Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

5.89% - 5.89%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

5.96% - 5.96%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

6.39% - 8.81%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

6.39% - 13.50%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

6.81% - 7.89%

25 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(2 cr)

6.84% - 6.84%

-

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan

6.94% - 8.94%

10 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan

6.94% - 9.94%

15 years

Krishi Bikas

Agriculture Dev. Bank
Land Purchase Loan

6.94% - 9.94%

-

Krishi Bikas

Agriculture Dev. Bank
Complex and HL

6.94% - 9.94%

-

Global IME

Global IME Bank
Home Loan

6.95% - 10.45%

-

Nabil Bank

Nabil Bank
Affordable Loan

7.06% - 7.06%

-

Siddhartha

Siddhartha Bank
Home Loan

8.75% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan-Women

8.49% offer

7 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

7.14% - 7.89%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 2 Cr.)

7.14% - 7.14%

-

Everest Bank

Everest Bank
Home Loan

7.15% - 9.15%

0.75%-

Nabil Bank

Nabil Bank
Sustainable Home Loan

7.31% - 9.06%

-

Prime Bank

Prime Commercial Bank
Home Loan

7.37% - 12.37%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

7.37% - 12.37%

-

SCB

Standard Chartered Bank
Home Loan

7.38% - 9.38%

-

NMB Bank

NMB Bank
Home Loan-(2.5 cr)

7.42% - 9.42%

20 years

NMB Bank

NMB Bank
Home Loan->(2.5Cr.)

7.42% - 9.42%

20 years

Excel Bikas

Excel Bikas Bank
Home Loan

7.42% - 10.92%

-

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

8.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Housing Loan

9.99% offer

7 years

Nabil Bank

Nabil Bank
Home Loan

7.56% - 9.31%

0.75%-

RBB

Rastriya Banijya Bank
Home Loan

7.64% - 8.14%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

7.64% - 8.14%

0.75%20 years

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

7.64% - 9.64%

-

Nepal SBI

Nepal SBI Bank
Home Loan

7.64% - 9.64%

-

Muktinath

Muktinath Bikas Bank
Home Loan

7.69% - 11.69%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

7.72% - 11.47%

-

Shine Resunga

Shine Resunga BB
Home Loan

7.74% - 11.74%

-

NIC Asia

NIC ASIA Bank
Home Loan-Prime

7.75% - 9.75%

-

Himalayan

Himalayan Bank
Home Loan-Premier

7.80% - 9.80%

0.75%-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

7.92% - 9.92%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

8.05% - 10.05%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

8.06% - 12.05%

-

NIMB

Nepal Investment Mega Bank
Home Loan(2.5 cr)

8.08% - 10.08%

0.75%-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

8.10% - 13.10%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

8.11% - 13.11%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

8.14% - 10.14%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

8.21% - 12.21%

-

Sanima Bank

Sanima Bank
Home Loan

8.40% - 10.40%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

8.40% - 10.40%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

8.49% - 11.99%

15 years

Garima Bikas

Garima Bikas Bank
Home Loan

8.52% - 10.52%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

8.53% - 10.53%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

8.55% - 10.55%

-

Pokhara Finan.

Pokhara Finance
Home Loan

8.56% - 12.56%

-

NIMB

Nepal Investment Mega Bank
Housing Loan->2.5 cr

8.58% - 10.58%

0.75%-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

NIC Asia

NIC ASIA Bank
Home Loan OD 

8.75% - 10.75%

-

NIC Asia

NIC ASIA Bank
Home Loan-Standard

8.75% - 10.75%

5 years

Green Develop.

Green Dev. Bank
Home Loan

8.76% - 12.76%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

8.82% - 13.82%

-

NMB Bank

NMB Bank
Land Purchase>1Cr

8.92% - 10.92%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

7 years

Everest Bank

Everest Bank
Home Loan-Fixed Rate

9.00% - 9.00%

0.75%7 years

ICFC Finance

ICFC Finance Ltd
Home Loan

9.02% - 13.02%

-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

9.05% - 11.05%

-

Kumari Bank

Kumari Bank
Home Loan

9.28% - 11.28%

-

Kumari Bank

Kumari Bank
Home Loan-Prime

9.28% - 11.28%

-

Central Fin

Central Finance Ltd
Home Loan

9.31% - 14.31%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

9.33% - 13.33%

-

Progressive

Progressive Fin. Co.
Home Loan

9.41% - 12.41%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

9.45% - 11.45%

25 years

Prabhu Bank

Prabhu Bank
Low Cost Housing

9.45% - 11.45%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

9.50% - 9.50%

0.75%7 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

5 years

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

9.60% - 16.60%

-

Manjushree

Manjushree Finance
Home Loan

9.67% - 13.67%

15 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.75% - 10.25%

0.75%15 years

Himalayan

Himalayan Bank
Home Loan-Standard

9.80% - 11.30%

0.75%-

Global IME

Global IME Bank
Home Loan-Fixed Rate

9.99% - 11.99%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

9.99% - 9.99%

5 years

Reliance Fin.

Reliance Finance Ltd.
Home Loan

9.99% - 11.99%

-

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

10.00% - 10.25%

0.75%20 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

10.00% - 12.00%

20 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

10.44% - 10.44%

5 years

Krishi Bikas

Agriculture Dev. Bank
Home Purchase Loan-Fixed

10.44% - 10.44%

5 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

10.50% - 10.50%

10 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

10.94% - 10.94%

10 years

Krishi Bikas

Agriculture Dev. Bank
Land Purchase-Fixed Rate

10.94% - 10.94%

-

Krishi Bikas

Agriculture Dev. Bank
Home Purchase-Fixed Rate

10.94% - 10.94%

10 years

Krishi Bikas

Agriculture Dev. Bank
Home Purchase Loan-Fixed Rate

10.94% - 10.94%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

11.00% - 11.00%

0.75%5 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

11.44% - 11.44%

15 years

Krishi Bikas

Agriculture Dev. Bank
Home Purchase-Fixed Rate

11.44% - 11.44%

15 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

11.50% - 11.50%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

11.75% - 11.75%

0.75%10 years

Best Finance

Best Finance Co.
Home Loan

11.90% - 16.90%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan-Fixed Rate

11.94% - 11.94%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

11.99% - 11.99%

-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

12.00% - 12.50%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

12.50% - 12.50%

0.75%-

Updated as on: Jan 20, 2025