Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Grameen Prathimik Karja

7.52% - 12.52%

-

SCB

Standard Chartered Bank
Deprived Sector

7.52% - 9.52%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

8.57% - 10.57%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

8.57% - 10.57%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

8.57% - 10.57%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

8.57% - 10.57%

-

Nabil Bank

Nabil Bank
Institutional

8.86% - 10.86%

-

NIMB

Nepal Investment Mega Bank
Deprived sector

9.14% - 14.14%

-

Siddhartha

Siddhartha Bank
Direct Lending

9.22% - 13.22%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

9.22% - 11.22%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

9.30% - 11.30%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

9.30% - 11.30%

-

Global IME

Global IME Bank
Micro finance Loan

9.38% - 11.38%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

9.42% - 9.42%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

9.60% - 11.60%

-

NMB Bank

NMB Bank
Microfinance retail

9.71% - 11.71%

-

Krishi Bikas

Agriculture Dev. Bank
Yuba Swarojgar Karja

9.72% - 11.72%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

9.85% - 13.85%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

10.19% - 13.19%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

10.19% - 13.19%

-

Everest Bank

Everest Bank
Deprived Sector

10.21% - 12.21%

-

Shine Resunga

Shine Resunga BB
Wholesale

10.24% - 12.24%

-

Prime Bank

Prime Commercial Bank
Prime subsidized Loan

10.31% - 12.31%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

10.31% - 15.31%

-

Kumari Bank

Kumari Bank
Deprived Sector

10.31% - 12.31%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

10.31% - 15.31%

-

Himalayan

Himalayan Bank
Deprived Sector-Institutional

10.35% - 15.35%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

10.35% - 15.35%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

10.36% - 11.86%

-

Nabil Bank

Nabil Bank
Low Cost Housing

10.36% - 11.86%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

10.36% - 14.11%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

10.52% - 12.52%

-

Nepal Bank

Nepal Bank Ltd.
Individual

10.57% - 10.57%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

10.67% - 12.67%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

10.69% - 15.19%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

10.69% - 12.69%

-

Sanima Bank

Sanima Bank
Other Retail Loan

10.77% - 12.77%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

10.78% - 15.78%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

10.78% - 12.78%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

10.78% - 15.78%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

10.78% - 15.78%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

11.13% - 16.12%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

11.13% - 16.12%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

11.13% - 16.12%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

11.13% - 16.12%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

11.13% - 16.12%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

11.13% - 16.12%

-

Shine Resunga

Shine Resunga BB
Retail

11.24% - 13.24%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

11.30% - 13.30%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

11.36% - 13.36%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

11.36% - 13.36%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

11.54% - 16.54%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

11.74% - 13.74%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

11.74% - 13.74%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

11.98% - 15.98%

-

Green Develop.

Green Dev. Bank
Institutional

11.98% - 15.98%

-

Karnali Bikas

Karnali Bikas Bank
Deprived Loan

12.00% - 17.00%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

12.22% - 16.22%

-

Central Fin

Central Finance Ltd
Deprived Sector

12.23% - 17.23%

-

Shree Invest

Shree Invest &Finance
Deprived Sector-Retail

12.35% - 18.34%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

12.43% - 16.43%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

12.43% - 16.43%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

12.50% - 12.50%

3 years

Garima Bikas

Garima Bikas Bank
Micro Finance

12.59% - 14.59%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

13.04% - 15.04%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

13.04% - 15.04%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

13.25% - 15.25%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

13.25% - 15.25%

-

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

13.50% - 13.50%

5 years

Best Finance

Best Finance Co.
Deprived Sector

13.97% - 18.97%

-

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

14.50% - 14.50%

10 years

Updated as on: Mar 1, 2024