Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan (For Army)

8.95% - 8.95%

-

Everest Bank

Everest Bank
Home Loan

9.31% - 12.81%

0.75%-

Nabil Bank

Nabil Bank
Home Loan

9.45% - 13.45%

0.75%-

Siddhartha

Siddhartha Bank
Home Loan

10.99% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan-Women

10.74% offer

7 years

NMB Bank

NMB Bank
Housing Loan

9.81% - 14.81%

-

NMB Bank

NMB Bank
Home Loan-Low Cost

9.81% - 14.81%

-

NIMB

Nepal Investment Mega Bank
Home Loan

9.83% - 14.83%

0.75%-

Global IME

Global IME Bank
Home Loan

10.01% - 15.01%

-

RBB

Rastriya Banijya Bank
Your Own Home Loan

10.13% - 10.88%

0.75%20 years

SCB

Standard Chartered Bank
Home Loan

10.22% - 12.22%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan

10.30% - 12.30%

10 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan

10.30% - 13.30%

15 years

Krishi Bikas

Agriculture Dev. Bank
Land Purchase Loan

10.30% - 13.30%

-

Krishi Bikas

Agriculture Dev. Bank
Complex and HL

10.30% - 13.30%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

10.36% - 10.36%

7 years

Machhapuchhre

Machhapuchhre Bank
Home Loan

10.41% - 12.41%

-

NMB Bank

NMB Bank
Sulav Home Loan

10.45% - 10.45%

10 years

Citizens Bank

Citizens Bank Int'l
Housing Loan

12.50% offer

-

Prime Bank

Prime Commercial Bank
Home Loan

10.68% - 15.68%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

10.68% - 15.68%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

10.75% - 14.75%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

10.75% - 15.75%

-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

10.75% - 15.75%

-

Himalayan

Himalayan Bank
Home Loan

10.86% - 15.86%

0.75%10 years

Himalayan

Himalayan Bank
Home Loan

10.86% - 15.86%

0.75%-

NIC Asia

NIC ASIA Bank
Home Loan-Prime

10.95% - 12.95%

-

Global IME

Global IME Bank
Home Loan-Fixed Rate

10.99% - 13.99%

-

Nepal SBI

Nepal SBI Bank
Home Loan

11.07% - 13.57%

-

RBB

Rastriya Banijya Bank
Home Loan

11.13% - 11.13%

0.75%5 years

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

11.16% - 15.66%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan-Equity

11.16% - 15.66%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

11.25% - 11.25%

0.75%5 years

Sanima Bank

Sanima Bank
Home Loan

11.27% - 13.27%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

11.27% - 13.27%

-

Excel Bikas

Excel Bikas Bank
Home Loan

11.36% - 15.36%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

11.36% - 11.36%

10 years

RBB

Rastriya Banijya Bank
Home Loan

11.38% - 11.38%

0.75%10 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

11.38% - 11.38%

0.75%10 years

Nepal Bank

Nepal Bank Ltd.
Home Loan

11.39% - 13.39%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

11.39% - 11.39%

0.75%10 years

Muktinath

Muktinath Bikas Bank
Home Loan

11.47% - 16.47%

-

Muktinath

Muktinath Bikas Bank
Home Equity

11.47% - 16.47%

-

NMB Bank

NMB Bank
Home Loan-Fixed Rate

11.49% - 11.49%

20 years

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

11.52% - 15.52%

-

Shine Resunga

Shine Resunga BB
Home Loan

11.53% - 13.53%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

11.60% - 16.60%

-

RBB

Rastriya Banijya Bank
Home Loan

11.63% - 11.63%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

11.63% - 11.63%

0.75%20 years

NIC Asia

NIC ASIA Bank
Home Loan OD 

11.70% - 13.70%

-

NIC Asia

NIC ASIA Bank
Home Loan-Standard

11.70% - 13.70%

5 years

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

11.76% - 16.76%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

11.79% - 11.79%

7 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Professional

11.89% - 12.89%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Nepalaxmi

11.89% - 12.89%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

11.89% - 11.89%

0.75%-

Kumari Bank

Kumari Bank
Home Loan (< 2 cr)

