Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Nepal Army HL

7.29% - 7.29%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan

8.03% - 10.03%

-

Krishi Bikas

Agriculture Dev. Bank
House Purchase Loan

8.03% - 11.03%

-

Krishi Bikas

Agriculture Dev. Bank
Land Purchase Loan

8.03% - 11.03%

-

Krishi Bikas

Agriculture Dev. Bank
Complex and HL

8.03% - 11.03%

-

Nabil Bank

Nabil Bank
Housing Loan

8.22% - 15.22%

0.75%-

Everest Bank

Everest Bank
Home Loan-upto 1 crore

8.36% - 15.36%

0.75%-

Everest Bank

Everest Bank
Home Loan- Above Crore

8.36% - 15.36%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

8.58% - 9.08%

0.75%5 years

BOK

Bank of Kathmandu
Housing Loan

8.62% - 15.62%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

8.83% - 9.33%

0.75%10 years

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

8.92% - 15.92%

25 years

Prabhu Bank

Prabhu Bank
Low Cost Housing

8.92% - 15.92%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

8.95% - 8.95%

5 years

Krishi Bikas

Agriculture Dev. Bank
Home Purchase Loan-Fixed

8.95% - 8.95%

5 years

NMB Bank

NMB Bank
Housing Loan

8.96% - 14.96%

-

NMB Bank

NMB Bank
Structured Low Cost Housing

8.96% - 14.96%

-

Sanima Bank

Sanima Bank
Home Loan

9.00% - 16.00%

-

Sanima Bank

Sanima Bank
Home Equity Loan

9.00% - 16.00%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

9.08% - 9.58%

0.75%15 years

Nepal Bank

Nepal Bank Ltd.
Home Loan

9.13% - 9.74%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Professional HL

