college of Applied Business
college of Applied Business

Home Loan

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Home Loan-Offer

5.99% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

4.42% - 4.42%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

4.49% - 4.49%

-

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

4.75% - 6.75%

0.75%-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

4.94% - 6.94%

10 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

4.94% - 7.94%

15 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

4.94% - 7.94%

-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

4.94% - 7.94%

-

Nabil Bank

Nabil Bank
Home Loan

5.03% - 7.03%

0.75%-

Siddhartha

Siddhartha Bank
Home Loan

7.75% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan-Women

7.49% offer

7 years

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

5.09% - 6.59%

25 years

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Prime Bank

Prime Commercial Bank
Home Loan

5.18% - 10.18%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

5.18% - 10.18%

-

Citizens Bank

Citizens Bank Int'l
Home Loan

6.99% offer

7 years

Nabil Bank

Nabil Bank
Affordable Loan

5.28% - 5.28%

-

Everest Bank

Everest Bank
Home Loan

5.38% - 7.38%

0.75%-

Excel Bikas

Excel Bikas Bank
Home Loan

5.44% - 9.44%

-

Nabil Bank

Nabil Bank
Super Home Loan

5.53% - 7.53%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

5.53% - 7.28%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

5.58% - 7.58%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

5.59% - 9.58%

-

NMB Bank

NMB Bank
Home Loan->(3 Cr.)

5.61% - 7.61%

20 years

NMB Bank

NMB Bank
Home Loan-(3 cr)

5.61% - 7.61%

20 years

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

5.61% - 9.61%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

5.66% - 7.66%

-

Shine Resunga

Shine Resunga BB
Home Loan

5.66% - 9.66%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

5.66% - 9.41%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

5.67% - 10.67%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(3 cr)

5.67% - 5.92%

-

Nepal SBI

Nepal SBI Bank
Home Loan

5.78% - 7.78%

-

Himalayan

Himalayan Bank
Home Loan-Premier

5.81% - 7.81%

0.75%-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

5.81% - 10.81%

-

Manjushree

Manjushree Finance
Home Loan

5.83% - 9.83%

15 years

Global IME

Global IME Bank
Home Loan

5.83% - 7.83%

-

Sanima Bank

Sanima Bank
Eco Home Loan

5.92% - 7.92%

-

Muktinath

Muktinath Bikas Bank
Home Loan

5.97% - 7.97%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

5.98% - 9.98%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

6.07% - 9.07%

25 years

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

6.08% - 8.08%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

6.11% - 8.11%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

6.16% - 8.16%

-

RBB

Rastriya Banijya Bank
Home Loan

6.17% - 6.67%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.17% - 6.67%

0.75%20 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.17% - 6.92%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 3 Cr.)

6.17% - 6.17%

-

Kumari Bank

Kumari Bank
Home Loan

6.17% - 8.17%

-

Garima Bikas

Garima Bikas Bank
Home Loan

6.26% - 8.26%

-

NIC Asia

NIC ASIA Bank
Home Loan

6.29% - 8.29%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

6.34% - 8.34%

0.75%-

Sanima Bank

Sanima Bank
Home Loan

6.42% - 8.42%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

6.47% - 8.42%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

6.48% - 8.48%

-

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

6.54% - 13.54%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

6.58% - 6.58%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

6.66% - 8.66%

-

Central Fin

Central Finance Ltd
Home Loan

6.72% - 11.72%

-

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

6.75% - 6.75%

0.75%7 years

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

6.75% - 8.75%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

6.77% - 10.77%

-

Pokhara Finan.

Pokhara Finance
Home Loan

6.95% - 10.95%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

6.99% - 6.99%

7 years

NIC Asia

NIC ASIA Bank
Home Loan-Fixed Rate

6.99% - 6.99%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

7.01% - 7.01%

0.75%-

Prabhu Bank

Prabhu Bank
Low Cost Housing

7.07% - 9.07%

-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

7.09% - 8.84%

-

NMB Bank

NMB Bank
Land Purchase>1Cr

7.11% - 9.11%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.25% - 7.25%

0.75%7 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

7.25% - 8.00%

0.75%15 years

Green Develop.

Green Dev. Bank
Home Loan

7.28% - 11.28%

-

Progressive

Progressive Fin. Co.
Home Loan

7.33% - 10.33%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

7.33% - 12.33%

-

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

7.50% - 8.00%

0.75%20 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

7.75% - 7.75%

5 years

Himalayan

Himalayan Bank
Home Loan-Standard

7.81% - 9.31%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

7.99% - 11.99%

15 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.00% - 8.00%

7 years

Best Finance

Best Finance Co.
Home Loan

8.28% - 13.28%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.50% - 8.50%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.50% - 8.50%

0.75%10 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

8.50% - 8.50%

10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.75% - 8.75%

0.75%-

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 10.99%

-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

8.99% - 10.49%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

7 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

9.00% - 11.00%

20 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

-

Janaki Finan.

Janaki Finance Co.
Home Loan

9.79% - 15.08%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

9.90% - 9.90%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

9.99% - 9.99%

0.75%10 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

9.99% - 9.99%

10 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Updated as on: Jul 20, 2026