Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Nepal Army HL

9.61% - 9.61%

-

Everest Bank

Everest Bank
Home Loan-upto 1 crore

9.97% - 15.97%

0.75%-

Everest Bank

Everest Bank
Home Loan- Above Crore

9.97% - 15.97%

0.75%-

Nabil Bank

Nabil Bank
Housing Loan

10.10% - 17.10%

0.75%-

NIMB

Nepal Investment Mega Bank
Housing Loan

10.50% - 16.50%

0.75%-

NMB Bank

NMB Bank
Housing Loan

10.68% - 16.68%

-

NMB Bank

NMB Bank
Structured Low Cost Housing

10.68% - 16.68%

-

Siddhartha

Siddhartha Bank
Home Loan

10.71% - 16.71%

-

Nepal SBI

Nepal SBI Bank
Home Loan

10.75% - 16.75%

-

Himalayan

Himalayan Bank
Home Loan

10.86% - 16.86%

0.75%10 years

Himalayan

Himalayan Bank
Home Loan

10.86% - 16.86%

0.75%-

Sanima Bank

Sanima Bank
Home Loan

10.86% - 17.86%

-

Sanima Bank

Sanima Bank
Home Equity Loan

10.86% - 17.86%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

10.90% - 11.40%

0.75%5 years

NIC Asia

NIC ASIA Bank
Home Loan OD 

11.02% - 17.02%

-

NIC Asia

NIC ASIA Bank
Home Equity Loan

11.02% - 17.02%

15 years

NIC Asia

NIC ASIA Bank
Residential HL

11.02% - 17.02%

-

NIC Asia

NIC ASIA Bank
Easy Home Equity Loan

11.02% - 17.02%

15 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan

11.06% - 13.06%

-

Krishi Bikas

Agriculture Dev. Bank
House Purchase Loan

11.06% - 14.06%

-

Krishi Bikas

Agriculture Dev. Bank
Land Purchase Loan

11.06% - 14.06%

-

Krishi Bikas

Agriculture Dev. Bank
Complex and HL

11.06% - 14.06%

-

Laxmi Bank

Laxmi Bank
Home Loans

11.13% - 16.13%

-

Laxmi Bank

Laxmi Bank
Home Equity Loans

11.13% - 16.13%

-

Laxmi Bank

Laxmi Bank
Home Equity Revolving Credit

11.13% - 16.13%

-

Laxmi Bank

Laxmi Bank
Sana Byawasai Karja

11.13% - 16.13%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

11.14% - 17.14%

25 years

Prabhu Bank

Prabhu Bank
Low Cost Housing

11.14% - 18.14%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

11.15% - 11.65%

0.75%10 years

Machhapuchhre

Machhapuchhre Bank
Home Loans

11.23% - 17.23%

-

Prime Bank

Prime Commercial Bank
Home Loan

11.34% - 17.34%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

11.34% - 17.34%

-

Citizens Bank

Citizens Bank Int'l
Home Loan

11.39% - 17.39%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

11.40% - 11.90%

0.75%15 years

Sunrise Bank

Sunrise Bank
Ghar Karja

11.62% - 17.62%

-

Civil Bank

Civil Bank
Civil Home Loan

11.73% - 17.73%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

11.90% - 12.40%

0.75%20 years

Global IME

Global IME Bank
Home Loan-Fixed Rate

11.99% - 13.99%

-

SCB

Standard Chartered Bank
Home Loan

12.17% - 14.67%

-

Nepal Bank

Nepal Bank Ltd.
HL-Fixed Rate

12.25% - 14.25%

0.75%-

Excel Bikas

Excel Bikas Bank
Home Loan

12.26% - 19.26%

-

RBB

Rastriya Banijya Bank
Your Own Home Loan

12.29% - 13.29%

0.75%20 years

Progressive

Progressive Fin. Co.
Home Loan

12.33% - 15.33%

-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

12.36% - 17.36%

-

Nepal Bank

Nepal Bank Ltd.
Professional HL

12.40% - 13.40%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Nepalaxmi HL

12.40% - 13.40%

0.75%-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

12.48% - 20.73%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

12.48% - 20.98%

10 years

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

12.48% - 21.23%

15 years

Miteri Bikas

Miteri Bikas Bank
Housing Loan

12.60% - 18.60%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

12.63% - 19.63%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

12.70% - 19.70%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Equity

12.70% - 19.70%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

12.76% - 19.76%

-

Shine Resunga

Shine Resunga BB
Home Loan

12.79% - 17.79%

-

Muktinath

Muktinath Bikas Bank
Home Loan

12.80% - 18.80%

-

Muktinath

Muktinath Bikas Bank
Home Equity

12.80% - 18.80%

-

Garima Bikas

Garima Bikas Bank
Home Loan

12.83% - 17.83%

-

Siddhartha

Siddhartha Bank
Home Loan-Fixed Rate

12.99% - 12.99%

5 years

Siddhartha

Siddhartha Bank
HL-Above 1.5 crore-Fix

12.99% - 12.99%

5 years

Sunrise Bank

Sunrise Bank
Home Loan-Fixed rate

13.00% - 13.00%

-

Shree Invest

Shree Invest &Finance
Housing Loan

13.01% - 19.00%

-

RBB

Rastriya Banijya Bank
Home Loan

13.04% - 13.29%

0.75%5 years

Goodwill Finan.