9.13% - 10.74%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Nepalaxmi HL

9.13% - 10.74%

0.75%-

NCC Bank

NCC Bank
Home Loan

9.16% - 16.16%

-

Laxmi Bank

Laxmi Bank
Home Loans

9.25% - 14.25%

-

Laxmi Bank

Laxmi Bank
Home Equity Loans

9.25% - 14.25%

-

Laxmi Bank

Laxmi Bank
Home Equity Revolving Credit

9.25% - 14.25%

-

Laxmi Bank

Laxmi Bank
Sana Byawasai Karja

9.25% - 14.25%

-

Nepal SBI

Nepal SBI Bank
Home Loan

9.26% - 15.26%

-

Siddhartha

Siddhartha Bank
Home Loan

9.28% - 14.28%

-

Siddhartha

Siddhartha Bank
HL-Above1.5 crore

9.28% - 14.28%

-

Century Bank

Century Comm.Bank
Home Loan

9.29% - 13.29%

10 years

Century Bank

Century Comm.Bank
Home Loan

9.29% - 13.79%

15 years

Century Bank

Century Comm.Bank
Home Loan

9.29% - 14.29%

20 years

Machhapuchhre

Machhapuchhre Bank
Home Loans

9.31% - 16.31%

-

Prime Bank

Prime Commercial Bank
Home Loan

9.42% - 16.41%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

9.42% - 16.41%

-

NIC Asia

NIC ASIA Bank
Home Loan OD 

9.44% - 15.44%

-

NIC Asia

NIC ASIA Bank
Home Equity Loan

9.44% - 15.44%

15 years

NIC Asia

NIC ASIA Bank
Residential HL

9.44% - 15.44%

-

NIC Asia

NIC ASIA Bank
Easy Home Equity Loan

9.44% - 15.44%

15 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

9.45% - 9.45%

10 years

Krishi Bikas

Agriculture Dev. Bank
Land Purchase-Fixed Rate

9.45% - 9.45%

-

Krishi Bikas

Agriculture Dev. Bank
Home Purchase-Fixed Rate

9.45% - 9.45%

-

Nepal Bank

Nepal Bank Ltd.
HL-Fixed Rate

9.49% - 12.49%

0.75%-

Himalayan

Himalayan Bank
Home Loan

9.50% - 15.50%

0.75%10 years

Himalayan

Himalayan Bank
Home Loan

9.50% - 15.50%

0.75%-

Citizens Bank

Citizens Bank Int'l
Home Loan

9.60% - 16.60%

-

Sunrise Bank

Sunrise Bank
Ghar Karja

9.61% - 15.61%

-

RBB

Rastriya Banijya Bank
Home Loan

9.72% - 9.97%

0.75%5 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

9.72% - 9.72%

0.75%20 years

Nepal Bank

Nepal Bank Ltd.
Home Loan

9.77% - 10.38%

0.75%10 years

Mega Bank

Mega Bank
Housing Loan

9.79% - 16.79%

-

Excel Bikas

Excel Bikas Bank
Home Loan

9.90% - 16.90%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

9.90% - 16.90%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Equity

9.90% - 16.90%

-

Civil Bank

Civil Bank
Civil Home Loan

9.94% - 13.94%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

9.95% - 9.95%

-

Krishi Bikas

Agriculture Dev. Bank
Home Purchase-Fixed Rate

9.95% - 9.95%

10 years

RBB

Rastriya Banijya Bank
Home Loan

9.97% - 10.17%

0.75%10 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL

9.97% - 10.17%

0.75%10 years

NB Bank

Nepal Bangladesh Bank
Housing Loan-Fixed Rate

9.99% - 9.99%

5 years

SCB

Standard Chartered Bank
Home Loan

10.05% - 12.55%

-

NIBL

Nepal Investment Bank
Housing Loan

10.06% - 14.06%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

10.08% - 10.08%

0.75%20 years

Saptakoshi Dev

Saptakoshi Bikas Bank
Home Loan

10.09% - 15.09%

-

NB Bank

Nepal Bangladesh Bank
Housing Loan

10.10% - 14.10%

-

Shine Resunga

Shine Resunga BB
Home Loan

10.10% - 15.10%

-

Karnali Bikas

Karnali Bikas Bank
Housing Loan

10.13% - 15.13%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

10.16% - 15.16%

-

RBB

Rastriya Banijya Bank
Home Loan

10.17% - 10.47%

0.75%15 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL

10.17% - 10.47%

0.75%15 years

ICFC Finance

ICFC Finance Ltd
Housing Loan

10.21% - 17.21%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.25% - 10.25%

0.75%5 years

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

10.34% - 18.59%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

10.34% - 18.84%

10 years

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

10.34% - 19.09%

15 years

Miteri Bikas

Miteri Bikas Bank
Housing Loan

10.36% - 15.36%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

10.39% - 15.39%

-

Muktinath

Muktinath Bikas Bank
Home Loan

10.44% - 16.44%

-

Muktinath

Muktinath Bikas Bank
Home Equity

10.44% - 16.44%

-

Garima Bikas

Garima Bikas Bank
Home Loan

10.45% - 15.45%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

10.52% - 14.52%

-

Pokhara Finan.

Pokhara Finance
Home Loan

10.58% - 17.58%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

10.63% - 11.24%

0.75%15 years

Manjushree

Manjushree Finance
Home Loan

10.72% - 17.72%

15 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.75% - 10.75%

0.75%7 years

Nepal Bank

Nepal Bank Ltd.
Real Estate-Housing

10.77% - 11.77%

0.75%-

Shree Invest

Shree Invest &Finance
Housing Loan

10.79% - 16.78%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja(घडेरी कर्जा)-Fixed Rate

10.99% - 12.99%

0.75%-

NB Bank

Nepal Bangladesh Bank
Housing Loan-Fixed Rate

10.99% - 10.99%

10 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

11.00% - 11.00%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja(घडेरी कर्जा)

11.08% - 11.08%

0.75%-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

11.16% - 16.16%

-

Global IME

Global IME Bank
Home Loan

11.45% - 14.95%

-

NB Bank

Nepal Bangladesh Bank
Housing Loan-Fixed Rate

11.49% - 11.49%

20 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

11.50% - 11.50%

0.75%10 years

Kumari Bank

Kumari Bank
Home Loan

11.67% - 16.17%

-

Green Develop.

Green Dev. Bank
Home Loan

11.67% - 17.67%

-

Green Develop.

