Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

5.11% - 7.11%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

5.11% - 10.11%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

6.12% - 8.12%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

6.12% - 8.12%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

6.12% - 8.12%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

6.12% - 8.12%

-

Nabil Bank

Nabil Bank
Institutional

6.17% - 8.17%

-

Everest Bank

Everest Bank
Deprived Sector

6.63% - 8.63%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

6.63% - 8.63%

-

NMB Bank

NMB Bank
Microfinance retail

6.73% - 8.73%

-

Global IME

Global IME Bank
Micro finance Loan

6.74% - 8.74%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

6.87% - 8.87%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

6.87% - 8.87%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

6.90% - 8.90%

-

Siddhartha

Siddhartha Bank
Direct Lending

6.90% - 10.40%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

6.90% - 8.90%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

6.94% - 6.94%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

7.01% - 8.76%

-

Kumari Bank

Kumari Bank
Deprived Sector

7.12% - 9.12%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

7.16% - 12.16%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

7.16% - 12.16%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

7.28% - 10.78%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

7.28% - 10.78%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

7.29% - 11.29%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

7.30% - 11.05%

-

Shine Resunga

Shine Resunga BB
Wholesale

7.52% - 11.52%

-

Shine Resunga

Shine Resunga BB
Retail

7.52% - 11.52%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

7.61% - 11.61%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

7.61% - 9.61%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

7.67% - 9.17%

-

Nabil Bank

Nabil Bank
Low Cost Housing

7.67% - 9.17%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

7.82% - 12.82%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

7.82% - 12.82%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

7.82% - 9.82%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

7.82% - 12.82%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

7.83% - 10.33%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

7.90% - 12.89%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

7.90% - 12.89%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

7.90% - 12.89%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

7.90% - 12.89%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

7.90% - 12.89%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

7.90% - 12.89%

-

Nepal Bank

Nepal Bank Ltd.
Individual

8.12% - 8.12%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

8.21% - 12.21%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

8.21% - 12.21%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

8.30% - 10.30%

-

NIMB

Nepal Investment Mega Bank
Deprived sector

8.41% - 10.41%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

8.52% - 12.52%

-

Green Develop.

Green Dev. Bank
Institutional

8.52% - 12.52%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

8.53% - 10.53%

-

Central Fin

Central Finance Ltd
Deprived Sector

8.66% - 13.66%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

8.67% - 13.67%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

8.79% - 11.79%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

8.87% - 10.87%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

8.97% - 10.97%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

8.97% - 10.97%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

9.28% - 11.28%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

9.28% - 11.28%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

9.33% - 13.33%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

9.38% - 11.38%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

9.40% - 11.40%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

9.56% - 11.06%

-

Best Finance

Best Finance Co.
Deprived Sector

11.48% - 16.48%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

11.50% - 13.00%

-

Updated as on: Feb 22, 2025