Goodwill Finance Co.
Home Loan

13.10% - 18.10%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

13.19% - 18.19%

-

Manjushree

Manjushree Finance
Home Loan

13.24% - 20.24%

15 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

13.25% - 13.25%

0.75%5 years

Karnali Bikas

Karnali Bikas Bank
Housing Loan

13.26% - 18.26%

-

RBB

Rastriya Banijya Bank
Home Loan

13.29% - 13.54%

0.75%10 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL

13.29% - 13.54%

0.75%10 years

Global IME

Global IME Bank
Home Loan

13.30% - 16.80%

-

Pokhara Finan.

Pokhara Finance
Home Loan

13.30% - 20.30%

-

Kumari Bank

Kumari Bank
Home Loan

13.38% - 17.38%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-10+

13.40% - 13.90%

0.75%15 years

Nepal Bank

Nepal Bank Ltd.
Real Estate-Housing

13.40% - 15.40%

0.75%-

ICFC Finance

ICFC Finance Ltd
Housing Loan

13.45% - 20.45%

-

Nabil Bank

Nabil Bank
Housing Loan-Fixed Rate

13.49% - 13.49%

0.75%5 years

Siddhartha

Siddhartha Bank
Home Loan-Fixed Rate

13.49% - 13.49%

10 years

Siddhartha

Siddhartha Bank
HL-Above1.5 crore-Fixed Rate

13.49% - 13.49%

10 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja(घडेरी कर्जा)-Fixed Rate

13.50% - 13.50%

0.75%-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

13.50% - 13.50%

0.75%7 years

Nepal SBI

Nepal SBI Bank
HL-Fixed Rate

13.50% - 13.50%

3 years

RBB

Rastriya Banijya Bank
Home Loan

13.54% - 13.79%

0.75%15 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL

13.54% - 13.79%

0.75%15 years

Green Develop.

Green Dev. Bank
Home Loan

13.70% - 19.70%

-

Green Develop.

Green Dev. Bank
Home Loan

13.70% - 19.70%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

13.75% - 13.75%

0.75%10 years

Everest Bank

Everest Bank
HL- Above crore-Fixed

14.00% - 14.00%

0.75%7 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

14.00% - 14.00%

5 years

Siddhartha

Siddhartha Bank
Home Loan-Fixed Rate

14.00% - 14.00%

-

Siddhartha

Siddhartha Bank
HL-Above1.5 crore-Fixed Rate

14.00% - 14.00%

-

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.00% - 14.00%

5 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

14.00% - 15.00%

20 years

Nabil Bank

Nabil Bank
Housing Loan-Fixed Rate

14.09% - 14.09%

0.75%10 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

14.25% - 14.25%

0.75%5 years

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.25% - 14.25%

10 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

14.28% - 14.28%

5 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja(घडेरी कर्जा)

14.40% - 14.40%

0.75%-

Nabil Bank

Nabil Bank
Housing Loan-Fixed Rate

14.49% - 14.49%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

14.50% - 14.50%

0.75%10 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

14.50% - 14.50%

0.75%10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

14.50% - 14.50%

0.75%-

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.50% - 14.50%

15 years

Nepal SBI

Nepal SBI Bank
HL-Fixed Rate

14.50% - 14.50%

5 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

14.75% - 14.75%

0.75%15 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

14.75% - 14.75%

0.75%15 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

14.75% - 14.75%

0.75%7 years

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.75% - 14.75%

-

Corporate Dev

Corporate Bikas Bank
Home Loan

14.79% - 19.79%

-

Corporate Dev

Corporate Bikas Bank
Term Loan

14.79% - 17.79%

15 years

Best Finance

Best Finance Co.
Home Loan

14.95% - 18.95%

-

Everest Bank

Everest Bank
HL- Above Crore-Fixed

15.00% - 15.00%

0.75%10 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

15.00% - 15.00%

10 years

Nepal SBI

Nepal SBI Bank
HL-Fixed Rate

15.00% - 15.00%

10 years

Prabhu Bank

Prabhu Bank
HL-Fixed Rate 5+

15.28% - 15.28%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

15.50% - 15.50%

0.75%-

Nepal SBI

Nepal SBI Bank
HL-Fixed Rate

15.50% - 15.50%

-

NIC Asia

NIC ASIA Bank
Home Equity Loan-Fixed Rate

15.99% - 15.99%

15 years

NIC Asia

NIC ASIA Bank
Residential HL-Fixed

15.99% - 15.99%

15 years

NIC Asia

NIC ASIA Bank
Easy Home Equity -Fixed Rate

15.99% - 15.99%

15 years

Everest Bank

Everest Bank
HL-Above Crore-Fixed

16.00% - 16.00%

0.75%-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

16.00% - 16.00%

-

Civil Bank

Civil Bank
Home Loan-Fixed Rate

16.23% - 16.23%

5 years

Civil Bank

Civil Bank
HL-Fixed Rate(5+ yrs)

17.23% - 17.23%

-

Janaki Finan.

Janaki Finance Co.
Housing Loan

17.83% - 19.83%

-

Updated as on: Jan 27, 2023