Home Loan

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Home Loan-Offer

6.99% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

4.61% - 4.61%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

4.68% - 4.68%

-

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

5.12% - 7.12%

0.75%-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

5.13% - 8.13%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

5.13% - 8.13%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.13% - 8.13%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.13% - 7.13%

10 years

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Nabil Bank

Nabil Bank
Home Loan

5.41% - 7.41%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

5.48% - 6.98%

25 years

Siddhartha

Siddhartha Bank
Home Loan-Women

7.49% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan

7.75% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

Nabil Bank

Nabil Bank
Affordable Loan

5.66% - 5.66%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

5.69% - 10.69%

-

Prime Bank

Prime Commercial Bank
Home Loan

5.69% - 10.69%

-

Everest Bank

Everest Bank
Home Loan

5.75% - 7.75%

0.75%-

RBB

Rastriya Banijya Bank
Home Loan-Mero(3 cr)

5.86% - 6.11%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

5.87% - 7.87%

-

NMB Bank

NMB Bank
Home Loan->(3 Cr.)

5.89% - 7.89%

20 years

NMB Bank

NMB Bank
Home Loan-(3 cr)

5.89% - 7.89%

20 years

Nabil Bank

Nabil Bank
Super Home Loan

5.91% - 7.91%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

5.91% - 7.66%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

5.99% - 9.74%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

6.01% - 8.01%

-

Excel Bikas

Excel Bikas Bank
Home Loan

6.05% - 10.05%

-

Nepal SBI

Nepal SBI Bank
Home Loan

6.11% - 8.11%

-

Himalayan

Himalayan Bank
Home Loan-Premier

6.11% - 8.11%

0.75%-

Shine Resunga

Shine Resunga BB
Home Loan

6.13% - 10.13%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

6.14% - 11.14%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

6.15% - 11.15%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

6.16% - 10.16%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

6.21% - 10.20%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 3 Cr.)

6.36% - 6.36%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

6.36% - 10.36%

-

RBB

Rastriya Banijya Bank
Home Loan

6.36% - 6.86%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.36% - 6.86%

0.75%20 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.36% - 7.11%

0.75%20 years

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

6.37% - 8.37%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

6.39% - 8.39%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

6.39% - 9.39%

25 years

Muktinath

Muktinath Bikas Bank
Home Loan

6.47% - 8.47%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

6.51% - 8.51%

-

Global IME

Global IME Bank
Home Loan

6.57% - 8.57%

-

NIC Asia

NIC ASIA Bank
Home Loan

6.70% - 8.70%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

6.73% - 8.73%

0.75%-

Manjushree

Manjushree Finance
Home Loan

6.74% - 10.74%

15 years

Garima Bikas

Garima Bikas Bank
Home Loan

6.81% - 8.81%

-

Sanima Bank

Sanima Bank
Home Loan

6.84% - 8.84%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

6.84% - 8.84%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

6.97% - 6.97%

0.75%-

NIC Asia

NIC ASIA Bank
Home Loan-Fixed Rate

6.99% - 6.99%

-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

7.01% - 9.01%

-

Kumari Bank

Kumari Bank
Home Loan

7.09% - 9.09%

-

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

7.12% - 9.12%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

7.32% - 9.32%

-

NMB Bank

NMB Bank
Land Purchase>1Cr

7.39% - 9.39%

-

Prabhu Bank

Prabhu Bank
Low Cost Housing

7.39% - 9.39%

-

Green Develop.

Green Dev. Bank
Home Loan

7.40% - 11.40%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

7.40% - 7.40%

0.75%-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

7.49% - 11.49%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.49% - 7.49%

0.75%7 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

7.50% - 7.50%

0.75%7 years

Central Fin

Central Finance Ltd
Home Loan

7.57% - 12.57%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

7.67% - 12.67%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

7.75% - 7.75%

5 years

Pokhara Finan.

Pokhara Finance
Home Loan

7.96% - 11.96%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

7.99% - 11.99%

15 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.00% - 8.00%

7 years

Himalayan

Himalayan Bank
Home Loan-Standard

8.11% - 9.61%

0.75%-

Progressive

Progressive Fin. Co.
Home Loan

8.11% - 11.11%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.25% - 8.25%

0.75%5 years

Reliance Fin.

Reliance Finance Ltd.
Home Loan

8.38% - 10.13%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

8.50% - 8.50%

10 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.50% - 8.50%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Best Finance

Best Finance Co.
Home Loan

8.89% - 13.89%

-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

8.99% - 10.49%

-

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 10.99%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

7 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

9.00% - 11.00%

20 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.00% - 9.00%

0.75%10 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.25% - 9.75%

0.75%15 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.25% - 9.25%

0.75%-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

9.50% - 9.75%

0.75%20 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

9.90% - 9.90%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

9.99% - 9.99%

0.75%10 years

Nepal Bank

Nepal Bank Ltd.
Home -Fixed Rate

9.99% - 9.99%

10 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Updated as on: Feb 24, 2026