| Bank/FI | Name | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|
SCBStandard Chartered Bank | Home Loan-Offer | 5.99% offer | 7 years | |
RBBRastriya Banijya Bank | Home Loan-Quake Victim | 4.26% - 4.26% | - | |
RBBRastriya Banijya Bank | Home Loan (For Army) | 4.33% - 4.33% | - | |
Krishi BikasAgricultural Dev. Bank | Home Loan | 4.55% - 6.55% | 10 years | |
Krishi BikasAgricultural Dev. Bank | Home Loan | 4.55% - 7.55% | 15 years | |
Krishi BikasAgricultural Dev. Bank | Land Purchase Loan | 4.55% - 7.55% | - | |
Krishi BikasAgricultural Dev. Bank | Complex and HL | 4.55% - 7.55% | - | |
NIMBNepal Investment Mega Bank | Home Loan(3 cr) | 4.55% - 6.55% | 0.75% | - |
Prime BankPrime Commercial Bank | Home Loan | 4.87% - 9.87% | - | |
Prime BankPrime Commercial Bank | Home Loan-Repair | 4.87% - 9.87% | - | |
Nepal BankNepal Bank Ltd. | Sarvasulav Awash Karja | 4.91% - 6.41% | 25 years | |
Nabil BankNabil Bank | Home Loan | 4.91% - 6.91% | 0.75% | - |
SiddharthaSiddhartha Bank | Home Loan | 5.99% offer | 7 years | |
Citizens BankCitizens Bank Int'l | Home Loan | 5.99% offer | 7 years | |
Excel BikasExcel Bikas Bank | Home Loan | 4.99% - 8.99% | - | |
NMB BankNMB Bank | Sulav Home Loan | 9.99% offer | 10 years | |
Nabil BankNabil Bank | Affordable Loan | 5.16% - 5.16% | - | |
Everest BankEverest Bank | Home Loan | 5.18% - 7.18% | 0.75% | - |
Nabil BankNabil Bank | Sustainable Home Loan | 5.41% - 7.16% | - | |
Nabil BankNabil Bank | Super Home Loan | 5.41% - 7.41% | - | |
MachhapuchhreMachhapuchhre Bank | Home Loan(=2 Cr) | 5.43% - 7.43% | - | |
Laxmi SunriseLaxmi Sunrise | Home Loans | 5.44% - 7.44% | - | |
Kamana SewaKamana Sewa B.Bank | Home Loan | 5.46% - 10.46% | - | |
Lumbini BikasLumbini Bikas Bank | Home Loan | 5.46% - 9.46% | - | |
Shine ResungaShine Resunga BB | Home Loan | 5.47% - 9.47% | - | |
NMB BankNMB Bank | Housing Loan | 5.51% - 7.51% | - | |
RBBRastriya Banijya Bank | Home Loan-Mero(3 cr) | 5.51% - 5.76% | - | |
Shangrila Dev.Shangrila Bikas Bank | Home Loan | 5.57% - 9.56% | - | |
HimalayanHimalayan Bank | Home Loan-Premier | 5.59% - 7.59% | 0.75% | - |
Nepal SBINepal SBI Bank | Home Loan | 5.61% - 7.61% | - | |
Jyoti BikasJyoti Bikas Bank | Home Loan | 5.64% - 10.64% | - | |
Miteri BikasMiteri Bikas Bank | Home Loan | 5.64% - 9.64% | - | |
Global IMEGlobal IME Bank | Home Loan | 5.64% - 7.64% | - | |
MahalaxmiMahalaxmi Bikas Bank | Home Loan | 5.68% - 9.43% | - | |
Sanima BankSanima Bank | Eco Home Loan | 5.71% - 7.71% | - | |
Kumari BankKumari Bank | Home Loan | 5.92% - 7.92% | - | |
MuktinathMuktinath Bikas Bank | Home Loan | 5.92% - 7.92% | - | |
MachhapuchhreMachhapuchhre Bank | Home Loan(>2Cr) | 5.93% - 7.93% | - | |
Laxmi SunriseLaxmi Sunrise | Home Loan-Equity | 5.94% - 7.94% | - | |
NIC AsiaNIC ASIA Bank | Home Loan | 5.94% - 7.94% | - | |
ManjushreeManjushree Finance | Home Loan | 5.94% - 9.94% | 15 years | |
Prabhu BankPrabhu Bank | Prabhu Home Loan | 5.94% - 8.94% | 25 years | |
RBBRastriya Banijya Bank | Your Own Home Loan | 6.01% - 6.76% | 0.75% | 20 years |
NMB BankNMB Bank | Land Purchase | 6.01% - 8.01% | - | |
RBBRastriya Banijya Bank | Home Loan-Mahalaxmi | 6.01% - 6.51% | 0.75% | 20 years |
RBBRastriya Banijya Bank | Home Loan | 6.01% - 6.51% | 0.75% | 15 years |
RBBRastriya Banijya Bank | Home Loan-Mero(> 3 Cr.) | 6.01% - 6.01% | - | |
Gurkhas FinanGurkhas Finance Ltd | Home loan | 6.10% - 13.10% | - | |
