Home Loan

Bank/FINameInterest RateProcessing FeeTenure

RBB

Rastriya Banijya Bank
Home Loan (For Army)

8.76% - 8.76%

-

Nabil Bank

Nabil Bank
Home Loan

9.83% - 14.83%

0.75%-

Everest Bank

Everest Bank
Home Loan

10.05% - 14.55%

0.75%-

NIMB

Nepal Investment Mega Bank
Home Loan

10.06% - 15.06%

0.75%-

Krishi Bikas

Agriculture Dev. Bank
Home Loan

10.27% - 12.27%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan

10.27% - 13.27%

-

Krishi Bikas

Agriculture Dev. Bank
Land Purchase Loan

10.27% - 13.27%

-

Krishi Bikas

Agriculture Dev. Bank
Complex and HL

10.27% - 13.27%

-

Siddhartha

Siddhartha Bank
Home Loan

10.40% - 14.90%

-

RBB

Rastriya Banijya Bank
Your Own Home Loan

10.44% - 10.44%

0.75%20 years

NIC Asia

NIC ASIA Bank
Home Loan OD 

10.45% - 16.45%

-

NIC Asia

NIC ASIA Bank
Home Loan-Equity

10.45% - 16.45%

15 years

NIC Asia

NIC ASIA Bank
Home Loan

10.45% - 16.45%

-

NIC Asia

NIC ASIA Bank
Home Loan-Equity

10.45% - 16.45%

15 years

Prabhu Bank

Prabhu Bank
Prabhu Home Loan

10.45% - 15.45%

25 years

Prabhu Bank

Prabhu Bank
Low Cost Housing

10.45% - 15.45%

-

NMB Bank

NMB Bank
Housing Loan

10.52% - 15.52%

-

NMB Bank

NMB Bank
Home Loan-Low Cost

10.52% - 15.52%

-

Sanima Bank

Sanima Bank
Home Loan

10.64% - 15.64%

-

Sanima Bank

Sanima Bank
Home Loan-Equity

10.64% - 15.64%

-

Nepal SBI

Nepal SBI Bank
Home Loan

10.99% - 15.99%

-

Himalayan

Himalayan Bank
Home Loan

11.03% - 16.03%

0.75%10 years

Himalayan

Himalayan Bank
Home Loan

11.03% - 16.03%

0.75%-

Prime Bank

Prime Commercial Bank
Home Loan

11.05% - 16.05%

-

Prime Bank

Prime Commercial Bank
Home Loan-Repair

11.05% - 16.05%

-

Laxmi Bank

Laxmi Bank
Home Loans

11.10% - 16.10%

-

Laxmi Bank

Laxmi Bank
Home Loan-Equity

11.10% - 16.10%

-

Laxmi Bank

Laxmi Bank
Home Equity Revolving Credit

11.10% - 16.10%

-

Citizens Bank

Citizens Bank Int'l
Home Loan

11.11% - 16.11%

-

Machhapuchhre

Machhapuchhre Bank
Home Loan

11.13% - 16.13%

-

Sunrise Bank

Sunrise Bank
Home Loan

11.32% - 16.32%

-

SCB

Standard Chartered Bank
Home Loan

11.35% - 13.35%

-

RBB

Rastriya Banijya Bank
Home Loan

11.44% - 11.44%

0.75%5 years

Global IME

Global IME Bank
Home Loan-Fixed Rate

11.50% - 12.50%

-

RBB

Rastriya Banijya Bank
Home Loan

11.69% - 11.69%

0.75%10 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

11.69% - 11.69%

0.75%10 years

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

11.76% - 11.76%

0.75%10 years

Excel Bikas

Excel Bikas Bank
Home Loan

11.92% - 18.92%

-

RBB

Rastriya Banijya Bank
Home Loan

11.94% - 11.94%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Mahalaxmi

11.94% - 11.94%

0.75%15 years

Siddhartha

Siddhartha Bank
Home Loan-Fixed Rate

11.99% - 11.99%

5 years

Shine Resunga

Shine Resunga BB
Home Loan

12.14% - 17.14%

-

Citizens Bank

Citizens Bank Int'l
Housing Loan

12.22% - 12.22%

16 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Fixed Rate

12.25% - 14.25%

0.75%-

Miteri Bikas

Miteri Bikas Bank
Home Loan

12.25% - 18.25%

-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Professional

12.26% - 13.26%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Home Loan-Nepalaxmi

12.26% - 13.26%

0.75%-

Nepal Bank

Nepal Bank Ltd.
Shulav Aawas Karja

12.26% - 12.26%

0.75%-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan

12.33% - 19.33%

-

Mahalaxmi

Mahalaxmi Bikas Bank
Home Loan-Equity

12.33% - 19.33%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

12.34% - 20.59%

-

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

12.34% - 20.84%

10 years

Lumbini Bikas

Lumbini Bikas Bank
Home Loan

12.34% - 21.09%

15 years

Siddhartha

Siddhartha Bank
Home Loan-Fixed Rate

12.49% - 12.49%

10 years

Everest Bank

Everest Bank
Home Loan-Fixed Rate

12.50% - 12.50%

0.75%7 years

Muktinath

Muktinath Bikas Bank
Home Loan

12.52% - 18.52%

-

Muktinath

Muktinath Bikas Bank
Home Equity

12.52% - 18.52%

-

Garima Bikas

Garima Bikas Bank
Home Loan

12.53% - 17.53%

-

Kamana Sewa

Kamana Sewa B.Bank
Home Loan

12.64% - 19.64%

-

Goodwill Finan.

