Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

4.97% - 4.97%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

5.04% - 5.04%

-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

5.55% - 8.55%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

5.55% - 8.55%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.55% - 8.55%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.55% - 7.55%

10 years

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

5.78% - 7.78%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

5.89% - 7.39%

25 years

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Everest Bank

Everest Bank
Home Loan

6.05% - 8.05%

0.75%-

Siddhartha

Siddhartha Bank
Home Loan-Women

7.49% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan

7.75% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

8.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Housing Loan

9.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(2 cr)

6.22% - 6.47%

-

Excel Bikas

Excel Bikas Bank
Home Loan

6.30% - 10.30%

-

Prime Bank

Prime Commercial Bank
Home Loan

6.40% - 11.40%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

6.40% - 11.40%

-

Nabil Bank

Nabil Bank
Affordable Loan

6.42% - 6.42%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

6.46% - 8.46%

-

NMB Bank

NMB Bank
Home Loan->(3 Cr.)

6.52% - 8.52%

20 years

NMB Bank

NMB Bank
Home Loan-(3 cr)

6.52% - 8.52%

20 years

Nepal SBI

Nepal SBI Bank
Home Loan

6.56% - 8.56%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

6.61% - 10.36%

-

Nabil Bank

Nabil Bank
Super Home Loan

6.67% - 8.67%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

6.67% - 8.42%

-

SCB

Standard Chartered Bank
Home Loan

6.68% - 8.68%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

6.71% - 8.71%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 2 Cr.)

6.72% - 6.72%

-

RBB

Rastriya Banijya Bank
Home Loan

6.72% - 7.22%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.72% - 7.22%

0.75%20 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.72% - 7.47%

0.75%20 years

Muktinath

Muktinath Bikas Bank
Home Loan

6.77% - 10.77%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

6.77% - 11.77%

-

Himalayan

Himalayan Bank
Home Loan-Premier

6.81% - 8.81%

0.75%-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

6.82% - 10.82%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

6.87% - 10.86%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

6.89% - 11.89%

-

NIC Asia

NIC ASIA Bank
Home Loan-Prime

6.91% - 8.91%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

6.96% - 8.96%

-

Global IME

Global IME Bank
Home Loan

6.99% - 8.99%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

7.02% - 9.02%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

7.14% - 9.14%

0.75%-

Nabil Bank

Nabil Bank
Home Loan

7.17% - 9.17%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

7.21% - 9.21%

-

Sanima Bank

Sanima Bank
Home Loan

7.36% - 9.36%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

7.36% - 9.36%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

7.38% - 7.38%

0.75%-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.49% - 7.49%

0.75%7 years

Miteri Bikas

Miteri Bikas Bank
Home Loan

7.68% - 9.68%

-

Green Develop.

Green Dev. Bank
Home Loan

7.70% - 11.70%

-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

7.71% - 9.71%

-

Kumari Bank

Kumari Bank
Home Loan

7.72% - 9.72%

-

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

7.78% - 9.78%

-

Manjushree

Manjushree Finance
Home Loan

7.79% - 11.79%

15 years

Nepal Bank

Nepal Bank Ltd.
Home Loan

7.81% - 7.81%

0.75%-

Garima Bikas

Garima Bikas Bank
Home Loan

7.82% - 9.82%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

7.86% - 11.86%

-

NIC Asia

NIC ASIA Bank
Home Loan-Standard

7.91% - 9.91%

5 years

NIC Asia

NIC ASIA Bank
Home Loan OD 

7.91% - 9.91%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

7.99% - 11.99%

15 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.00% - 8.00%

7 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

8.00% - 8.00%

0.75%7 years

NMB Bank

NMB Bank
Land Purchase>1Cr

8.02% - 10.02%

-

Central Fin

Central Finance Ltd
Home Loan

8.16% - 13.16%

-

Prabhu Bank

Prabhu Bank
Low Cost Housing

8.16% - 10.16%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

8.16% - 10.16%

25 years

Goodwill Finan.

Goodwill Finance Co.
Home Loan

8.35% - 12.35%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

8.36% - 13.36%

-

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

8.45% - 15.45%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.50% - 8.50%

-

Progressive

Progressive Fin. Co.
Home Loan

8.58% - 11.58%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Himalayan

Himalayan Bank
Home Loan-Standard

8.81% - 10.31%

0.75%-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

8.88% - 10.88%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

7 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

8.99% - 10.49%

-

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 10.99%

-

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

9.00% - 11.00%

20 years

Pokhara Finan.

Pokhara Finance
Home Loan

9.19% - 13.19%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.25% - 9.25%

0.75%5 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.25% - 9.75%

0.75%15 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

9.50% - 9.75%

0.75%20 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

5 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

9.90% - 9.90%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

9.99% - 9.99%

0.75%10 years

Nepal Bank

Nepal Bank Ltd.
Home -Fixed Rate

9.99% - 9.99%

10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.00% - 10.00%

0.75%10 years

Best Finance

Best Finance Co.
Home Loan

10.02% - 15.02%

-

Krishi Bikas

Agricultural Dev. Bank
Home Purchase-Fixed Rate

10.15% - 11.65%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.25% - 10.25%

0.75%-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

10.50% - 10.50%

10 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

11.50% - 11.50%

-

Updated as on: Sep 28, 2025