Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

5.29% - 5.29%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

5.36% - 5.36%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

7.99% offer

7 years

Global IME

Global IME Bank
Home Loan

6.16% - 9.66%

-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

6.22% - 9.22%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

6.22% - 9.22%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

6.22% - 9.22%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

6.22% - 8.22%

10 years

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

6.32% - 7.82%

25 years

Everest Bank

Everest Bank
Home Loan

6.38% - 8.38%

0.75%-

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Siddhartha

Siddhartha Bank
Home Loan-Women

8.49% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan

8.75% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(2 cr)

6.54% - 6.79%

-

Citizens Bank

Citizens Bank Int'l
Home Loan

8.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Housing Loan

9.99% offer

7 years

Nabil Bank

Nabil Bank
Affordable Loan

6.68% - 6.68%

-

Prime Bank

Prime Commercial Bank
Home Loan

6.82% - 11.82%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

6.82% - 11.82%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

6.91% - 8.91%

-

NMB Bank

NMB Bank
Home Loan-(2.5 cr)

6.93% - 8.93%

20 years

Nabil Bank

Nabil Bank
Sustainable Home Loan

6.93% - 8.68%

-

NMB Bank

NMB Bank
Home Loan->(2.5Cr.)

6.93% - 8.93%

20 years

SCB

Standard Chartered Bank
Home Loan

6.97% - 8.97%

-

Shine Resunga

Shine Resunga BB
Home Loan

6.99% - 10.99%

-

Excel Bikas

Excel Bikas Bank
Home Loan

6.99% - 10.99%

-

RBB

Rastriya Banijya Bank
Your Own Home Loan

7.04% - 7.79%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

7.04% - 7.54%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 2 Cr.)

7.04% - 7.04%

-

RBB

Rastriya Banijya Bank
Home Loan

7.04% - 7.54%

0.75%15 years

Nepal SBI

Nepal SBI Bank
Home Loan

7.07% - 9.07%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

7.17% - 10.92%

-

Nabil Bank

Nabil Bank
Home Loan

7.18% - 8.93%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

7.18% - 9.18%

-

Himalayan

Himalayan Bank
Home Loan-Premier

7.24% - 9.24%

0.75%-

NIC Asia

NIC ASIA Bank
Home Loan-Prime

7.25% - 9.25%

-

Muktinath

Muktinath Bikas Bank
Home Loan

7.32% - 11.32%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

7.37% - 11.37%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

7.38% - 12.38%

-

NIMB

Nepal Investment Mega Bank
Home Loan(2 cr)

7.41% - 9.41%

0.75%-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

7.41% - 9.41%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

7.41% - 12.41%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

7.43% - 9.43%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

7.49% - 11.48%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

7.68% - 9.68%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

7.81% - 7.81%

0.75%-

Sanima Bank

Sanima Bank
Home Loan-Equity

7.87% - 9.87%

-

Sanima Bank

Sanima Bank
Home Loan

7.87% - 9.87%

-

NIMB

Nepal Investment Mega Bank
Housing Loan->2 cr

7.91% - 9.91%

0.75%-

Garima Bikas

Garima Bikas Bank
Home Loan

8.08% - 10.08%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

8.10% - 10.10%

-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

8.18% - 10.18%

-

Green Develop.

Green Dev. Bank
Home Loan

8.20% - 12.20%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

8.24% - 8.24%

0.75%-

ICFC Finance

ICFC Finance Ltd
Home Loan

8.24% - 12.24%

-

NIC Asia

NIC ASIA Bank
Home Loan OD 

8.25% - 10.25%

-

NIC Asia

NIC ASIA Bank
Home Loan-Standard

8.25% - 10.25%

5 years

Goodwill Finan.

Goodwill Finance Co.
Home Loan

8.30% - 12.30%

-

Kumari Bank

Kumari Bank
Home Loan

8.30% - 10.30%

-

Central Fin

Central Finance Ltd
Home Loan

8.35% - 13.35%

-

NMB Bank

NMB Bank
Land Purchase>1Cr

8.43% - 10.43%

-

Manjushree

Manjushree Finance
Home Loan

8.44% - 12.44%

15 years

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

8.49% - 11.99%

15 years

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

8.54% - 13.54%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

8.67% - 15.67%

-

Prabhu Bank

Prabhu Bank
Low Cost Housing

8.75% - 10.75%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

8.75% - 10.75%

25 years

Progressive

Progressive Fin. Co.
Home Loan

8.76% - 11.76%

-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

8.79% - 10.79%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

9.00% - 9.00%

0.75%7 years

Pokhara Finan.

Pokhara Finance
Home Loan

9.09% - 13.09%

-

Himalayan

Himalayan Bank
Home Loan-Standard

9.24% - 10.74%

0.75%-

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.25% - 9.75%

0.75%15 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

9.50% - 9.50%

0.75%7 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

5 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

9.50% - 9.75%

0.75%20 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.75% - 9.75%

0.75%5 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

9.99% - 9.99%

5 years

Global IME

Global IME Bank
Home Loan-Fixed Rate

9.99% - 11.99%

-

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

10.00% - 12.00%

20 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

Krishi Bikas

Agricultural Dev. Bank
Home Purchase-Fixed Rate

10.15% - 11.65%

15 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

10.50% - 10.50%

10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.50% - 10.50%

0.75%10 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

10.50% - 12.00%

-

Best Finance

Best Finance Co.
Home Loan

10.64% - 15.64%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.75% - 10.75%

0.75%-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

11.50% - 11.50%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

11.99% - 11.99%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

12.25% - 14.25%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

13.50% - 13.50%

0.75%10 years

Updated as on: May 27, 2025