Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

5.69% - 5.69%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

5.76% - 5.76%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

6.12% - 8.54%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

6.12% - 14.25%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

6.12% - 13.50%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

6.54% - 7.62%

25 years

Everest Bank

Everest Bank
Home Loan

6.63% - 8.63%

0.75%-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

6.63% - 8.63%

10 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

6.63% - 9.63%

15 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

6.63% - 9.63%

-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

6.63% - 9.63%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(2 cr)

6.64% - 6.64%

-

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Global IME

Global IME Bank
Home Loan

6.74% - 10.24%

-

Siddhartha

Siddhartha Bank
Home Loan

8.75% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan-Women

8.49% offer

7 years

Nabil Bank

Nabil Bank
Affordable Loan

6.92% - 6.92%

-

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.94% - 7.69%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 2 Cr.)

6.94% - 6.94%

-

SCB

Standard Chartered Bank
Home Loan

7.11% - 9.11%

-

Prime Bank

Prime Commercial Bank
Home Loan

7.16% - 12.16%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

7.16% - 12.16%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

7.17% - 8.92%

-

NMB Bank

NMB Bank
Home Loan-(2.5 cr)

7.23% - 9.23%

20 years

NMB Bank

NMB Bank
Home Loan->(2.5Cr.)

7.23% - 9.23%

20 years

Excel Bikas

Excel Bikas Bank
Home Loan

7.28% - 10.78%

-

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

8.99% offer

7 years

Citizens Bank

Citizens Bank Int'l
Housing Loan

9.99% offer

7 years

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

7.30% - 11.05%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

7.40% - 9.40%

-

Nabil Bank

Nabil Bank
Home Loan

7.42% - 9.17%

0.75%-

RBB

Rastriya Banijya Bank
Home Loan

7.44% - 7.94%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

7.44% - 7.94%

0.75%20 years

Nepal SBI

Nepal SBI Bank
Home Loan

7.47% - 9.47%

-

Shine Resunga

Shine Resunga BB
Home Loan

7.52% - 11.52%

-

NIC Asia

NIC ASIA Bank
Home Loan-Prime

7.53% - 9.53%

-

Himalayan

Himalayan Bank
Home Loan-Premier

7.56% - 9.56%

0.75%-

Muktinath

Muktinath Bikas Bank
Home Loan

7.61% - 11.61%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

7.63% - 9.63%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

7.73% - 9.73%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

7.82% - 12.82%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

7.90% - 11.89%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

7.90% - 9.90%

-

NIMB

Nepal Investment Mega Bank
Home Loan(2.5 cr)

7.91% - 9.91%

0.75%-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

7.93% - 12.93%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

8.13% - 10.13%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

8.21% - 12.21%

-

Sanima Bank

Sanima Bank
Home Loan

8.26% - 10.26%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

8.26% - 10.26%

-

Pokhara Finan.

Pokhara Finance
Home Loan

8.30% - 12.30%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

8.33% - 10.33%

-

Garima Bikas

Garima Bikas Bank
Home Loan

8.38% - 10.38%

-

NIMB

Nepal Investment Mega Bank
Housing Loan->2.5 cr

8.41% - 10.41%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

8.49% - 11.99%

15 years

Green Develop.

Green Dev. Bank
Home Loan

8.52% - 12.52%

-

NIC Asia

NIC ASIA Bank
Home Loan OD 

8.53% - 10.53%

-

NIC Asia

NIC ASIA Bank
Home Loan-Standard

8.53% - 10.53%

5 years

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

8.63% - 10.63%

-

Central Fin

Central Finance Ltd
Home Loan

8.66% - 13.66%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

8.67% - 13.67%

-

NMB Bank

NMB Bank
Land Purchase>1Cr

8.73% - 10.73%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

8.79% - 12.79%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

8.87% - 10.87%

25 years

Prabhu Bank

Prabhu Bank
Low Cost Housing

8.87% - 10.87%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

8.99% - 8.99%

7 years

Everest Bank

Everest Bank
Home Loan-Fixed Rate

9.00% - 9.00%

0.75%7 years

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

9.06% - 16.06%

-

Kumari Bank

Kumari Bank
Home Loan

9.12% - 11.12%

-

Kumari Bank

Kumari Bank
Home Loan-Prime

9.12% - 11.12%

-

Progressive

Progressive Fin. Co.
Home Loan

9.28% - 12.28%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

9.33% - 13.33%

-

Manjushree

Manjushree Finance
Home Loan

9.44% - 13.44%

15 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

9.49% - 9.49%

10 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

9.50% - 9.50%

0.75%7 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

5 years

Himalayan

Himalayan Bank
Home Loan-Standard

9.56% - 11.06%

0.75%-

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.75% - 10.25%

0.75%15 years

Janaki Finan.

Janaki Finance Co.
Home Loan

9.93% - 15.22%

-

Global IME

Global IME Bank
Home Loan-Fixed Rate

9.99% - 11.99%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

9.99% - 9.99%

5 years

Reliance Fin.

Reliance Finance Ltd.
Home Loan

9.99% - 11.99%

-

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

10.00% - 10.25%

0.75%20 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

10.00% - 12.00%

20 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.13% - 10.13%

5 years

Krishi Bikas

Agricultural Dev. Bank
Home Purchase Loan-Fixed

10.13% - 10.13%

5 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

10.50% - 10.50%

10 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

10.50% - 12.00%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.63% - 10.63%

10 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.63% - 10.63%

-

Krishi Bikas

Agricultural Dev. Bank
Home Purchase-Fixed Rate

10.63% - 10.63%

10 years

Krishi Bikas

Agricultural Dev. Bank
Home Purchase Loan-Fixed Rate

10.63% - 10.63%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

11.00% - 11.00%

0.75%5 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

11.13% - 11.13%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Purchase-Fixed Rate

11.13% - 11.13%

15 years

Best Finance

Best Finance Co.
Home Loan

11.48% - 16.48%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

11.50% - 11.50%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan-Fixed Rate

11.63% - 11.63%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

11.75% - 11.75%

0.75%10 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

11.99% - 11.99%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

12.50% - 12.50%

0.75%-

Updated as on: Feb 21, 2025