Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

5.14% - 5.14%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

5.21% - 5.21%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

6.03% - 8.03%

10 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

6.03% - 9.03%

15 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

6.03% - 9.03%

-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

6.03% - 9.03%

-

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

6.26% - 7.76%

25 years

Citizens Bank

Citizens Bank Int'l
Housing Loan

9.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

8.99% offer

7 years

Everest Bank

Everest Bank
Home Loan

6.35% - 8.35%

0.75%-

Siddhartha

Siddhartha Bank
Home Loan

8.75% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan-Women

8.49% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(2 cr)

6.39% - 6.64%

-

Nabil Bank

Nabil Bank
Affordable Loan

6.58% - 6.58%

-

NMB Bank

NMB Bank
Home Loan-(3 cr)

6.72% - 8.72%

20 years

NMB Bank

NMB Bank
Home Loan->(3 Cr.)

6.72% - 8.72%

20 years

Prime Bank

Prime Commercial Bank
Home Loan-Repair

6.73% - 11.73%

-

Prime Bank

Prime Commercial Bank
Home Loan

6.73% - 11.73%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

6.80% - 8.80%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

6.83% - 8.58%

-

Excel Bikas

Excel Bikas Bank
Home Loan

6.86% - 10.86%

-

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.89% - 7.64%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.89% - 7.39%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan

6.89% - 7.39%

0.75%15 years

Shine Resunga

Shine Resunga BB
Home Loan

6.89% - 10.89%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 2 Cr.)

6.89% - 6.89%

-

SCB

Standard Chartered Bank
Home Loan

6.90% - 8.90%

-

Nepal SBI

Nepal SBI Bank
Home Loan

6.92% - 8.92%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

6.94% - 10.69%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

7.09% - 9.09%

-

NIC Asia

NIC ASIA Bank
Home Loan-Prime

7.17% - 9.17%

-

Himalayan

Himalayan Bank
Home Loan-Premier

7.20% - 9.20%

0.75%-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

7.22% - 11.22%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

7.22% - 9.22%

-

Muktinath

Muktinath Bikas Bank
Home Loan

7.23% - 11.23%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

7.24% - 11.23%

-

Global IME

Global IME Bank
Home Loan

7.26% - 9.26%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

7.27% - 12.27%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

7.30% - 12.30%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

7.30% - 9.30%

-

NIMB

Nepal Investment Mega Bank
Home Loan(2 cr)

7.33% - 9.33%

0.75%-

Nabil Bank

Nabil Bank
Home Loan

7.33% - 9.33%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

7.51% - 9.51%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

7.59% - 9.59%

-

Sanima Bank

Sanima Bank
Home Loan

7.65% - 9.65%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

7.65% - 9.65%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

7.75% - 7.75%

0.75%-

Manjushree

Manjushree Finance
Home Loan

7.81% - 11.81%

15 years

Garima Bikas

Garima Bikas Bank
Home Loan

7.83% - 9.83%

-

NIMB

Nepal Investment Mega Bank
Housing Loan->2 cr

7.83% - 9.83%

0.75%-

Miteri Bikas

Miteri Bikas Bank
Home Loan

7.86% - 9.86%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

7.99% - 11.99%

15 years

ICFC Finance

ICFC Finance Ltd
Home Loan

8.04% - 12.04%

-

Green Develop.

Green Dev. Bank
Home Loan

8.08% - 12.08%

-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

8.09% - 10.09%

-

Kumari Bank

Kumari Bank
Home Loan

8.12% - 10.12%

-

NIC Asia

NIC ASIA Bank
Home Loan OD 

8.17% - 10.17%

-

NIC Asia

NIC ASIA Bank
Home Loan-Standard

8.17% - 10.17%

5 years

Nepal Bank

Nepal Bank Ltd.
Home Loan

8.18% - 8.18%

0.75%-

NMB Bank

NMB Bank
Land Purchase>1Cr

8.22% - 10.22%

-

Central Fin

Central Finance Ltd
Home Loan

8.25% - 13.25%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

8.25% - 12.25%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

8.46% - 13.46%

-

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

8.58% - 15.58%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Prabhu Bank

Prabhu Bank
Low Cost Housing

8.68% - 10.68%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

8.68% - 10.68%

25 years

Progressive

Progressive Fin. Co.
Home Loan

8.69% - 11.69%

-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

8.73% - 10.73%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

7 years

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 10.99%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

9.00% - 9.00%

0.75%7 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

9.00% - 9.00%

0.75%7 years

Pokhara Finan.

Pokhara Finance
Home Loan

9.00% - 13.00%

-

Himalayan

Himalayan Bank
Home Loan-Standard

9.20% - 10.70%

0.75%-

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.25% - 9.75%

0.75%15 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.25% - 9.25%

0.75%5 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

5 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

9.50% - 9.75%

0.75%20 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

9.99% - 10.99%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

9.99% - 9.99%

5 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.00% - 10.00%

0.75%10 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

10.00% - 12.00%

20 years

Krishi Bikas

Agricultural Dev. Bank
Home Purchase-Fixed Rate

10.15% - 11.65%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.25% - 10.25%

0.75%-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

10.50% - 10.50%

10 years

Best Finance

Best Finance Co.
Home Loan

10.64% - 15.64%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

11.50% - 11.50%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

11.99% - 11.99%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

12.25% - 14.25%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

13.50% - 13.50%

0.75%10 years

Updated as on: Jul 23, 2025