Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.87% - 6.87%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.87% - 9.87%

-

Global IME

Global IME Bank
Micro finance Loan

5.60% - 7.60%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

5.69% - 7.69%

-

Nabil Bank

Nabil Bank
Institutional

5.74% - 7.74%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

5.98% - 7.98%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

5.99% - 7.49%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

5.99% - 7.49%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

6.11% - 8.11%

-

NMB Bank

NMB Bank
Microfinance retail

6.13% - 8.13%

-

Everest Bank

Everest Bank
Deprived Sector

6.15% - 8.15%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

6.19% - 8.19%

-

Siddhartha

Siddhartha Bank
Direct Lending

6.19% - 9.69%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

6.30% - 6.30%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

6.30% - 10.30%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

6.35% - 10.35%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

6.35% - 10.35%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

6.43% - 8.43%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

6.43% - 8.43%

-

Kumari Bank

Kumari Bank
Deprived Sector

6.44% - 8.44%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

6.49% - 11.49%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

6.49% - 11.49%

-

Nepal Bank

Nepal Bank Ltd.
Individual

6.49% - 7.49%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

6.49% - 7.49%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

6.49% - 7.49%

-

Shine Resunga

Shine Resunga BB
Wholesale

6.59% - 10.59%

-

Shine Resunga

Shine Resunga BB
Retail

6.59% - 10.59%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

6.76% - 10.51%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

6.92% - 10.92%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

6.92% - 10.92%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

6.93% - 11.93%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

6.93% - 11.93%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

6.93% - 8.93%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

6.93% - 11.93%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

7.05% - 12.04%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

7.05% - 12.04%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

7.05% - 12.04%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

7.05% - 12.04%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

7.05% - 12.04%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

7.05% - 12.04%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

7.09% - 9.09%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

7.10% - 9.10%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

7.10% - 11.10%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

7.24% - 8.74%

-

Nabil Bank

Nabil Bank
Low Cost Housing

7.24% - 8.74%

-

Green Develop.

Green Dev. Bank
Institutional

7.84% - 11.84%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

7.84% - 11.84%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

7.95% - 10.95%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

8.04% - 10.04%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

8.18% - 10.18%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

8.18% - 10.18%

-

Central Fin

Central Finance Ltd
Deprived Sector

8.25% - 13.25%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

8.28% - 12.28%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

8.43% - 10.43%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

8.51% - 13.51%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

8.56% - 10.56%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

8.58% - 10.58%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

8.58% - 10.58%

-

Garima Bikas

Garima Bikas Bank
Micro Finance

8.82% - 10.82%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

8.98% - 10.48%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

9.24% - 14.24%

-

Best Finance

Best Finance Co.
Deprived Sector

10.35% - 15.35%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

11.50% - 13.00%

-

Updated as on: Aug 27, 2025