college of Applied Business
college of Applied Business

Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.12% - 6.12%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.12% - 9.12%

-

Nepal Bank

Nepal Bank Ltd.
Individual

4.38% - 6.38%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

4.38% - 6.38%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

4.38% - 6.38%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

4.38% - 6.38%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

4.38% - 6.38%

-

Nabil Bank

Nabil Bank
Institutional

4.41% - 6.41%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

4.59% - 6.59%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

4.60% - 6.60%

-

Global IME

Global IME Bank
Micro finance Loan

4.61% - 6.61%

-

Kumari Bank

Kumari Bank
Deprived Sector

4.83% - 6.83%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

4.84% - 9.84%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

4.84% - 9.84%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

4.88% - 6.88%

-

Siddhartha

Siddhartha Bank
Direct Lending

4.88% - 8.38%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

4.91% - 6.91%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

4.92% - 6.92%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

4.94% - 6.94%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

4.94% - 6.94%

-

NMB Bank

NMB Bank
Microfinance retail

4.95% - 6.95%

-

Everest Bank

Everest Bank
Deprived Sector

5.18% - 7.18%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

5.42% - 9.42%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

5.42% - 9.42%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

5.46% - 5.46%

-

Shine Resunga

Shine Resunga BB
Retail

5.47% - 9.47%

-

Shine Resunga

Shine Resunga BB
Wholesale

5.47% - 9.47%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

5.49% - 7.49%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

5.58% - 10.57%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

5.58% - 10.57%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

5.58% - 10.57%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

5.58% - 10.57%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

5.58% - 10.57%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

5.58% - 10.57%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

5.64% - 10.64%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

5.64% - 10.64%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

5.64% - 7.64%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

5.64% - 10.64%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

5.71% - 9.46%

-

Nabil Bank

Nabil Bank
Low Cost Housing

5.91% - 7.41%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

5.91% - 7.41%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

5.99% - 9.99%

-

Green Develop.

Green Dev. Bank
Institutional

5.99% - 9.99%

-

Central Fin

Central Finance Ltd
Deprived Sector

6.31% - 11.31%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

6.34% - 10.34%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

6.59% - 11.59%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

6.60% - 8.60%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

6.69% - 8.69%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

6.94% - 8.94%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

7.08% - 9.08%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

7.08% - 9.08%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

7.25% - 12.25%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

7.28% - 9.28%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

7.33% - 9.33%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

7.33% - 9.33%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

7.59% - 9.09%

-

Best Finance

Best Finance Co.
Deprived Sector

8.10% - 13.10%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

8.46% - 10.46%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

8.46% - 10.46%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

9.99% - 11.99%

-

Updated as on: Oct 29, 2026