Green Dev. Bank
Home Loan

11.67% - 17.67%

-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

11.77% - 16.77%

-

Siddhartha

Siddhartha Bank
Home Loan-Fixed Rate

11.99% - 11.99%

5 years

Siddhartha

Siddhartha Bank
HL-Above 1.5 crore-FR

11.99% - 11.99%

5 years

Global IME

Global IME Bank
Home Loan-Fixed Rate

11.99% - 13.99%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

11.99% - 11.99%

5 years

Century Bank

Century Comm.Bank
Home Loan-Fixed Rate

11.99% - 11.99%

10 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

12.00% - 12.00%

0.75%10 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

12.00% - 12.00%

0.75%10 years

NCC Bank

NCC Bank
Home Loan-Fixed Rate

12.29% - 12.29%

5 years

Everest Bank

Everest Bank
Home Loan-Fixed Rate

12.33% - 12.33%

0.75%7 years

Progressive

Progressive Fin. Co.
Home Loan

12.37% - 15.37%

-

BOK

Bank of Kathmandu
Housing Loan-Fixed Rate

12.48% - 12.48%

10 years

Siddhartha

Siddhartha Bank
Home Loan-Fixed Rate

12.49% - 12.49%

10 years

Siddhartha

Siddhartha Bank
HL-Above1.5 crore-Fixed Rate

12.49% - 12.49%

10 years

Century Bank

Century Comm.Bank
Home Loan-Fixed Rate

12.49% - 12.49%

15 years

Sunrise Bank

Sunrise Bank
Home Loan-Fixed rate

12.50% - 12.50%

5 years

NCC Bank

NCC Bank
Home Loan-Fixed Rate

12.52% - 12.52%

10 years

Best Finance

Best Finance Co.
Home Loan

12.53% - 16.53%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

12.75% - 12.75%

0.75%-

Everest Bank

Everest Bank
HL- Above crore-Fixed

12.83% - 12.83%

0.75%7 years

NCC Bank

NCC Bank
Home Loan-Fixed Rate

12.94% - 12.94%

-

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

12.99% - 12.99%

0.75%7 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

12.99% - 12.99%

10 years

Century Bank

Century Comm.Bank
Home Loan-Fixed Rate

12.99% - 12.99%

20 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

13.00% - 13.00%

0.75%15 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

13.00% - 13.00%

0.75%15 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

13.00% - 13.00%

5 years

Siddhartha

Siddhartha Bank
Home Loan-Fixed Rate

13.00% - 13.00%

-

Siddhartha

Siddhartha Bank
HL-Above1.5 crore-Fixed Rate

13.00% - 13.00%

-

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

13.00% - 14.00%

20 years

Sunrise Bank

Sunrise Bank
Home Loan-Fixed rate

13.00% - 13.00%

10 years

Corporate Dev

Corporate Bikas Bank
Home Loan

13.42% - 18.42%

-

Corporate Dev

Corporate Bikas Bank
Term Loan

13.42% - 16.42%

15 years

BOK

Bank of Kathmandu
Housing Loan-Fixed Rate

13.48% - 13.48%

15 years

Sunrise Bank

Sunrise Bank
Home Loan-Fixed rate

13.50% - 13.50%

15 years

Nepal SBI

Nepal SBI Bank
HL-Fixed Rate

13.50% - 13.50%

3 years

Everest Bank

Everest Bank
HL- Above Crore-Fixed

13.83% - 13.83%

0.75%10 years

NIC Asia

NIC ASIA Bank
Home Equity Loan-Fixed Rate

13.89% - 13.89%

15 years

NIC Asia

NIC ASIA Bank
Residential HL-Fixed

13.89% - 13.89%

15 years

NIC Asia

NIC ASIA Bank
Easy Home Equity -Fixed Rate

13.89% - 13.89%

15 years

Nabil Bank

Nabil Bank
Housing Loan-Fixed Rate

13.99% - 13.99%

0.75%5 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

14.00% - 14.00%

10 years

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.00% - 14.00%

5 years

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.25% - 14.25%

10 years

Everest Bank

Everest Bank
Home Loan-Fixed Rate

14.33% - 14.33%

0.75%-

Civil Bank

Civil Bank
Home Loan-Fixed Rate

14.44% - 14.44%

5 years

BOK

Bank of Kathmandu
HL-Fixed Rate

14.48% - 14.48%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

14.50% - 14.50%

-

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.50% - 14.50%

15 years

Nepal SBI

Nepal SBI Bank
HL-Fixed Rate

14.50% - 14.50%

5 years

Nabil Bank

Nabil Bank
Housing Loan-Fixed Rate

14.59% - 14.59%

0.75%10 years

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.75% - 14.75%

-

Everest Bank

Everest Bank
HL-Above Crore-Fixed

14.83% - 14.83%

0.75%-

Nabil Bank

Nabil Bank
Housing Loan-Fixed Rate

14.99% - 14.99%

0.75%15 years

Nepal SBI

Nepal SBI Bank
HL-Fixed Rate

15.00% - 15.00%

10 years

Civil Bank

Civil Bank
HL-Fixed Rate(5+ yrs)

15.44% - 15.44%

-

Nepal SBI

Nepal SBI Bank
HL-Fixed Rate

15.50% - 15.50%

-

Janaki Finan.

Janaki Finance Co.
Housing Loan

16.08% - 18.08%

-

Updated as on: Jun 15, 2022