college of Applied Business
college of Applied Business

Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.12% - 6.12%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.12% - 9.12%

-

Nepal Bank

Nepal Bank Ltd.
Individual

4.41% - 6.41%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

4.41% - 6.41%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

4.41% - 6.41%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

4.41% - 6.41%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

4.41% - 6.41%

-

Nabil Bank

Nabil Bank
Institutional

4.41% - 6.41%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

4.55% - 6.55%

-

Global IME

Global IME Bank
Micro finance Loan

4.64% - 6.64%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

4.71% - 6.71%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

4.87% - 9.87%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

4.87% - 9.87%

-

Kumari Bank

Kumari Bank
Deprived Sector

4.92% - 6.92%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

4.93% - 6.93%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

4.93% - 6.93%

-

Siddhartha

Siddhartha Bank
Direct Lending

4.93% - 8.43%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

4.94% - 6.94%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

4.94% - 6.94%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

4.97% - 6.97%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

4.99% - 8.99%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

4.99% - 8.99%

-

NMB Bank

NMB Bank
Microfinance retail

5.01% - 7.01%

-

Everest Bank

Everest Bank
Deprived Sector

5.18% - 7.18%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

5.46% - 9.46%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

5.46% - 9.46%

-

Shine Resunga

Shine Resunga BB
Wholesale

5.47% - 9.47%

-

Shine Resunga

Shine Resunga BB
Retail

5.47% - 9.47%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

5.51% - 5.51%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

5.57% - 10.56%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

5.57% - 10.56%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

5.57% - 10.56%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

5.57% - 10.56%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

5.57% - 10.56%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

5.57% - 10.56%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

5.64% - 7.64%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

5.64% - 10.64%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

5.64% - 7.64%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

5.64% - 10.64%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

5.64% - 10.64%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

5.68% - 9.43%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

5.79% - 8.79%

-

Nabil Bank

Nabil Bank
Low Cost Housing

5.91% - 7.41%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

5.91% - 7.41%

-

Green Develop.

Green Dev. Bank
Institutional

6.28% - 10.28%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

6.28% - 10.28%

-

Central Fin

Central Finance Ltd
Deprived Sector

6.31% - 11.31%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

6.59% - 11.59%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

6.60% - 8.60%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

6.65% - 10.65%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

6.69% - 8.69%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

6.94% - 8.94%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

7.11% - 9.11%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

7.11% - 9.11%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

7.25% - 12.25%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

7.33% - 9.33%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

7.33% - 9.33%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

7.59% - 9.09%

-

Best Finance

Best Finance Co.
Deprived Sector

8.10% - 13.10%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

8.52% - 10.52%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

8.52% - 10.52%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

9.99% - 11.99%

-

Updated as on: Oct 5, 2026