Goodwill Finance Co.
Home Loan

12.65% - 17.65%

-

Jyoti Bikas

Jyoti Bikas Bank
Home Loan

12.66% - 19.66%

-

Kumari Bank

Kumari Bank
Home Loan

12.92% - 15.92%

-

Shree Invest

Shree Invest &Finance
Home Loan

12.98% - 18.97%

-

Manjushree

Manjushree Finance
Home Loan

12.98% - 19.98%

15 years

Prabhu Bank

Prabhu Bank
Home Loan-Fixed Rate

12.99% - 12.99%

5 years

Karnali Bikas

Karnali Bikas Bank
Housing Loan

12.99% - 17.99%

-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

13.00% - 13.00%

0.75%10 years

Siddhartha

Siddhartha Bank
Home Loan-Fixed Rate

13.00% - 13.00%

-

Sunrise Bank

Sunrise Bank
Home Loan-Fixed rate

13.00% - 13.00%

-

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

13.02% - 13.02%

5 years

Krishi Bikas

Agriculture Dev. Bank
Home Purchase Loan-Fixed

13.02% - 13.02%

5 years

Global IME

Global IME Bank
Home Loan

13.05% - 15.55%

-

Reliance Fin.

Reliance Finance Ltd.
Home Loan

13.10% - 18.10%

-

Sindhu Bikas

Sindhu Bikas Bank
Home Loan

13.14% - 18.14%

-

Corporate Dev

Corporate Bikas Bank
Home Loan

13.20% - 18.20%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

13.25% - 13.25%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Home Loan

13.26% - 13.76%

0.75%15 years

Nepal Bank

Nepal Bank Ltd.
Home Loan-Realestate

13.26% - 15.26%

0.75%-

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

13.27% - 13.27%

10 years

Krishi Bikas

Agriculture Dev. Bank
Home Purchase-Fixed Rate

13.27% - 13.27%

10 years

Prabhu Bank

Prabhu Bank
Home Loan

13.30% - 13.30%

-

ICFC Finance

ICFC Finance Ltd
Home Loan

13.39% - 20.39%

-

Green Develop.

Green Dev. Bank
Home Loan

13.48% - 19.48%

-

Green Develop.

Green Dev. Bank
Home Loan

13.48% - 19.48%

-

Nabil Bank

Nabil Bank
Home Loan-Fixed Rate

13.49% - 13.49%

0.75%5 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja(घडेरी कर्जा)-Fixed Rate

13.50% - 13.50%

0.75%-

Pokhara Finan.

Pokhara Finance
Home Loan

13.50% - 20.50%

-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

13.50% - 13.50%

3 years

Krishi Bikas

Agriculture Dev. Bank
Home Loan -Fixed Rate

13.52% - 13.52%

-

Krishi Bikas

Agriculture Dev. Bank
Land Purchase-Fixed Rate

13.52% - 13.52%

-

Krishi Bikas

Agriculture Dev. Bank
Home Purchase-Fixed Rate

13.52% - 13.52%

-

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

13.75% - 13.75%

0.75%10 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

14.00% - 14.00%

5 years

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.00% - 14.00%

5 years

Prime Bank

Prime Commercial Bank
Home Loan-Fixed rate

14.00% - 15.00%

20 years

Nabil Bank

Nabil Bank
Home Loan-Fixed Rate

14.09% - 14.09%

0.75%10 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

14.25% - 14.25%

0.75%5 years

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.25% - 14.25%

10 years

Nepal Bank

Nepal Bank Ltd.
Ghaderi Karja(घडेरी कर्जा)

14.26% - 14.26%

0.75%-

Nabil Bank

Nabil Bank
Home Loan-Fixed Rate

14.49% - 14.49%

0.75%15 years

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

14.50% - 14.50%

0.75%10 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

14.50% - 14.50%

0.75%10 years

SCB

Standard Chartered Bank
Home Loan-Fixed Rate

14.50% - 14.50%

0.75%-

Everest Bank

Everest Bank
Home Loan-Fixed Rate

14.50% - 14.50%

0.75%-

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.50% - 14.50%

15 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

14.50% - 14.50%

5 years

Progressive

Progressive Fin. Co.
Home Loan

14.62% - 17.62%

-

RBB

Rastriya Banijya Bank
Home Loan-Fixed Rate

14.75% - 14.75%

0.75%15 years

RBB

Rastriya Banijya Bank
Mahalaxmi HL-Fixed Rate

14.75% - 14.75%

0.75%15 years

Citizens Bank

Citizens Bank Int'l
Home Loan-Fixed Rate

14.75% - 14.75%

-

Himalayan

Himalayan Bank
Home Loan-Fixed Rate

14.91% - 14.91%

0.75%7 years

NIC Asia

NIC ASIA Bank
Home Loan Equity-Fixed Rate

14.99% - 14.99%

15 years

NIC Asia

NIC ASIA Bank
Residential HL-Fixed

14.99% - 14.99%

15 years

NIC Asia

NIC ASIA Bank
Easy Home Equity -Fixed Rate

14.99% - 14.99%

15 years

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

15.00% - 15.00%

10 years

Best Finance

Best Finance Co.
Home Loan

15.00% - 19.00%

-

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

15.00% - 15.00%

10 years

Nepal SBI

Nepal SBI Bank
Home Loan-Fixed Rate

15.50% - 15.50%

-

Machhapuchhre

Machhapuchhre Bank
Home Loans-Fixed rate

16.00% - 16.00%

-

Janaki Finan.

Janaki Finance Co.
Home Loan

18.25% - 20.25%

-

Updated as on: May 26, 2023