college of Applied Business
college of Applied Business

Home Loan

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Home Loan-Offer

5.99% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

4.21% - 4.21%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

4.28% - 4.28%

-

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

4.55% - 6.55%

0.75%-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

4.59% - 7.59%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

4.59% - 7.59%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

4.59% - 7.59%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

4.59% - 6.59%

10 years

Prime Bank

Prime Commercial Bank
Home Loan-Repair

4.87% - 9.87%

-

Prime Bank

Prime Commercial Bank
Home Loan

4.87% - 9.87%

-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

4.88% - 6.38%

25 years

Siddhartha

Siddhartha Bank
Home Loan

5.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

5.99% offer

7 years

Nabil Bank

Nabil Bank
Home Loan

4.91% - 6.91%

0.75%-

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Nabil Bank

Nabil Bank
Affordable Loan

5.16% - 5.16%

-

Everest Bank

Everest Bank
Home Loan

5.18% - 7.18%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

5.38% - 6.38%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

5.38% - 7.38%

-

Nabil Bank

Nabil Bank
Super Home Loan

5.41% - 7.41%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

5.41% - 7.16%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

5.42% - 9.42%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=3 Cr)

5.42% - 7.42%

-

NMB Bank

NMB Bank
Housing Loan

5.45% - 7.45%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(3 cr)

5.46% - 5.71%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

5.46% - 10.46%

-

Shine Resunga

Shine Resunga BB
Home Loan

5.47% - 9.47%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

5.49% - 9.49%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

5.58% - 9.57%

-

Nepal SBI

Nepal SBI Bank
Home Loan

5.58% - 7.58%

-

Himalayan

Himalayan Bank
Home Loan-Premier

5.59% - 7.59%

0.75%-

Sanima Bank

Sanima Bank
Eco Home Loan

5.60% - 7.60%

-

Global IME

Global IME Bank
Home Loan

5.61% - 7.61%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

5.64% - 10.64%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

5.71% - 9.46%

-

Kumari Bank

Kumari Bank
Home Loan

5.83% - 7.83%

-

Muktinath

Muktinath Bikas Bank
Home Loan

5.86% - 7.86%

-

Manjushree

Manjushree Finance
Home Loan

5.87% - 9.87%

15 years

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

5.88% - 7.88%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>3Cr)

5.92% - 7.92%

-

NIC Asia

NIC ASIA Bank
Home Loan

5.94% - 7.94%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

5.94% - 8.94%

25 years

NMB Bank

NMB Bank
Land Purchase

5.95% - 7.95%

-

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

5.96% - 6.46%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan

5.96% - 6.46%

0.75%15 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

5.96% - 6.71%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 3 Cr.)

5.96% - 5.96%

-

Green Develop.

Green Dev. Bank
Home Loan

5.99% - 9.99%

-

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

6.10% - 13.10%

-

Sanima Bank

Sanima Bank
Home Loan

6.10% - 8.10%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

6.15% - 8.10%

-

Garima Bikas

Garima Bikas Bank
Home Loan

6.18% - 8.18%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

6.29% - 6.29%

7 years

Central Fin

Central Finance Ltd
Home Loan

6.31% - 11.31%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

6.34% - 10.34%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

6.37% - 6.37%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

6.38% - 8.38%

-

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

6.50% - 6.50%

0.75%7 years

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

6.55% - 8.55%

-

Pokhara Finan.

Pokhara Finance
Home Loan

6.59% - 10.59%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

6.78% - 8.78%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

6.80% - 6.80%

0.75%-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

6.85% - 8.60%

-

Prabhu Bank

Prabhu Bank
Low Cost Housing

6.94% - 8.94%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

6.99% - 10.99%

15 years

NIC Asia

NIC ASIA Bank
Home Loan-Fixed Rate

6.99% - 6.99%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.25% - 7.25%

0.75%7 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

7.25% - 8.00%

0.75%15 years

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

7.25% - 12.25%

-

Progressive

Progressive Fin. Co.
Home Loan

7.33% - 10.33%

-

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

7.50% - 8.00%

0.75%20 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

7.50% - 9.50%

20 years

Himalayan

Himalayan Bank
Home Loan-Standard

7.59% - 9.09%

0.75%-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

7.75% - 7.75%

5 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

7.99% - 7.99%

7 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

7.99% - 7.99%

0.75%5 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.00% - 8.00%

7 years

Best Finance

Best Finance Co.
Home Loan

8.10% - 13.10%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.50% - 8.50%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

8.50% - 8.50%

5 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

8.50% - 8.50%

10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.50% - 8.50%

0.75%10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.75% - 8.75%

0.75%-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

10 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

8.99% - 8.99%

10 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

8.99% - 10.49%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

8.99% - 8.99%

0.75%10 years

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 8.99%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

9.15% - 11.15%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

9.65% - 9.65%

-

Janaki Finan.

Janaki Finance Co.
Home Loan

9.80% - 14.40%

-

Updated as on: Oct 28, 2026