Home Loan

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Home Loan-Offer

6.99% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

4.50% - 4.50%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

4.57% - 4.57%

-

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

4.90% - 6.90%

0.75%-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

5.06% - 8.06%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

5.06% - 8.06%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.06% - 8.06%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.06% - 7.06%

10 years

Nabil Bank

Nabil Bank
Home Loan

5.15% - 7.15%

0.75%-

Siddhartha

Siddhartha Bank
Home Loan-Women

7.49% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan

7.75% offer

7 years

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

5.28% - 6.78%

25 years

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

Nabil Bank

Nabil Bank
Affordable Loan

5.40% - 5.40%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

5.42% - 10.42%

-

Prime Bank

Prime Commercial Bank
Home Loan

5.42% - 10.42%

-

Everest Bank

Everest Bank
Home Loan

5.57% - 7.57%

0.75%-

Nabil Bank

Nabil Bank
Super Home Loan

5.65% - 7.65%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

5.65% - 7.40%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

5.69% - 7.69%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(3 cr)

5.75% - 6.00%

-

NMB Bank

NMB Bank
Home Loan->(3 Cr.)

5.77% - 7.77%

20 years

NMB Bank

NMB Bank
Home Loan-(3 cr)

5.77% - 7.77%

20 years

Laxmi Sunrise

Laxmi Sunrise
Home Loans

5.78% - 7.78%

-

Excel Bikas

Excel Bikas Bank
Home Loan

5.80% - 9.80%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

5.83% - 9.58%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

5.86% - 9.86%

-

Shine Resunga

Shine Resunga BB
Home Loan

5.91% - 9.91%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

5.93% - 9.92%

-

Nepal SBI

Nepal SBI Bank
Home Loan

5.99% - 7.99%

-

Himalayan

Himalayan Bank
Home Loan-Premier

5.99% - 7.99%

0.75%-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

6.02% - 11.02%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

6.05% - 10.05%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

6.06% - 11.06%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

6.16% - 9.16%

25 years

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

6.19% - 8.19%

-

Muktinath

Muktinath Bikas Bank
Home Loan

6.23% - 8.23%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 3 Cr.)

6.25% - 6.25%

-

RBB

Rastriya Banijya Bank
Home Loan

6.25% - 6.75%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.25% - 6.75%

0.75%20 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.25% - 7.00%

0.75%20 years

NMB Bank

NMB Bank
Land Purchase(1 Cr)

6.27% - 8.27%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

6.28% - 8.28%

-

Garima Bikas

Garima Bikas Bank
Home Loan

6.35% - 8.35%

-

Manjushree

Manjushree Finance
Home Loan

6.38% - 10.38%

15 years

Kumari Bank

Kumari Bank
Home Loan

6.41% - 8.41%

-

Global IME

Global IME Bank
Home Loan

6.45% - 8.45%

-

NIC Asia

NIC ASIA Bank
Home Loan

6.50% - 8.50%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

6.53% - 8.53%

0.75%-

Sanima Bank

Sanima Bank
Home Loan-Equity

6.68% - 8.68%

-

Sanima Bank

Sanima Bank
Home Loan

6.68% - 8.68%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

6.77% - 6.77%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

6.78% - 8.78%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

6.89% - 8.89%

-

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

6.90% - 8.90%

-

NIC Asia

NIC ASIA Bank
Home Loan-Fixed Rate

6.99% - 6.99%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

6.99% - 6.99%

7 years

Prabhu Bank

Prabhu Bank
Low Cost Housing

7.16% - 9.16%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

7.20% - 7.20%

0.75%-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

7.24% - 11.24%

-

NMB Bank

NMB Bank
Land Purchase>1Cr

7.27% - 9.27%

-

Green Develop.

Green Dev. Bank
Home Loan

7.36% - 11.36%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

7.48% - 12.48%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.49% - 7.49%

0.75%7 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

7.50% - 7.50%

0.75%7 years

Central Fin

Central Finance Ltd
Home Loan

7.57% - 12.57%

-

Pokhara Finan.

Pokhara Finance
Home Loan

7.61% - 11.61%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

7.75% - 7.75%

5 years

Progressive

Progressive Fin. Co.
Home Loan

7.80% - 10.80%

-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

7.88% - 9.63%

-

Himalayan

Himalayan Bank
Home Loan-Standard

7.99% - 9.49%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

7.99% - 11.99%

15 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.00% - 8.00%

7 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.25% - 8.25%

0.75%5 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

8.50% - 8.50%

10 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.50% - 8.50%

-

Best Finance

Best Finance Co.
Home Loan

8.89% - 13.89%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

7 years

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 10.99%

-

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

9.00% - 11.00%

20 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.00% - 9.00%

0.75%10 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

9.00% - 10.50%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.25% - 9.25%

0.75%-

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.25% - 9.75%

0.75%15 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

9.50% - 9.75%

0.75%20 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

-

Janaki Finan.

Janaki Finance Co.
Home Loan

9.71% - 15.00%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

9.90% - 9.90%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

9.99% - 9.99%

0.75%10 years

Nepal Bank

Nepal Bank Ltd.
Home -Fixed Rate

9.99% - 9.99%

10 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Updated as on: Apr 29, 2026