Home Loan

Bank/FINameInterest RateProcessing FeeTenure

SCB

Standard Chartered Bank
Home Loan-Offer

6.99% offer

7 years

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

4.73% - 4.73%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

4.80% - 4.80%

-

Nabil Bank

Nabil Bank
Home Loan-Dhukka

7.99% offer

7 years

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

5.32% - 8.32%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

5.32% - 8.32%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.32% - 8.32%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.32% - 7.32%

10 years

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

5.34% - 7.34%

0.75%-

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

5.63% - 7.13%

25 years

Nabil Bank

Nabil Bank
Home Loan

5.73% - 7.73%

0.75%-

Siddhartha

Siddhartha Bank
Home Loan

7.75% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan-Women

7.49% offer

7 years

Everest Bank

Everest Bank
Home Loan

5.80% - 7.80%

0.75%-

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

Prime Bank

Prime Commercial Bank
Home Loan-Repair

5.94% - 10.94%

-

Prime Bank

Prime Commercial Bank
Home Loan

5.94% - 10.94%

-

Nabil Bank

Nabil Bank
Affordable Loan

5.98% - 5.98%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(3 cr)

5.98% - 6.23%

-

NMB Bank

NMB Bank
Home Loan->(3 Cr.)

6.08% - 8.08%

20 years

NMB Bank

NMB Bank
Home Loan-(3 cr)

6.08% - 8.08%

20 years

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

6.15% - 8.15%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

6.21% - 9.96%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

6.23% - 7.98%

-

Nabil Bank

Nabil Bank
Super Home Loan

6.23% - 8.23%

-

Himalayan

Himalayan Bank
Home Loan-Premier

6.24% - 8.24%

0.75%-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

6.25% - 11.25%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

6.25% - 8.25%

-

Nepal SBI

Nepal SBI Bank
Home Loan

6.29% - 8.29%

-

Shine Resunga

Shine Resunga BB
Home Loan

6.37% - 10.37%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

6.41% - 11.41%

-

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

6.45% - 10.44%

-

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.48% - 6.98%

0.75%20 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.48% - 7.23%

0.75%20 years

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 3 Cr.)

6.48% - 6.48%

-

RBB

Rastriya Banijya Bank
Home Loan

6.48% - 6.98%

0.75%15 years

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

6.49% - 10.49%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

6.55% - 10.55%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

6.58% - 8.58%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

6.65% - 8.65%

-

Global IME

Global IME Bank
Home Loan

6.74% - 8.74%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

6.75% - 8.75%

-

NIC Asia

NIC ASIA Bank
Home Loan

6.77% - 8.77%

-

Muktinath

Muktinath Bikas Bank
Home Loan

6.84% - 8.84%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

6.88% - 8.88%

0.75%-

Sanima Bank

Sanima Bank
Home Loan-Equity

7.01% - 9.01%

-

Sanima Bank

Sanima Bank
Home Loan

7.01% - 9.01%

-

Garima Bikas

Garima Bikas Bank
Home Loan

7.06% - 9.06%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

7.12% - 7.12%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

7.25% - 9.25%

-

Kumari Bank

Kumari Bank
Home Loan

7.28% - 9.28%

-

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

7.34% - 9.34%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

7.35% - 11.35%

-

Green Develop.

Green Dev. Bank
Home Loan

7.35% - 11.35%

-

Manjushree

Manjushree Finance
Home Loan

7.37% - 11.37%

15 years

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.49% - 7.49%

0.75%7 years

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

7.50% - 7.50%

0.75%7 years

Nepal Bank

Nepal Bank Ltd.
Home Loan

7.55% - 7.55%

0.75%-

NMB Bank

NMB Bank
Land Purchase>1Cr

7.58% - 9.58%

-

Prabhu Bank

Prabhu Bank
Low Cost Housing

7.61% - 9.61%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

7.61% - 9.61%

25 years

Goodwill Finan.

Goodwill Finance Co.
Home Loan

7.82% - 11.82%

-

Central Fin

Central Finance Ltd
Home Loan

7.88% - 12.88%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

7.99% - 11.99%

15 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.00% - 8.00%

7 years

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

8.05% - 13.05%

-

Progressive

Progressive Fin. Co.
Home Loan

8.11% - 11.11%

-

Himalayan

Himalayan Bank
Home Loan-Standard

8.24% - 9.74%

0.75%-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

8.25% - 8.25%

0.75%5 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.50% - 8.50%

-

Pokhara Finan.

Pokhara Finance
Home Loan

8.51% - 12.51%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Reliance Fin.

Reliance Finance Ltd.
Home Loan

8.76% - 10.51%

-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

8.99% - 10.49%

-

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 10.99%

-

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

9.00% - 11.00%

20 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.00% - 9.00%

0.75%10 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.25% - 9.75%

0.75%15 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.25% - 9.25%

0.75%-

Best Finance

Best Finance Co.
Home Loan

9.41% - 14.41%

-

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

9.50% - 9.75%

0.75%20 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

5 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

9.90% - 9.90%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

9.99% - 9.99%

0.75%10 years

Nepal Bank

Nepal Bank Ltd.
Home -Fixed Rate

9.99% - 9.99%

10 years

Krishi Bikas

Agricultural Dev. Bank
Home Purchase-Fixed Rate

10.07% - 11.57%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

10.50% - 10.50%

10 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

11.50% - 11.50%

-

Updated as on: Dec 24, 2025