Nepal BankNepal Bank Ltd. | Ghaderi Karja | 6.16% - 8.16% | 0.75% | - |
Sanima BankSanima Bank | Home Loan | 6.21% - 8.21% | - | |
Garima BikasGarima Bikas Bank | Home Loan | 6.22% - 8.22% | - | |
Sanima BankSanima Bank | Home Loan-Equity | 6.26% - 8.21% | - | |
Green Develop.Green Dev. Bank | Home Loan | 6.28% - 10.28% | - | |
ICFC FinanceICFC Finance Ltd | Home Loan | 6.29% - 8.29% | - | |
Kumari BankKumari Bank | Home Loan-Fixed Rate | 6.29% - 6.29% | 7 years | |
Central FinCentral Finance Ltd | Home Loan | 6.31% - 11.31% | - | |
Nepal BankNepal Bank Ltd. | Shulav Aawas Karja | 6.40% - 6.40% | 0.75% | - |
Laxmi SunriseLaxmi Sunrise | Home Equity Revolving Credit | 6.44% - 8.44% | - | |
HimalayanHimalayan Bank | Home Loan-Fixed Rate | 6.50% - 6.50% | 0.75% | 7 years |
NIMBNepal Investment Mega Bank | Housing Loan>3cr | 6.55% - 8.55% | - | |
Pokhara Finan.Pokhara Finance | Home Loan | 6.59% - 10.59% | - | |
Goodwill Finan.Goodwill Finance Co. | Home Loan | 6.65% - 10.65% | - | |
Nepal BankNepal Bank Ltd. | Home Loan | 6.83% - 6.83% | 0.75% | - |
Reliance Fin.Reliance Finance Ltd. | Home Loan | 6.85% - 8.60% | - | |
Prabhu BankPrabhu Bank | Low Cost Housing | 6.94% - 8.94% | - | |
NIC AsiaNIC ASIA Bank | Home Loan-Fixed Rate | 6.99% - 6.99% | - | |
Laxmi SunriseLaxmi Sunrise | Home Loan-Fixed Rate | 6.99% - 10.99% | 15 years | |
Sindhu BikasSindhu Bikas Bank | Home Loan | 7.25% - 12.25% | - | |
RBBRastriya Banijya Bank | Home Loan-Fixed Rate | 7.25% - 8.00% | 0.75% | 15 years |
Everest BankEverest Bank | Home Loan-Fixed Rate | 7.25% - 7.25% | 0.75% | 7 years |
ProgressiveProgressive Fin. Co. | Home Loan | 7.33% - 10.33% | - | |
RBBRastriya Banijya Bank | Mahalaxmi HL-Fixed Rate | 7.50% - 8.00% | 0.75% | 20 years |
HimalayanHimalayan Bank | Home Loan-Standard | 7.59% - 9.09% | 0.75% | - |
MachhapuchhreMachhapuchhre Bank | Home Loans-Fixed rate | 7.75% - 7.75% | 5 years | |
Nepal BankNepal Bank Ltd. | Home Loan-Fixed Rate | 7.99% - 7.99% | 0.75% | 5 years |
Nabil BankNabil Bank | Home Loan-Dhukka | 7.99% - 7.99% | 7 years | |
Prabhu BankPrabhu Bank | Home Loan-Fixed Rate | 8.00% - 8.00% | 7 years | |
Best FinanceBest Finance Co. | Home Loan | 8.10% - 13.10% | - | |
MachhapuchhreMachhapuchhre Bank | Home Loans-Fixed rate | 8.50% - 8.50% | 10 years | |
Prabhu BankPrabhu Bank | Home Loan-Fixed Rate | 8.50% - 8.50% | - | |
SCBStandard Chartered Bank | Home Loan-Fixed Rate | 8.50% - 8.50% | 0.75% | 10 years |
SCBStandard Chartered Bank | Home Loan-Fixed Rate | 8.75% - 8.75% | 0.75% | - |
Nabil BankNabil Bank | Home Loan-Dhukka | 8.99% - 8.99% | 10 years | |
Nepal BankNepal Bank Ltd. | Home Loan-Fixed Rate | 8.99% - 8.99% | 10 years | |
Nepal SBINepal SBI Bank | Home Loan-Fixed Rate | 8.99% - 10.49% | - | |
Nepal BankNepal Bank Ltd. | Ghaderi Karja-Fixed Rate | 8.99% - 8.99% | 0.75% | 10 years |
Global IMEGlobal IME Bank | Home Loan-Fixed Rate | 8.99% - 8.99% | - | |
Prime BankPrime Commercial Bank | Home Loan-Fixed rate | 9.00% - 11.00% | 20 years | |
MachhapuchhreMachhapuchhre Bank | Home Loans-Fixed rate | 9.50% - 9.50% | - | |
Janaki Finan.Janaki Finance Co. | Home Loan | 9.80% - 14.40% | - | |
Krishi BikasAgricultural Dev. Bank | Home Loan -Fixed Rate | 10.15% - 12.15% | - | |
Krishi BikasAgricultural Dev. Bank | Land Purchase-Fixed Rate | 10.65% - 10.65% | - |
Updated as on: Oct 5, 2026