Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.35% - 9.35%

-

SCB

Standard Chartered Bank
Deprived Sector

4.35% - 6.35%

-

Global IME

Global IME Bank
Micro finance Loan

5.33% - 7.33%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

5.40% - 7.40%

-

Nabil Bank

Nabil Bank
Institutional

5.41% - 7.41%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

5.61% - 7.61%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

5.69% - 7.69%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

5.69% - 7.69%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

5.72% - 7.22%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

5.72% - 7.22%

-

NMB Bank

NMB Bank
Microfinance retail

5.72% - 7.72%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

5.76% - 7.76%

-

Everest Bank

Everest Bank
Deprived Sector

5.85% - 7.85%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

5.86% - 7.86%

-

Siddhartha

Siddhartha Bank
Direct Lending

5.86% - 9.36%

-

Kumari Bank

Kumari Bank
Deprived Sector

5.88% - 7.88%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

5.94% - 7.94%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

6.06% - 6.06%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

6.12% - 11.12%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

6.12% - 11.12%

-

Nepal Bank

Nepal Bank Ltd.
Individual

6.22% - 7.22%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

6.22% - 7.22%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

6.22% - 7.22%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

6.33% - 10.08%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

6.39% - 10.39%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

6.39% - 10.39%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

6.44% - 11.44%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

6.44% - 11.44%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

6.44% - 8.44%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

6.44% - 11.44%

-

Shine Resunga

Shine Resunga BB
Retail

6.45% - 10.45%

-

Shine Resunga

Shine Resunga BB
Wholesale

6.45% - 10.45%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

6.57% - 11.56%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

6.57% - 11.56%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

6.57% - 11.56%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

6.57% - 11.56%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

6.57% - 11.56%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

6.57% - 11.56%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

6.63% - 10.63%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

6.63% - 10.63%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

6.91% - 8.91%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

6.91% - 8.41%

-

Nabil Bank

Nabil Bank
Low Cost Housing

6.91% - 8.41%

-

Green Develop.

Green Dev. Bank
Institutional

7.44% - 11.44%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

7.44% - 11.44%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

7.58% - 10.58%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

7.68% - 9.68%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

7.69% - 9.69%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

7.88% - 9.88%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

7.88% - 9.88%

-

Central Fin

Central Finance Ltd
Deprived Sector

8.10% - 13.10%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

8.12% - 12.12%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

8.19% - 13.19%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

8.22% - 10.22%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

8.22% - 10.22%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

8.39% - 9.89%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

8.51% - 10.51%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

8.80% - 13.80%

-

Best Finance

Best Finance Co.
Deprived Sector

9.41% - 14.41%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

9.44% - 11.44%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

9.44% - 11.44%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

10.99% - 11.99%

-

Updated as on: Dec 2, 2025