bank
Low Cost Housing

7.17% - 8.67%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

7.18% - 9.18%

-

Green Develop.

Green Dev. Bank
Institutional

7.70% - 11.70%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

7.70% - 11.70%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

7.86% - 10.86%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

7.91% - 9.91%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

8.06% - 10.06%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

8.06% - 10.06%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

8.16% - 10.16%

-

Central Fin

Central Finance Ltd
Deprived Sector

8.16% - 13.16%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

8.35% - 12.35%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

8.36% - 13.36%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

8.58% - 10.58%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

8.58% - 10.58%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

8.63% - 10.63%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

8.81% - 10.31%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

8.82% - 10.82%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

9.19% - 14.19%

-

Best Finance

Best Finance Co.
Deprived Sector

10.02% - 15.02%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

11.50% - 13.00%

-

Updated as on: Oct 7, 2025