college of Applied Business
college of Applied Business

Home Loan

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Home Loan-Offer

5.99% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

4.49% - 4.49%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

4.56% - 4.56%

-

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

4.80% - 6.80%

0.75%-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

5.00% - 8.00%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

5.00% - 8.00%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.00% - 8.00%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.00% - 7.00%

10 years

Nabil Bank

Nabil Bank
Home Loan

5.08% - 7.08%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

5.17% - 6.67%

25 years

Siddhartha

Siddhartha Bank
Home Loan-Women

7.49% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan

7.75% offer

7 years

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Citizens Bank

Citizens Bank Int'l
Home Loan

6.99% offer

7 years

Prime Bank

Prime Commercial Bank
Home Loan

5.30% - 10.30%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

5.30% - 10.30%

-

Nabil Bank

Nabil Bank
Affordable Loan

5.33% - 5.33%

-

Everest Bank

Everest Bank
Home Loan

5.49% - 7.49%

0.75%-

Nabil Bank

Nabil Bank
Super Home Loan

5.58% - 7.58%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

5.58% - 7.33%

-

Excel Bikas

Excel Bikas Bank
Home Loan

5.61% - 9.61%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

5.64% - 7.64%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

5.72% - 7.72%

-

NMB Bank

NMB Bank
Home Loan-(3 cr)

5.73% - 7.73%

20 years

NMB Bank

NMB Bank
Home Loan->(3 Cr.)

5.73% - 7.73%

20 years

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

5.74% - 9.74%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(3 cr)

5.74% - 5.99%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

5.77% - 10.77%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

5.77% - 9.52%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

5.78% - 9.77%

-

Shine Resunga

Shine Resunga BB
Home Loan

5.80% - 9.80%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

5.84% - 10.84%

-

Nepal SBI

Nepal SBI Bank
Home Loan

5.89% - 7.89%

-

Himalayan

Himalayan Bank
Home Loan-Premier

5.95% - 7.95%

0.75%-

Manjushree

Manjushree Finance
Home Loan

5.99% - 9.99%

15 years

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

6.12% - 9.12%

25 years

Muktinath

Muktinath Bikas Bank
Home Loan

6.13% - 8.13%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

6.14% - 8.14%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

6.17% - 10.17%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

6.22% - 8.22%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

6.23% - 8.23%

-

RBB

Rastriya Banijya Bank
Home Loan

6.24% - 6.74%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.24% - 6.74%

0.75%20 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.24% - 6.99%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 3 Cr.)

6.24% - 6.24%

-

Garima Bikas

Garima Bikas Bank
Home Loan

6.29% - 8.29%

-

Kumari Bank

Kumari Bank
Home Loan

6.33% - 8.33%

-

Global IME

Global IME Bank
Home Loan

6.39% - 8.39%

-

NIC Asia

NIC ASIA Bank
Home Loan

6.42% - 8.42%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

6.42% - 8.42%

0.75%-

Sanima Bank

Sanima Bank
Home Loan-Equity

6.55% - 8.55%

-

Sanima Bank

Sanima Bank
Home Loan

6.55% - 8.55%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

6.66% - 6.66%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

6.72% - 8.72%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

6.73% - 8.73%

-

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

6.80% - 8.80%

-

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

6.86% - 13.86%

-

Central Fin

Central Finance Ltd
Home Loan

6.96% - 11.96%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

6.99% - 6.99%

7 years

NIC Asia

NIC ASIA Bank
Home Loan-Fixed Rate

6.99% - 6.99%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

7.00% - 11.00%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

7.09% - 7.09%

0.75%-

Prabhu Bank

Prabhu Bank
Low Cost Housing

7.12% - 9.12%

-

NMB Bank

NMB Bank
Land Purchase>1Cr

7.23% - 9.23%

-

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

7.25% - 8.00%

0.75%15 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

7.25% - 7.25%

0.75%7 years

Green Develop.

Green Dev. Bank
Home Loan

7.30% - 11.30%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

7.41% - 12.41%

-

Pokhara Finan.

Pokhara Finance
Home Loan

7.42% - 11.42%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.49% - 7.49%

0.75%7 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

7.50% - 8.00%

0.75%20 years

Reliance Fin.

Reliance Finance Ltd.
Home Loan

7.55% - 9.30%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

7.75% - 7.75%

5 years

Progressive

Progressive Fin. Co.
Home Loan

7.80% - 10.80%

-

Himalayan

Himalayan Bank
Home Loan-Standard

7.95% - 9.45%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

7.99% - 11.99%

15 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.00% - 8.00%

7 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.50% - 8.50%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

8.50% - 8.50%

10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.50% - 8.50%

0.75%10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.75% - 8.75%

0.75%-

Best Finance

Best Finance Co.
Home Loan

8.89% - 13.89%

-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

8.99% - 10.49%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

7 years

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 10.99%

-

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

9.00% - 11.00%

20 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

-

Janaki Finan.

Janaki Finance Co.
Home Loan

9.71% - 15.00%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

9.90% - 9.90%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

9.99% - 9.99%

0.75%10 years

Nepal Bank

Nepal Bank Ltd.
Home -Fixed Rate

9.99% - 9.99%

10 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Updated as on: May 27, 2026