11.89% - 13.89%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan

11.91% - 13.91%

-

Machhapuchhre

Machhapuchhre Bank
Auto Loan

11.91% - 13.91%

-

Prabhu Bank

Prabhu Bank
Low Cost Housing

11.94% - 13.94%

-

Corporate Dev

Corporate Bikas Bank
Home Loan

11.95% - 16.95%

-

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

11.96% - 18.96%

-

NMB Bank

NMB Bank
Home Loan-Fixed rate

11.99% - 11.99%

15 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

12.00% - 12.00%

0.75%10 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

12.00% - 12.00%

5 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

12.00% - 14.00%

20 years

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

12.03% - 17.03%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

12.05% - 12.05%

5 years

Krishi Bikas

Agriculture Dev. Bank
Home Purchase Loan-Fixed

12.05% - 12.05%

5 years

Garima Bikas

Garima Bikas Bank
Home Loan

12.05% - 14.05%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

12.25% - 14.25%

0.75%-

Karnali Bikas

Karnali Bikas Bank
Housing Loan

12.29% - 17.29%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

12.30% - 12.30%

10 years

Krishi Bikas

Agriculture Dev. Bank
Home Purchase-Fixed Rate

12.30% - 12.30%

10 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Realestate

12.39% - 13.39%

0.75%-

Manjushree

Manjushree Finance
Home Loan

12.40% - 17.20%

15 years

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

12.44% - 14.44%

25 years

Nabil Bank

Nabil Bank
Home Loan-Fixed Rate

12.49% - 12.49%

0.75%5 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

12.50% - 12.50%

0.75%-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

12.50% - 12.50%

0.75%7 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

12.55% - 12.55%

-

Krishi Bikas

Agriculture Dev. Bank
Land Purchase-Fixed Rate

12.55% - 12.55%

-

Krishi Bikas

Agriculture Dev. Bank
Home Purchase-Fixed Rate

12.55% - 12.55%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

12.58% - 15.58%

-

Green Develop.

Green Dev. Bank
Home Loan

12.69% - 16.69%

-

Green Develop.

Green Dev. Bank
Home Loan

12.69% - 16.69%

-

Pokhara Finan.

Pokhara Finance
Home Loan

12.69% - 16.69%

-

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

12.75% - 12.75%

0.75%5 years

Miteri Bikas

Miteri Bikas Bank
Home Loan

12.75% - 14.75%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

12.75% - 16.75%

-

Kumari Bank

Kumari Bank
Home Loan (> 2 cr)

12.89% - 14.89%

-

Shree Invest

Shree Invest &Finance
Home Loan

12.91% - 18.90%

-

Nabil Bank

Nabil Bank
Home Loan-Fixed Rate

12.99% - 12.99%

0.75%10 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

12.99% - 12.99%

5 years

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

12.99% - 14.99%

15 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

13.00% - 13.00%

0.75%10 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

13.00% - 13.00%

0.75%10 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

13.00% - 13.00%

10 years

Reliance Fin.

Reliance Finance Ltd.
Home Loan

13.20% - 17.20%

-

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

13.25% - 13.25%

0.75%15 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

13.25% - 13.25%

0.75%20 years

Nabil Bank

Nabil Bank
Home Loan-Fixed Rate

13.49% - 13.49%

0.75%15 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja(घडेरी कर्जा)-Fixed Rate

13.50% - 13.50%

0.75%-

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

13.50% - 13.50%

0.75%7 years

Everest Bank

Everest Bank
Home Loan-Fixed Rate

13.50% - 13.50%

0.75%10 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

13.50% - 13.50%

3 years

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

13.70% - 15.70%

-

NIC Asia

NIC ASIA Bank
Home Loan-Fixed Rate

13.76% - 13.76%

-

Progressive

Progressive Fin. Co.
Home Loan

13.77% - 16.77%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja(घडेरी कर्जा)

13.89% - 13.89%

0.75%-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

13.99% - 13.99%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

14.00% - 14.00%

-

Best Finance

Best Finance Co.
Home Loan

14.44% - 18.44%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

14.50% - 14.50%

0.75%-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

14.50% - 14.50%

5 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

15.00% - 15.00%

10 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

15.50% - 15.50%

-

Janaki Finan.

Janaki Finance Co.
Home Loan

18.34% - 20.34%

-

Updated as on: Nov 29, 2023