Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan-Quake Victim

4.89% - 4.89%

-

RBB

Rastriya Banijya Bank
Home Loan (For Army)

4.96% - 4.96%

-

Krishi Bikas

Agricultural Dev. Bank
Complex and HL

5.49% - 8.49%

-

Krishi Bikas

Agricultural Dev. Bank
Land Purchase Loan

5.49% - 8.49%

-

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.49% - 8.49%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan

5.49% - 7.49%

10 years

Nabil Bank

Nabil Bank
Home Loan-Dhukka

7.99% offer

7 years

NIMB

Nepal Investment Mega Bank
Home Loan(3 cr)

5.69% - 7.69%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Sarvasulav Awash Karja

5.75% - 7.25%

25 years

Everest Bank

Everest Bank
Home Loan

5.88% - 7.88%

0.75%-

NMB Bank

NMB Bank
Sulav Home Loan

9.99% offer

10 years

Siddhartha

Siddhartha Bank
Home Loan-Women

7.49% offer

7 years

Siddhartha

Siddhartha Bank
Home Loan

7.75% offer

7 years

Citizens Bank

Citizens Bank Int'l
Home Loan

7.99% offer

7 years

Nabil Bank

Nabil Bank
Home Loan

6.08% - 8.08%

0.75%-

RBB

Rastriya Banijya Bank
Home Loan-Mero(3 cr)

6.14% - 6.39%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

6.26% - 11.26%

-

Prime Bank

Prime Commercial Bank
Home Loan

6.26% - 11.26%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(=2 Cr)

6.31% - 8.31%

-

Nabil Bank

Nabil Bank
Affordable Loan

6.33% - 6.33%

-

SCB

Standard Chartered Bank
Home Loan

6.36% - 8.36%

-

Excel Bikas

Excel Bikas Bank
Home Loan

6.38% - 10.38%

-

NMB Bank

NMB Bank
Home Loan->(3 Cr.)

6.39% - 8.39%

20 years

NMB Bank

NMB Bank
Home Loan-(3 cr)

6.39% - 8.39%

20 years

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

6.45% - 10.20%

-

Nepal SBI

Nepal SBI Bank
Home Loan

6.46% - 8.46%

-

Shine Resunga

Shine Resunga BB
Home Loan

6.49% - 10.49%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loans

6.51% - 8.51%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

6.57% - 11.57%

-

Himalayan

Himalayan Bank
Home Loan-Premier

6.58% - 8.58%

0.75%-

Nabil Bank

Nabil Bank
Super Home Loan

6.58% - 8.58%

-

Nabil Bank

Nabil Bank
Sustainable Home Loan

6.58% - 8.33%

-

Muktinath

Muktinath Bikas Bank
Home Loan

6.59% - 10.59%

-

RBB

Rastriya Banijya Bank
Home Loan-Mero(> 3 Cr.)

6.64% - 6.64%

-

RBB

Rastriya Banijya Bank
Home Loan

6.64% - 7.14%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

6.64% - 7.14%

0.75%20 years

RBB

Rastriya Banijya Bank
Your Own Home Loan

6.64% - 7.39%

0.75%20 years

Shangrila Dev.

Shangrila Bikas Bank
Home Loan

6.69% - 10.68%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

6.72% - 11.72%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

6.75% - 10.75%

-

NIC Asia

NIC ASIA Bank
Home Loan-Prime

6.76% - 8.76%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan(>2Cr)

6.81% - 8.81%

-

NMB Bank

NMB Bank
Land Purchase(1 Cr)

6.89% - 8.89%

-

Global IME

Global IME Bank
Home Loan

6.90% - 8.90%

-

Miteri Bikas

Miteri Bikas Bank
Home Loan

6.95% - 10.95%

-

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja

7.00% - 9.00%

0.75%-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Equity

7.01% - 9.01%

-

Sanima Bank

Sanima Bank
Home Loan

7.18% - 9.18%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

7.18% - 9.18%

-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

7.24% - 7.24%

0.75%-

Garima Bikas

Garima Bikas Bank
Home Loan

7.39% - 9.39%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

7.49% - 7.49%

0.75%7 years

Green Develop.

Green Dev. Bank
Home Loan

7.50% - 11.50%

-

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

7.50% - 7.50%

0.75%7 years

Laxmi Sunrise

Laxmi Sunrise
Home Equity Revolving Credit

7.51% - 9.51%

-

Kumari Bank

Kumari Bank
Home Loan

7.51% - 9.51%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan

7.67% - 7.67%

0.75%-

Manjushree

Manjushree Finance
Home Loan

7.68% - 11.68%

15 years

NIMB

Nepal Investment Mega Bank
Housing Loan>3cr

7.69% - 9.69%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

7.76% - 11.76%

-

NIC Asia

NIC ASIA Bank
Home Loan OD 

7.76% - 9.76%

-

NIC Asia

NIC ASIA Bank
Home Loan-Standard

7.76% - 9.76%

5 years

Prabhu Bank

Prabhu Bank
Low Cost Housing

7.83% - 9.83%

-

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

7.83% - 9.83%

25 years

NMB Bank

NMB Bank
Land Purchase>1Cr

7.89% - 9.89%

-

Laxmi Sunrise

Laxmi Sunrise
Home Loan-Fixed Rate

7.99% - 11.99%

15 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.00% - 8.00%

7 years

Central Fin

Central Finance Ltd
Home Loan

8.10% - 13.10%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

8.28% - 13.28%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

8.34% - 12.34%

-

Gurkhas Finan

Gurkhas Finance Ltd
Home loan

8.45% - 15.45%

-

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

8.50% - 8.50%

-

Himalayan

Himalayan Bank
Home Loan-Standard

8.58% - 10.08%

0.75%-

Progressive

Progressive Fin. Co.
Home Loan

8.58% - 11.58%

-

Kumari Bank

Kumari Bank
Home Loan-Fixed Rate

8.59% - 8.59%

7 years

Reliance Fin.

Reliance Finance Ltd.
Home Loan

8.86% - 10.61%

-

Pokhara Finan.

Pokhara Finance
Home Loan

8.98% - 12.98%

-

Global IME

Global IME Bank
Home Loan-Fixed Rate

8.99% - 10.99%

-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

8.99% - 10.49%

-

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

9.00% - 11.00%

20 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

9.25% - 9.25%

0.75%5 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

9.25% - 9.75%

0.75%15 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

9.50% - 9.50%

5 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

9.50% - 9.75%

0.75%20 years

Best Finance

Best Finance Co.
Home Loan

9.69% - 14.69%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

9.90% - 9.90%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja-Fixed Rate

9.99% - 9.99%

0.75%10 years

Nepal Bank

Nepal Bank Ltd.
Home -Fixed Rate

9.99% - 9.99%

10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.00% - 10.00%

0.75%10 years

Krishi Bikas

Agricultural Dev. Bank
Home Purchase-Fixed Rate

10.15% - 11.65%

15 years

Krishi Bikas

Agricultural Dev. Bank
Home Loan -Fixed Rate

10.15% - 11.65%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

10.25% - 10.25%

0.75%-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

10.50% - 10.50%

10 years

Krishi Bikas

Agricultural Dev. Bank
Land Purchase-Fixed Rate

10.65% - 10.65%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

11.50% - 11.50%

-

Updated as on: Nov 14, 2025