college of Applied Business
college of Applied Business

Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.21% - 6.21%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.21% - 9.21%

-

Nabil Bank

Nabil Bank
Institutional

4.53% - 6.53%

-

Nepal Bank

Nepal Bank Ltd.
Individual

4.59% - 6.59%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

4.59% - 6.59%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

4.59% - 6.59%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

4.59% - 6.59%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

4.59% - 6.59%

-

Global IME

Global IME Bank
Micro finance Loan

4.83% - 6.83%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

4.94% - 6.94%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

4.99% - 6.99%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

5.07% - 7.07%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

5.07% - 7.07%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

5.08% - 7.08%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

5.13% - 7.13%

-

Siddhartha

Siddhartha Bank
Direct Lending

5.13% - 8.63%

-

NMB Bank

NMB Bank
Microfinance retail

5.18% - 7.18%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

5.18% - 10.18%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

5.18% - 10.18%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

5.20% - 7.20%

-

Kumari Bank

Kumari Bank
Deprived Sector

5.27% - 7.27%

-

Everest Bank

Everest Bank
Deprived Sector

5.38% - 7.38%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

5.44% - 9.44%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

5.44% - 9.44%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

5.61% - 9.61%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

5.61% - 9.61%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

5.66% - 10.65%

-

Shine Resunga

Shine Resunga BB
Wholesale

5.66% - 9.66%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

5.66% - 10.65%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

5.66% - 10.65%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

5.66% - 10.65%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

5.66% - 10.65%

-

Shine Resunga

Shine Resunga BB
Retail

5.66% - 9.66%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

5.66% - 10.65%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

5.69% - 9.44%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

5.72% - 5.72%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

5.81% - 10.81%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

5.81% - 10.81%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

5.81% - 7.81%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

5.81% - 10.81%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

6.01% - 8.01%

-

Nabil Bank

Nabil Bank
Low Cost Housing

6.03% - 7.53%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

6.03% - 7.53%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

6.09% - 9.09%

-

Central Fin

Central Finance Ltd
Deprived Sector

6.72% - 11.72%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

6.77% - 10.77%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

6.95% - 11.95%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

7.04% - 9.04%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

7.05% - 9.05%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

7.07% - 9.07%

-

Green Develop.

Green Dev. Bank
Institutional

7.28% - 11.28%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

7.28% - 11.28%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

7.28% - 9.28%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

7.28% - 9.28%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

7.33% - 12.33%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

7.45% - 9.45%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

7.45% - 9.45%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

7.89% - 9.39%

-

Best Finance

Best Finance Co.
Deprived Sector

8.28% - 13.28%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

8.64% - 10.64%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

8.64% - 10.64%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

10.99% - 11.99%

-

Updated as on: Jul 2, 2026