Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

4.81% - 4.81%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

4.88% - 4.88%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

5.40% - 8.40%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.40% - 8.40%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.40% - 7.40%

10 years

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

5.40% - 8.40%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

7.99% offer

7 years

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

5.51% - 7.51%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

5.72% - 7.22%

25 years

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Everest Bank

Everest Bank
Home Loan

5.85% - 7.85%

0.75%-

Siddhartha

Siddhartha Bank
Home Loan

7.75% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan-Women

7.49% offer

7 years

Nabil Bank

Nabil Bank
Home Loan

5.91% - 7.91%

0.75%-

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(3 cr)

6.06% - 6.31%

-

Prime Bank

Prime Commercial Bank
Home Loan

6.12% - 11.12%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

6.12% - 11.12%

-

Nabil Bank

Nabil Bank
Affordable Loan

6.16% - 6.16%

-

NMB Bank

NMB Bank
Home Loan-(3 cr)

6.22% - 8.22%

20 years

NMB Bank

NMB Bank
Home Loan->(3 Cr.)

6.22% - 8.22%

20 years

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

6.26% - 8.26%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

6.33% - 10.08%

-

SCB

Standard Chartered Bank
Home Loan

6.35% - 8.35%

-

Nepal SBI

Nepal SBI Bank
Home Loan

6.38% - 8.38%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

6.38% - 8.38%

-

Excel Bikas

Excel Bikas Bank
Home Loan

6.39% - 10.39%

-

Himalayan

Himalayan Bank
Home Loan-Premier

6.39% - 8.39%

0.75%-

Nabil Bank

Nabil Bank
Sustainable Home Loan

6.41% - 8.16%

-

Nabil Bank

Nabil Bank
Super Home Loan

6.41% - 8.41%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

6.44% - 11.44%

-

Shine Resunga

Shine Resunga BB
Home Loan

6.45% - 10.45%

-

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.56% - 7.31%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan

6.56% - 7.06%

0.75%15 years

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

6.56% - 11.56%

-

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.56% - 7.06%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 3 Cr.)

6.56% - 6.56%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

6.57% - 10.56%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

6.63% - 10.63%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

6.72% - 8.72%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

6.76% - 8.76%

-

Global IME

Global IME Bank
Home Loan

6.83% - 8.83%

-

Muktinath

Muktinath Bikas Bank
Home Loan

6.84% - 8.84%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

6.88% - 8.88%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

6.91% - 10.91%

-

NIC Asia

NIC ASIA Bank
Home Loan

6.93% - 8.93%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

6.97% - 8.97%

0.75%-

Sanima Bank

Sanima Bank
Home Loan-Equity

7.11% - 9.11%

-

Sanima Bank

Sanima Bank
Home Loan

7.11% - 9.11%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

7.21% - 7.21%

0.75%-

Garima Bikas

Garima Bikas Bank
Home Loan

7.23% - 9.23%

-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

7.38% - 9.38%

-

Kumari Bank

Kumari Bank
Home Loan

7.38% - 9.38%

-

Green Develop.

Green Dev. Bank
Home Loan

7.44% - 11.44%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.49% - 7.49%

0.75%7 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

7.50% - 7.50%

0.75%7 years

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

7.51% - 9.51%

-

Manjushree

Manjushree Finance
Home Loan

7.55% - 11.55%

15 years

ICFC Finance

ICFC Finance Ltd
Home Loan

7.58% - 11.58%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

7.64% - 7.64%

0.75%-

Prabhu Bank

Prabhu Bank
Low Cost Housing

7.69% - 9.69%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

7.69% - 9.69%

25 years

NMB Bank

NMB Bank
Land Purchase>1Cr

7.72% - 9.72%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

7.99% - 11.99%

15 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.00% - 8.00%

7 years

Central Fin

Central Finance Ltd
Home Loan

8.10% - 13.10%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

8.12% - 12.12%

-

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

8.12% - 15.12%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

8.19% - 13.19%

-

Progressive

Progressive Fin. Co.
Home Loan

8.22% - 11.22%

-

Himalayan

Himalayan Bank
Home Loan-Standard

8.39% - 9.89%

0.75%-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.50% - 8.50%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Reliance Fin.

Reliance Finance Ltd.
Home Loan

8.76% - 10.51%

-

Pokhara Finan.

Pokhara Finance
Home Loan

8.80% - 12.80%

-

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 10.99%

-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

8.99% - 10.49%

-

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

9.00% - 11.00%

20 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.25% - 10.25%

0.75%15 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.25% - 9.25%

0.75%5 years

Best Finance

Best Finance Co.
Home Loan

9.41% - 14.41%

-

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

9.50% - 9.75%

0.75%20 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

5 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

9.90% - 9.90%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Home -Fixed Rate

9.99% - 9.99%

10 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

9.99% - 9.99%

0.75%10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.00% - 10.00%

0.75%10 years

Krishi Bikas

Agricultural Dev. Bank
Home Purchase-Fixed Rate

10.15% - 11.65%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.25% - 10.25%

0.75%-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

10.50% - 10.50%

10 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

11.50% - 11.50%

-

Updated as on: Dec 2, 2025