Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

5.05% - 5.05%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

5.12% - 5.12%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.69% - 8.69%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.69% - 7.69%

10 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

5.69% - 8.69%

-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

5.69% - 8.69%

-

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

5.79% - 7.79%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

5.99% - 7.49%

25 years

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Everest Bank

Everest Bank
Home Loan

6.15% - 8.15%

0.75%-

Siddhartha

Siddhartha Bank
Home Loan

8.75% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan-Women

8.49% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(2 cr)

6.30% - 6.55%

-

Citizens Bank

Citizens Bank Int'l
Housing Loan

9.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

8.99% offer

7 years

Excel Bikas

Excel Bikas Bank
Home Loan

6.35% - 10.35%

-

Prime Bank

Prime Commercial Bank
Home Loan

6.49% - 11.49%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

6.49% - 11.49%

-

Nabil Bank

Nabil Bank
Affordable Loan

6.49% - 6.49%

-

Shine Resunga

Shine Resunga BB
Home Loan

6.59% - 10.59%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

6.61% - 8.61%

-

NMB Bank

NMB Bank
Home Loan-(3 cr)

6.63% - 8.63%

20 years

NMB Bank

NMB Bank
Home Loan->(3 Cr.)

6.63% - 8.63%

20 years

Nepal SBI

Nepal SBI Bank
Home Loan

6.68% - 8.68%

-

SCB

Standard Chartered Bank
Home Loan

6.68% - 8.68%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

6.74% - 8.49%

-

Nabil Bank

Nabil Bank
Super Home Loan

6.74% - 8.74%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

6.76% - 10.51%

-

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.80% - 7.30%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan

6.80% - 7.30%

0.75%15 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.80% - 7.55%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 2 Cr.)

6.80% - 6.80%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

6.85% - 8.85%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

6.92% - 10.92%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

6.93% - 11.93%

-

Himalayan

Himalayan Bank
Home Loan-Premier

6.98% - 8.98%

0.75%-

NIC Asia

NIC ASIA Bank
Home Loan-Prime

7.04% - 9.04%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

7.05% - 11.04%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

7.05% - 12.05%

-

Muktinath

Muktinath Bikas Bank
Home Loan

7.10% - 11.10%

-

Global IME

Global IME Bank
Home Loan

7.10% - 9.10%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

7.11% - 9.11%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

7.13% - 9.13%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

7.24% - 9.24%

0.75%-

Nabil Bank

Nabil Bank
Home Loan

7.24% - 9.24%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

7.35% - 9.35%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

7.48% - 7.48%

0.75%-

Sanima Bank

Sanima Bank
Home Loan-Equity

7.48% - 9.48%

-

Sanima Bank

Sanima Bank
Home Loan

7.48% - 9.48%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.49% - 7.49%

0.75%7 years

Miteri Bikas

Miteri Bikas Bank
Home Loan

7.59% - 9.59%

-

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

7.79% - 9.79%

-

Manjushree

Manjushree Finance
Home Loan

7.80% - 11.80%

15 years

Garima Bikas

Garima Bikas Bank
Home Loan

7.82% - 9.82%

-

Green Develop.

Green Dev. Bank
Home Loan

7.84% - 11.84%

-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

7.85% - 9.85%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

7.91% - 7.91%

0.75%-

Kumari Bank

Kumari Bank
Home Loan

7.94% - 9.94%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

7.95% - 11.95%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

7.99% - 11.99%

15 years

NIC Asia

NIC ASIA Bank
Home Loan-Standard

8.04% - 10.04%

5 years

NIC Asia

NIC ASIA Bank
Home Loan OD 

8.04% - 10.04%

-

NMB Bank

NMB Bank
Land Purchase>1Cr

8.13% - 10.13%

-

Central Fin

Central Finance Ltd
Home Loan

8.25% - 13.25%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

8.28% - 12.28%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

8.43% - 13.43%

-

Prabhu Bank

Prabhu Bank
Low Cost Housing

8.43% - 10.43%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

8.43% - 10.43%

25 years

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

8.45% - 15.45%

-

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

8.50% - 8.50%

0.75%7 years

Progressive

Progressive Fin. Co.
Home Loan

8.58% - 11.58%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Reliance Fin.

Reliance Finance Ltd.
Home Loan

8.81% - 10.81%

-

Himalayan

Himalayan Bank
Home Loan-Standard

8.98% - 10.48%

0.75%-

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 10.99%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

7 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

9.00% - 11.00%

20 years

Pokhara Finan.

Pokhara Finance
Home Loan

9.24% - 13.24%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.25% - 9.25%

0.75%5 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.25% - 9.75%

0.75%15 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

9.50% - 9.75%

0.75%20 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

5 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

9.99% - 10.99%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

9.99% - 9.99%

5 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.00% - 10.00%

0.75%10 years

Krishi Bikas

Agricultural Dev. Bank
Home Purchase-Fixed Rate

10.15% - 11.65%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.25% - 10.25%

0.75%-

Best Finance

Best Finance Co.
Home Loan

10.35% - 15.35%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

10.50% - 10.50%

10 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

11.50% - 11.50%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

11.99% - 11.99%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

12.25% - 14.25%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

13.50% - 13.50%

0.75%10 years

Updated as on: Aug 30, 2025