Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.90% - 6.90%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.90% - 9.90%

-

Global IME

Global IME Bank
Micro finance Loan

5.76% - 7.76%

-

Nabil Bank

Nabil Bank
Institutional

5.83% - 7.83%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

6.03% - 8.03%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

6.13% - 7.63%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

6.13% - 7.63%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

6.15% - 8.15%

-

NMB Bank

NMB Bank
Microfinance retail

6.22% - 8.22%

-

Everest Bank

Everest Bank
Deprived Sector

6.27% - 8.27%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

6.30% - 8.30%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

6.34% - 8.34%

-

Siddhartha

Siddhartha Bank
Direct Lending

6.34% - 9.84%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

6.35% - 10.35%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

6.39% - 6.39%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

6.53% - 10.53%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

6.53% - 10.53%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

6.62% - 11.62%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

6.62% - 11.62%

-

Kumari Bank

Kumari Bank
Deprived Sector

6.62% - 8.62%

-

Nepal Bank

Nepal Bank Ltd.
Individual

6.63% - 7.63%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

6.63% - 7.63%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

6.63% - 7.63%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

6.66% - 8.66%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

6.66% - 8.66%

-

Shine Resunga

Shine Resunga BB
Retail

6.69% - 10.69%

-

Shine Resunga

Shine Resunga BB
Wholesale

6.69% - 10.69%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

6.94% - 10.69%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

7.10% - 9.10%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

7.10% - 11.10%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

7.12% - 12.12%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

7.12% - 9.12%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

7.12% - 12.12%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

7.12% - 12.12%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

7.22% - 11.22%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

7.22% - 11.22%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

7.24% - 12.23%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

7.24% - 12.23%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

7.24% - 12.23%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

7.24% - 12.23%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

7.24% - 12.23%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

7.24% - 12.23%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

7.33% - 8.83%

-

Nabil Bank

Nabil Bank
Low Cost Housing

7.33% - 8.83%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

7.36% - 9.36%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

8.02% - 12.02%

-

Green Develop.

Green Dev. Bank
Institutional

8.02% - 12.02%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

8.04% - 11.04%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

8.17% - 10.17%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

8.24% - 12.24%

-

Central Fin

Central Finance Ltd
Deprived Sector

8.25% - 13.25%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

8.29% - 10.29%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

8.29% - 10.29%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

8.46% - 13.46%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

8.48% - 10.48%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

8.66% - 10.66%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

8.69% - 10.69%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

8.69% - 10.69%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

8.94% - 10.94%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

9.13% - 10.63%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

9.18% - 14.18%

-

Best Finance

Best Finance Co.
Deprived Sector

10.64% - 15.64%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

11.50% - 13.00%

-

Updated as on: Jul 30, 2025