college of Applied Business
college of Applied Business

Home Loan

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Home Loan-Offer

5.99% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

4.26% - 4.26%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

4.33% - 4.33%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

4.55% - 6.55%

10 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

4.55% - 7.55%

15 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

4.55% - 7.55%

-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

4.55% - 7.55%

-

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

4.55% - 6.55%

0.75%-

Prime Bank

Prime Commercial Bank
Home Loan

4.87% - 9.87%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

4.87% - 9.87%

-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

4.91% - 6.41%

25 years

Nabil Bank

Nabil Bank
Home Loan

4.91% - 6.91%

0.75%-

Siddhartha

Siddhartha Bank
Home Loan

5.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

5.99% offer

7 years

Excel Bikas

Excel Bikas Bank
Home Loan

4.99% - 8.99%

-

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Nabil Bank

Nabil Bank
Affordable Loan

5.16% - 5.16%

-

Everest Bank

Everest Bank
Home Loan

5.18% - 7.18%

0.75%-

Nabil Bank

Nabil Bank
Sustainable Home Loan

5.41% - 7.16%

-

Nabil Bank

Nabil Bank
Super Home Loan

5.41% - 7.41%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

5.43% - 7.43%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

5.44% - 7.44%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

5.46% - 10.46%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

5.46% - 9.46%

-

Shine Resunga

Shine Resunga BB
Home Loan

5.47% - 9.47%

-

NMB Bank

NMB Bank
Housing Loan

5.51% - 7.51%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(3 cr)

5.51% - 5.76%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

5.57% - 9.56%

-

Himalayan

Himalayan Bank
Home Loan-Premier

5.59% - 7.59%

0.75%-

Nepal SBI

Nepal SBI Bank
Home Loan

5.61% - 7.61%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

5.64% - 10.64%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

5.64% - 9.64%

-

Global IME

Global IME Bank
Home Loan

5.64% - 7.64%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

5.68% - 9.43%

-

Sanima Bank

Sanima Bank
Eco Home Loan

5.71% - 7.71%

-

Kumari Bank

Kumari Bank
Home Loan

5.92% - 7.92%

-

Muktinath

Muktinath Bikas Bank
Home Loan

5.92% - 7.92%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

5.93% - 7.93%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

5.94% - 7.94%

-

NIC Asia

NIC ASIA Bank
Home Loan

5.94% - 7.94%

-

Manjushree

Manjushree Finance
Home Loan

5.94% - 9.94%

15 years

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

5.94% - 8.94%

25 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.01% - 6.76%

0.75%20 years

NMB Bank

NMB Bank
Land Purchase

6.01% - 8.01%

-

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.01% - 6.51%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan

6.01% - 6.51%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 3 Cr.)

6.01% - 6.01%

-

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

6.10% - 13.10%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

6.16% - 8.16%

0.75%-

Sanima Bank

Sanima Bank
Home Loan

6.21% - 8.21%

-

Garima Bikas

Garima Bikas Bank
Home Loan

6.22% - 8.22%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

6.26% - 8.21%

-

Green Develop.

Green Dev. Bank
Home Loan

6.28% - 10.28%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

6.29% - 8.29%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

6.29% - 6.29%

7 years

Central Fin

Central Finance Ltd
Home Loan

6.31% - 11.31%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

6.40% - 6.40%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

6.44% - 8.44%

-

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

6.50% - 6.50%

0.75%7 years

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

6.55% - 8.55%

-

Pokhara Finan.

Pokhara Finance
Home Loan

6.59% - 10.59%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

6.65% - 10.65%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

6.83% - 6.83%

0.75%-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

6.85% - 8.60%

-

Prabhu Bank

Prabhu Bank
Low Cost Housing

6.94% - 8.94%

-

NIC Asia

NIC ASIA Bank
Home Loan-Fixed Rate

6.99% - 6.99%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

6.99% - 10.99%

15 years

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

7.25% - 12.25%

-

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

7.25% - 8.00%

0.75%15 years

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.25% - 7.25%

0.75%7 years

Progressive

Progressive Fin. Co.
Home Loan

7.33% - 10.33%

-

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

7.50% - 8.00%

0.75%20 years

Himalayan

Himalayan Bank
Home Loan-Standard

7.59% - 9.09%

0.75%-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

7.75% - 7.75%

5 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

7.99% - 7.99%

0.75%5 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

7.99% - 7.99%

7 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.00% - 8.00%

7 years

Best Finance

Best Finance Co.
Home Loan

8.10% - 13.10%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

8.50% - 8.50%

10 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.50% - 8.50%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.50% - 8.50%

0.75%10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.75% - 8.75%

0.75%-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

10 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

8.99% - 8.99%

10 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

8.99% - 10.49%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

8.99% - 8.99%

0.75%10 years

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 8.99%

-

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

9.00% - 11.00%

20 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

-

Janaki Finan.

Janaki Finance Co.
Home Loan

9.80% - 14.40%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 12.15%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Updated as on: Oct 5, 2026