Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

5.53% - 5.53%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

5.60% - 5.60%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

5.96% - 8.38%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

6.38% - 7.46%

25 years

Everest Bank

Everest Bank
Home Loan

6.46% - 8.46%

0.75%-

RBB

Rastriya Banijya Bank
Home Loan-Mero(2 cr)

6.48% - 6.48%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

6.52% - 9.52%

-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

6.52% - 9.52%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

6.52% - 9.52%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

6.52% - 8.52%

10 years

Global IME

Global IME Bank
Home Loan

6.56% - 10.06%

-

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Siddhartha

Siddhartha Bank
Home Loan-Women

8.49% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan

8.75% offer

7 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.78% - 7.53%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 2 Cr.)

6.78% - 6.78%

-

Nabil Bank

Nabil Bank
Affordable Loan

6.80% - 6.80%

-

Citizens Bank

Citizens Bank Int'l
Housing Loan

9.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

8.99% offer

7 years

Prime Bank

Prime Commercial Bank
Home Loan-Repair

7.00% - 12.00%

-

Prime Bank

Prime Commercial Bank
Home Loan

7.00% - 12.00%

-

SCB

Standard Chartered Bank
Home Loan

7.03% - 9.03%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

7.05% - 8.80%

-

NMB Bank

NMB Bank
Home Loan-(2.5 cr)

7.09% - 9.09%

20 years

NMB Bank

NMB Bank
Home Loan->(2.5Cr.)

7.09% - 9.09%

20 years

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

7.18% - 9.18%

-

Excel Bikas

Excel Bikas Bank
Home Loan

7.19% - 10.69%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

7.23% - 10.98%

-

RBB

Rastriya Banijya Bank
Home Loan

7.28% - 7.78%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

7.28% - 7.78%

0.75%20 years

Nabil Bank

Nabil Bank
Home Loan

7.30% - 9.05%

0.75%-

Shine Resunga

Shine Resunga BB
Home Loan

7.32% - 11.32%

-

Nepal SBI

Nepal SBI Bank
Home Loan

7.35% - 9.35%

-

Himalayan

Himalayan Bank
Home Loan-Premier

7.38% - 9.38%

0.75%-

NIC Asia

NIC ASIA Bank
Home Loan-Prime

7.41% - 9.41%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

7.43% - 9.43%

-

Muktinath

Muktinath Bikas Bank
Home Loan

7.51% - 11.51%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

7.58% - 12.58%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

7.59% - 9.59%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

7.61% - 12.61%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

7.63% - 11.62%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

7.68% - 9.68%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

7.70% - 11.70%

-

NIMB

Nepal Investment Mega Bank
Home Loan(2.5 cr)

7.75% - 9.75%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

7.93% - 9.93%

-

Sanima Bank

Sanima Bank
Home Loan

8.10% - 10.10%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

8.10% - 10.10%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

8.16% - 10.16%

-

Garima Bikas

Garima Bikas Bank
Home Loan

8.22% - 10.22%

-

NIMB

Nepal Investment Mega Bank
Housing Loan->2.5 cr

8.25% - 10.25%

0.75%-

Central Fin

Central Finance Ltd
Home Loan

8.33% - 13.33%

-

NIC Asia

NIC ASIA Bank
Home Loan OD 

8.41% - 10.41%

-

NIC Asia

NIC ASIA Bank
Home Loan-Standard

8.41% - 10.41%

5 years

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

8.43% - 10.43%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

8.49% - 11.99%

15 years

Green Develop.

Green Dev. Bank
Home Loan

8.51% - 12.51%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

8.55% - 12.55%

-

NMB Bank

NMB Bank
Land Purchase>1Cr

8.59% - 10.59%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

8.68% - 13.68%

-

Pokhara Finan.

Pokhara Finance
Home Loan

8.72% - 12.72%

-

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

8.84% - 15.84%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

8.86% - 12.86%

-

Prabhu Bank

Prabhu Bank
Low Cost Housing

8.93% - 10.93%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

8.93% - 10.93%

25 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

7 years

Kumari Bank

Kumari Bank
Home Loan-Prime

8.99% - 10.99%

-

Kumari Bank

Kumari Bank
Home Loan

8.99% - 10.99%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

9.00% - 9.00%

0.75%7 years

Progressive

Progressive Fin. Co.
Home Loan

9.09% - 12.09%

-

Manjushree

Manjushree Finance
Home Loan

9.21% - 13.21%

15 years

Reliance Fin.

Reliance Finance Ltd.
Home Loan

9.33% - 11.33%

-

Himalayan

Himalayan Bank
Home Loan-Standard

9.38% - 10.88%

0.75%-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

9.50% - 9.50%

0.75%7 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

5 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.75% - 9.75%

0.75%5 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.75% - 10.25%

0.75%15 years

Janaki Finan.

Janaki Finance Co.
Home Loan

9.93% - 15.22%

-

Global IME

Global IME Bank
Home Loan-Fixed Rate

9.99% - 11.99%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

9.99% - 9.99%

5 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

10.00% - 12.00%

20 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

10.00% - 10.25%

0.75%20 years

Krishi Bikas

Agricultural Dev. Bank
Home Purchase-Fixed Rate

10.15% - 11.65%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

10.50% - 12.00%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

10.50% - 10.50%

10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.50% - 10.50%

0.75%10 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.75% - 10.75%

0.75%-

Best Finance

Best Finance Co.
Home Loan

10.77% - 15.77%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

11.50% - 11.50%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

11.99% - 11.99%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

12.25% - 14.25%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

13.50% - 13.50%

0.75%10 years

Updated as on: Mar 28, 2025