Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

Everest Bank

Everest Bank
Deprived Sector

9.97% - 16.97%

-

Nabil Bank

Nabil Bank
Institutional Prime

10.10% - 16.10%

-

NIMB

Nepal Investment Mega Bank
Deprived sector

10.50% - 16.50%

-

SCB

Standard Chartered Bank
Deprived Sector

10.67% - 13.67%

-

NMB Bank

NMB Bank
Other Co-operatives & Institution

10.68% - 16.68%

-

NMB Bank

NMB Bank
Agriculture Co-operatives

10.68% - 16.68%

-

NMB Bank

NMB Bank
FINGO

10.68% - 16.68%

-

NMB Bank

NMB Bank
"D Class Banks" & Other Inst

10.68% - 16.68%

-

NMB Bank

NMB Bank
Microfinance retail

10.68% - 16.68%

-

Siddhartha

Siddhartha Bank
Direct Lending

10.71% - 15.71%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

10.71% - 14.71%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

10.75% - 15.25%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

10.75% - 14.75%

-

Global IME

Global IME Bank
Micro finance Loan

10.80% - 16.80%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

10.86% - 16.86%

-

Himalayan

Himalayan Bank
Deprived Sector-Institutional

10.86% - 16.86%

-

Sanima Bank

Sanima Bank
Other Retail Loan

10.86% - 17.86%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

10.86% - 17.86%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

11.02% - 18.02%

-

Krishi Bikas

Agriculture Dev. Bank
Yuba Swarojgar Karja

11.06% - 13.06%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

11.14% - 17.14%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

11.14% - 13.14%

-

Prabhu Bank

Prabhu Bank
Indirect Lending

11.14% - 18.14%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

11.14% - 13.14%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

11.23% - 17.23%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

11.29% - 11.29%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

11.34% - 15.34%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

11.34% - 17.34%

-

Prime Bank

Prime Commercial Bank
Prime subsidized Loan

11.34% - 13.34%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

11.39% - 17.39%

-

Sunrise Bank

Sunrise Bank
DSL - Retail

11.62% - 17.62%

-

Sunrise Bank

Sunrise Bank
DSL - wholesale

11.62% - 17.62%

-

Civil Bank

Civil Bank
Institutional Loans/MFIs

11.73% - 15.73%

-

Civil Bank

Civil Bank
Cooperatives/NGOs

11.73% - 15.73%

-

Civil Bank

Civil Bank
Micro HP

11.73% - 16.73%

-

Nepal Bank

Nepal Bank Ltd.
Individual

11.90% - 11.90%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

11.90% - 11.90%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

11.90% - 11.90%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

11.90% - 11.90%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

11.90% - 11.90%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

12.26% - 19.26%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

12.26% - 19.26%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

12.33% - 14.33%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

12.33% - 14.33%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

12.36% - 17.36%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

12.48% - 20.73%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

12.48% - 20.73%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

12.50% - 12.50%

3 years

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

12.60% - 18.60%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

12.70% - 19.70%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

12.76% - 19.76%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

12.76% - 14.76%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

12.76% - 19.76%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

12.76% - 19.76%

-

Shine Resunga

Shine Resunga BB
Wholesale

12.79% - 17.79%

-

Shine Resunga

Shine Resunga BB
Retail

12.79% - 17.79%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

12.80% - 14.80%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

12.80% - 18.30%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

12.83% - 19.83%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

12.88% - 18.88%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

12.88% - 18.38%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

12.88% - 21.88%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

12.88% - 21.88%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

12.88% - 21.88%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

12.88% - 22.38%

-

Shree Invest

Shree Invest &Finance
Deprived Sector-Retail

13.01% - 19.00%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

13.10% - 18.10%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

13.19% - 20.19%

-

Karnali Bikas

Karnali Bikas Bank
Deprived Loan

13.26% - 18.26%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

13.30% - 20.30%

-

Kumari Bank

Kumari Bank
Deprived Sector

13.38% - 17.88%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

13.45% - 20.45%

-

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

13.50% - 13.50%

5 years

Green Develop.

Green Dev. Bank
Deprived-Retail

13.70% - 19.70%

-

Green Develop.

Green Dev. Bank
Institutional

13.70% - 19.70%

-

Nepal SBI

Nepal SBI Bank
Individuals-Fixed Rate

14.50% - 14.50%

10 years

SCB

Standard Chartered Bank
Grameen Prathimik Karja

14.67% - 16.17%

-

Best Finance

Best Finance Co.
Deprived Sector

14.95% - 18.95%

-

Janaki Finan.

Janaki Finance Co.
Deprived Loan

16.83% - 16.83%

-

Updated as on: Jan 27, 2023