Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

6.74% - 8.74%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

6.74% - 11.74%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

7.85% - 9.85%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

7.85% - 9.85%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

7.85% - 9.85%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

7.85% - 9.85%

-

Nabil Bank

Nabil Bank
Institutional

8.10% - 10.10%

-

NIMB

Nepal Investment Mega Bank
Deprived sector

8.26% - 13.26%

-

Global IME

Global IME Bank
Micro finance Loan

8.40% - 10.40%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

8.49% - 10.49%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

8.49% - 10.49%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

8.51% - 10.51%

-

Siddhartha

Siddhartha Bank
Direct Lending

8.51% - 12.51%

-

Krishi Bikas

Agriculture Dev. Bank
Yuba Swarojgar Karja

8.61% - 10.61%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

8.70% - 10.70%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

8.71% - 8.71%

-

NMB Bank

NMB Bank
Microfinance retail

8.94% - 10.94%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

9.07% - 13.07%

-

Shine Resunga

Shine Resunga BB
Wholesale

9.08% - 11.08%

-

Shine Resunga

Shine Resunga BB
Retail

9.08% - 12.08%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

9.21% - 12.71%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

9.21% - 12.71%

-

Everest Bank

Everest Bank
Deprived Sector

9.30% - 11.30%

-

Prime Bank

Prime Commercial Bank
Prime subsidized Loan

9.30% - 11.30%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

9.30% - 14.30%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

9.30% - 14.30%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

9.45% - 11.45%

-

Kumari Bank

Kumari Bank
Deprived Sector

9.48% - 11.48%

-

Himalayan

Himalayan Bank
Deprived Sector-Institutional

9.52% - 14.52%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

9.52% - 14.52%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

9.60% - 11.10%

-

Nabil Bank

Nabil Bank
Low Cost Housing

9.60% - 11.10%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

9.69% - 13.69%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

9.69% - 11.69%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

9.70% - 13.45%

-

Sanima Bank

Sanima Bank
Other Retail Loan

9.70% - 11.70%

-

Nepal Bank

Nepal Bank Ltd.
Individual

9.85% - 9.85%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

9.94% - 14.93%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

9.94% - 14.93%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

9.94% - 14.93%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

9.94% - 14.93%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

9.94% - 14.93%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

9.94% - 14.93%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

10.13% - 12.13%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

10.39% - 15.39%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

10.39% - 15.39%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

10.39% - 12.39%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

10.39% - 15.39%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

10.49% - 12.49%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

10.49% - 15.49%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

10.77% - 12.77%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

10.77% - 12.77%

-

Green Develop.

Green Dev. Bank
Institutional

10.80% - 14.80%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

10.80% - 14.80%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

10.83% - 12.83%

-

Central Fin

Central Finance Ltd
Deprived Sector

10.83% - 15.83%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

10.87% - 12.87%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

11.15% - 15.15%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

11.26% - 13.26%

-

Karnali Bikas

Karnali Bikas Bank
Deprived Loan

11.47% - 16.47%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

11.52% - 13.52%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

11.52% - 13.52%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

11.54% - 15.54%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

11.87% - 13.87%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

12.10% - 14.10%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

12.10% - 14.10%

-

Shree Invest

Shree Invest &Finance
Deprived Sector-Retail

12.35% - 18.34%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

12.50% - 12.50%

3 years

Best Finance

Best Finance Co.
Deprived Sector

13.14% - 18.14%

-

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

13.50% - 13.50%

5 years

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

14.50% - 14.50%

10 years

Updated as on: Jun 18, 2024