college of Applied Business
college of Applied Business

Deprived Sector

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Deprived Sector

4.29% - 6.29%

-

SCB

Standard Chartered Bank
Grameen Prathimik Karja

4.29% - 9.29%

-

Nabil Bank

Nabil Bank
Institutional

4.58% - 6.58%

-

Nepal Bank

Nepal Bank Ltd.
Individual

4.67% - 6.67%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Revolving

4.67% - 6.67%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) -Term Loan

4.67% - 6.67%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Wholesale) - Term loan

4.67% - 6.67%

-

Nepal Bank

Nepal Bank Ltd.
Institutional (Retail) - Revolving

4.67% - 6.67%

-

Global IME

Global IME Bank
Micro finance Loan

4.89% - 6.89%

-

Krishi Bikas

Agricultural Dev. Bank
Yuba Swarojgar Karja

5.00% - 7.00%

-

Sanima Bank

Sanima Bank
Wholesale Loan/ Credit

5.05% - 7.05%

-

Prabhu Bank

Prabhu Bank
Other Subsidized Loan

5.12% - 7.12%

-

Prabhu Bank

Prabhu Bank
Deprived Subsidized Loan

5.12% - 7.12%

-

Machhapuchhre

Machhapuchhre Bank
Direct Lending

5.14% - 7.14%

-

Siddhartha

Siddhartha Bank
Wholesale Lending

5.20% - 7.20%

-

Siddhartha

Siddhartha Bank
Direct Lending

5.20% - 8.70%

-

NMB Bank

NMB Bank
Microfinance retail

5.23% - 7.23%

-

Citizens Bank

Citizens Bank Int'l
Deprived Sector Loan

5.28% - 7.28%

-

Prime Bank

Prime Commercial Bank
Deprived sector-Retail

5.30% - 10.30%

-

Prime Bank

Prime Commercial Bank
Deprived Sector-Institutional

5.30% - 10.30%

-

Kumari Bank

Kumari Bank
Deprived Sector

5.33% - 7.33%

-

Everest Bank

Everest Bank
Deprived Sector

5.49% - 7.49%

-

Excel Bikas

Excel Bikas Bank
Subsidy Loan

5.61% - 9.61%

-

Excel Bikas

Excel Bikas Bank
Dep. Sector-Personal

5.61% - 9.61%

-

RBB

Rastriya Banijya Bank
Deprived sector-Individual

5.74% - 5.74%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector-Retail

5.74% - 9.74%

-

Lumbini Bikas

Lumbini Bikas Bank
Deprived Sector loan

5.74% - 9.74%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Individual

5.77% - 9.52%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Hydro

5.78% - 10.77%

-

Shangrila Dev.

Shangrila Bikas Bank
Deprived Loan-Other

5.78% - 10.77%

-

Shangrila Dev.

Shangrila Bikas Bank
Seasonal Loan

5.78% - 10.77%

-

Shangrila Dev.

Shangrila Bikas Bank
Wholesale Lending

5.78% - 10.77%

-

Shangrila Dev.

Shangrila Bikas Bank
Micro Enterprise

5.78% - 10.77%

-

Shangrila Dev.

Shangrila Bikas Bank
Low Cost Housing

5.78% - 10.77%

-

Shine Resunga

Shine Resunga BB
Wholesale

5.80% - 9.80%

-

Shine Resunga

Shine Resunga BB
Retail

5.80% - 9.80%

-

Jyoti Bikas

Jyoti Bikas Bank
Institutional

5.84% - 10.84%

-

Jyoti Bikas

Jyoti Bikas Bank
Individual

5.84% - 10.84%

-

Jyoti Bikas

Jyoti Bikas Bank
Subsidised Loan

5.84% - 7.84%

-

Jyoti Bikas

Jyoti Bikas Bank
Microfinance Loan

5.84% - 10.84%

-

Nabil Bank

Nabil Bank
DDSL Auto Loan

6.08% - 7.58%

-

Nabil Bank

Nabil Bank
Low Cost Housing

6.08% - 7.58%

-

Miteri Bikas

Miteri Bikas Bank
Deprived Sector

6.17% - 8.17%

-

ICFC Finance

ICFC Finance Ltd
Deprived Sector-retail

6.23% - 9.23%

-

Central Fin

Central Finance Ltd
Deprived Sector

6.96% - 11.96%

-

Goodwill Finan.

Goodwill Finance Co.
Deprived Sector

7.00% - 11.00%

-

Prabhu Bank

Prabhu Bank
Other Deprived Loan

7.12% - 9.12%

-

NIC Asia

NIC ASIA Bank
Deprived Sector Lending

7.17% - 9.17%

-

Green Develop.

Green Dev. Bank
Institutional

7.30% - 11.30%

-

Green Develop.

Green Dev. Bank
Deprived-Retail

7.30% - 11.30%

-

Reliance Fin.

Reliance Finance Ltd.
Deprived-Retail

7.30% - 9.30%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector-Ind.

7.39% - 9.39%

-

Nepal SBI

Nepal SBI Bank
Deprived Sector (MFI, NBFC)

7.39% - 9.39%

-

Sindhu Bikas

Sindhu Bikas Bank
Women Business

7.41% - 12.41%

-

Pokhara Finan.

Pokhara Finance
Deprived Sector -Retail

7.42% - 12.42%

-

Progressive

Progressive Fin. Co.
Subsidized Loan

7.80% - 9.80%

-

Progressive

Progressive Fin. Co.
Deprived-Retail

7.80% - 9.80%

-

Himalayan

Himalayan Bank
Deprived Sector-Retail

7.95% - 9.45%

-

Muktinath

Muktinath Bikas Bank
Small/Micro-Wholesale

8.73% - 10.73%

-

Muktinath

Muktinath Bikas Bank
Small/Micro Credit

8.73% - 10.73%

-

Best Finance

Best Finance Co.
Deprived Sector

8.89% - 13.89%

-

Nepal SBI

Nepal SBI Bank
Individual-Fixed Rate

10.99% - 11.99%

-

Updated as on: May 27, 2026